Applications & Technology

eClosings & eMortgages

Today’s borrower expects the speed and convenience of digital lending options. Fannie Mae eClosings save time and money while reducing risk and operational errors with full and hybrid remote closing options.

You will find all the resources you need right here to get started on the path to digital closings.

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Reduce cycle time with eNotes

Mortgage industry professionals are seeing substantial benefits when using eNotes to deliver loans into the secondary market. Compared to paper notes, eNotes result in significant reductions in “Closing to Funding” timelines.

eMortgage cycle time graphic - desktop eMortgage cycle time graphic - mobile version

The information presented above is based on data collected from January 1, 2024 – September 30, 2024 reflecting the aggregated response of lenders who deliver more than 25% of loans as eNotes to Fannie Mae. The results are not representative of all lenders delivering eNotes to Fannie Mae. The information is intended to provide general insights and should not be interpreted as a promise or guarantee of specific outcomes. Fannie Mae makes no representations or warranties of any kind about the completeness, accuracy, or suitability with respect to the information provided.

 

Get started with eMortgage today

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Learn about eMortgages using the Readiness Checklist.

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Connect to eMortgage partners including, technology service providers, servicers and sub-servicers, and warehouse banks.

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Contact us to start the approval process.

 

A Better Borrower Experience

The future is digital. Accelerate your business with the fast,
easy, paper-free eMortgage process.

Get in touch with the Fannie Mae eMortgage team to learn more.

Growth of eNote deliveries to Fannie Mae

Contact us to learn why more lenders are delivering eNotes to Fannie Mae each year and how you can become part of an industry shift as lenders use technology to streamline their loan process and offer a better experience.

 
 

Case Studies

Jeff Bode

"It's the most crucial part of the mortgage transaction for our borrowers and removes a lot of the complexity."

Jeff Bode President/Owner at Click n’Close

 

 
Jennifer Solis

Utilizing hybrid eClosings with an eNote saves time with no overnight package delays, saves money with less time on warehouse lines & overnight package costs, and creates better efficiency for post-closing.

Jennifer Solis Senior Vice President of Closing at Atlantic Bay Mortgage Group