DU is designed to make lending simple.
Easy-to-use tools. Time-saving automation. Enhancements to maximize your business. Desktop Underwriter® (DU®) delivers a better approach to loan processing—for you and your customers—so you can make reliable credit risk decisions, and reach more potential borrowers than ever before.
Get more through a single data source
Now lenders can use a single 12-month asset report to validate borrower assets, income, and employment in Desktop Underwriter® (DU®). Improve operational efficiency at point-of-sale, underwriting, and processing to get to “clear to close” for your customers, faster.
Propel your business with powerful capabilities and make the most of every lending opportunity. Click on an enhancement to learn more.
See what DU can do
Explore how you can maximize your business with the industry-leading underwriting solution.
Affordable mortgage options to help expand access to homeownership
Fannie Mae’s suite of mortgage products provide lenders with several options to meet the needs of today’s borrowers.
We’re always looking at technology from the perspective of: How do we make the process easier for our customers?
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Once a borrower’s assets are validated, we can direct them down a different underwriting path, which makes things move more swiftly and delivers a better borrower experience.
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By considering a first-time homebuyer’s positive rent payment history, we can flip them from an ‘ineligible’ to an ‘eligible’ and be able to say, ‘Yes, let’s find that home for you'.
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