Fannie Mae Selling and Servicing Policy Archives

The Fannie Mae Selling and Servicing policy archives allow you to quickly access current and past policy materials.

Our archives allow you to search for Selling and Servicing policy communications by year and/or by communication type which include:

announcements
guides
lender letters
notices

In addition, you can find our In Case You Missed It job aid, which summarizes Selling Guide, Servicing Guide and other policy communications for years 2012 to present.

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Announcement SEL-09-19 Miscellaneous Underwriting, Eligibility, and Property-Related Updates	Miscellaneous Underwriting, Eligibility, and Property-Related Updates
In Case You Missed It Summary of 2019 Selling Guide & Policy Updates	Provides a summary of Selling Guide and policy related communications and updates issued in 2019.
Custodian Notice 2019-11	The Document Custodian Notice includes the following topics Updates to the Document Certification User Guide Updates to the Document Custodian Certification Job Aid
Selling and Servicing Notice Taxpayer First Act and Use of Tax Return Information UPDATE	December 16, 2019 Fannie Mae sellers and servicers must comply withaprovision of the Taxpayer First Act that requires persons receiving tax return information to obtain express taxpayer permission to disclose return information to any other third parties.
Announcement SVC-2019-08 Servicing Guide Update	December 11, 2019 - the December changes include updates that introduce a payment shortage tolerance, simplify the reporting of fidelity bonds and errors and omissions events, and more.
Servicing Guide - December 11, 2019	Servicing Guide - PDF Version (December 11, 2019)
Announcement SEL-2019-09 Selling Guide Updates	December 4, 2019 - December updates announce clarifications to calculating monthly real estate tax payments, clarify policies on non-applicant debt, address bridge loan treatment in monthly debt obligations, and more.
Selling Guide - December 4, 2019	Selling Guide - PDF Version (December 4, 2019)
Lender Letter LL-2019-09 Confirmation of Conventional Loan Limits for 2020	November 26, 2019 - this Lender Letter has information on the 2020 general and high-cost area loan limits.
Lender Letter LL-2019-08 Approved Mortgage Insurance Forms	November 20, 2019 - this Lender Letter provides guidance on updated mortgage insurers master primary policies and related endorsements and other forms. Any loan sold to or securitized by us that has mortgage insurance and a loan application date on or after March 1, 2020, must be insured under one of the new approved forms.
Custodian Notice 2019-10	The Document Custodian Notice includes the following topics Document Certification application Release 1.22 Notes Updated Fannie Mae Quality Control (QC) and Independent Audit Report Templates Updated Single-Family Custody Operations Points of Contacts and Analyst Assignments List
Announcement SVC-2019-07 Servicing Guide Update	November 13, 2019 - the November changes streamline requirements related to canceling property insurance and flood insurance when Fannie Mae acquires a property, establish anti-money laundering activity reporting requirements, and more.
Servicing Guide - November 13, 2019	Servicing Guide - PDF Version (November 13, 2019)
Selling and Servicing Notice Taxpayer First Act and Use of Tax Return Information (This Notice was replaced on Dec. 16.)	The Taxpayer First Act was signed into law on July 1, 2019. It includes a provision that persons receiving return information must obtain the express permission of taxpayers prior to disclosing that return information to any other person.
Servicing Notice Advance Notice of Retirement of HomeSaver Solutions Network Workout Functionality	Effective December 31, 2020, Fannie Mae will retire the loan workout reporting and related functionality in HomeSaver Solutions Network (HSSN). As a part of Simplifying Servicing, HSSN functionality is being transitioned to Fannie Maes Servicing Management Default Underwriter (SMDU), SMDU User Interface (UI), and SMDU Case Management for all workout reporting processes. Servicers currently utilizing HSSN are encouraged to fully transition this activity to SMDU as soon as possible, but must do so no later than December 31, 2020.
Custodian Notice 2019-09	The Document Custodian Notice includes the following topics New Portfolio Reconciliation Requirement
Custodian Notice 2019-08	The Document Custodian Notice includes the following topics ASAP Plus RejectRedelivery Status Update Updated Requirements for Document Custodians (RDC)
Servicing Notice Eliminating Servicer Responsibilities for Paying HOA, COA, and Co-op Corporation Fees on Acquired Properties	Fannie Mae now assumes the responsibility for the payment of all property taxes, ground rents, as well as fees and assessments invoiced by an HOA, condo association, or co-op corporation once the foreclosure sale or Mortgage Release occurs.
Announcement SEL-2019-08 Selling Guide Updates	October 2, 2019 - October updates announce changes to homeownership education requirements, clarify policies on employment offers and contracts, revise rental income policy, establish anti-money laundering activity reporting requirements, and more.
Selling Guide - October 2, 2019	Selling Guide - PDF Version (October 2, 2019)
Custodian Notice 2019-07	The Document Custodian Notice includes the following topics ASAP Plus RejectRedelivery Status Update Document Certification Data Archival Document Custodian Agreements Requirements Servicing Guide Update Servicer Notification Timing Requirements for Post-Delivery Servicing Transfers Updated Active Document Custodian List and Single-Family Custody Operations Points of Contacts and Analyst Assignments List
Announcement SVC-2019-06 Servicing Guide Update	September 11, 2019 - the September changes include updates to the maximum allowable foreclosure and bankruptcy attorney fees and other miscellaneous revisions.
Servicing Guide - September 11, 2019	Servicing Guide - PDF Version (September 11, 2019)
Lender Letter LL-2019-07 Advance Notice of Fannie Mae-Initiated Principal and Interest Drafts for ScheduledScheduled and ScheduledActual Portfolio Mortgage Loans	August 14, 2019 - this Lender Letter provides advance notification to servicers of changes that will simplify and streamline the cash remittance and reconciliation process. The effective date for the changes in this Lender Letter is targeted for the second quarter of 2020; servicers will be notified once a specific effective date is determined.
Announcement SEL-2019-07 Selling Guide Updates	August 7, 2019 - August updates implement changes to lender quality control requirements, introduce construction-to-permanent financing for manufactured homes, clarify appraisal waiver eligibility for refinance transactions, and more.