Applications & Technology
Desktop Underwriter & Desktop Originator
Make lending simple
Smart, fast, efficient underwriting. Fannie Mae’s automated mortgage loan underwriting system Desktop Underwriter® (DU®) helps lenders efficiently complete credit risk assessments to establish a home loan’s eligibility for sale and delivery to Fannie Mae with easy-to-use, powerful tools.
DU streamlines lending so our customers can:
- Obtain efficient underwriting recommendations that align with lender processes
- Receive fast and dependable automated underwriting options for purchase and refinance loans
- Get action-oriented and detailed messages via the DU Underwriting Findings report
- Qualify the most potential borrowers with enhancements leveraging data validation
Through Desktop Originator (DO®), sponsored mortgage brokers have access to DU.
Propel your business with powerful capabilities and make the most of every lending opportunity
THINK BEYOND THE CREDIT SCORE
Create more access to lending for borrowers with no credit score.
DO Sponsoring Lender Resources
- Add new sponsoring lender relationships via ‘Request Additional Sponsorship(s)’ link in Technology Manager.
- Deactivate Sponsoring Lender Relationships
- DO Sponsoring Lender List
Release Notes
- DU V. 11.1 Release | April 15, 2023
- DU for Government Loans Release | Apr. 15, 2023
- DU V. 11.1 Release | Feb. 25, 2023
- DU for Government Loans Release | Jan. 21, 2023
- DU V. 11.0 Release | Dec. 10, 2022
- DU for Government Loans Release | Nov. 19, 2022
- DU V. 11.0 Release | August 20, 2022
- DU V. 11.0 Release | July 10, 2022
- DU for Government Loans Release | June 11, 2022
- DU V. 11.0 Release | April 23, 2022
- DU V. 11.0 Release | Mar. 19, 2022
- DU for Government Loans Release | Jan. 22, 2022
Technology Terms & Conditions
The Technology Terms and Conditions previously provided on this page are now located in the new Consolidated Technology Guide. A PDF version of the Guide and other related content is available on the Consolidated Technology Guide page.
