Lending with Purpose
Powered by the Single-Family Mission Index
The Single-Family Mission Index provides an enduring solution for lenders to create a stronger housing market with more homeownership opportunities for qualified borrowers.
Driving Change Through Mission-Oriented Lending
The Mission Index enables lenders to identify mission-oriented lending opportunities by building on the Social Index, which Fannie Mae introduced in 2022. It reflects market feedback and includes updates to the methodology to drive positive impact for the borrowers and communities supported by our mission.
By applying numerous attributes across income, borrower, and property characteristics aligned with Fannie Mae’s mission, lenders can aim to serve a greater number of borrowers in their markets, with the potential to realize greater financial and reputational value.
The Mission Index supports originating and underwriting loans to qualified borrowers in line with our mission objectives.
Mission-oriented loan financings have the potential to reward lenders for lending to underserved borrowers and communities, helping to create social MBS in response to investor demand.
The Mission Index balances investors' desire for information with protecting the privacy of borrowers’ personal information while minimizing disruption to UMBS and the TBA markets.