Leading lending forward
For more than three decades, Desktop Underwriter® (DU®) has been transforming mortgage lending.
DU enables lenders to effectively manage risk and take advantage of underwriting innovations that simplify the lending process, so more qualified borrowers can become homeowners ─ and we’re not slowing down.
The mortgages DU supports form the basis of our mortgage-backed securities, responsibly freeing up liquidity for the market while attracting global investment. It all adds up to a stronger and more resilient housing industry.
A legacy worth celebrating
*Based on internal reporting data from 2000 – 2024
**Based on Home Mortgage Disclosure Act (HMDA) data from 2018 – 2024
Innovation with impact
DU has continued to scale new innovations to digitize the loan origination process over the years. New enhancements ─ like streamlined data validation from a single data source and the ability to consider a borrower’s history of on-time rent payments in the eligibility assessment ─ are improving lenders’ workflows and creating more homeownership opportunities every day.
Explore major milestones through the years
See lender storyIt’s really an effortless and elegant integration on top of DU. Every lender is looking for an ‘easy button.’ This is it.
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See lender storyThis cuts through all kinds of segments and demographics. It makes the homeownership goal more approachable.
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See lender storyIt’s definitely been a game changer for us.
