DU is designed to make lending simple.
Easy-to-use tools. Time-saving automation. Enhancements to maximize your business. Desktop Underwriter® (DU®) delivers a better approach to loan processing—for you and your customers—so you can make reliable credit risk decisions, and reach more potential borrowers than ever before.
Qualify more first-time homebuyers
DU's latest release improves the identification of rent history in 12-month asset reports by up to 20%, which means lenders have more opportunities to qualify borrowers that may not have qualified before.
Propel your business with powerful capabilities and make the most of every lending opportunity. Click on an enhancement to learn more.
We’re always looking at technology from the perspective of: How do we make the process easier for our customers?
Once a borrower’s assets are validated, we can direct them down a different underwriting path, which makes things move more swiftly and delivers a better borrower experience.
By considering a first-time homebuyer’s positive rent payment history, we can flip them from an ‘ineligible’ to an ‘eligible’ and be able to say, ‘Yes, let’s find that home for you'.