Appraisers
To help make prudent underwriting decisions, mortgage lenders rely on appraisers to provide thorough, accurate, and objective appraisal reports for reliable opinions of market value.
For most loans, Fannie Mae requires that the lender obtain a signed and complete appraisal report that accurately reflects the market value, condition, and marketability of the property.
On this page, appraisers can find news about recent policy updates, access Appraiser Update newsletters, and view our latest appraiser related video content. Use the Help & Training link to access job aids, training videos, the Selling Guide, and more. Still can’t find what you need? Connect with us using the links below.
What's New
Valuation Modernization page
Bookmark our new information hub for valuation modernization, which will be updated throughout the year with information you need.
Appraiser Update December 2022
In the December 2022 edition, we focus on increasing objectivity by providing verification tips and addressing concerns about using third-party data in desktop appraisals, sharing notes on our text scanning of appraisals for subjective terminology, and more.
Policy news and updates
Click through the carousel below to learn more about recent updates and access related resources. See all appraisal related Policy news and updates here.
The modern valuation spectrum
Boot Camp Webcast Series: Valuation Modernization: New perspectives on collateral underwriting
Learn how modernizing the valuation process is driving efficiency and providing new solutions to industry challenges. You'll get tips for underwriting valuation types, including desktop appraisals, and you'll hear about coming attractions in valuation policy.
See what professionals are saying about appraisal modernization
Lenders See Considerable Value in Appraisal Modernization
“Appraisal modernization involves leveraging technologies, data, and analytics to enhance the management of collateral risk, making the process more efficient for lenders, borrowers, appraisers, and secondary-market investors…”
The Journey to a More Efficient and Fair Home Valuation Process
“The method of establishing residential property values for mortgage lending hasn't evolved much for several decades. Obtaining a traditional appraisal is one of the most time-consuming and costly parts of getting a home loan, and, as recent studies have shown…”
Noble Appraiser Video Series
Common misunderstandings about Fannie Mae policies can lead to unacceptable appraisal practices. Watch the Noble Appraiser vanquish those myths in our ongoing series.
Watch videos
Upcoming industry events
Connect with Fannie Mae representatives at conferences and events throughout the year. Here are a few of the places we'll be in the coming months.
| Event | Date | Location | Event Website |
|---|---|---|---|
| Appraiser's Conference and Trade Show (ACTS) | Apr. 1 - 4, 2023 | Sacramento, CA | https://www.naappraisers.org/event-4912894 |
| Valuation Expo | Aug. 7 - 9, 2023 | Las Vegas, NV | https://valuationexpo.com/ |
| Appraisal Summit | Sept. 16 - 19, 2023 | Las Vegas, NV | https://www.appraisalsummit.net |
Uniform Appraisal Dataset (UAD) overview
The UAD is a component of the Uniform Mortgage Data Program® (UMDP®), jointly established by Fannie Mae and Freddie Mac under the direction of the Federal Housing Finance Agency to provide common requirements for appraisal and loan delivery data.
Related links & applications
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