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Viewing and Printing the DU Underwriting Findings Report and a Credit Report

You can view and print the DU Underwriting Findings report that has already been requested for a loan casefile in Desktop Underwriter® (DU®). You can also view and print a credit report that you have already requested or reissued within DU.

Viewing and Printing the DU Underwriting Findings Report

  1. View the DU Underwriting Findings report using one of the following two methods.

Method 1: In the loan search results in theLoan List screen, click the hyperlink under theUnderwriting Recommendation column next to the loan casefile you want to view or print. 

Method 2: On theLoan Review screen, click theFindings Report tab.

  1. The DU Underwriting Findings report appears. The PDF version of the DU Underwriting Findings report is broken into different sections.

Summary Section
The Summary section gives lenders a quick, clear view of essential loan casefile details, including the DU recommendation, key expiration-related closing dates, and other valuable information needed to keep the loan moving forward.

 Note: In the Classic version of the DU Underwriting Findings report, if there is more than one loan application, only the Primary Borrower, and if applicable Co-Borrower, on the first loan application are listed at the top of the DU Underwriting Findings report and the Underwriting Analysis report. Even though DU supports four borrowers, the most that are displayed in the Underwriting sections are two borrowers. However, the DU messages provide results for all applicable borrowers included in the first loan application.


Rep and Warrant Relief Eligibility Section
The Rep and Warrant Relief Eligibility section gives lenders a clear view of representation and warranty relief status, while bringing validation details and key closing date requirements together to help support faster, more confident loan decisions.



Priority Actions Section 
The Priority Actions section helps lenders quickly focus on the most important steps needed to resolve outstanding items and move the loan more efficiently toward clear-to-close.

Note: Not all DU messages will have a condensed version shown in the Priority Actions section. Lenders remain responsible for ensuring all requirements specified on the DU Underwriting Findings report are satisfied.

Detailed DU Messages 
The Detailed DU Messages section includes the detailed DU messages for the transaction.  Lenders are responsible for ensuring all requirements specified on the DU Underwriting Findings report are satisfied.

Underwriting Analysis Report
The Underwriting Analysis Report section of the DU Findings includes detailed loan analysis information that is used by DU when the transaction is underwritten.

  1. To print the DU Underwriting Findings Report you are currently viewing, click PRINT REPORT.

  1. When you are done reviewing the DU Underwriting Findings report and Underwriting Analysis report, click Loan List to navigate to the main screen or click Loan Review to continue working with the loan casefile.

Viewing and Printing a Credit Report

You can view and print a credit report that you have already requested or reissued within DU.

  1. View the credit report using one of the following two methods.

Method 1: In the loan search results in the Loan List screen, click Complete in the Credit Status column for the casefile you want to view. 

Method 2: On the Loan Review screen, in the Credit tab, click View Credit Report. This enables you to move back and forth between the DU Underwriting Findings report and the credit report by clicking the links at the top of the page.

Note: If underwriting findings have not yet been returned for the loan casefile, the Findings Report tab will be disabled.

  1. The credit report appears. Scroll down to see all of the information.

Note: Once a credit report is retrieved within DU, it is always available, and there is no need to request another report unless you later change critical borrower data, such as the borrower’s name or Social Security number.

  1. To print the report you are currently viewing, click PRINT REPORT.

  2. When you are done reviewing the credit report, click Loan List to be taken to the main screen or click Loan Review to continue working with the loan casefile.

Related Job Aids
Associating a Credit Report