<?xml version="1.0" encoding="UTF-8"?>
<!-- edited with XMLSpy v2015 sp2 (http://www.altova.com) by SUBHASH MANNAM (FANNIE MAE) -->
<!--This sample XML file represents the 'CR1_CompletionReport_v1.1' scenario.-->
<!--XML Comments: DO NOT DELIVER THE GRAY XML COMMENTS IN THE SUBMISSION PAYLOAD TO UCDP. THEY HAVE BEEN INCLUDED FOR IMPLEMENTATION REFERENCE ONLY.-->
<!--XML File Created: 10/30/2023-->
<!--XML Encoding: All XML files submitted to the Uniform Collateral Data Portal MUST follow the UTF-8 encoding standard. -->
<!--Copyright Notice: Copyright 2023 Fannie Mae and Freddie Mac. Trademarks of respective owners.
                      This document relates to the Uniform Mortgage Data Program, an effort undertaken jointly by
                      Freddie Mac and Fannie Mae at the direction of the Federal Housing Finance Agency.-->
<MESSAGE xmlns:xlink="http://www.w3.org/1999/xlink" xmlns="http://www.mismo.org/residential/2009/schemas" xmlns:gse="http://www.datamodelextension.org" MISMOReferenceModelIdentifier="3.6.0366" xmlns:xsi="http://www.w3.org/2001/XMLSchema-instance" xsi:schemaLocation="http://www.mismo.org/residential/2009/schemas file:///K:/UCDP/UAD%203.6/NEW%20SUB%20SCHEMA%20TESTING%20SEPT%202023/GSE_UAD_3.6.0_v1.3/GSE_UAD_3.6.0_v1.3/Combined/GSE_UAD_3.6.0_v1.3.xsd">
	<DOCUMENT_SETS>
		<DOCUMENT_SET>
			<DOCUMENTS>
				<DOCUMENT>
					<DEAL_SETS>
						<DEAL_SET>
							<DEALS>
								<DEAL>
									<SERVICES>
										<SERVICE>
											<VALUATION>
												<VALUATION_RESPONSE>
													<VALUATION_ANALYSES>
														<VALUATION_ANALYSIS>
															<PROPERTIES>
																<PROPERTY ValuationUseType="SubjectProperty">
																	<ADDRESS>
																		<AddressLineText>4432 Majestic Lane</AddressLineText>
																		<CityName>Fairfax</CityName>
																		<CountyName>Fairfax</CountyName>
																		<PostalCode>22033</PostalCode>
																		<StateCode>VA</StateCode>
																	</ADDRESS>
																	<INSPECTIONS>
																		<INSPECTION>
																			<IMAGES>
																				<IMAGE>
																					<ImageCategoryType>PropertyPhoto</ImageCategoryType>
																					<ImageFileLocationIdentifier>\\Images\CR1_Dwelling_Front.png</ImageFileLocationIdentifier>
																					<MIMETypeIdentifier>image/png</MIMETypeIdentifier>
																				</IMAGE>
																			</IMAGES>
																		</INSPECTION>
																		<INSPECTION xlink:label="INSPECTION_APPRAISER">
																			<INSPECTION_DETAIL>
																				<InspectionDate>2025-05-21</InspectionDate>
																				<PropertyExteriorInspectionMethodType>Physical</PropertyExteriorInspectionMethodType>
																				<PropertyInteriorInspectionMethodType>Physical</PropertyInteriorInspectionMethodType>
																			</INSPECTION_DETAIL>
																		</INSPECTION>
																	</INSPECTIONS>
																	<PARCEL_SUMMARY>
																		<PARCEL_SUMMARY_DETAIL>
																			<ParcelsLegalDescription>Block H Lot XX of XYZ Place</ParcelsLegalDescription>
																		</PARCEL_SUMMARY_DETAIL>
																	</PARCEL_SUMMARY>
																	<PROPERTY_DEFECT>
																		<DEFECTS>
																			<DEFECT>
																				<DEFECT_DETAIL>
																					<CompletionReportNewDefectIndicator>false</CompletionReportNewDefectIndicator>
																					<DefectComponentLabelType>MechanicalSystem</DefectComponentLabelType>
																					<DefectItemAffectsSoundnessStructuralIntegrityIndicator>false</DefectItemAffectsSoundnessStructuralIntegrityIndicator>
																					<DefectItemDescription>The hot water heater did not appear to be operational. No hot water.</DefectItemDescription>
																					<DefectItemLocationType>Other</DefectItemLocationType>
																					<DefectItemLocationTypeOtherDescription>Water Heater</DefectItemLocationTypeOtherDescription>
																					<DefectItemRecommendedActionCompletedIndicator>true</DefectItemRecommendedActionCompletedIndicator>
																					<DefectItemRecommendedActionCompletionDescription>Hot water working upon reinspection.</DefectItemRecommendedActionCompletionDescription>
																					<DefectItemRecommendedActionInspectionDate>2025-05-21</DefectItemRecommendedActionInspectionDate>
																				</DEFECT_DETAIL>
																				<IMAGES>
																					<IMAGE>
																						<ImageCaptionCommentDescription>Water Heater</ImageCaptionCommentDescription>
																						<ImageFileLocationIdentifier>\\Images\CR1_Water_Heater.png</ImageFileLocationIdentifier>
																						<MIMETypeIdentifier>image/png</MIMETypeIdentifier>
																					</IMAGE>
																				</IMAGES>
																			</DEFECT>
																			<DEFECT>
																				<DEFECT_DETAIL>
																					<CompletionReportNewDefectIndicator>true</CompletionReportNewDefectIndicator>
																					<DefectComponentLabelType>Flooring</DefectComponentLabelType>
																					<DefectItemAffectsSoundnessStructuralIntegrityIndicator>false</DefectItemAffectsSoundnessStructuralIntegrityIndicator>
																					<DefectItemDescription>Water damage to carpet.</DefectItemDescription>
																					<DefectItemLocationType>Other</DefectItemLocationType>
																					<DefectItemLocationTypeOtherDescription>Basement Den</DefectItemLocationTypeOtherDescription>
																					<DefectItemRecommendedActionInspectionDate>2025-05-21</DefectItemRecommendedActionInspectionDate>
																					<DefectItemRecommendedActionType>Repair</DefectItemRecommendedActionType>
																				</DEFECT_DETAIL>
																				<IMAGES>
																					<IMAGE>
																						<ImageCaptionCommentDescription>Basement Carpeting</ImageCaptionCommentDescription>
																						<ImageFileLocationIdentifier>\\Images\CR1_Carpet.png</ImageFileLocationIdentifier>
																						<MIMETypeIdentifier>image/png</MIMETypeIdentifier>
																					</IMAGE>
																				</IMAGES>
																			</DEFECT>
																		</DEFECTS>
																	</PROPERTY_DEFECT>
																</PROPERTY>
															</PROPERTIES>
															<VALUATION_REPORT>
																<ADDITIONAL_IDENTIFIERS>
																	<ADDITIONAL_IDENTIFIER>
																		<AdditionalValuationIdentifier>456-8124</AdditionalValuationIdentifier>
																		<AdditionalValuationIdentifierType>Client</AdditionalValuationIdentifierType>
																	</ADDITIONAL_IDENTIFIER>
																	<ADDITIONAL_IDENTIFIER>
																		<AdditionalValuationIdentifier>123-456798</AdditionalValuationIdentifier>
																		<AdditionalValuationIdentifierType>ValuationSoftwareVendor</AdditionalValuationIdentifierType>
																	</ADDITIONAL_IDENTIFIER>
																</ADDITIONAL_IDENTIFIERS>
																<SCOPE_OF_WORK>
																	<SCOPE_OF_WORK_DETAIL>
																		<GovernmentAgencyAppraisalIndicator>false</GovernmentAgencyAppraisalIndicator>
																		<ValuationAdditionalIntendedUserIndicator>false</ValuationAdditionalIntendedUserIndicator>
																	</SCOPE_OF_WORK_DETAIL>
																</SCOPE_OF_WORK>
																<VALUATION_COMPLETION>
																	<ORIGINAL_VALUATION_CONDITIONS>
																		<ORIGINAL_VALUATION_CONDITION>
																			<PropertyValuationConditionalConclusionType>SubjectToRepair</PropertyValuationConditionalConclusionType>
																		</ORIGINAL_VALUATION_CONDITION>
																	</ORIGINAL_VALUATION_CONDITIONS>
																	<VALUATION_COMPLETION_DETAIL>
																		<AppraisalCompletionCommentText>The subject property was reinspected due to a faulty water heater. The water heater has been repaired, but additional damage noted due to a water leak prior to the repair. The existing carpeting throughout the basement is damaged and this may affect the original assignment results. As such, the carpeting is required to be replaced.</AppraisalCompletionCommentText>
																		<PersonalInspectionPerformedIndicator>true</PersonalInspectionPerformedIndicator>
																	</VALUATION_COMPLETION_DETAIL>
																</VALUATION_COMPLETION>
																<VALUATION_REPORT_DETAIL>
																	<AppraiserAdditionalCertificationIndicator>false</AppraiserAdditionalCertificationIndicator>
																	<AppraiserFileIdentifier>LN32942301</AppraiserFileIdentifier>
																	<OriginalAppraisalEffectiveDate>2025-03-21</OriginalAppraisalEffectiveDate>
																	<OriginalAppraisedValueAmount>870000</OriginalAppraisedValueAmount>
																	<OriginalAppraiserFileIdentifier>LN1265431</OriginalAppraiserFileIdentifier>
																	<OriginalAppraiserUnparsedName>Jane Summers</OriginalAppraiserUnparsedName>
																	<OriginalLenderUnparsedName>ABC Mortgage Company</OriginalLenderUnparsedName>
																	<ValuationReportContentIdentifier>Completion Report Delivery Specification v1.1</ValuationReportContentIdentifier>
																</VALUATION_REPORT_DETAIL>
																<VALUATION_SOFTWARE_SYSTEMS>
																	<VALUATION_SOFTWARE_SYSTEM>
																		<ValuationSoftwareProductIdentifier>SATKIT</ValuationSoftwareProductIdentifier>
																		<ValuationSoftwareProductName>Superb Appraising Toolkit</ValuationSoftwareProductName>
																		<ValuationSoftwareProductVersionIdentifier>1.7</ValuationSoftwareProductVersionIdentifier>
																		<ValuationSoftwareVendorName>Superb Appraisal Software Vendor, LLC</ValuationSoftwareVendorName>
																	</VALUATION_SOFTWARE_SYSTEM>
																</VALUATION_SOFTWARE_SYSTEMS>
															</VALUATION_REPORT>
														</VALUATION_ANALYSIS>
													</VALUATION_ANALYSES>
												</VALUATION_RESPONSE>
											</VALUATION>
											<PARTIES>
												<PARTY>
													<LEGAL_ENTITY>
														<LEGAL_ENTITY_DETAIL>
															<FullName>ABC Mortgage Company</FullName>
														</LEGAL_ENTITY_DETAIL>
													</LEGAL_ENTITY>
													<ADDRESSES>
														<ADDRESS>
															<AddressLineText>456 Somewhere Ave</AddressLineText>
															<CityName>Sometown</CityName>
															<PostalCode>55555</PostalCode>
															<StateCode>NV</StateCode>
														</ADDRESS>
													</ADDRESSES>
													<ROLES>
														<ROLE>
															<ROLE_DETAIL>
																<PartyRoleType>Lender</PartyRoleType>
															</ROLE_DETAIL>
														</ROLE>
														<ROLE>
															<ROLE_DETAIL>
																<PartyRoleType>Client</PartyRoleType>
															</ROLE_DETAIL>
														</ROLE>
													</ROLES>
												</PARTY>
												<PARTY>
													<INDIVIDUAL>
														<NAME>
															<FirstName>BARBARA</FirstName>
															<LastName>MCLEAN</LastName>
														</NAME>
													</INDIVIDUAL>
													<ADDRESSES>
														<ADDRESS>
															<AddressLineText>22 A St NE</AddressLineText>
															<CityName>Washington</CityName>
															<PostalCode>10001</PostalCode>
															<StateCode>DC</StateCode>
														</ADDRESS>
													</ADDRESSES>
													<ROLES>
														<ROLE xlink:label="ROLE_APPRAISER">
															<APPRAISER>
																<APPRAISER_DETAIL>
																	<AppraiserCompanyName>XYZ Appraisal Company</AppraiserCompanyName>
																</APPRAISER_DETAIL>
															</APPRAISER>
															<LICENSES>
																<LICENSE>
																	<APPRAISER_LICENSE>
																		<AppraiserLicenseType>LicensedResidentialAppraiser</AppraiserLicenseType>
																	</APPRAISER_LICENSE>
																	<LICENSE_DETAIL>
																		<LicenseExpirationDate>2028-10-21</LicenseExpirationDate>
																		<LicenseIdentifier>4001005202</LicenseIdentifier>
																		<LicenseIssuingAuthorityStateCode>VA</LicenseIssuingAuthorityStateCode>
																	</LICENSE_DETAIL>
																</LICENSE>
															</LICENSES>
															<ROLE_DETAIL>
																<PartyRoleType>Appraiser</PartyRoleType>
															</ROLE_DETAIL>
														</ROLE>
														<ROLE>
															<SERVICE_PROVIDER>
																<PROVIDED_SERVICES>
																	<PROVIDED_SERVICE>
																		<FeeType>AppraisalFee</FeeType>
																		<ProvidedServiceActualCostAmount>0</ProvidedServiceActualCostAmount>
																	</PROVIDED_SERVICE>
																</PROVIDED_SERVICES>
															</SERVICE_PROVIDER>
														</ROLE>
													</ROLES>
												</PARTY>
												<PARTY>
													<INDIVIDUAL>
														<NAME>
															<FirstName>Michael</FirstName>
															<LastName>Jones</LastName>
														</NAME>
													</INDIVIDUAL>
													<ROLES>
														<ROLE>
															<ROLE_DETAIL>
																<PartyRoleType>Borrower</PartyRoleType>
															</ROLE_DETAIL>
														</ROLE>
													</ROLES>
												</PARTY>
												<PARTY>
													<INDIVIDUAL>
														<NAME>
															<FirstName>Mary</FirstName>
															<LastName>Jones</LastName>
														</NAME>
													</INDIVIDUAL>
													<ROLES>
														<ROLE>
															<ROLE_DETAIL>
																<PartyRoleType>Borrower</PartyRoleType>
															</ROLE_DETAIL>
														</ROLE>
													</ROLES>
												</PARTY>
											</PARTIES>
											<RELATIONSHIPS>
												<RELATIONSHIP xlink:arcrole="urn:fdc:mismo.org:2009:residential/SIGNATORY_IsAssociatedWith_ROLE" xlink:from="SIGNATORY_APPRAISER" xlink:to="ROLE_APPRAISER"/>
												<RELATIONSHIP xlink:arcrole="urn:fdc:mismo.org:2009:residential/INSPECTION_CompletedBy_ROLE" xlink:from="INSPECTION_APPRAISER" xlink:to="ROLE_APPRAISER"/>
											</RELATIONSHIPS>
											<SERVICE_DETAIL>
												<ServiceType>Valuation</ServiceType>
											</SERVICE_DETAIL>
										</SERVICE>
									</SERVICES>
								</DEAL>
							</DEALS>
						</DEAL_SET>
					</DEAL_SETS>
					<SIGNATORIES>
						<SIGNATORY xlink:label="SIGNATORY_APPRAISER">
							<EXECUTION>
								<EXECUTION_DETAIL>
									<ExecutionDate>2025-05-21</ExecutionDate>
								</EXECUTION_DETAIL>
							</EXECUTION>
						</SIGNATORY>
					</SIGNATORIES>
					<VIEWS>
						<VIEW>
							<VIEW_FILES>
								<VIEW_FILE>
									<FOREIGN_OBJECT>
										<ObjectURL>\\CR1_CompletionReport_v1.1.pdf</ObjectURL>
										<MIMETypeIdentifier>application/pdf</MIMETypeIdentifier>
									</FOREIGN_OBJECT>
								</VIEW_FILE>
							</VIEW_FILES>
						</VIEW>
					</VIEWS>
					<ABOUT_VERSIONS>
						<ABOUT_VERSION>
							<AboutVersionIdentifier>1</AboutVersionIdentifier>
						</ABOUT_VERSION>
					</ABOUT_VERSIONS>
					<DOCUMENT_CLASSIFICATION>
						<DOCUMENT_CLASSES>
							<DOCUMENT_CLASS>
								<DocumentType>ValuationCompletion</DocumentType>
							</DOCUMENT_CLASS>
						</DOCUMENT_CLASSES>
						<DOCUMENT_CLASSIFICATION_DETAIL>
							<DocumentFormIssuingEntityNameType>FNM_FRE</DocumentFormIssuingEntityNameType>
							<DocumentFormIssuingEntityVersionIdentifier>December 2023</DocumentFormIssuingEntityVersionIdentifier>
						</DOCUMENT_CLASSIFICATION_DETAIL>
					</DOCUMENT_CLASSIFICATION>
				</DOCUMENT>
			</DOCUMENTS>
		</DOCUMENT_SET>
	</DOCUMENT_SETS>
</MESSAGE>
