Overview      Investors      Lenders

Driving Change Through Mission-Oriented Lending

The Mission Index enables lenders to identify mission-oriented lending opportunities by building on the Social Index, which Fannie Mae introduced in 2022. It reflects market feedback and includes updates to the methodology to drive positive impact for the borrowers and communities supported by our mission.

By applying numerous attributes across income, borrower, and property characteristics aligned with Fannie Mae’s mission, lenders can aim to serve a greater number of borrowers in their markets, with the potential to realize greater financial and reputational value.

Explore the Drivers of the Mission Index

Learn how the Mission Criteria Share (MCS) and Mission Density Score (MDS) work together to support investing and lending that aligns with our mission.

Swipe to see how the Mission Index works.

Click to see how the Mission Index works.

Measuring and Committing for Impact


New Mission Score 2 and Mission Score 3 product grids are now available for committing in Pricing & Execution - Whole Loan® (PE - Whole Loan®) and MarketPoint®, unlocking new opportunities for lenders to support affordable housing and improve access to credit.

  • Take advantage of any relevant pay-ups for loans with a loan-level Mission Score of 2 or 3.
  • Start today—there’s no initial process required to access the grids.
  • Available for both Mandatory and Best Effort executions.
mission index circle graph

Resources are available to help score pipelines and capture any market-based incentives for auctioning pools and/or originating loans with high Mission Scores.*

Learn more about each application


*Available to approved Fannie Mae Seller/Servicers and technology service providers; Application-specific user credentials may be required.

Unlock the Door to
Mission-Focused Lending

Looking to support borrowers and communities represented by the Mission Index?
Get started with Fannie Mae’s mortgage product offerings.


Lenders can confidently serve creditworthy low-income and first-time homebuyers with a HomeReady mortgage, which offers a low down payment requirement (as low as 3%) and flexible funding.

Learn more about HomeReady

MH Advantage®

For borrowers considering manufactured housing options, lenders can offer MH Advantage, which provides affordable financing for specially designated manufactured homes that feature site-built characteristics.

Learn more about MH Advantage

Lender Resources