Fannie Mae Selling and Servicing Policy Archives

The Fannie Mae Selling and Servicing policy archives allow you to quickly access current and past policy materials.  

Our archives allow you to search for Selling and Servicing policy communications by year and/or by communication type which include:

  • announcements 
  • guides
  • lender letters
  • notices 

In addition, you can find our In Case You Missed It job aid, which summarizes Selling Guide, Servicing Guide and other policy communications for years 2012 to present. 

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July 26, 2016 - This lender letter provides you with specific information about changes to the MassHousing Mortgage Insurance Fund requirements as well as updates to the Approved Mortgage Insurers and Related Identifiers and Approved Mortgage Insurance Forms lists.

Selling Guide - PDF Version (July 26, 2016)

July 13, 2016 - This update contains policy changes related to post-foreclosure bankruptcies, short sale offer acknowledgement, and pooled from portfolio (PFP) mortgage loans.

Servicing Guide - PDF Version (July 13, 2016)

June 28, 2016 - The update includes simplifying the way income limits are applied for HomeReady; update to the policy on self-employed income; removal of the policy that limits refinances of restructured mortgage loans; and update to the policy on project insurance specific to mortgagee clause.

Selling Guide - PDF Version (June 28, 2016)

June 8, 2016 - This update contains policy changes related to the retirement of delinquency counseling requirements for community lending mortgage loans, termination of the Fannie Mae HAMP modification, foreclosure title costs, servicing requirements for FL acquired properties, property insurance reimbursement, Mortgage Release, and a miscellaneous revision.

June 8, 2016 - Extends the effective date for servicers using American Modern Insurance Group as its lender-placed insurance carrier to comply with the new deductible amounts for lender-placed insurance policies renewed or obtained with an effective date on or after July 1, 2017.

Servicing Guide - PDF Version (June 8, 2016)

May 31, 2016 - The update includes clarifying the requirements for making modifications to single-closing construction-to-permanent loans; update to reflect the changes to the risk factors in DU Version 10.0; policy update on lender self-report obligations related to compliance with laws; clarifying and expanding the options for lenders in calculating student loan payment; adding references to Condominium Project Questionnaires; and other miscellaneous updates and changes.

Selling Guide - PDF Version (May 31, 2016)

May 11, 2016 - This update contains policy changes related to certain default-related expenses, law firm matter transfers, servicing requirements for Nevada and Illinois acquired properties, borrower outreach requirements, and other miscellaneous revisions.

Servicing Guide - PDF Version (May 11, 2016)

April 14, 2016 - Introduces a new mortgage loan modification program, the Fannie Mae Principal Reduction Modification, at the direction of FHFA and in collaboration with Freddie Mac. Details of this program are included in this Lender Letter.

April 13, 2016 - This update contains policy changes related to selling and servicing requirements for Texas 50(a)(6) mortgage loans, updates to loan level price adjustment refunds, and California publication requirements.

April 13, 2016 - Provides advance notice to the servicer of future changes to Fannie Mae investor reporting requirements.

Servicing Guide - PDF Version (April 13, 2016)

March 29, 2016 - The update includes enhancing the policies for financing energy improvements; simplifying the multiple financed properties policy; removing the special lender approval requirement to deliver Texas Section 50(a)(6) loans; clarifying several project-related flood insurance coverage requirements; and other miscellaneous updates and changes.

Selling Guide - PDF Version (March 29, 2016)

March 9, 2016 - This update contains policy changes related to HAMP incentive payments, a semi-annual update to foreclosure time frames, and communicates future changes to Fannie Maes contact information.

Servicing Guide - PDF Version (March 9, 2016)

February 23, 2016 - The update includes eliminating the policy on continuity of obligation; clarifying lender reporting obligations related to a breach of compliance with laws violations; use of consistent language regarding the types of losses for which lenders must indemnify Fannie Mae; clarifying when recourse is required on HomeStyle Renovation mortgage loans; adopting a simplier definition of relocation loans; and other miscellaneous updates and changes.

Selling Guide - PDF Version (February 23, 2016)

February 10, 2016 - This update contains changes related to Form 629, the removal of DO and DU maintenance fees, an update to New Jersey foreclosure fees, an introduction to the Servicing Guide Change Control Log, and a reminder of law firm selection and retention requirements.

Servicing Guide - PDF Version (February 10, 2016)