Become a Fannie Mae-Approved Seller or Servicer
It’s easy to become a Fannie Mae seller. Start doing business with us in 90 days or less*— with fast approvals, dedicated onboarding support, and clear eligibility guidance. We’re committed to serving the mortgage industry and providing liquidity to the market.
Benefits to support your strategic objectives
Becoming a Fannie Mae seller/servicer offers significant advantages for your business and your customers. Get access to industry leading tools, resources, and support you need to succeed in today's housing market.
Innovative technology to make your job easier
Integrated tools streamline underwriting and delivery, shortening cycle times so your teams can work faster with confidence.
Broad range of industry-leading mortgage solutions
Financing options designed to reduce complexity, lower barriers to homeownership, and enhance the borrower experience.
Transparent pricing and streamlined funding
Standardized capital markets execution delivers speed and consistency in any market.
Industry partner of choice
Day-one access to rep and warrant framework plus expert support to help reduce post-acquisition risk and help provide greater certainty throughout the loan lifecycle.
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Pre-application and eligibility
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Application submission
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Document submission and review
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Application decisioning
Pre-application and eligibility
Step 1: Pre-application and eligibility
Confirm readiness and chart a clear path forward.
- Review eligibility criteria, including minimum net worth, capital requirements, and Risk and Servicer assessments to evaluate operational readiness.
- Use available tools to confirm alignment with the Fannie Mae Selling and Servicing Guides.
- Contact our onboarding team to complete a readiness assessment, confirm minimum requirements and strategy, or get help with the Seller/Servicer or servicing-only application process.
Application submission
Step 2: Application submission
Request access and submit your application.
- Obtain a 5-digit Non-Seller/Servicer Number. If you don't already have a 5-digit identifier to access the Uniform Collateral Data Portal® or Desktop Underwriter®, you must obtain one to access the application.
- Complete the Non-Seller/Servicer Registration Form to request your 5-digit identifier
- Request Access to the application, ECRM 1010. Access Technology Manager and request the application. The application is located under the Enterprise Customer Relationship Management (ECRM) section, and your Corporate Administrator must be assigned the ECRM-FORM1010-USER role. Once granted, allow up to two hours for full provisioning.
- Complete the Online Application. Once access is granted, log in to complete and submit your application.
Document submission and review
Step 3: Document submission and review
Share documentation and validate your operations.
- Submit required documentation, including audited financials, business plans, and organizational charts.
- Fannie Mae reviews submitted materials for completeness and content.
- Participate in a scheduled desk review with the Lender Approval Team to assess your processes, workflows, policies, and strategy. This is one of the final steps before a decision is made.
Application decisioning
Step 4. Application decisioning
Final review and approval.
- Fannie Mae completes final application reviews and internal write ups.
- A final recommendation is issued.
- If approved, you will receive the Master Seller/Servicer Contract and applicable addendums for signature.
- Once executed, onboarding begins with your account team.
Step 1: Pre-application and eligibility
Confirm readiness and chart a clear path forward.
- Review eligibility criteria, including minimum net worth, capital requirements, and Risk and Servicer assessments to evaluate operational readiness.
- Use available tools to confirm alignment with the Fannie Mae Selling and Servicing Guides.
- Contact our onboarding team to complete a readiness assessment, confirm minimum requirements and strategy, or get help with the Seller/Servicer or servicing-only application process.
Step 2: Application submission
Request access and submit your application.
- Obtain a 5-digit Non-Seller/Servicer Number. If you don't already have a 5-digit identifier to access the Uniform Collateral Data Portal® or Desktop Underwriter®, you must obtain one to access the application.
- Complete the Non-Seller/Servicer Registration Form to request your 5-digit identifier
- Request Access to the application, ECRM 1010. Access Technology Manager and request the application. The application is located under the Enterprise Customer Relationship Management (ECRM) section, and your Corporate Administrator must be assigned the ECRM-FORM1010-USER role. Once granted, allow up to two hours for full provisioning.
- Complete the Online Application. Once access is granted, log in to complete and submit your application.
Step 3: Document submission and review
Share documentation and validate your operations.
- Submit required documentation, including audited financials, business plans, and organizational charts.
- Fannie Mae reviews submitted materials for completeness and content.
- Participate in a scheduled desk review with the Lender Approval Team to assess your processes, workflows, policies, and strategy. This is one of the final steps before a decision is made.
Step 4. Application decisioning
Final review and approval.
- Fannie Mae completes final application reviews and internal write ups.
- A final recommendation is issued.
- If approved, you will receive the Master Seller/Servicer Contract and applicable addendums for signature.
- Once executed, onboarding begins with your account team.
Review Path to Approval Toolkit Start application
*Based on our receipt of all required documentation within 21 business days of the acceptance date of the application. Actual timelines may vary for reasons such as volume, scheduling availability, or other factors outside of our control. Approval is not guaranteed.
Maintain seller/servicer eligibility
Helpful resources
Selling and Servicing Policy
Quality Control and Risk Management
Counterparty Information
Seller/Servicer Eligibility Reporting Calendar
