Delivering

Uniform Closing Dataset

Improving closing data integration and consistency

Fannie Mae and Freddie Mac (the GSEs) have announced that the Uniform Closing Dataset (UCD) mandate dates will now be provided in Q4 2026, providing additional flexibility that recognizes the competing priorities facing industry partners. Resources have been updated to help lenders and technology service providers prepare for UCD v2.0 adoption and transition of Phase 3B Postponed and Phase 4 edits.

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Part of the Uniform Mortgage Data Program® (UMDP®), the Uniform Closing Dataset (UCD) is an ongoing effort by Fannie Mae and Freddie Mac to provide a common industry dataset supporting the Consumer Financial Protection Bureau’s (CFPB) Borrower Closing Disclosure.

What's New

Update to UCD timeline and v2.0 Specification resources

The Uniform Closing Dataset (UCD) mandate dates will now be announced in Q4 2026. Resources have been updated to help lenders and technology service providers prepare for UCD v2.0 adoption and transition of Phase 3B Postponed and Phase 4 edits.

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Questions on UCD Announcement(s), Timeline, UCD v2.0, or edit requirements?

Contact the UCD Team

Need Help on UCD Casefile Submissions and edits fired?

Call Us at 1-800-2FANNIE (1-800-232-6643) or visit the Fannie Mae Contact Us page.

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