Viewing and Printing the DU Underwriting Findings Report and a Credit Report

You can view and print the DU Underwriting Findings report that has already been requested for a loan casefile in Desktop Underwriter® (DU®). You can also view and print a credit report that you have already requested or reissued within DU.

Viewing and Printing the DU Underwriting Findings Report

1. View the DU Underwriting Findings report using one of the following two methods.

Method 1: In the loan search results in theLoan List screen, click the hyperlink under theUnderwriting Recommendation column next to the loan casefile you want to view or print. 

Method 2: On theLoan Review screen, click theFindings Report tab.

2. The DU Underwriting Findings report appears. You can navigate directly to each section of the report via the right-side menu.

 Note: You will only see the enhanced HTML version of the DU Underwriting Findings report in your Loan Origination System (LOS) if your LOS requests the corresponding file type for it, which is 16.

3. To identify messages that have been added, deleted, or changed since your last submission, toggle Show Changes to ON at the top left of the page. This feature is only available in reports that have at least two submissions.
   
   

 
Examples of the Show Changes (Track Changes) Function
This function displays message changes that have occurred since the previous DU submission. For example, if you turn it on after the 3rd DU submission, the changes between the 3rd and 4th DU submissions are displayed. Only two submissions can be compared.

Notice that messages are formatted with bold text, bullets, and hard returns to add emphasis to specific text and support readability. The Message ID number at the end of each message is a unique identifier that remains the same across multiple submissions and can be used as a reference number to which you can refer when requesting assistance.

4. The Filtering function allows you to view only messages related to Day 1 Certainty. To filter messages, in the View drop-down list, select Day 1 Certainty.

Examples of the Filtering Function

Without Filtering

 

With Filtering

5. The Underwriting Analysis Report appears at the end of the DU Underwriting Findings report. To see the Underwriting Analysis Report, in the right-side menu click Underwriting Analysis Report.
   
   

Note: In the Classic version of the DU Underwriting Findings report, if there is more than one loan application, only the Primary Borrower, and if applicable Co-Borrower, on the first loan application are listed at the top of the DU Underwriting Findings report and the Underwriting Analysis report. Even though DU supports four borrowers, the most that are displayed in the Underwriting sections are two borrowers. However, the DU messages provide results for all applicable borrowers included in the first loan application.

6. To print the report you are currently viewing, click PRINT REPORT.
   
   

7. When you are done reviewing the DU Underwriting Findings report and Underwriting Analysis report, click Loan List to navigate to the main screen or click Loan Review to continue working with the loan casefile.
   
   

Viewing and Printing a Credit Report

You can view and print a credit report that you have already requested or reissued within DU.

1. View the credit report using one of the following two methods.

Method 1: In the loan search results in the Loan List screen, click Complete in the Credit Status column for the casefile you want to view. 

Method 2: On the Loan Review screen, in the Credit tab, click View Credit Report. This enables you to move back and forth between the DU Underwriting Findings report and the credit report by clicking the links at the top of the page.

Note: If underwriting findings have not yet been returned for the loan casefile, the Findings Report tab will be disabled.

2. The credit report appears. Scroll down to see all of the information.
   
   

Note:  Once a credit report is retrieved within DU, it is always available, and there is no need to request another report unless you later change critical borrower data, such as the borrower’s name or Social Security number.

3. To print the report you are currently viewing, click PRINT REPORT.
   
   

4. When you are done reviewing the credit report, click Loan List to be taken to the main screen or click Loan Review to continue working with the loan casefile.

Related Job Aids
Associating a Credit Report