Uniform Loan Delivery Dataset

Improving loan delivery consistency

The Uniform Loan  Delivery Dataset (ULDD), part of the Uniform Mortgage Data Program (UMDP), is the common set of data elements required by Fannie Mae and Freddie Mac for single-family loan deliveries.

ULDD Updates to Support SOFR ARM Index Transition
Fannie Mae and Freddie Mac published an updated Uniform Loan Delivery Dataset (ULDD) Specification and additional loan delivery implementation details in support of the industry transition to SOFR-indexed ARM loan products. Read the full announcement.

What's New

Reminder: June 1 effective date for updated ARM notes and riders
Special Feature Code (SFC) 785 is required for non-SOFR ARM loan deliveries when the Note and Rider contain the new fallback language.  ARM Notes and Riders were updated in February 2020, and can be found on Fannie Mae’s Legal Documents web page.

All ARM loans closed June 1, 2020 and later must use the updated Notes and Riders.

For more information, see LL-2020-01.

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