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Delivering

Uniform Mortgage Data Program

Fostering data standardization, data exchange efficiencies, and enhanced risk management for lenders

Uniform Mortgage Data Program (UMDP) is an effort undertaken jointly by Fannie Mae and Freddie Mac at the direction of the Federal Housing Finance Agency to enhance mortgage data quality and standardization.

UMDP Logo

UMDP is composed of several initiatives supporting standardization of appraisal data, loan application data, closing disclosure data, and loan delivery data.

What's New

ULDD Phase 5 Specification Release 

Freddie Mac and Fannie Mae (the GSEs) are updating the Uniform Loan Delivery Dataset (ULDD) to align with current GSE requirements and support the continued improvement of loan delivery standards. The updates align with the Enterprise Credit Score and Credit Reports Initiative requirements, the new Uniform Appraisal Dataset (UAD) 3.6, and the Selling Guide updates for Sellers and business critical needs.

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UMDP Initiatives

URLA/ULAD

UAD

UPD

UCDP

UCD

ULDD

eNote Specification for eMortgages