Desktop Underwriter & Desktop Originator
Smart, fast, efficient underwriting. Fannie Mae’s automated mortgage loan underwriting system Desktop Underwriter® (DU®) helps lenders efficiently complete credit risk assessments to establish a home loan’s eligibility for sale and delivery to Fannie Mae with easy-to-use, powerful tools.
DU streamlines lending so our customers can:
- Obtain efficient underwriting recommendations that align with lender processes
- Receive fast and dependable automated underwriting options for purchase and refinance loans
- Get action-oriented and detailed messages via the DU Underwriting Findings report
- Qualify the most potential borrowers with enhancements leveraging data validation
Through Desktop Originator (DO®), sponsored mortgage brokers have access to DU.
Propel your business with powerful capabilities and make the most of every lending opportunity
New Benefits in Desktop Originator
Beginning in August, casefiles that are run through DO in Preliminary Findings can take full advantage of the DU validation service, which will offer new benefits for brokers and correspondent lenders:
Brokers
- Increase lending opportunities by including a borrower’s rent payment history and cash flow in the credit assessment
- Streamline origination with earlier indicators of rep and warrant relief for employment, income and asset validation
- Save time by avoiding the collection of unnecessary documents
Correspondent Lenders
- Reduce costs with reports being ordered by brokers
- Save time with income and assets being validated earlier in the process
DO Sponsoring Lender Resources
- Add new sponsoring lender relationships via ‘Request Additional Sponsorship(s)’ link in Technology Manager.
- Deactivate Sponsoring Lender Relationships
- DO Sponsoring Lender List
Release Notes
- DU V. 11.1 Release I Aug. 19, 2023
- DU V. 11.1 Release | April 15, 2023
- DU for Government Loans Release | Apr. 15, 2023
- DU V. 11.1 Release | Feb. 25, 2023
- DU for Government Loans Release | Jan. 21, 2023
- DU V. 11.0 Release | Dec. 10, 2022
- DU for Government Loans Release | Nov. 19, 2022
- DU V. 11.0 Release | August 20, 2022
- DU V. 11.0 Release | July 10, 2022
- DU for Government Loans Release | June 11, 2022
- DU V. 11.0 Release | April 23, 2022
- DU V. 11.0 Release | Mar. 19, 2022
- DU for Government Loans Release | Jan. 22, 2022
Technology Terms & Conditions
The Technology Terms and Conditions previously provided on this page are now located in the new Consolidated Technology Guide. A PDF version of the Guide and other related content is available on the Consolidated Technology Guide page.
