Uniform Appraisal Dataset

The Uniform Appraisal Dataset (UAD) 3.6 and Forms Redesign team has updated the UAD Compliance Rules for the Uniform Residential Appraisal Report (URAR), Restricted Appraisal Update Report, and Completion Report.

Summary of Changes

• Severity Level Changes: Effective January 26, 2026, the severity level for certain rules applicable to the Restricted Appraisal Update Report and Completion Report will be updated. For details, see Appendix H-2 and Appendix H-3 on the Fannie Mae and Freddie Mac UAD webpages. With the implementation of UAD 3.6, Restricted Appraisal Update Reports and Completion Reports must be submitted to the Uniform Collateral Data Portal® (UCDP®) as referenced in Fannie Mae’s Selling Guide Supplement: UAD 3.6 Policy and Freddie Mac’s Single-Family Seller/Servicer Guide (Guide) Bulletin 2025-7.
• URAR: Note update to one rule – see Appendix H-1.

If you have questions, please contact your GSE account representative.

After over five years of preparation, the Limited Production Period for the Uniform Appraisal Dataset (UAD) 3.6 and Forms Redesign is finally here! This period innovates the appraisal space with improved data standardization, a simplified review process, and dynamic reporting. Fannie Mae and Freddie Mac (the GSEs) have completed their system and policy updates and are ready to work with lenders and appraisal software vendors to implement UAD 3.6.

Participating in the Limited Production Period offers lenders an opportunity to experience the new UAD and redesigned Uniform Residential Appraisal Report (URAR) in their production environment with hands-on, high-touch support from the GSEs. 

Lenders, appraisal software vendors, and their partners may have different timelines for adopting the new UAD and redesigned URAR. As industry participants become ready, the GSEs will continue to work with them to implement new technologies and processes, supporting a smooth transition to these transformational appraisal enhancements. 

Even if lenders aren’t planning to participate in the Limited Production Period, they’re encouraged to start planning and preparing for their UAD transition now. Lenders should take these steps:

• Visit the Freddie Mac and Fannie Mae UAD webpages to access valuable resources.
• Review the UAD timeline.
• Access the UAD Lender Readiness Kit and Limited Production Lender Readiness Questionnaire and use them as a roadmap for planning.
• Take the industry training.

The Uniform Appraisal Dataset (UAD) 3.6 and Forms Redesign team has updated the UAD Limited Production Readiness Overview for Lenders to provide additional information and further clarification.

The Limited Production Period provides a chance for lenders to use the new UAD 3.6 and redesigned Uniform Residential Appraisal Report (URAR) in the production environment prior to broad industry availability. Participants will experience the benefits of the new UAD 3.6 and URAR before other lenders.

•    Review the Limited Production Readiness Overview for Lenders to learn about the Limited Production Period, including the benefits of participating, how to prepare, and the steps required to join.

If you have questions, please contact your GSE account representative.

Visit the Freddie Mac and Fannie Mae webpages to view all UAD resources.

The Uniform Appraisal Dataset (UAD) and Forms Redesign team has updated existing documentation to align documents, make minor changes, and provide further clarification. A detailed Revision History is provided in each document. Please check the Revision History in each document to determine whether these updates impact your implementation efforts.

Updated Documents
•    UAD Specifications 
•    Implementation Guides 
•    Reference Guides 
•    Style Guide 
•    UAD Compliance Rules 
•    Sample Scenarios and XML Files including Sample Scenario PDFs (Combined)
•    UAD Cross Reference Guide