Delivering

Uniform Closing Dataset

Improving closing data integration and consistency

Fannie Mae and Freddie Mac (the GSEs) have published updated resources to help lenders and technology service providers prepare for Uniform Closing Dataset (UCD) v2.0 adoption and transition to Phase 3B Postponed and Phase 4 edits. As a reminder, Phase 3B Postponed and Phase 4 warning/warning-to-fatal edits are now available in our collection solutions’ production environments and UCD v2.0 XML files are accepted.

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Part of the Uniform Mortgage Data Program® (UMDP®), the Uniform Closing Dataset (UCD) is an ongoing effort by Fannie Mae and Freddie Mac to provide a common industry dataset supporting the Consumer Financial Protection Bureau’s (CFPB) Borrower Closing Disclosure.

What's New

Updates to UCD v2.0 Specification Resources

Resources are updated on December 15, 2025 to help lenders and technology service providers prepare for Uniform Closing Dataset (UCD) v2.0 adoption and transition of Phase 3B Postponed and Phase 4 edits.

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Questions on UCD Announcement(s), Timeline, UCD v2.0, or edit requirements?

Contact the UCD Team

Need Help on UCD Casefile Submissions and edits fired?

Call Us at 1-800-2FANNIE (1-800-232-6643) or visit the Fannie Mae Contact Us page.

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