Applications & Technology

Pricing & Execution Whole Loan

Optimize your liquidity by selling whole loans to Fannie Mae

Change to committing investment property loans

Effective June 1, all whole loans secured by investment properties must be purchased against the Investment Property commitments in Pricing & Execution-Whole Loan® (PE-Whole Loan). Loan Delivery will allow whole loans for investment properties to only be delivered against a 30yr or 15yr investment property PE-Whole Loan commitment. If an investment property loan is delivered against another commitment type (e.g. 30-Year Fixed Rate, 30-Year Fixed Rate - 110k Max Loan Amount, etc.) a fatal edit will occur.

Please note: 

  • Investment property loans committed against another commitment type (e.g. 30-Year Fixed Rate, 30-Year Fixed Rate - 110k Max Loan Amount, etc.) must be purchased before June 1. 
  • 10yr and 15yr investment loans should be committed into the 15 Year Fixed Rate - Investment Property commitment. 
  • 20yr and 30yr investment loans should be committed into 30 Year Fixed Rate - Investment Property commitment. 
  • High balance loans for investment properties may continue to be delivered against the standard high balance commitment.

Whole loan execution with Fannie Mae provides you simplicity for your operations, certainty to your execution, and greater flexibility. Our whole loan committing platform, Pricing & Execution – Whole Loan®, helps you to efficiently browse, price, and commit loans when selling to us.

Plus, our Early Funding, servicing-released options and seasoned loan transactions offer whole loan execution options.

Pricing & Execution Whole Loan Availability

Every day, 24 hours a day, except from 6 a.m. to 6:30 a.m. ET daily and from 1 a.m. to 5 a.m. ET Sunday, and from 1 a.m. to 11 a.m. ET every third Sunday due to maintenance.

All Technology Application Availability

For mandatory (non-Servicing Execution Tool) commitments in Pricing & Execution – Whole Loan, the maximum extension period has been temporarily moved from 30 days out to 60 days in order to provide more sellers greater flexibility in the current market environment. Any commitment extended for more than 25 days will still be ineligible for the auto-extension process. Prior to extending Servicing Marketplace™ commitments, sellers should validate with their servicing buyer’s rate sheet that the servicing will be eligible for purchase.