Fannie Mae Selling and Servicing Policy Archives
The Fannie Mae Selling and Servicing policy archives allow you to quickly access current and past policy materials.
Our archives allow you to search for Selling and Servicing policy communications by year and/or by communication type which include:
- announcements
- guides
- lender letters
- notices
In addition, you can find our In Case You Missed It job aid, which summarizes Selling Guide, Servicing Guide and other policy communications for years 2012 to present.
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February 6, 2019 - these updates were made in February process changes related to Loan Quality Connect implementation, references to cost of funds index and associated ARM plans removed, clarifications to postponed improvement requirements, and more. |
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Selling Guide - PDF Version (February 6, 2019) |
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January 16, 2019 - this Lender Letter LL-2019-02 provides additional guidance on selling policies to supplement the temporary guidance described in Lender Letter LL-2018-06, Impact of Federal Government Shutdown, that applies to borrowers who are impacted by the federal government shutdown. |
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January 11, 2019 - this Lender Letter LL-2019-01 provides additional guidance on servicing policies to supplement the temporary guidance described in Lender Letter LL-2018-06, Impact of Federal Government Shutdown, that applies to borrowers who are impacted by the federal government shutdown. |
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Provides a summary of Selling Guide and policy related communications and updates issued in 2018. |
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December 26, 2018 - this Lender Letter provides temporary guidance on selling and servicing policies that may be impacted by the federal government shutdown that occurred on December 22, 2018. |
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December 19, 2018 - this Servicing Guide update announces a revised compensatory fees framework and updated foreclosure time frames. |
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December 12, 2018 - we updated these policies in December borrower-initiated mortgage insurance requirements; guidelines for managing insurance loss proceeds; property insurance carrier requirements; flood insurance requirements; and more. |
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December 12, 2018 - the Reverse Mortgage Loan Servicing Manual has been updated to eliminate certain servicer responsibilities for both HECM and Home Keeper mortgage loans subject to a deed-in-lieu of foreclosure. |
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Servicing Guide - PDF Version (December 12, 2018) |
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Selling Guide - PDF Version (December 4, 2018) |
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December 4, 2018 - these updates were made in December reduce complexity for appraisal waiver offers during a disaster, approved self-employment income calculation tool available, clarifications to unreimbursed business expenses, more flexibility for on-frame modular and modular construction, and more. |
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November 27, 2018 - this Lender Letter has information on the 2019 general and high-cost area loan limits. |
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November 14, 2018 - these updates were made in November short sale and Mortgage Release requirements simplified; timelines for outbound call attempts, sending breach letters, and ordering initial property inspections clarified; and more. |
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Servicing Guide - PDF Version (November 14, 2018) |
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October 2, 2018 - these updates were made in October clarified policy for employment verification for union members; expanded policy for borrowers using employment-related assets for qualifying income; clarified comparable sales requirements for appraisals of MH Advantage homes; and more. |
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Selling Guide - PDF Version (October 2, 2018) |
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September 26, 2018 - updates to our policies related to the foreclosure sale marketing services and more. |
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Servicing Guide - PDF Version (September 18, 2018) |
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September 18, 2018 - the Reverse Mortgage Loan Servicing Manual has been updated to include changes related to the servicer requirement to pay ground rents, co-op fees and assessments, and property taxes for certain properties in Fannie Maes REO inventory. This policy change is applicable to all reverse mortgage loans. |
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September 18, 2018 - the following updates were made in September Fannie Mae will pay property taxes, ground rents, and co-op fees and assessments for REO properties; Texas Section 50(a)(6) loan modifications are less complex; serving and subservicing transfer requirements have been clarified; and more. |
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September 4, 2018 - these updates were made in September the term appraisal waiver replaces what was previously called property inspection waiver or property fieldwork waiver; a new appraisal waiver option is available for certain home purchases; condo insurance requirements have been clarified; and more. |
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Selling Guide - PDF Version (September 4, 2018) |
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August 15, 2018 - the following updates were made in August MI Factor makes it easier to file mortgage insurance claims; policies related to inspecting and preserving properties after a disaster clarified; insurance loss repair inspection reimbursements limits have been increased; and more. |
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Servicing Guide - PDF Version (August 15, 2018) |
