Desktop Underwriter & Desktop Originator
Smart, fast, efficient underwriting. Fannie Mae’s automated mortgage loan underwriting system Desktop Underwriter® (DU®) helps lenders efficiently complete credit risk assessments to establish a home loan’s eligibility for sale and delivery to Fannie Mae with easy-to-use, powerful tools.
DU streamlines lending so our customers can:
- Obtain efficient underwriting recommendations that align with lender processes
- Receive fast and dependable automated underwriting options for purchase and refinance loans
- Get action-oriented and detailed messages via the DU Underwriting Findings report
- Qualify the most potential borrowers with enhancements leveraging data validation
Through Desktop Originator (DO®), sponsored mortgage brokers have access to DU.
New enhancements
Helping to reduce barriers and improve access to housing.
- Expanding the eligibility for 2-4-unit properties
- Removing number of borrowers in the risk assessment
Propel your business with powerful capabilities and make the most of every lending opportunity
DO Sponsoring Lender Resources
- Add new sponsoring lender relationships via ‘Request Additional Sponsorship(s)’ link in Technology Manager.
- Deactivate Sponsoring Lender Relationships
- DO Sponsoring Lender List
Release Notes
- DU V. 11.1 Release I Nov. 18, 2023
- DU V. 11.1 Release I Aug. 19, 2023
- DU V. 11.1 Release | April 15, 2023
- DU for Government Loans Release | Apr. 15, 2023
- DU V. 11.1 Release | Feb. 25, 2023
- DU for Government Loans Release | Jan. 21, 2023
- DU V. 11.0 Release | Dec. 10, 2022
- DU for Government Loans Release | Nov. 19, 2022
- DU V. 11.0 Release | August 20, 2022
- DU V. 11.0 Release | July 10, 2022
- DU for Government Loans Release | June 11, 2022
- DU V. 11.0 Release | April 23, 2022
- DU V. 11.0 Release | Mar. 19, 2022
- DU for Government Loans Release | Jan. 22, 2022
Technology Terms & Conditions
The Technology Terms and Conditions previously provided on this page are now located in the new Consolidated Technology Guide. A PDF version of the Guide and other related content is available on the Consolidated Technology Guide page.