More opportunities and certainty in lending
We help ensure stability in the market by facilitating sound lending practices and creating solutions designed to help reduce homeownership barriers for underserved communities and future generations. Through recent product enhancements, policy updates, and innovative underwriting solutions, Fannie Mae supports the housing market.
New and updated solutions:
DU early assessment
Provides lenders the ability to enhance their pre-qualification process with a conditional DU recommendation.
Income Calculator
Calculate income for self-employed borrowers via new web interface or through a TSP.
Streamlined data validation
Use a single data source to validate assets, income, and employment.
Recent Updates to Our Underwriting Policies
Our journey toward a more equitable housing market
We continue to help make housing more accessible and affordable by harnessing technology and data to set new standards in a way we believe is safe and secure. Our latest enhancements to increase LTV ratios for loans on multi-unit residences and removing the number of borrowers included on a mortgage application as a risk factor in DU's assessment are just two steps along our path to help reduce homeownership barriers for underserved communities and future generations. Our journey continues toward housing that’s accessible and affordable to all.