Uniform Closing Dataset
Revised UCD critical edits transition timeline
Based on industry feedback, Fannie Mae and Freddie Mac changed the implementation dates for the last two phases of the Uniform Closing Dataset (UCD) critical edits transition. Phase 3 critical edits will be implemented in production as warning-to-fatal severity in November 2022 and transition to fatal severity on May 1, 2023, followed in six months by Phase 4 on Nov. 6, 2023.
Read the announcement
Access critical edits transition resources
Part of the Uniform Mortgage Data Program® (UMDP®), the Uniform Closing Dataset (UCD) is an ongoing effort by Fannie Mae and Freddie Mac to provide a common industry dataset supporting the Consumer Financial Protection Bureau’s (CFPB) Borrower Closing Disclosure.
Below are the resources required to implement the UCD XML file.
Integration Impact Memos
- UCD Specification Update Impact Memo Version 2.0 | July 26, 2022
- UCD B2B Gateway Cloud Migration Integration Impact Memo | July 13, 2022
- UCD Specification Update Impact Memo | Feb. 15, 2022
- UCD Critical Edits Updates – Phases 1 and 2 | Dec. 2, 2021