Fannie Mae Selling and Servicing Policy Archives
The Fannie Mae Selling and Servicing policy archives allow you to quickly access current and past policy materials.
Our archives allow you to search for Selling and Servicing policy communications by year and/or by communication type which include:
- announcements
- guides
- lender letters
- notices
In addition, you can find our In Case You Missed It job aid, which summarizes Selling Guide, Servicing Guide and other policy communications for years 2012 to present.
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May 11, 2016 - This update contains policy changes related to certain default-related expenses, law firm matter transfers, servicing requirements for Nevada and Illinois acquired properties, borrower outreach requirements, and other miscellaneous revisions. |
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Servicing Guide - PDF Version (May 11, 2016) |
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April 14, 2016 - Introduces a new mortgage loan modification program, the Fannie Mae Principal Reduction Modification, at the direction of FHFA and in collaboration with Freddie Mac. Details of this program are included in this Lender Letter. |
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April 13, 2016 - This update contains policy changes related to selling and servicing requirements for Texas 50(a)(6) mortgage loans, updates to loan level price adjustment refunds, and California publication requirements. |
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April 13, 2016 - Provides advance notice to the servicer of future changes to Fannie Mae investor reporting requirements. |
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Servicing Guide - PDF Version (April 13, 2016) |
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March 29, 2016 - The update includes enhancing the policies for financing energy improvements; simplifying the multiple financed properties policy; removing the special lender approval requirement to deliver Texas Section 50(a)(6) loans; clarifying several project-related flood insurance coverage requirements; and other miscellaneous updates and changes. |
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Selling Guide - PDF Version (March 29, 2016) |
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March 9, 2016 - This update contains policy changes related to HAMP incentive payments, a semi-annual update to foreclosure time frames, and communicates future changes to Fannie Maes contact information. |
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Servicing Guide - PDF Version (March 9, 2016) |
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February 23, 2016 - The update includes eliminating the policy on continuity of obligation; clarifying lender reporting obligations related to a breach of compliance with laws violations; use of consistent language regarding the types of losses for which lenders must indemnify Fannie Mae; clarifying when recourse is required on HomeStyle Renovation mortgage loans; adopting a simplier definition of relocation loans; and other miscellaneous updates and changes. |
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Selling Guide - PDF Version (February 23, 2016) |
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February 10, 2016 - This update contains changes related to Form 629, the removal of DO and DU maintenance fees, an update to New Jersey foreclosure fees, an introduction to the Servicing Guide Change Control Log, and a reminder of law firm selection and retention requirements. |
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Servicing Guide - PDF Version (February 10, 2016) |
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February 2, 2016 - This announcement introduces the IDR process which offers a neutral third party to resolve repurchase requests that remain unresolved after the appeal and escalation processes have been exhausted. This process grew out of a year of work with lenders, Freddie Mac, and FHFA. |
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December 16, 2015 - This update contains policy changes related to the servicing defect remedies framework, borrower outreach, execution and retention of loan modification agreements, SCRA, borrower incentives for Mortgage Release, property inspections for Mortgage Release, proofs of claim, updated Forbearance Extension Request Template, and a miscellaneous revision. |
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Servicing Guide - PDF Version (December 16, 2015) |
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December 15, 2015 - The update includes allowing second home and investment property loans to be secured by properties with age-related resale restrictions; policy update pertaining to manufactured homes under the RD-Guaranteed Section 502 program; clarifications relating to quality control vendor oversight reporting, reverification of income, and appraisal field reviews; removed the requirement to obtain a form from the borrower at loan closing to authorize early delinquency counseling; changed how and when buyup and buydown grids are posted; and other miscellaneous updates and changes. |
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Selling Guide - PDF Version (December 15, 2015) |
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November 25, 2015 - Information on the 2016 general and high-cost area loan limits and updated resources are available on the Loan Limits web page. |
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November 25, 2015 - This update contains changes related to STAR, short sale hazard loss proceed remittances, pledge of servicing rights, publication placement costs, Hawaii foreclosure fees, HAMP expanded pay for performance incentive notice requirements, servicing of Florida acquired properties, early delinquency counseling, and bankruptcy cramdowns. |
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Servicing Guide - PDF Version (November 25, 2015) |
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November 3, 2015 - The update includes allowing refund of loan-level price adjustments on certain mortgage loans; clarifications and updates to co-op review policies; expansion of project review options for established condo projects; policy pertaining to delivery of loans with more than two borrowers will not be enforced; policy changes pertaining to HomeReady; and other miscellaneous updates and changes. |
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Selling Guide - PDF Version (November 3, 2015) |
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October 14, 2015 - This update contains policy changes related to short sale access requirements, property inspection frequency, lender-placed insurance, breachacceleration letter content, clarifications to liquidation action code descriptions, changes to Texas 50(a)(6) modifications, requirements for processing modification agreements, requirements for unapplied funds and custodial accounts, adjustments to the Foreclosure Time Frames and Compensatory Fee Allowable Delays Exhibit, updates to compensatory fee calculation examples, and changes to the Borrower Notification Sample Letter Exhibit. |
