Fannie Mae Selling and Servicing Policy Archives

The Fannie Mae Selling and Servicing policy archives allow you to quickly access current and past policy materials.

Our archives allow you to search for Selling and Servicing policy communications by year and/or by communication type which include:

announcements
guides
lender letters
notices

In addition, you can find our In Case You Missed It job aid, which summarizes Selling Guide, Servicing Guide and other policy communications for years 2012 to present.

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Announcement SVC-2014-14 Miscellaneous Servicing Policy Updates	July 9, 2014 - This Announcement updates or clarifies policies on a variety of topics.
Announcement SEL-2014-09 Anti-Money Laundering Requirements	July 1, 2014 - Contains new policy requirements related to the anti-money laundering provisions of the Bank Secrecy Act and its implementing regulations.
Announcement SVC-2014-13 Alternative to Repurchase for Mortgage Insurance Rescission	July 1, 2014 - This Announcement describes the process the servicer (or the responsible party) must follow to be considered for a repurchase alternative known as an MI stand-in.
Selling Guide - June 24, 2014	Selling Guide - PDF Version (June 24, 2014)
Announcement SEL-2014-08 Fannie Mae Announces Approved Mortgage Insurance Forms	June 24, 2014 - The Announcement contains requirements related to the updated master primary policies and related endorsements and other forms.
Announcement SEL-2014-07 Selling Guide Updates	June 24, 2014 - The update contains new flexibilities for HomePath properties, Federal Home Loan Banks as grant and Community Seconds providers, the incorporation of Announcement SEL-2014-05, and other changes.
Announcement SVC-2014-12 Neighborhood Stabilization Initiative - MyCity Modification for Detroit, Michigan	June 20, 2014 - Fannie Mae is introducing a mortgage loan modification program for Detroit, Michigan - MyCity Modification - as part of the Neighborhood Stabilization Initiative.
Announcement SVC-2014-11 Servicer Compliance with Anti-Money Laundering Provisions of the Bank Secrecy Act	June 20, 2014 - Fannie Mae must implement a formal anti-money laundering program. This Announcement describes the steps servicers must take no later than August 25, 2014 to comply with these new requirements.
Announcement SVC-2014-10 Updates to Fannie Mae Unemployment Forbearance	June 4, 2014 - Fannie Mae will now allow servicers to approve borrowers for the Fannie Mae Unemployment Forbearance program as well as for Unemployment Forbearance extensions provided that specific requirements are met.
Announcement SVC-2014-09 Updates to Short Sale and Mortgage Release (Standard Deed-in-Lieu of Foreclosure) Requirements	May 30, 2014 - In conjunction with Freddie Mac and under the direction of the Federal Housing Finance Agency, Fannie Mae is announcing a number of short sale and Mortgage Release policy updates and clarifications.
Selling Guide - May 27, 2014	Selling Guide - PDF Version (May 27, 2014)
Announcement SEL-2014-06 Selling Guide Updates	May 27, 2014 - The update contains changes pertaining to delayed financing, continuity of obligation, multiple financed properties, large deposits and other assets, power of attorney, and definitions for retail, broker, and correspondent origination types.
Announcement SVC-2014-08 Miscellaneous Servicing Policy Updates	May 21, 2014 - This Announcement updates Fannie Mae policies on calculating the repurchase price for certain loans with negative amortization, release of security, servicer oversight and business continuity requirements, and stay of foreclosure and other legal proceedings for servicemembers. An updated version of the Application for Release of Security (Form 236) is available on Fannie Maes website.
Announcement SVC-2014-07 Delinquency Management and Default Prevention Updates	May 16, 2014 - This Announcement updates a number of delinquency management and default prevention servicing policies.
Announcement SEL-2014-05 Lender Selling Representations and Warranties Framework Updates	May 12, 2014 - Fannie Mae announces a number of enhancements to the representation and warranty framework.
Announcement SVC-2014-06 Lender-Placed Insurance Compliance Certification and Servicing Transfers	May 9, 2014 - This Announcement updates requirements for submitting lender-placed insurance certification to Fannie Mae. The Announcement also defines terms related to servicing transfers and updates the timeline for submitting a Request for Approval of Servicing Transfer or Subservicing (Form 629) to Fannie Mae.
Announcement SEL-2014-04 Unemployment Benefits Eligibility for DU Refi Plus and Refi Plus Loans	May 6, 2014 - Effective immediately, unemployment compensation may be used in qualifying a borrower for a DU Refi Plus or Refi Plus loan whether they are seasonal or non-seasonal in nature.
Lender Letter LL-2014-03 City of Chicago Vacant Property Ordinance Update	April 30, 2014 - Updated guidance regarding the treatment of vacant properties in the City of Chicago.
Announcement SEL-2014-03 Selling Guide Updates	April 15, 2014 - The update contains changes or clarifications pertaining to property eligibility and appraisal requirements, a new MERS Rider, and other updates.
Selling Guide - April 15, 2014	Selling Guide - PDF Version (April 15, 2014)
Announcement SVC-2014-05 Fannie Mae Standard Modification and Streamlined Modification Updates	March 28, 2014 - Fannie Mae is updating the modification terms for mortgage loans with pre-modified mark-to-market LTV ratios less than 80. It supersedes and replaces SVC-2013-28, Fannie Mae Standard Modification and Streamlined Modification Updates, in its entirety. This Announcement also updates requirements related to the Evaluation Notice, solicitation letter, and Trial Period Plan.
Lender Letter LL-2014-02 Property and Appraisal Requirements for Properties Located in Small Towns and Rural Areas	March 25, 2014 - Clarifies property and appraisal requirements for properties in small towns and rural areas, especially on policies relating to appraiser selection, property eligibility and special considerations, and acceptable appraisal practices.
Announcement SVC-2014-04 Miscellaneous Servicing Policy Updates	February 26, 2014 - This Announcement clarifies and updates policies regarding individual mortgage loan files, servicing quality control reviews, final requests for reimbursement, attorney expenses, and transfers of variances and waivers.
Announcement SEL-2014-02 Priority of Common Expense Assessments	January 14, 2014 (Updated February 25, 2014) - The Announcement limits the priority of regular common expense assessments for mortgages secured by units in certain condo and planned unit development projects to no more than six months over Fannie Maes mortgage lien.
Lender Letter LL-2014-01 Updates to Fannie Mae-Approved Mortgage Insurers	February 4, 2014 - Fannie Mae has approved the acquisition of CMG Mortgage Insurance Company (CMG) and its affiliates by Arch U.S. MI Holdings, Inc. Until further notice, the MI Code and ULDD Enumerated Value used to identify loans insured by CMG remain unchanged. Fannie Mae has suspended the approval of the following affiliates of existing approved mortgage insurers--MGIC Indemnity Corporation (MIC), Radian Mortgage Assurance Inc. (RMAI), and Genworth Residential Mortgage Assurance Corporation (GRMAC).