Real Estate Professionals
We help you help homebuyers
Fannie Mae provides resources to help you support your clients at every step of the homebuying journey. Our flexible and affordable mortgage options are designed to help expand access to homeownership. Explore our mortgage products, homes for sale, and special financing to help your clients buy their dream homes — while growing your business.
HomeReady offers $2,500 in down payment assistance
To reduce barriers to homeownership for creditworthy, very low-income purchase (VLIP) first-time homebuyers, the HomeReady® mortgage offers $2,500 in down payment or closing cost assistance.* To qualify, homebuyers must have an income of 50% or less of the applicable Area Median Income (AMI) of the property’s location.
For free, customizable marketing materials to help inform your clients about $2,500 in down payment assistance, visit our Marketing Center.
Get HomeReady marketing resources
* Effective for loans sold to Fannie Mae on or after March 1, 2025, the $2,500 VLIP credit will be limited to first-time homebuyers, for whole loans purchased through Feb. 28, 2026, and for loans delivered into MBS with issue dates through Feb. 1, 2026. Borrowers should reach out to their lenders for details.
Get free, ready-to-share resources for consumers
Check out our Marketing Center for information and professionally designed materials to share with your clients about Fannie Mae’s mortgage products. Download free marketing and social media resources to help inform and connect with your homebuyers.
More affordable options mean more access for your customers
HomeReady
With a low down payment and expanded financing flexibility, this is an ideal solution for today’s creditworthy low-income borrowers.
HomeStyle® Renovation
For buyers whose dream home may be a fixer-upper, this is a convenient, flexible way to fund home improvements and repairs at the time of purchase.
HomePath®
HomePath makes it easy to search for homes and make an offer on available Fannie Mae-owned properties for sale.
Homeownership education starts here
Fannie Mae HomeView®
Credit basics course in Spanish
Our interactive course Strategies for Healthy Credit for Spanish-speaking borrowers
- Addresses fundamentals of credit, including credit establishment and maintenance, credit invisibility, pros and cons of co-signing a loan, and more
- Features interactive components, case studies and useful tips
- Is offered free of charge
Resources
Homebuyer education & assistance
- Fannie Mae homeownership education requirements — view our homeownership education requirements.
- Make Rent Count — learn how renters can use their consecutive monthly rent payments to help qualify for a mortgage.
- Down Payment Assistance — share information with buyers on available down payment and closing cost assistance.
- Budget for closing — help your customers estimate their closing fees based on their location.
- Condo Buyers Guide — educate your customers about the condo buying process and prepare them for sustainable homeownership.
Mortgage products
- Affordable mortgage products — learn about our products to help expand access to homeownership in today’s market.
Business tools
- Become a listing agent or vendor — to apply to be a Fannie Mae listing agent, visit our Supplier Registration page.
- HomePath short sales — use our tool to resolve short sale challenges for Fannie Mae-owned loans.
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