Riders & Addenda

Introduction

It is sometimes necessary to add (or delete) provisions to the security instrument or note for regularly amortizing mortgages to acknowledge special provisions that either apply or do not apply for certain:

• Types of mortgages (such as adjustable-rate mortgages, biweekly payment mortgages, Texas Section 50(a)(6) mortgages, etc.);
• Property types (such as condominiums, PUDs, or one- to-four-family properties); or
• Occupancy statuses (such as second homes).

The amendments are incorporated by the use of a rider (to the security instrument) or an addendum (to either the note or the security instrument). Occasionally, an addendum is also used to amend a rider.

This page provides downloadable copies of standard and negotiated instruments, including:

• Fannie Mae/Freddie Mac Uniform Instruments
• Fannie Mae Uniform Instruments (marked with an *)