Mortgage Brokers and Correspondents
At Fannie Mae, we’re committed to offering mortgage solutions that meet the diverse needs of today’s Mortgage Brokers and Correspondents. Whether you’re working with first-time homebuyers or seasoned homeowners, our wide range of products and affordable mortgage options provide the flexibility and affordability needed to make homeownership possible for more people.
Unlock More Homeownership Opportunities With DU V. 12.0
Desktop Underwriter® (DU®) V. 12.0 provides new ways to evaluate borrowers with thin or no credit and more possibilities for borrowers with 12 months of consistent rent payments to qualify for financing. To learn more, visit the What’s New in DU page.
Mortgage Brokers
Getting Started
Brokers who wish to start originating loans with Fannie Mae must first select a sponsoring lender and create a unique account to access Desktop Originator (DO®). Follow the steps below to get started or visit the DO Sponsoring Lender List to find a Sponsoring Lender.
Step 1:
Visit the Registration Portal to register your organization online for DO.
NOTE: If your organization has already registered for a DO account with a Sponsoring Lender, please do not use this link to re-register please use Technology Manager to manage users or view the Requesting Sponsoring Lenders job aid to add a new Sponsoring Lender. If you are not sure your company has a DO account, contact the Technology Support Center.
Step 2:
Follow the six (6) steps on the registration portal to register your organization for DO.
Step 3:
Once your registration is accepted by a sponsoring lender you may begin using DO.
NOTE: Should you have questions concerning your application or application status please reach out to the sponsoring lender.
Affordable Mortgage Solutions
At Fannie Mae, we’re committed to expanding access to homeownership. That’s why we offer an innovative range of affordable mortgage products designed to meet the unique needs of borrowers—because more options mean more opportunities. Click “Learn More” in the boxes below to discover more about our most popular affordable options, or visit the Affordable Mortgage Solutions page to explore our full range of affordable products and solutions that can help overcome obstacles to homeownership.
HomeReady®
With a low-down payment and expanded financing flexibility, this is an ideal solution for today’s creditworthy low-income borrowers.
HomeStyle® Mortgages
For buyers whose dream home may be a fixer upper, this is a convenient, flexible way to fund home improvements and repairs at the time of purchase.
MH Advantage®
MH Advantage offers innovative and affordable financing on specially designated MH homes that feature site-built characteristics.
Area Median Income Lookup Tool
Use this interactive map to quickly look up income eligibility by area, property address or Federal Information Processing Standards (FIPS) code to help determine if your borrowers qualify for any of our affordable mortgage solutions.
Correspondent Lenders
Getting Started
Correspondent Lenders who wish to start originating loans with Fannie Mae must first select a sponsoring lender and create a unique account to access Desktop Originator (DO®). Follow the steps below to get started or visit the DO Sponsoring Lender List to find a Sponsoring Lender.
Step 1:
Visit the Registration Portal to register your organization online for DO.
NOTE: If your organization has already registered for a DO account with a Sponsoring Lender, please do not use this link to re-register please use Technology Manager to manage users. If you are not sure your company has a DO account, contact the Technology Support Center.
Step 2:
Follow the steps on the registration portal to register your organization for DO. Once your registration is accepted by a sponsoring lender you can begin using DO.
Step 3:
Your Sponsoring Lender may require you to register for several Fannie Mae applications to do this you will first need to register for Uniform Collateral Data Portal (UCDP) account. To do this view the Getting Registered for UCDP job aid.
Applications & Services
Your Sponsoring Lender may require you to register for several Fannie Mae applications and services. Scroll through the list to find the applications and services you need.
Collateral Underwriter ®(CU®)
Supports the proactive management of appraisal quality using automated risk assessment of appraisal report.
Uniform Closing Dataset (UCD)
Provides a common industry dataset to support the Consumer Financial Protection Bureau’s (CFPB) Closing Disclosure.
Condo Project Manager™ (CPM™)
Enables lender to quickly and easily certify a condominium project (or a legal phase of a project).
EarlyCheck™
EarlyCheck improves the quality of the loan data by providing access to delivery edits and other information that needs to be reviewed before the loan is delivered.
File Transfer Portal (FTP)
The electronic document submission format through which electronic documents requested during the approval process may be uploaded.
Technology Manager
The Technology Manager platform allows customers to manage user access to all Fannie Mae technology applications.
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