Native American Homeownership
Fannie Mae builds lasting partnerships that serve the affordable homeownership needs of Native American communities.
Whether using a HUD-184 or conventional loans, our offerings provide Native American lenders, tribes, and homeowners options to find the loan that’s right for them.
Our Tribal Partners
The following Native American tribes have signed a memorandum of understanding with Fannie Mae to make our mortgage products available on their lands.
- Bay Mill Indian Community – Michigan
- Sault Ste. Marie Tribe – Michigan
- Pueblo of Acoma – New Mexico
- Pueblo of Santa Ana – New Mexico
We are working to make homeownership more accessible to Native American communities.
Affordable mortgage solutions
Fannie Mae purchases HUD-184 Guaranteed loans which offer Native Americans low down payments and other flexibilities.
The HomeReady® mortgage includes innovative income flexibilities that can help your customers qualify for an affordable mortgage with a down payment as low as 3%.
HFA Preferred™ pairs features of HomeReady with the flexibilities from local housing finance agencies (HFAs) designed to serve more low- to moderate-income borrowers.
Manufactured Housing Loans
See how our innovative offerings, including MH Advantage®, can support affordable alternatives to site-built homes.
Renovation and Repair
Learn how HomeStyle® Renovation provides a convenient and flexible way for your customers to finance home improvements and repairs as part of the purchase or refinance mortgage.
Initiative for Native American Homeownership
With the Initiative for Native American Homeownership, we’re able to offer a new option for tribes and lenders—the opportunity to use conventional mortgages on tribal lands.