Mortgage Products
Browse our mortgage products and options
Low Down Payment
The HomeReady® mortgage includes innovative income flexibilities that can help your customers qualify for an affordable mortgage with a down payment as low as 3%.
View 97% LTV/CLTV/HCLTV financing options that help you serve qualified first-time home buyers and support the refinance of Fannie Mae loans.
HFA Preferred™ pairs features of HomeReady with the flexibilities from local housing finance agencies (HFAs), designed to serve more low- to moderate-income borrowers.
Home Renovation, Construction, and Energy Improvements
Learn how HomeStyle® Renovation provides a convenient and flexible way for your customers to finance home improvements and repairs as part of the purchase or refinance mortgage.
Discover products and options to help you serve customers interested in financing for construction projects.
Whether they’re purchasing a home or refinancing their current one, help your borrowers finance upgrades to reduce utility costs and improve the comfort and safety of their homes.
Accessory Dwelling Units (ADUs)
ADUs can be financed using a range of Fannie Mae loan options and allow borrowers the flexibility to earn rental income from tenants or provide additional space for extended family.
Rural Areas, Underserved Communities and Down Payment Assistance Programs
See how our innovative offerings, including MH Advantage, can support affordable alternatives to site-built homes.
Learn more about ways to increase mortgage financing opportunities for Native American Communities both on and off tribal trust and restricted lands.
Help borrowers overcome two of the greatest barriers to homeownership: down payments and closing costs.
Discover how Community Land Trusts and other shared equity programs can support your borrower's first steps to achieve their lifelong goal of homeownership.
Affordable Refinance
A refinance option that provides expanded eligibility, resulting in new opportunities for you and your borrowers.
See if your borrowers with existing Fannie Mae mortgages can benefit from a high LTV refinance option.
ARM Loans, High-Balance Loans, Loan Limits, and More
View eligibility for adjustable-rate mortgages, high-balance loans, condo projects, and more.
