Uniform Loan Delivery Dataset Announcements

The Uniform Loan Delivery Dataset (ULDD) is the common set of data elements required by Fannie Mae and Freddie Mac for single-family loan deliveries.

ULDD Phase 4a Specification Release December 14, 2021-Fannie Mae and Freddie Mac (the GSEs) are updating the Uniform Loan Delivery Dataset (ULDD) to align with current GSE requirements and support the continued improvement of our loan delivery standards. Fannie Mae’s updates clarify implementation notes, add a new valid value, remove an inactive valid value, and align data point conditionality to the Selling Guide for the existing ULDD Phase 3 data points.
ULDD updates for the retirement of CMT-indexed ARMS June 8, 2021-Freddie Mac and Fannie Mae (the GSEs) have updated the Uniform Loan Delivery Dataset (ULDD) specification for the retirement of the Constant Maturity Treasury (CMT) indexed adjustable-rate mortgages (ARMs). The GSEs will not purchase any CMT-indexed ARM with an Application Received Date of July 1, 2021 or later. Effective Oct. 1, 2021, the GSEs will no longer purchase any CMT-indexed ARMs, regardless of the Application Received Date or Note Date.
Reminder: Dec. 31 final day for LIBOR-indexed ARMs purchase December 1, 2020-To be eligible for delivery to Fannie Mae, LIBOR-indexed ARMs must have an Application Received Date on or before September 30, 2020. LIBOR-indexed ARMs must be purchased as whole loans on or before December 31, 2020, or in mortgage-backed security pools/participation certificates with an issue date on or before December 1, 2020.
ULDD Updates to Support SOFR ARM Index Transition April 21, 2020-Fannie Mae and Freddie Mac published an updated Uniform Loan Delivery Dataset (ULDD) Specification and additional loan delivery implementation details in support of the industry transition to SOFR-indexed ARM loan products.
ULDD Phase 3 Announcement May 14, 2019-Fannie Mae and Freddie Mac (the GSEs) are providing an update to Phase 3 of the Uniform Loan Delivery Dataset (ULDD), as a follow up to our January 10, 2019 announcement. The GSEs are clarifying updates to existing ULDD data points.
ULDD Phase 3 Reminder January 10, 2019-Sellers should be collecting the new Uniform Loan Delivery Dataset (ULDD) Phase 3 data points for loans with an Application Received Date on or after Jan. 1. Fannie Mae and Freddie Mac are also working to respond to industry concerns about providing closing cost and down payment data.
ULDD Phase 3 Updates November 20, 2018-The GSEs have updated the ULDD Ph. 3 data points to further align on loan delivery requirements and policy changes.
Loan Delivery now accepts all ULDD Phase 3 data November 19, 2018-In addition to EarlyCheck, the Loan Delivery production environment now accepts import of all ULDD Phase 3 data. New edit messages have also been implemented. The Loan Delivery User Interface will be updated in January 2019.
ULDD Phase 3 Implementation Dates Announced January 30, 2018-The complete ULDD Phase 3 data will be mandated as of May 20, 2019, for all loans with an Application Received Date on or after Jan. 1, 2019.