Home Single-Family News Center Lender Letter LL-2021-13 – Elimination of the Adverse Market Refinance Fee July 16, 2021 Lender Letter LL-2021-13 – Elimination of the Adverse Market Refinance Fee This Lender Letter announces elimination of the adverse market refinance fee effective Aug. 1, 2021. Download Lender Letter Recent News November 25, 2025 Lender Letter LL-2025-04 Confirmation of Conforming Loan Limit Values 2026 November 25, 2025 In Case You Missed It: Policy Updates November 17, 2025 Enhancing Efficiency: Undisclosed Liabilities in Desktop Underwriter