Credit Information Providers

Streamline your process

Order three in-file credit reports online from your choice of credit information providers using Desktop Underwriter® (DU®) and Desktop Originator® (DO®).

Check out the credit information providers list below for contracts and billing arrangements. 

Be sure to register with at least two credit information providers. This ensures you have a backup option if your default provider is unavailable. 

 

 

Reference# Credit Information Provider Sponsor
292 Accurate Financial Services

394 West Main Street
Building B, Suite 17
Hendersonville, TN 37075
United States

(800) 373-5333
SharperLending Solutions, LLC
31 ACRAnet, Inc.

P.O. Box 5393
521 W. Maxwell Avenue
Spokane, WA 99201
United States

(509) 324-1245
SharperLending Solutions, LLC
310 Advantage Credit Bureau (powered by MeridianLink)

5050 47th Street South
Fargo, ND 58104
United States

(800) 568-4478
MeridianLink, Inc.
308 Advantage Credit, Inc. by Credit Interlink

32065 Castle Court
Suite 300
Evergreen, CO 80439
United States

(800) 670-7993
Credit Interlink, Inc.
226 Advantage Credit, Inc. of Colorado

32065 Castle Court
Suite 300
Evergreen, CO 80439
United States

(303) 670-7993
MeridianLink, Inc.
138 Advantage Plus Credit Reporting, Inc.

7998 W. Thunderbird Road
Suite 109
Peoria, AZ 85381
United States

(866) 820-7550
MeridianLink, Inc.
139 American Reporting Company, LLC

6628 212th St. Sw. Ste. 202
Lynnwood, WA 98036
United States

(800) 992-1058
MeridianLink, Inc.
76 Birchwood Credit Services, Inc.

2617 White Mountain Hwy - Second Floor
PO Box 436
North Conway, NH 03860
United States

(800) 910-0015
MeridianLink, Inc.
283 Certified Credit Reporting, Inc.

PO Box 2969
Rancho Cucamonga, CA 91761
United States

(800) 769-7615
MeridianLink, Inc.
128 CIC Mortgage Credit, Inc.

2206 21st Avenue, South
Suite 303
Nashville, TN 37212
United States

(800) 352-5882
MeridianLink, Inc.
22 CIS Credit by Xactus

370 Reed Rd Suite 100
Broomall, PA 19008
United States

(800) 275-7722
MeridianLink, Inc.
86 Cisco Credit

2815 S. Alma School Road
#109
Mesa, AZ 85210
United States

(800) 804-0043
MeridianLink, Inc.
1 CoreLogic Credco

P.O. BOX 509124
San Diego, CA 92150
United States

(800) 423-1150
CoreLogic Credco
298 Credit Information Systems

225 S Main St
Council Bluff, IA 51503
United States

(800) 782-9094
SharperLending Solutions, LLC
311 Credit Information Systems ML

225 South Main Street
Council Bluffs, IA 51503
United States

(800) 782-9094
MeridianLink, Inc.
24 Credit Link, LLC

29W120 Butterfield Road
Suite 103B
Warrenville, IL 60555
United States

(630) 873-2262
MeridianLink, Inc.
17 Credit Plus by Xactus

370 Reed Rd, Suite100
Broomall, PA 19008
United States

(800) 258-3488
MeridianLink, Inc.
116 Credit Quick Services

65 East Wacker Place
Suite 1405
Chicago, IL 60601
United States

(800) 585-7870
Credit Interlink, Inc.
287 Credit Technologies, Inc.

40480 Grand River Avenue
Suite H
Novi, MI 48375
United States

(800) 445-4922
MeridianLink, Inc.
161 Credit Technology, a dba of SettlementOne Data, LLC

1990 E. La Cadena Drive
Suite A
Riverside, CA 92507
United States

(888) 778-1501
MeridianLink, Inc.
301 Data Facts, Inc

8000 Centerview Pkwy
Suite 400
Cordova, TN 38018
United States

(800) 264-4110
SharperLending Solutions, LLC
4 Equifax Mortgage Solutions

1550 Peachtree Street, NW
Mail Stop J 42Q
Atlanta, GA 30309
United States

(800) 333-0037 ext. 4056
Equifax Mortgage Solutions
303 Factual Data / MACS

5200 Hahns Peak Drive
Loveland, CO 80538
United States

(800) 929-3400
Factual Data by CBC
3 Factual Data by CBC

875 Greentree Road
8 Parkway Center
Pittsburgh, PA 15220
United States

(800) 216-3463 ext. 5
Factual Data by CBC
130 Funding Suite a Covius Solution

12410 Mirabeau Parkeway #100
Spokane Valley, WA 99216
United States

(800) 848-3162
NCRA/CSD
58 Information Searching Company

2720 South Harbor Blvd
# H
Santa Ana , CA 92704
United States

714-424-5300
MeridianLink, Inc.
2 Informative Research

13030 Euclid St.
Suite 207
Garden Grove , CA 92843
United States

800-473-4633
Informative Research
305 KCB Credit LLC

1407 N Batavia St #201
Orange, CA 92867
United States

(844) 217-5633
MeridianLink, Inc.
309 Lenders One

7730 Market Center Ave #100
El Paso, TX 79912
United States

(877) 806-1535
MeridianLink, Inc.
78 Merchants Credit Bureau

2803 Wrightsboro Rd.
Suite #8
Augusta, GA 30909
United States

(706) 823-6233
MeridianLink, Inc.
281 MeridianLink, Inc.

1124 Bristol Street
Costa Mesa, CA 92626
United States

(714) 708-6950
MeridianLink, Inc.
277 MFI Credit Solutions

7181 Garfield Ave
Huntington Beach, CA 92648
United States

(714) 899-2656
SharperLending Solutions, LLC
6 NCO / EGS / Alorica Credit Services

3850 N Causeway Blvd.
Suite 201
Metairie, LA 70002
United States

(800) 925-6691
SharperLending Solutions, LLC
204 Online Information Services

685 W. Firetower Rd
Winterville, NC 28590
United States

(800) 447-1336
SharperLending Solutions, LLC
251 Partners Credit and Verification Solutions

65 E. Wacker Place
Suite 1405
Chicago, IL 60601
United States

(888) 895-5145
Credit Interlink, Inc.
299 Premium Credit Bureau

9594 NW 41 Street
Suite 106
Doral, FL 33178
United States

(305) 468-1560
MeridianLink, Inc.
295 Premium Credit Bureau Data

17592 17th Street
2nd Floor
Tustin, CA 92780
United States

(866) 318-6304
MeridianLink, Inc.
43 SARMA

1801 Broadway
San Antonio, TX 78215
United States

(800) 955-5238
SharperLending Solutions, LLC
302 SARMA

555 E. Ramsey
San Antonio, TX 78216
United States

(800) 955-5238
MeridianLink, Inc.
37 Sarma / Network Credit Services

1801 Broadway
San Antonio, TX 78215
United States

(800) 955-5238
SharperLending Solutions, LLC
229 Service First Information Solutions

2 Buffalo Ave Suite 2
Egg Harbor City, NJ 08215
United States

(877) 814-1178
MeridianLink, Inc.
290 Settlement One

2605 Camino Del Rio South
San Diego, CA 92108
United States

(800) 340-2009
SharperLending Solutions, LLC
307 SettlementOne Data, LLC

7999 Knue Road, Suite 160
Indianapolis, IN 46250
United States

(800) 340-2009
MeridianLink, Inc.
282 SharperLending Solutions, LLC

4315 South Scott
Spokane, WA 99203
United States

(509) 324-1250
SharperLending Solutions, LLC
5 SL Solutions

1410 N. Mullan Rd.
Ste. 110
Spokane Valley, WA 99206
United States

(800) 452-1174
SharperLending Solutions, LLC
200 Test Credit Agency

4250 Connecticut Avenue
Washington, DC 20008-1173
United States

Fannie Mae CRA
270 Trans Union Puerto Rico

Ponce de Leon 670
Carribean Office Plaza Suite 211
San Juan, PR 00907
United States

(787) 289-6212
NCRA/CSD
63 United One

280 North Sherman Street
Wilkes-Barre, PA 18702
United States

(570) 706-2987
MeridianLink, Inc.
92 Universal Credit by Xactus

370 Reed Road
Suite 100
Broomall, PA 19008
United States

(610) 284-1000
MeridianLink, Inc.
51 Xactus

370 Reed Rd
Suite 100
Broomall, PA 19008
United States

(800) 243-0120
NCRA/CSD
Save time. Enjoy the convenience.

Take advantage of DU/DO early in your credit reporting process and these applications will auto-populate the liabilities section of Form 1003. The report can also be reissued, if it was ordered before accessing Fannie Mae’s network.

Desktop Underwriter and Desktop Originator

Learn more about DU early assessment which enables DU users to obtain a conditional risk assessment during their pre-qualification process, with no impact to a consumer's credit score.