Credit Information Providers

Streamline your process

Order three in-file credit reports online from your choice of credit information providers using Desktop Underwriter® (DU®) and Desktop Originator® (DO®).

Check out the credit information providers list below for contracts and billing arrangements.

Be sure to register with at least two credit information providers. This ensures you have a backup option if your default provider is unavailable.

Reference#	Credit Information Provider	Sponsor
138	A+ Advantage Plus Credit Reporting, Inc. 7998 W. Thunderbird Road Suite 109 Peoria, AZ 85381 United States (866) 820-7550	MeridianLink, Inc.
292	Accurate Financial Services PO Box 425 Nolensville, TN 37135 United States (800) 373-5333	SharperLending Solutions LLC
31	ACRAnet, Inc. 521 W. Maxwell Ave. Spokane, WA 99201 United States (800) 304-1249	SharperLending Solutions LLC
310	Advantage Credit Bureau (powered by MeridianLink) 5050 47th Street South Fargo, ND 58104 United States (800) 568-4478	MeridianLink, Inc.
313	Advantage Credit Bureau - SharperLending 5050 47th St S. Fargo, ND 58104 United States (800) 568-4478	SharperLending Solutions LLC
308	Advantage Credit, Inc. by Credit Interlink 32065 Castle Court Evergreen, CO 80439 United States (800) 670-7993	Credit Interlink, Inc.
226	Advantage Credit, Inc. of Colorado 32065 Castle Court Suite 300 Evergreen, CO 80439 United States (303) 670-7993	MeridianLink, Inc.
139	American Reporting Company, LLC 6628 212th St SE Suite 202 Lynnwood, WA 98036 United States (800) 992-1058	MeridianLink, Inc.
76	Birchwood Credit Services, Inc. PO Box 7403 Fort Lauderdale, FL 33338 United States (800) 910-0015	MeridianLink, Inc.
283	Certified Credit Reporting, Inc. PO Box 2969 Rancho Cucamonga, CA 91761 United States (800) 769-7615	MeridianLink, Inc.
128	CIC Credit 3000 Business Park Circle Ste 300 Goodlettsville, TN 37072 United States (615) 386-2282	MeridianLink, Inc.
86	Cisco Credit 2815 S. Alma School Road #109 Mesa, AZ 85210 United States (800) 804-0043	MeridianLink, Inc.
1	CoreLogic Credco 12395 First American Way Poway, CA 92064 United States (800) 423-1150	CoreLogic Credco
298	Credit Information Systems 225 S Main St Council Bluff, IA 51503 United States (800) 782-9094	SharperLending Solutions LLC
311	Credit Information Systems ML 225 South Main Street Council Bluffs, IA 51503 United States (800) 782-9094	MeridianLink, Inc.
24	Credit Link by Certified Credit Reporting PO Box 2969 Rancho Cucamonga, CA 91761 United States (800) 769-7615	MeridianLink, Inc.
17	Credit Plus by Xactus 31550 Winterplace Parkway Salisbury, MD 21804 United States (800) 258-3488	MeridianLink, Inc.
116	Credit Quick Services 55 W. Monroe Street Suite 1655 Chicago, IL 60603 United States (800) 585-7870	Credit Interlink, Inc.
287	Credit Technologies, Inc. 40480 Grand River Avenue Suite H Novi, MI 48375 United States (800) 445-4922	MeridianLink, Inc.
161	Credit Technology, a dba of SettlementOne Data, LLC 1990 E. La Cadena Drive Suite A Riverside, CA 92507 United States (888) 778-1501	MeridianLink, Inc.
301	Data Facts, Inc 8000 Centerview Pkwy Suite 400 Cordova, TN 38018 United States (800) 264-4110	SharperLending Solutions LLC
4	Equifax Mortgage Solutions 1550 Peachtree Street, NW Mail Stop J 42Q Atlanta, GA 30309 United States (800) 333-0037	Equifax Mortgage Solutions
3	Factual Data 400 Holiday Drive Suite 300 Pittsburgh, PA 15220 United States (800) 216-3463	Factual Data by CBC
303	Factual Data / MACS 5200 Hahns Peak Drive Loveland, CO 80538 United States (800) 929-3400	Factual Data by CBC
130	Funding Suite a Covius Solution 12410 Mirabeau Parkeway #100 Spokane Valley, WA 99216 United States (800) 848-3162	Xactus, LLC
58	Information Searching Company 2720 South Harbor Blvd # H Santa Ana , CA 92704 United States 714-424-5300	MeridianLink, Inc.
2	Informative Research 13030 Euclid St. Suite 207 Garden Grove, CA 92843 United States 800-473-4633	Informative Research
305	KCB Credit LLC 1407 N Batavia St #201 Orange, CA 92867 United States (844) 217-5633	MeridianLink, Inc.
309	Lenders One 730 Market Center Ave #100 El Paso, TX 79912 United States (877) 806-1535	MeridianLink, Inc.
78	Merchants Credit Bureau 2803 Wrightsboro Rd. Suite #8 Augusta, GA 30909 United States (706) 823-6233	MeridianLink, Inc.
281	MeridianLink, Inc. 1124 Bristol Street Costa Mesa, CA 92626 United States (714) 708-6950	MeridianLink, Inc.
6	NCO / EGS / Alorica Credit Services 3850 N Causeway Blvd Suite 201 Metairie, LA 70002 United States (800) 925-6691	SharperLending Solutions LLC
204	Online Information Services 685 W. Firetower Rd Winterville, NC 28590 United States (800) 447-1336	SharperLending Solutions LLC
251	Partners Credit and Verification Solutions 55 W. Monroe Street Suite 1655 Chicago, IL 60603 United States (888) 895-5145	Credit Interlink, Inc.
299	Premium Credit Bureau 2701 E Atlantic Blvd. 2nd Floor Pompano Beach, FL 33062 United States (305) 468-1560	MeridianLink, Inc.
295	Premium Credit Bureau Data 17592 17th Street 2nd Floor Tustin, CA 92780 United States (866) 318-6304	MeridianLink, Inc.
302	SARMA 555 E. Ramsey San Antonio, TX 78216 United States (800) 955-5238	MeridianLink, Inc.
229	Service First Information Solutions 245 Bellevue Ave Hammonton, NJ 08037 United States (877) 814-1178	MeridianLink, Inc.
290	SettlementOne Data, LLC 7999 Knue Road, Suite 160 Indianapolis, IN 46250 United States (800) 340-2009	SharperLending Solutions LLC
307	SettlementOne Data, LLC 480 Town Center Drive N #443 Mooresville, IN 46158 United States (800) 340-2009	MeridianLink, Inc.
282	SharperLending Solutions, LLC 370 Reed Rd #100 Broomall, PA 19008 United States (800) 452-1174	SharperLending Solutions LLC
5	SL Solutions 370 Reed Rd #100 Broomall, PA 19008 United States (800) 452-1174	SharperLending Solutions LLC
270	Trans Union Puerto Rico Ponce de Leon 670 Carribean Office Plaza Suite 211 San Juan, PR 00907 United States (787) 289-6212	Xactus, LLC
277	Unisource Credit by SharperLending 1880 Century Park East Suite #716 Los Angeles, CA 90067 United States (949) 303-7077	SharperLending Solutions LLC
314	Unisource Credit, LLC 1880 Century Park East, Suite 716 Los Angeles, CA 90067 United States (877) 634-3282	MeridianLink, Inc.
63	United One 270 North Sherman Street Wilkes-Barre , PA 18702 United States (570) 706-2844	MeridianLink, Inc.
51	Xactus 600 Saw Mill Road West Haven, CT 06516 United States (800) 243-0120	Xactus, LLC

Save time. Enjoy the convenience.

Take advantage of DU/DO early in your credit reporting process and these applications will auto-populate the liabilities section of Form 1003. The report can also be reissued, if it was ordered before accessing Fannie Mae’s network.

Desktop Underwriter and Desktop Originator

Learn more about DU early assessment which enables DU users to obtain a conditional risk assessment during their pre-qualification process, with no impact to a consumer's credit score.

Credit Information Providers

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