Originating & Underwriting


To help make prudent underwriting decisions, mortgage lenders rely on appraisers to provide thorough, accurate, and objective appraisal reports for reliable opinions of market value.

The appraisal is used to judge the property’s acceptability for the mortgage loan requested in view of its value and marketability.

Impact of COVID-19 on Appraisals

We have issued temporary guidance on appraisal requirements, including allowing desktop and exterior-only appraisals on many mortgage transactions. The guidance is being updated as needed.  

Career Opportunities in Residential Property Appraising

Appraiser Careers

Fannie Mae is partnering with industry stakeholders to encourage new entrants to the residential appraisal field.

Appraiser Careers Fact Sheet


Appraiser Update March 2020

In March 2020 edition, we dive into horizontal property regimes, more about multiple parcels, the act of selecting comparable sales, feedback from appraisers on tools they use for process modernization, and more.

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Use this form to share what’s on your mind, submit feedback, and ask questions about appraisal topics.

Contact Fannie Mae about Appraisal Topics

    Event Opportunities - There are no new events. Check back later for future events.

    AQM FAQ updates

    Read the revised Appraiser Quality Monitoring (AQM) FAQs, which emphasize the learning opportunities the AQM letters present.

    Read FAQs
    UAD Overview

    Uniform Appraisal Dataset (UAD) 

    The UAD is a component of the Uniform Mortgage Data Program® (UMDP®), jointly established by Fannie Mae and Freddie Mac under the direction of the Federal Housing Finance Agency to provide common requirements for appraisal and loan delivery data.