Uniform Closing Dataset

Improving closing data integration and consistency

Get ready for the UCD critical edits
If the Phase 2 Uniform Closing Dataset (UCD) edits turned fatal today, do you know how the transition would impact your loan deliveries? Read the GSE reminder for best practices when working with lending partners and technology providers in preparation for the next phase on March 31.

Access the UCD Critical Edit Transition Resources page


Part of the Uniform Mortgage Data Program® (UMDP®), the Uniform Closing Dataset (UCD) is an ongoing effort by Fannie Mae and Freddie Mac to provide a common industry dataset supporting the Consumer Financial Protection Bureau’s (CFPB) Borrower Closing Disclosure.

What's New

Prepare for UCD Critical Edits Phase 2 Coming March 31, 2022
As announced on Nov. 2, the Uniform Closing Dataset (UCD) critical edits Phase 2 implementation date is March 31, 2022.

Updated UCD critical edits transition timeline published
On Nov. 2, Fannie Mae and Freddie Mac published an updated timeline announcing new launch dates for the Uniform Closing Dataset (UCD) critical edits transition phases 2-4.

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UCD Highlights