Front door and windows of house
Delivering

Uniform Mortgage Data Program

Fostering data standardization, data exchange efficiencies, and enhanced risk management for lenders

Uniform Mortgage Data Program (UMDP) is an effort undertaken jointly by Fannie Mae and Freddie Mac at the direction of the Federal Housing Finance Agency to enhance mortgage data quality and standardization.

UMDP Logo

UMDP is composed of several initiatives supporting standardization of appraisal data, loan application data, closing disclosure data, and loan delivery data.

What's New

Reminder: April 30 deadline to submit legacy URLA loans

Effective May 1, Desktop Underwriter® (DU®) and Desktop Originator® (DO®) will only accept new loans submitted using the redesigned Uniform Residential Loan Application (URLA)/Form 1003 and the updated DU MISMO 3.4 file format. Loans using legacy formats with a Casefile Create Date on or after May 1 will not be underwritten by DU/DO.

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UMDP Initiatives

URLA/ULAD
UAD
UCDP
UCD
ULDD
eNote Specification for eMortgages