Better prepare homebuyers with an early assessment in Desktop Underwriter
Desktop Underwriter® (DU®) early assessment gives lenders more options for their pre-qualification process in DU. Lenders can submit a single soft pull credit file and receive a conditional DU recommendation, which can determine homebuyer preparedness and mortgage options earlier while consumers are spared the impact of a hard credit check.
Key Benefits for Lenders and Homebuyers
1. Review the Lender Readiness Checklist for key considerations for implementation.
3. Submit a request for activation to Fannie Mae.
Lenders should work with their credit information provider to ensure they meet all terms and conditions prior to requesting a soft pull credit report.
|Advantage Credit Bureau
|CIC Mortgage Credit, Inc.
|Data Facts, Inc.
|Advantage Credit, Inc. by Credit Interlink
|Equifax Mortgage Solutions
|Partner's Credit and Verification Solutions
|Universal Credit by Xactus
|Advantage Credit, Inc. of Colorado
|Credit Information Systems
|Factual Data by CBC
|Premium Credit Bureau
|Advantage Plus Credit Reporting
|Credit Interlink, Inc.
|Service First Information Systems
|Birchwood Credit Services, Inc.
|Credit Plus by Xactus
|KCB Credit LLC
|Certified Credit Reporting, Inc.
|Credit Technologies, Inc.
|SharperLending Solutions, LLC*
*Supports early assessment via Credit Information Providers (Affiliates).