Fannie Mae Selling and Servicing Policy Archives
The Fannie Mae Selling and Servicing policy archives allow you to quickly access current and past policy materials.
Our archives allow you to search for Selling and Servicing policy communications by year and/or by communication type which include:
- announcements
- guides
- lender letters
- notices
In addition, you can find our In Case You Missed It job aid, which summarizes Selling Guide, Servicing Guide and other policy communications for years 2012 to present.
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February 2, 2016 - This announcement introduces the IDR process which offers a neutral third party to resolve repurchase requests that remain unresolved after the appeal and escalation processes have been exhausted. This process grew out of a year of work with lenders, Freddie Mac, and FHFA. |
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December 16, 2015 - This update contains policy changes related to the servicing defect remedies framework, borrower outreach, execution and retention of loan modification agreements, SCRA, borrower incentives for Mortgage Release, property inspections for Mortgage Release, proofs of claim, updated Forbearance Extension Request Template, and a miscellaneous revision. |
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Servicing Guide - PDF Version (December 16, 2015) |
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Selling Guide - PDF Version (December 15, 2015) |
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November 25, 2015 - Information on the 2016 general and high-cost area loan limits and updated resources are available on the Loan Limits web page. |
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November 25, 2015 - This update contains changes related to STAR, short sale hazard loss proceed remittances, pledge of servicing rights, publication placement costs, Hawaii foreclosure fees, HAMP expanded pay for performance incentive notice requirements, servicing of Florida acquired properties, early delinquency counseling, and bankruptcy cramdowns. |
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Servicing Guide - PDF Version (November 25, 2015) |
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Selling Guide - PDF Version (November 3, 2015) |
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October 14, 2015 - This update contains policy changes related to short sale access requirements, property inspection frequency, lender-placed insurance, breachacceleration letter content, clarifications to liquidation action code descriptions, changes to Texas 50(a)(6) modifications, requirements for processing modification agreements, requirements for unapplied funds and custodial accounts, adjustments to the Foreclosure Time Frames and Compensatory Fee Allowable Delays Exhibit, updates to compensatory fee calculation examples, and changes to the Borrower Notification Sample Letter Exhibit. |
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Servicing Guide - PDF Version (October 14, 2015) |
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October 7, 2015 - This Announcement introduces the remedies framework, clarifying how Fannie Mae will define and categorize origination defects as well as the corrections and remedies available to lenders. |
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October 6, 2015 - Fannie Mae recognizes and appreciates the enormous efforts that lenders and their partners in the mortgage industry have undertaken to meet the requirements created by CFPBs Know Before You Owe TILA-RESPA Integrated Disclosure (TRID) rule. This Lender Letter describes Fannie Maes expectations for lender compliance with TRID. |
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September 30, 2015 - This Lender Letter reminds servicers of their responsibilities related to executing, recording andor retaining loan modification agreements. |
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Selling Guide - PDF Version (September 29, 2015) |
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September 16, 2015 - Reminds servicers of their obligation to escalate non-routine litigation to Fannie Mae. |
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September 9, 2015 - This update contains policy changes related to e-filing and TX posting costs, adjustments to standard and streamlined modifications, an increase to Mortgage Release incentives, updates to the application of borrower HAMP incentives, the retirement of Form 181HFA, a correction to insured loss events requirements, a reminder of payment change notification requirements for mortgage loans subject to step interest rate adjustments, and also includes a miscellaneous revision. |
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Servicing Guide - PDF Version (September 9, 2015) |
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August 25, 2015 - The update includes allowing cash back on pair-offs of a mandatory whole loan commitment to all Fannie Mae-approved lenders as a standardized process; update to the delivery of HomeStyle Renovation loans; align the requirements for attached PUD units with the existing requirements for detached PUD units; policy changes pertaining to self-employed income policy; and other miscellaneous updates and changes. |
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Selling Guide - PDF Version (August 25, 2015) |
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August 12, 2015 - This update contains policy changes related to an extension to the date by which the servicer must receive an executed Form 720, updated requirements for collecting under an assignment of rents, updated requirements for performing property inspections, changes to issuing bidding instructions, updates to flood insurance requirements, and other miscellaneous revisions. |
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Servicing Guide - PDF Version (August 12, 2015) |
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July 28, 2015 - The update includes allowing certain transactions involving affordable LTV ratio calculations be underwritten by DU; increased LTV, CLTV, and HCLTV ratios for certain Limited Reviews of condo projects; updates for leased solar panels; clarification of the value used to determine mortgage insurance coverage for New York properties, including co-ops; and other miscellaneous updates and changes. |
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Selling Guide - PDF Version (July 28, 2015) |
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July 8, 2015 - This update contains policy changes related to requirements for post-foreclosure bankruptcy filings, MBS reclassification requirements, updates to the application of HAMP Incentives, changes to Form 181, and miscellaneous revisions; as well as a reminder of the July 7th Servicing Notice. |
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Servicing Guide - PDF Version (July 8, 2015) |
