Uniform Closing Dataset
Updated UCD v2.0 timeline and supporting resources published
Freddie Mac and Fannie Mae (the GSEs) announced the 2025 milestone dates on the Uniform Closing Dataset (UCD) v2.0 Specification Initiative timeline and published supporting resources to clarify the UCD XML file requirements and help sellers improve data quality of the closing data submitted to the GSEs.
Part of the Uniform Mortgage Data Program® (UMDP®), the Uniform Closing Dataset (UCD) is an ongoing effort by Fannie Mae and Freddie Mac to provide a common industry dataset supporting the Consumer Financial Protection Bureau’s (CFPB) Borrower Closing Disclosure.
What's New
Updated UCD v2.0 timeline and supporting resources published
Freddie Mac and Fannie Mae (the GSEs) announced the 2025 milestone dates on the Uniform Closing Dataset (UCD) v2.0 Specification Initiative timeline and published supporting resources to clarify the UCD XML file requirements and help sellers improve data quality of the closing data submitted to the GSEs.
Questions?
Frequently Asked Questions
UCD Specification
Help & Training
- EarlyCheck and Loan Delivery Qualified Mortgage (QM) Edits Job Aid
- UCD Phase 3 Critical Edits Job Aid: Fees
- UCD Phase 3 Critical Edits Job Aid: Loan Discount Points and Lender Credits
- UCD Phase 3 Critical Edits Job Aid: Escrows
- UCD Phase 3 Critical Edits Job Aid: Qualified Mortgage Short Reset ARM APR Percent
- UCD Phase 3 Critical Edits Job Aid: Prepaids
- UCD Phase 3 Critical Edits Job Aid: Taxes and Other Government Fees
