Uniform Closing Dataset
GSEs publish the UCD v2.0 Specification
Fannie Mae and Freddie Mac (the GSEs) published the Uniform Closing Dataset v2.0 Specification (UCD v2.0) and supporting resources to provide additional clarity on UCD XML file requirements to help sellers improve data quality. Each GSE’s closing solution customer testing and production environments will be updated to support the v2.0 Spec and specification critical edits in 2025. Be sure to review UCD v2.0 and prepare for any necessary updates and testing.
Access UCD critical edits transition resources
Part of the Uniform Mortgage Data Program® (UMDP®), the Uniform Closing Dataset (UCD) is an ongoing effort by Fannie Mae and Freddie Mac to provide a common industry dataset supporting the Consumer Financial Protection Bureau’s (CFPB) Borrower Closing Disclosure.
What's New
GSEs publish the UCD v2.0 Specification
The GSEs published the Uniform Closing Dataset v2.0 Specification (UCD v2.0) and supporting resources to provide clearer UCD XML file requirements to help sellers improve data quality.
UCD Highlights
Questions?
Overview
Frequently Asked Questions
UCD Specification
Version 2.0 Spec
- UCD v2.0 Specification
- UCD v2.0 Quick Start Guide
- UCD EXTENSION Schema
- UCD v2.0 Implementation Guide (coming soon)
- UCD v2.0 Sample CDs (coming soon)
- UCD v2.0 Sample XML Files (coming soon)
Version 1.5 Spec
Help & Training
Related Links
- CFPB's TILA-RESPA Integrated Disclosure Rule Implementation
- Joint GSE UCD Critical Edits Phase 3 Feedback Message Mapping
- Technology Integration
- UCD Critical Edits Matrix
- UCD Critical Edits – Implementation Guide
- UCD Test Environment
- UMDP Disclaimer and Limitation on Liability
- Uniform Mortgage Data Program (UMDP)
Related Applications
