Uniform Closing Dataset
UCD critical edits phase 3A transitioned to fatal
Fannie Mae and Freddie Mac announced new resources to assist with the Uniform Closing Dataset (UCD) critical edits Phase 3A and 3B transition from warning to fatal. The Phase 3A edits transitioned to fatal on May 1, 2023, and Phase 3B will transition on Nov. 6, 2023.
Read the Announcement Refer to the updated timeline
Access critical edits transition resources
Part of the Uniform Mortgage Data Program® (UMDP®), the Uniform Closing Dataset (UCD) is an ongoing effort by Fannie Mae and Freddie Mac to provide a common industry dataset supporting the Consumer Financial Protection Bureau’s (CFPB) Borrower Closing Disclosure.
What's New
UCD Phase 3B critical edits update
Certain Uniform Closing Dataset (UCD) Phase 3B critical edits that limit the fee enumerations allowed in three sections of the Closing Disclosure will not turn critical/fatal on Nov. 6, 2023. On Sept. 9, the impacted edits will be updated from “warning-to-fatal” to “warning” severity in our UCD Collection Solution and in the UCD Fannie Mae Connect™ reporting. All other Phase 3B critical edits will transition to critical/fatal as planned on Nov. 6.
UCD Highlights
Questions?
Overview
Frequently Asked Questions
UCD Specification
Below are the resources required to implement the UCD XML file.
Integration Impact Memos
- Quick Guide for UCD Enhancements | Oct. 12, 2022
- UCD B2B Gateway Cloud Migration Integration Impact Memo | July 13, 2022
- UCD Critical Edits Updates – Phases 1 and 2 | Dec. 2, 2021
Help & Training
Related Links
- CFPB's TILA-RESPA Integrated Disclosure Rule Implementation
- Joint GSE UCD Critical Edits Phase 3 Feedback Message Mapping
- Technology Integration
- UCD Critical Edits Matrix
- UCD Critical Edits – Implementation Guide
- UCD Test Environment
- UMDP Disclaimer and Limitation on Liability
- Uniform Mortgage Data Program (UMDP)
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