Originating & Underwriting

Appraisers

To help make prudent underwriting decisions, mortgage lenders rely on appraisers to provide thorough, accurate, and objective appraisal reports for reliable opinions of market value.

The appraisal is used to judge the property’s acceptability for the mortgage loan requested in view of its value and marketability.

Impact of COVID-19 on Appraisals

We have issued temporary guidance on appraisal requirements, including allowing desktop and exterior-only appraisals on many mortgage transactions. The guidance is being updated as needed.  

What's New

Selling Guide Update: Accessory Dwelling Units

Updates include a more specific definition, manufactured homes as ADUs, and a simplified appraisal process.

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Newsletters

Appraiser Update September 2020

In the September 2020 edition, we focus on the new 1004 Desktop and the 1004 Hybrid, as well as clarification on appraising homes with solar panels and energy-efficient improvements. We also share some data on appraisal assignment volume and appraiser workload, reflecting the incredibly busy year appraisers have had. 

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Appraiser Careers

Fannie Mae is partnering with industry stakeholders to encourage new entrants to the residential appraisal field.

Appraiser Careers Fact Sheet

Career Opportunities in Residential Property Appraising

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Use this form to share what’s on your mind, submit feedback, and ask questions about appraisal topics.

Contact Fannie Mae about Appraisal Topics

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UAD Overview

Uniform Appraisal Dataset (UAD) 

The UAD is a component of the Uniform Mortgage Data Program® (UMDP®), jointly established by Fannie Mae and Freddie Mac under the direction of the Federal Housing Finance Agency to provide common requirements for appraisal and loan delivery data.