Desktop Underwriter & Desktop Originator
Today, more than ever, mortgage industry professionals need to save time to generate more business. Desktop Underwriter® (DU®) – the industry-leading underwriting system – helps lenders efficiently complete credit risk assessments to establish a home loan’s eligibility for sale and delivery to Fannie Mae with easy-to-use, powerful tools.
Rely on Fannie Mae’s industry-leading automated mortgage loan underwriting system to:
- Provide a pathway to Day 1 Certainty® and help reduce paperwork and cycle time via the DU validation service.
- Help lenders, brokers, and correspondents generate more loans, boost profitability, improve customer service and gain a competitive advantage in a tough marketplace.
Through Desktop Originator (DO®), sponsored mortgage brokers have access to DU.
The redesigned DU/DO user interfaces (UIs) feature an updated look and feel and support the redesigned Uniform Residential Loan Application (URLA) (Fannie Mae Form 1003). All new loan applications must be submitted through the new DU UIs.
Classic user interfaces:
Discover the Dependability
Features & Benefits
- Delivers speedy and efficient underwriting recommendations by aligning with lender processes
- Fast and dependable automated underwriting options for purchase and refinance loans
- Improved credit risk assessment using Trended Credit Data
- Capability to analyze explanations for inaccurate foreclosures, bankruptcy, and mortgage delinquency information on a borrower’s credit report that would affect recommendation and eligibility for sale to Fannie Mae
- Action-oriented and detailed messages via the DU Underwriting Findings report
DO Sponsoring Lender Resources
- Add new sponsoring lender relationships via ‘Request Additional Sponsorship(s)’ link in Technology Manager.
- Deactivate Sponsoring Lender Relationships
- DO Sponsoring Lender List
Release Notes
- DU V. 11.0 Release | Dec. 4, 2021
- DU V. 11.0 Release | Sept 18, 2021
- DU for Government Loan Release | Sept 18, 2021
- DU V. 11.0 Release | July 17, 2021
- DU V. 11.0 Release | June 5, 2021
- DU Validation Service April Release Notes | April 17, 2021
- DU V. 11.0 Release | Mar. 13, 2021
- DU for Government Loan Release | Jan. 16, 2021
- DU Support of Redesign URLA | Jan. 1, 2021
- DU V. 10.3 Release | January 16, 2021
- DU Validation Service November Release Notes | Nov. 2, 2020
- DU Validation Service October Release Notes | Oct. 17, 2020
- DU V. 10.3 Release | August 15, 2020
- DU Validation Service May Release Notes | May 4, 2020
- DU V. 10.3 Release | May 16, 2020
- DU V. 10.3 Release | April 11, 2020
- DU for Government Loan Release | April 11, 2020
- DU Validation Service April Release Notes | April 18, 2020
- DU for Government Loans Release | Jan. 25, 2020
- DU V. 10.3 Release | Dec. 7, 2019
- DU for Government Loans Release | Oct. 19, 2019
- DU V. 10.3 Release | July 20, 2019
Technology Terms & Conditions
The Technology Terms and Conditions previously provided on this page are now located in the new Consolidated Technology Guide. A PDF version of the Guide and other related content is available on the Consolidated Technology Guide page.
DU is the powerhouse that connects Fannie Mae technologies and gives users innovation at their fingertips.
