Pricing & Execution
Required Net Yields to 1985
30-Year
Below is a snapshot history of the Fannie Mae required net yield for 30-year, Actual/Actual Remittance fixed-rate mortgages covered by 60-day mandatory delivery whole loan commitments. The date shows the yield in effect at 9:00 a.m. eastern time (10:00 a.m. through September 2001) on the first business day of the month. This yield is provided each day, so this does not represent an average or a monthly rate. It is provided to show you a history of this yield only.
Note: We also provide expanded historical daily required net yields for 10-, 30-, 60-, and 90-day mandatory delivery whole loan commitments for 30- and 15-year fixed-rate mortgages (FRMs) and 7-year balloon mortgages with Actual/Actual (A/A) remittance. Current and previous 12-month daily required net yields
Required Net Yields for 2015 to 2019
| 2015 | 2016 | 2017 | 2018 | 2019 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Date | Net Yield | Date | Net Yield | Date | Net Yield | Date | Net Yield | Date | Net Yield |
| 01/02/15 | 3.434 | 01/04/16 | 3.541 | 01/03/17 | 3.720 | 01/02/18 | 3.537 | 01/02/19 | 4.045 |
| 02/02/15 | 3.104 | 02/01/16 | 3.291 | 02/01/17 | 3.748 | 02/01/18 | 3.901 | 02/01/19 | 3.963 |
| 03/02/15 | 3.362 | 03/01/16 | 3.159 | 03/01/17 | 3.718 | 03/01/18 | 4.031 | 03/01/19 | 4.087 |
| 04/01/15 | 3.286 | 04/01/16 | 3.146 | 04/03/17 | 3.662 | 04/02/18 | 4.077 | 04/01/19 | 3.674 |
| 05/01/15 | 3.394 | 05/02/16 | 3.168 | 05/01/17 | 3.575 | 05/01/18 | 4.217 | 05/01/19 | 3.785 |
| 06/01/15 | 3.439 | 06/01/16 | 3.189 | 06/01/17 | 3.501 | 06/01/18 | 4.192 | 06/03/19 | 3.401 |
| 07/01/15 | 3.734 | 07/01/16 | 2.907 | 07/03/17 | 3.610 | 07/02/18 | 4.156 | 07/01/19 | 3.231 |
| 08/03/15 | 3.513 | 08/01/16 | 2.840 | 08/01/17 | 3.539 | 08/01/18 | 4.277 | 08/01/19 | 3.383 |
| 09/01/15 | 3.484 | 09/01/16 | 2.921 | 09/01/17 | 3.360 | 09/04/18 | 4.207 | 09/03/19 | 2.954 |
| 10/01/15 | 3.406 | 10/03/16 | 2.907 | 10/02/17 | 3.484 | 10/01/18 | 4.393 | 10/01/19 | 3.263 |
| 11/02/15 | 3.452 | 11/01/16 | 3.084 | 11/01/17 | 3.516 | 11/01/18 | 4.560 | 11/01/19 | 3.192 |
| 12/01/15 | 3.543 | 12/01/16 | 3.674 | 12/01/17 | 3.511 | 12/03/18 | 4.453 | 12/02/19 | 3.335 |
Required Net Yields for 2010 to 2014
| 2010 | 2011 | 2012 | 2013 | 2014 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Date | Net Yield | Date | Net Yield | Date | Net Yield | Date | Net Yield | Date | Net Yield |
| 01/04/10 | 4.993 | 01/03/11 | 4.549 | 01/03/12 | 3.584 | 01/02/13 | 2.936 | 01/02/14 | 4.234 |
| 02/01/10 | 4.765 | 02/01/11 | 4.613 | 02/01/12 | 3.380 | 02/01/13 | 3.168 | 02/03/14 | 3.639 |
| 03/01/10 | 4.762 | 03/01/11 | 4.666 | 03/01/12 | 3.513 | 03/01/13 | 3.074 | 03/03/14 | 3.915 |
| 04/01/10 | 4.926 | 04/01/11 | 4.703 | 04/02/12 | 3.627 | 04/01/13 | 3.198 | 04/01/14 | 4.058 |
| 05/03/10 | 4.856 | 05/02/11 | 4.504 | 05/01/12 | 3.433 | 05/01/13 | 2.958 | 05/01/14 | 3.928 |
| 06/01/10 | 4.561 | 06/01/11 | 4.320 | 06/01/12 | 3.183 | 06/03/13 | 3.631 | 06/02/14 | 3.758 |
| 07/01/10 | 4.211 | 07/01/11 | 4.404 | 07/02/12 | 3.140 | 07/01/13 | 3.921 | 07/01/14 | 3.775 |
| 08/02/10 | 4.046 | 08/01/11 | 4.194 | 08/01/12 | 2.893 | 08/03/13 | 3.998 | 08/01/14 | 3.893 |
| 09/01/10 | 3.732 | 09/01/11 | 3.826 | 09/04/12 | 2.956 | 09/03/13 | 4.209 | 09/02/14 | 3.756 |
| 10/01/10 | 3.842 | 10/03/11 | 3.518 | 10/01/12 | 2.748 | 10/01/13 | 3.892 | 10/01/14 | 3.820 |
| 11/01/10 | 3.805 | 11/01/11 | 3.624 | 11/01/12 | 2.959 | 11/01/13 | 3.807 | 11/03/14 | 3.638 |
| 12/01/10 | 4.241 | 12/01/11 | 3.624 | 12/03/12 | 2.826 | 12/02/13 | 4.035 | 12/01/14 | 3.450 |
Required Net Yields for 2005 to 2009
| 2005 | 2006 | 2007 | 2008 | 2009 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Date | Net Yield | Date | Net Yield | Date | Net Yield | Date | Net Yield | Date | Net Yield |
| 01/03/05 | 5.579 | 01/03/06 | 6.142 | 01/02/07 | 6.143 | 01/02/08 | 5.932 | 01/02/09 | 4.635 |
| 02/01/05 | 5.470 | 02/01/06 | 6.123 | 02/01/07 | 6.269 | 02/01/08 | 5.534 | 02/02/09 | 4.824 |
| 03/01/05 | 5.700 | 03/01/06 | 6.131 | 03/01/07 | 6.069 | 03/03/08 | 5.752 | 03/02/09 | 4.918 |
| 04/01/05 | 5.860 | 04/03/06 | 6.397 | 04/02/07 | 6.121 | 04/01/08 | 5.663 | 04/01/09 | 4.39 |
| 05/02/05 | 5.658 | 05/01/06 | 6.446 | 05/01/07 | 6.131 | 05/01/08 | 5.775 | 05/01/09 | 4.585 |
| 06/01/05 | 5.469 | 06/01/06 | 6.645 | 06/01/07 | 6.398 | 06/02/08 | 6.063 | 06/01/09 | 4.912 |
| 07/01/05 | 5.479 | 07/03/06 | 6.748 | 07/02/07 | 6.606 | 07/01/08 | 6.185 | 07/01/09 | 5.106 |
| 08/01/05 | 5.785 | 08/01/06 | 6.550 | 08/01/07 | 6.575 | 08/01/08 | 6.288 | 08/03/09 | 4.946 |
| 09/01/05 | 5.616 | 09/01/06 | 6.315 | 09/04/07 | 6.365 | 09/02/08 | 6.208 | 09/01/09 | 4.893 |
| 10/03/05 | 5.882 | 10/02/06 | 6.235 | 10/01/07 | 6.325 | 10/01/08 | 6.005 | 10/01/09 | 4.703 |
| 11/01/05 | 6.155 | 11/01/06 | 6.172 | 11/01/07 | 6.201 | 11/03/08 | 6.465 | 11/02/09 | 4.747 |
| 12/01/05 | 6.212 | 12/01/06 | 6.008 | 12/03/07 | 5.851 | 12/01/08 | 5.140 | 12/01/09 | 4.401 |
Required Net Yields for 2000 to 2004
| 2000 | 2001 | 2002 | 2003 | 2004 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Date | Net Yield | Date | Net Yield | Date | Net Yield | Date | Net Yield | Date | Net Yield |
| 01/03/00 | 8.260 | 01/02/01 | 7.280 | 01/02/02 | 7.060 | 01/02/03 | 5.610 | 01/02/04 | 5.670 |
| 02/01/00 | 8.490 | 02/01/01 | 7.020 | 02/01/02 | 6.850 | 02/03/03 | 5.650 | 02/02/04 | 5.570 |
| 03/01/00 | 8.340 | 03/01/01 | 7.020 | 03/01/02 | 6.680 | 03/03/03 | 5.450 | 03/01/04 | 5.410 |
| 04/03/00 | 8.360 | 04/02/01 | 7.010 | 04/01/02 | 7.070 | 04/01/03 | 5.440 | 04/01/04 | 5.330 |
| 05/01/00 | 8.500 | 05/01/01 | 7.210 | 05/01/02 | 6.700 | 05/01/03 | 5.330 | 05/03/04 | 6.000 |
| 06/01/00 | 8.620 | 06/01/01 | 7.230 | 06/03/02 | 6.660 | 06/02/03 | 4.870 | 06/01/04 | 6.140 |
| 07/05/00 | 8.180 | 07/02/01 | 7.310 | 07/01/02 | 6.560 | 07/01/03 | 5.070 | 07/01/04 | 6.010 |
| 08/01/00 | 8.260 | 08/01/01 | 6.980 | 08/01/02 | 6.260 | 08/01/03 | 6.340 | 08/02/04 | 5.830 |
| 09/01/00 | 8.080 | 09/04/01 | 6.840 | 09/03/02 | 5.910 | 09/03/03 | 6.130 | 09/01/04 | 5.550 |
| 10/02/00 | 7.970 | 10/01/01 | 6.560 | 10/01/02 | 5.770 | 10/01/03 | 5.460 | 10/01/04 | 5.660 |
| 11/01/00 | 7.910 | 11/01/01 | 6.180 | 11/01/02 | 5.760 | 11/03/03 | 5.790 | 11/01/04 | 5.500 |
| 12/01/00 | 7.670 | 12/03/01 | 6.710 | 12/02/02 | 6.030 | 12/01/03 | 5.840 | 12/01/04 | 5.630 |
Required Net Yields for 1995 to 1999
| 1995 | 1996 | 1997 | 1998 | 1999 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Date | Net Yield | Date | Net Yield | Date | Net Yield | Date | Net Yield | Date | Net Yield |
| 01/03/95 | 9.400 | 01/02/96 | 7.220 | 01/02/97 | 7.900 | 01/02/98 | 7.160 | 01/04/99 | 6.730 |
| 02/01/95 | 9.040 | 02/01/96 | 7.170 | 02/03/97 | 7.920 | 02/02/98 | 7.040 | 02/01/99 | 6.670 |
| 03/01/95 | 8.640 | 03/01/96 | 7.620 | 03/03/97 | 8.010 | 03/02/98 | 7.150 | 03/01/99 | 7.210 |
| 04/03/95 | 8.670 | 04/01/96 | 7.920 | 04/01/97 | 8.310 | 04/01/98 | 7.140 | 04/01/99 | 7.040 |
| 05/01/95 | 8.530 | 05/01/96 | 8.220 | 05/01/97 | 8.080 | 05/01/98 | 7.070 | 05/03/99 | 7.070 |
| 06/01/95 | 7.850 | 06/03/96 | 8.400 | 06/02/97 | 7.970 | 06/01/98 | 6.980 | 06/01/99 | 7.440 |
| 07/03/95 | 7.880 | 07/01/96 | 8.240 | 07/01/97 | 7.850 | 07/01/98 | 6.980 | 07/01/99 | 7.650 |
| 08/01/95 | 7.990 | 08/01/96 | 8.260 | 08/01/97 | 7.510 | 08/03/98 | 6.980 | 08/02/99 | 8.000 |
| 09/01/95 | 7.980 | 09/03/96 | 8.530 | 09/02/97 | 7.720 | 09/01/98 | 6.750 | 09/01/99 | 8.110 |
| 10/02/95 | 7.760 | 10/01/96 | 8.210 | 10/01/97 | 7.430 | 10/01/98 | 6.330 | 10/01/99 | 7.880 |
| 11/01/95 | 7.640 | 11/01/96 | 7.810 | 11/03/97 | 7.360 | 11/02/98 | 6.710 | 11/01/99 | 7.910 |
| 12/01/95 | 7.410 | 12/02/96 | 7.630 | 12/01/97 | 7.330 | 12/01/98 | 6.650 | 12/01/99 | 8.010 |
Required Net Yields for 1990 to 1994
| 1990 | 1991 | 1992 | 1993 | 1994 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Date | Net Yield | Date | Net Yield | Date | Net Yield | Date | Net Yield | Date | Net Yield |
| 01/02/90 | 9.840 | 01/02/91 | 9.540 | 01/02/92 | 7.990 | 01/04/93 | 7.950 | 01/03/94 | 7.180 |
| 02/01/90 | 10.140 | 02/01/91 | 9.370 | 02/03/92 | 8.650 | 02/01/93 | 7.660 | 02/01/94 | 6.920 |
| 03/01/90 | 10.230 | 03/01/91 | 9.560 | 03/02/92 | 8.550 | 03/01/93 | 7.300 | 03/01/94 | 7.380 |
| 04/02/90 | 10.240 | 04/01/91 | 9.440 | 04/01/92 | 8.860 | 04/01/93 | 7.350 | 04/01/94 | 8.460 |
| 05/01/90 | 10.660 | 05/01/91 | 9.390 | 05/01/92 | 8.730 | 05/03/93 | 7.350 | 05/02/94 | 8.560 |
| 06/01/90 | 10.030 | 06/03/91 | 9.410 | 06/01/92 | 8.470 | 06/01/93 | 7.390 | 06/01/94 | 8.620 |
| 07/02/90 | 9.990 | 07/01/91 | 9.540 | 07/01/92 | 8.250 | 07/01/93 | 7.040 | 07/01/94 | 8.710 |
| 08/01/90 | 9.750 | 08/01/91 | 9.360 | 08/03/92 | 8.040 | 08/02/93 | 7.080 | 08/01/94 | 8.500 |
| 09/04/90 | 10.170 | 09/03/91 | 9.060 | 09/01/92 | 7.790 | 09/01/93 | 6.750 | 09/01/94 | 8.540 |
| 10/01/90 | 10.080 | 10/01/91 | 8.710 | 10/01/92 | 7.700 | 10/01/93 | 6.800 | 10/03/94 | 8.910 |
| 11/01/90 | 10.010 | 11/01/91 | 8.540 | 11/02/92 | 8.250 | 11/01/93 | 6.860 | 11/01/94 | 9.100 |
| 12/03/90 | 9.780 | 12/02/91 | 8.530 | 12/01/92 | 8.230 | 12/01/93 | 7.230 | 12/01/94 | 9.320 |
Required Net Yields for 1985 to 1989
| 1985 | 1986 | 1987 | 1988 | 1989 | |||||
|---|---|---|---|---|---|---|---|---|---|
| Date | Net Yield | Date | Net Yield | Date | Net Yield | Date | Net Yield | Date | Net Yield |
| 01/02/85 | 12.750 | 01/02/86 | 10.125 | 01/02/87 | 9.120 | 01/04/88 | 10.300 | 01/03/89 | 10.810 |
| 02/01/85 | 12.550 | 02/03/86 | 10.300 | 02/02/87 | 8.860 | 02/01/88 | 9.750 | 02/01/89 | 10.500 |
| 03/04/85 | 13.150 | 03/03/86 | 9.700 | 03/02/87 | 8.800 | 03/01/88 | 9.700 | 03/01/89 | 10.840 |
| 04/01/85 | 12.850 | 04/01/86 | 9.350 | 04/01/87 | 9.100 | 04/01/88 | 10.080 | 04/03/89 | 11.080 |
| 05/01/85 | 12.550 | 05/01/86 | 9.350 | 05/01/87 | 10.100 | 05/02/88 | 10.350 | 05/01/89 | 10.900 |
| 06/03/85 | 11.625 | 06/02/86 | 10.325 | 06/01/87 | 10.200 | 06/01/88 | 10.490 | 06/01/89 | 10.370 |
| 07/01/85 | 11.450 | 07/01/86 | 9.950 | 07/01/87 | 9.980 | 07/01/88 | 10.150 | 07/03/89 | 9.940 |
| 08/01/85 | 11.800 | 08/01/86 | 9.750 | 08/03/87 | 10.120 | 08/01/88 | 10.410 | 08/01/89 | 9.500 |
| 09/03/85 | 11.700 | 09/03/86 | 9.350 | 09/01/87 | 10.300 | 09/01/88 | 10.540 | 09/01/89 | 10.150 |
| 10/01/85 | 11.650 | 10/01/86 | 9.600 | 10/01/87 | 11.120 | 10/03/88 | 10.180 | 10/02/89 | 10.120 |
| 11/01/85 | 11.350 | 11/03/86 | 9.350 | 11/02/87 | 10.650 | 11/01/88 | 9.880 | 11/01/89 | 9.800 |
| 12/02/85 | 10.950 | 12/01/86 | 9.070 | 12/01/87 | 10.500 | 12/01/88 | 10.310 | 12/01/89 | 9.740 |
The historical required net yields are provided as a service for your information. Without limiting the generality of this site's General Legal Disclaimers, Fannie Mae shall have no liability or responsibility for any errors or omissions in, or any liability in connection with the use, misuse or release of, such information.
