Fannie Mae Selling and Servicing Policy Archives
The Fannie Mae Selling and Servicing policy archives allow you to quickly access current and past policy materials.
Our archives allow you to search for Selling and Servicing policy communications by year and/or by communication type which include:
- announcements
- guides
- lender letters
- notices
In addition, you can find our In Case You Missed It job aid, which summarizes Selling Guide, Servicing Guide and other policy communications for years 2012 to present.
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Servicing Guide - PDF Version (October 14, 2015) |
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October 7, 2015 - This Announcement introduces the remedies framework, clarifying how Fannie Mae will define and categorize origination defects as well as the corrections and remedies available to lenders. |
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October 6, 2015 - Fannie Mae recognizes and appreciates the enormous efforts that lenders and their partners in the mortgage industry have undertaken to meet the requirements created by CFPBs Know Before You Owe TILA-RESPA Integrated Disclosure (TRID) rule. This Lender Letter describes Fannie Maes expectations for lender compliance with TRID. |
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September 30, 2015 - This Lender Letter reminds servicers of their responsibilities related to executing, recording andor retaining loan modification agreements. |
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Selling Guide - PDF Version (September 29, 2015) |
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September 29, 2015 - This Selling Guide update includes details about HomeReady mortgage, our enhanced affordable lending product designed to meet the diverse needs of todays buyers; and updated homeownership education requirements. |
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September 16, 2015 - Reminds servicers of their obligation to escalate non-routine litigation to Fannie Mae. |
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September 9, 2015 - This update contains policy changes related to e-filing and TX posting costs, adjustments to standard and streamlined modifications, an increase to Mortgage Release incentives, updates to the application of borrower HAMP incentives, the retirement of Form 181HFA, a correction to insured loss events requirements, a reminder of payment change notification requirements for mortgage loans subject to step interest rate adjustments, and also includes a miscellaneous revision. |
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Servicing Guide - PDF Version (September 9, 2015) |
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August 25, 2015 - The update includes allowing cash back on pair-offs of a mandatory whole loan commitment to all Fannie Mae-approved lenders as a standardized process; update to the delivery of HomeStyle Renovation loans; align the requirements for attached PUD units with the existing requirements for detached PUD units; policy changes pertaining to self-employed income policy; and other miscellaneous updates and changes. |
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Selling Guide - PDF Version (August 25, 2015) |
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August 12, 2015 - This update contains policy changes related to an extension to the date by which the servicer must receive an executed Form 720, updated requirements for collecting under an assignment of rents, updated requirements for performing property inspections, changes to issuing bidding instructions, updates to flood insurance requirements, and other miscellaneous revisions. |
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Servicing Guide - PDF Version (August 12, 2015) |
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July 28, 2015 - The update includes allowing certain transactions involving affordable LTV ratio calculations be underwritten by DU; increased LTV, CLTV, and HCLTV ratios for certain Limited Reviews of condo projects; updates for leased solar panels; clarification of the value used to determine mortgage insurance coverage for New York properties, including co-ops; and other miscellaneous updates and changes. |
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Selling Guide - PDF Version (July 28, 2015) |
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July 8, 2015 - This update contains policy changes related to requirements for post-foreclosure bankruptcy filings, MBS reclassification requirements, updates to the application of HAMP Incentives, changes to Form 181, and miscellaneous revisions; as well as a reminder of the July 7th Servicing Notice. |
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Servicing Guide - PDF Version (July 8, 2015) |
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Selling Guide - PDF Version (June 30, 2015) |
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June 30, 2015 - The announcement includes updates, clarifications, and simplifications relating to borrower income, assets, and employment; and other selling policies and lender requirements. |
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June 10, 2015 - This update contains policy changes related to custodial document reconciliation requirements, updates to the Investor Reporting Manual, the extension of Fannie Mae HAMP and 2MP programs, the elimination of Fannie Mae Streamlined Modification expiration dates, updates to the Allowable Bankruptcy Attorney Fees Exhibit, and miscellaneous revisions, as well as clarifications to HAMP Pay for Performance Notice requirements. |
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Servicing Guide - PDF Version (June 10, 2015) |
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May 26, 2015 - The update includes removal of the requirement that revolving account be closed at or prior to closing in order to exclude the payment from the debt-to-income ratio; extension of DU Refi Plus and Refi Plus; updates to information about the Affidavit of Affixture for manufactured housing loans; clarification of CLTV and HCLTV ratio requirements for project reviews for Florida condos; replacement of references to eCommitting, eCommitONE, National Underwriting Center and NUC; and other miscellaneous updates and changes. |
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Selling Guide - PDF Version (May 26, 2015) |
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Servicing Guide - PDF Version (May 20, 2015) |
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May 20, 2015 - This Announcement updates policy requirements related to the sellerservicers net worth and liquidity and subservicing and outsource vendor requirements. |
