UAD 3.6 Compliance Rules Update - URAR, Restricted Appraisal Update Report, and Completion Report

The Uniform Appraisal Dataset (UAD) 3.6 and Forms Redesign team has updated the UAD Compliance Rules for the Uniform Residential Appraisal Report (URAR), Restricted Appraisal Update Report, and Completion Report.

Summary of Changes

• Severity Level Changes: Effective January 26, 2026, the severity level for certain rules applicable to the Restricted Appraisal Update Report and Completion Report will be updated. For details, see Appendix H-2 and Appendix H-3 on the Fannie Mae and Freddie Mac UAD webpages. With the implementation of UAD 3.6, Restricted Appraisal Update Reports and Completion Reports must be submitted to the Uniform Collateral Data Portal^® (UCDP^®) as referenced in Fannie Mae’s Selling Guide Supplement: UAD 3.6 Policy and Freddie Mac’s Single-Family Seller/Servicer Guide (Guide) Bulletin 2025-7.
• URAR: Note update to one rule – see Appendix H-1.

If you have questions, please contact your GSE account representative.