Uniform Mortgage Data Program Announcements

The Uniform Mortgage Data Program® (UMDP®) is an effort undertaken jointly by Fannie Mae and Freddie Mac at the direction of the Federal Housing Finance Agency to enhance data quality and standardization.

Open Production Period has begun January 4, 2021-Effective Jan. 1, 2021, all lenders may begin using the redesigned Form 1003 and updated DU Spec to submit loans to production using the new DU user interface.
Reminder: Dec. 31 final day for LIBOR-indexed ARMs purchase December 1, 2020-To be eligible for delivery to Fannie Mae, LIBOR-indexed ARMs must have an Application Received Date on or before September 30, 2020. LIBOR-indexed ARMs must be purchased as whole loans on or before December 31, 2020, or in mortgage-backed security pools/participation certificates with an issue date on or before December 1, 2020.
Participating in the URLA Limited Production Period May 19, 2020-Fannie Mae and Freddie Mac (the GSEs) invite lenders who meet the eligibility criteria and prerequisites below to participate in the Uniform Residential Loan Application (URLA) Limited Production Period (LPP) beginning on August 1, 2020. During the LPP, participants will use the redesigned URLA (Fannie Mae Form 1003/Freddie Mac Form 65) and updated Fannie Mae Desktop Underwriter® (DU®) and Freddie Mac Loan Product Advisor® automated underwriting systems (AUSs) to originate loans in a controlled implementation.
ULDD Updates to Support SOFR ARM Index Transition April 21, 2020-Fannie Mae and Freddie Mac published an updated Uniform Loan Delivery Dataset (ULDD) Specification and additional loan delivery implementation details in support of the industry transition to SOFR-indexed ARM loan products.
Extended URLA Implementation Timeline April 14, 2020-Freddie Mac and Fannie Mae (the GSEs) will extend the implementation timeline for the redesigned Uniform Residential Loan Application (URLA) and automated underwriting systems (AUSs) to support the industry during the COVID-19 pandemic. The new mandate date for the use of the redesigned URLA and AUS specifications is March 1, 2021.
UMDP updates to support SOFR ARM index transition March 10, 2020-Fannie Mae and Freddie Mac (the GSEs) have updated certain Uniform Mortgage Data Program datasets, including the DU® Specification MISMO V3.4, Uniform Closing Dataset, and Uniform Loan Delivery to support future use of SOFR-indexed ARMs.
UCD Collection Solution User Interface Redesign February 20, 2020-UCD Collection Solution User Interface Redesign
On March 2, 2020, The UCD Collection Solution User Interface (UI) will be updated to reflect a more dynamic look-and-feel designed to improve user experience. The update will be visible within UCD when users log in with their standard credentials and will not interrupt the UCD submission process. Users are encouraged to test performance in the UCD Test Environment prior to the UI rollout.
New URLA implementation timeline announced December 18, 2019-Fannie Mae has published the updated implementation timeline and mandate for use of the redesigned Uniform Residential Loan Application (URLA/Form 1003) and updated DU Specification, as well as updated supporting documents.
Updated DU Specification published supporting updated redesigned URLA November 12, 2019-Fannie Mae has published the updated DU Specification v1.8 and resources supporting implementation of the updated redesigned Uniform Residential Loan Application (URLAForm 1003) published on Oct. 23, 2019.
New Static URLA Published October 23, 2019-The GSEs have published the updated static version of the redesigned Uniform Residential Loan Application (URLAFannie Mae Form 1003) reflecting the changes directed by the Federal Housing Finance Agency (FHFA) that were announced in August 2019.
URLA February 1, 2020 Mandate Rescheduled August 8, 2019-FHFA has directed Fannie Mae and Freddie Mac to make specific modifications to the redesigned Uniform Residential Loan Application (URLA)Form 1003. To allow time to make the necessary changes, deadlines for implementation of the redesigned Form 1003 and DU Specification will be postponed.
UCD Resubmission Requirements and Guidelines June 28, 2019-Freddie Mac and Fannie Mae (the GSEs) provide guidance on resubmission of UCD data when changes or corrections have been identified.
URLA optional use period postponed June 12, 2019-At the direction of the Federal Housing Finance Agency, Fannie Mae and Freddie Mac are communicating that the optional use period for the redesigned Uniform Residential Loan Application (URLA) form and corresponding datasets will not begin on July 1, 2019, as previously scheduled.
ULDD Phase 3 Announcement May 14, 2019-Fannie Mae and Freddie Mac (the GSEs) are providing an update to Phase 3 of the Uniform Loan Delivery Dataset (ULDD), as a follow up to our January 10, 2019 announcement. The GSEs are clarifying updates to existing ULDD data points.
Updated DU Spec and URLA (Form 1003) resources February 26, 2019-We've published the final DU Specification of the test period, along with other updated resources supporting the redesigned Uniform Residential Loan Application (URLAForm 1003).
New and updated DU Spec resources supporting the redesigned Form 1003 January 17, 2019-We have added and updated resources to facilitate implementation of the new DU Spec supporting the redesigned Form 1003.
ULDD Phase 3 Reminder January 10, 2019-Sellers should be collecting the new Uniform Loan Delivery Dataset (ULDD) Phase 3 data points for loans with an Application Received Date on or after Jan. 1. Fannie Mae and Freddie Mac are also working to respond to industry concerns about providing closing cost and down payment data.
ULDD Phase 3 Updates November 20, 2018-The GSEs have updated the ULDD Ph. 3 data points to further align on loan delivery requirements and policy changes.
Loan Delivery now accepts all ULDD Phase 3 data November 19, 2018-In addition to EarlyCheck, the Loan Delivery production environment now accepts import of all ULDD Phase 3 data. New edit messages have also been implemented. The Loan Delivery User Interface will be updated in January 2019.
UCD Collection Solution Updates May 22, 2018-Multiple updates are being made to the UCD collection solution beginning June 8, including additional UCD schema validations, a new user interface for manual data entry, and a PDF upload feature.