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["SMART Doc(R) eNote Data Mapping and Format Guide\nVersion 1.0, May 15, 2019\nThis document replaces Chapter 7.4 of the SMART Doc Implementation Guide\n\n<!--   Copyright 2019 The Mortgage Industry Standards Maintenance Organization. All rights reserved\nAUTHORIZED USAGE / PATENT DISCLOSURE REQUEST: This proposed MISMO Product (as defined by MISMO’s 2018 Intellectual Property Rights Policy) was published in 2019 for the purpose of providing an opportunity for comment on the product as well as to afford Participants (as defined by MISMO’s 2018 Intellectual Property Rights Policy) who worked on this MISMO Product at least thirty (30) days’ notice prior to final release of the product in order to review the product and disclose any applicable Patent Rights (as defined by MISMO’s 2018 Intellectual Property Rights Policy).  Disclosures should be submitted using MISMO’s IPR Disclosure Form. Comments should be submitted to info@mismo.org.\nAny other use of this MISMO Product, including implementation, is prohibited at this time. \nAt the conclusion of the IPR and Patent Review period, this MISMO Product will be published pursuant to MISMO’s 2018 Intellectual Property Rights Policy and all applicable Product Licenses will apply.  \nADDITIONAL PATENT DISCLOSURE REQUEST.  In addition, MISMO requests that any non-Participant organization that may have any patent and or patent applications, or other intellectual property rights, that might be infringed by an organization that uses or is compliant with this proposed MISMO Product disclose at this time in writing using MISMO’s IPR Disclosure Form.  \nPATENT DISCLAIMER. Attention is drawn to the possibility that some of the elements of this proposed MISMO Product may be the subject of third party patent rights. MISMO will not be held responsible for identifying any or all such patent rights. -->"]

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["Unique ID\n[Renumber for 2.3]","XML FIELD NAME 1.02","Data Point Name","Data Point Definition","Implementation Notes","Format (Proposed Format)","Sample Data","Sample Data Display Format in the View","Form Field Text(see instrument specific tabs for varaince) ","View Field ID","Sample ARC \n(see Note below)","Comments"]
[1,"LOAN/_APPLICATION/MORTGAGE_TERMS/@LenderLoanIdentifier\n\n","Lender Loan Identifier","The identifier assigned by the originating Lender to be referenced as the Loan ID/Number on all settlement documents, notes, riders, etc.","• Not Null; and,\n• Not Blank\n","String 45","1234567890Abcde","1234567890Abcde","No standard text on the uniform instrument.  Goes in the upper margin wilth label \"Lender Loan Identifier\".","MORTGAGE_TERMS-LenderLoanIdentifier","From Sample:\n\n<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@LenderLoanIdentifier\" ViewLinkDescription=\"id(MORTGAGE_TERMS-LenderLoanIdentifier)\"/>","This field causing issues for some vendors due to missing in the view\n\nAs long as the IDs match with the view field the Arc will be valid, But this is a recomanded practice as per IGuide to use this format"]
[2,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_Date","Execution Date","The date documents were signed (executed).","• Not Null; and,\n• Not Blank; and \n• timestamp is optional","<Standard-Date> ::= YYYY-MM-DD \n<DateTimeSeparator> ::= T\n<Time> ::= hh:mm:ss","2017-03-18T14:24:13\n\n2017-04-01\n","March 18, 2017 14:24:13\n\nApril 1, 2017","[Date]\nthis may not have an explicit label (sample ____,____)","EXECUTION-_Date","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_Date\" ViewLinkDescription=\"id(EXECUTION-_Date)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[3,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_City","Execution City","The name of the city where documents were signed (executed).","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","[City]","EXECUTION-_City","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_City\" ViewLinkDescription=\"id(EXECUTION-_City)\"/>"]
[4,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_State","Execution State","The name of the state where documents were signed (executed)."," • Not Null; and,\n• Not Blank; and,\n• Full state name spelled out\n","String 35","Missouri","Missouri","[State]","EXECUTION-_State","<ARC DataLinkDescription=//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_State\" ViewLinkDescription=\"id(EXECUTION-_State)\"/>"]
[5," LOAN/_APPLICATION/PROPERTY/@_StreetAddress","Property Street Address","The unstructured (Unparsed) street address of the subject property (e.g., 123 Main Street). ","• Not Null; and,\n• Not Blank","String 100","123 Main Street","123 Main Street","[Property Address]","PROPERTY-_StreetAddress","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/PROPERTY/@_StreetAddress\" ViewLinkDescription=\"id(PROPERTY-_StreetAddress)\"/>"]
[6,"LOAN/_APPLICATION/PROPERTY/@_City","Property City","The city in which the subject property is located. ","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","[Property Address]","PROPERTY-_City","<ARC DataLinkDescription=//LOAN/_APPLICATION/PROPERTY/@_City\" ViewLinkDescription=\"id(PROPERTY-_City)\"/>"]
[7,"LOAN/_APPLICATION/PROPERTY/@_State","Property State","The state in which the subject property is located. ","  • Not Null; and,\n• Not Blank; and,\n• 2 character state code","String 2","MO","Missouri\nMO","[Property Address]","PROPERTY-_State","<ARC DataLinkDescription=//LOAN/_APPLICATION/PROPERTY/@_State\" ViewLinkDescription=\"id(PROPERTY-_State)\"/>","Vary according to the instrument, for state-specific instruments"]
[8,"LOAN/_APPLICATION/PROPERTY/@_PostalCode","Property Postal Code"," The postal code (zip code in the US) of the subject property. Zip code may be either 5 or 9 digits. ","• Not Null; and,\n• Not Blank; and,\n• Exactly 5 numbers; or,\n• Exactly 9 numbers","String 9","63101\n123456789","63101\n123456789","[Property Address]","PROPERTY-_PostalCode","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/PROPERTY/@_PostalCode\" ViewLinkDescription=\"id(PROPERTY-_PostalCode)\"/>","currenlty aligned with ULDD and maybe (-) hyphen will be allowed after feedback from vendors "]
[9,"LOAN/_APPLICATION/MORTGAGE_TERMS/@OriginalLoanAmount","Original Loan Amount","Amount of the Mortgage as stated on the original note.","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2","250000.00\n300000","$250,000.00\n$300,000","pay U.S. $___ (this amount is called \"Principal\"), plus interest","MORTGAGE_TERMS-OriginalLoanAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@OriginalLoanAmount\" ViewLinkDescription=\"id(MORTGAGE_TERMS-OriginalLoanAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[10,"LOAN/_CLOSING_DOCUMENTS/LENDER/@_UnparsedName","Lender Unparsed Name","The name of the party or entity designated as the lender for the loan.","• Not Null; and,\n• Not Blank;","String 100","Bailey Building and Loan","Bailey Building and Loan","The Lender is ___","LENDER-_UnparsedName","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/LENDER/@_UnparsedName\" ViewLinkDescription=\"id(LENDER-_UnparsedName)\"/>"]
[11,"LOAN/_APPLICATION/MORTGAGE_TERMS/@NoteRatePercent","Note Rate Percent","The actual interest rate as disclosed on the note.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","interest at a yearly rate of ___%","MORTGAGE_TERMS-NoteRatePercent","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@NoteRatePercent\"\nViewLinkDescription=\"id(MORTGAGE_TERMS-NoteRatePercent)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>"]
[12,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/MORTGAGETERMS/@PaymentRemittanceDay","Payment Remittance Day","The day of the month on which the loan payment is to be remitted."," • Not Null; and,\n• Not Blank; and,\n• 1 <=  X <= 31","DD","1\n01","first","monthly payment on the __ day of each month","MORTGAGE_TERMS-PaymentRemittanceDay","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@PaymentRemittanceDay\" ViewLinkDescription=\"id(MORTGAGE_TERMS-PaymentRemittanceDay)\"><CONVERSION _MaskDescription=\"ord()\" _Type=\"FillMask\"/></ARC>"]
[13,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@ScheduledFirstPaymentDate","Scheduled First Payment Date","The date of the first scheduled mortgage payment to be made by the borrower under the terms of the mortgage.","• Not Null; and,\n• Not Blank; and,\n<Date> ::=  <Standard-Date>\n<Standard-Date> ::= YYYY-MM-DD ","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","beginning on ___","LOAN_FEATURES-ScheduledFirstPaymentDate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@ScheduledFirstPaymentDate\" ViewLinkDescription=\"id(LOAN_FEATURES-ScheduledFirstPaymentDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[14,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@LoanMaturityDate ","Loan Maturity Date","The date when the loan is scheduled to be paid in full as reflected on the Note.","• Not Null; and,\n• Not Blank","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","If, on __, I still owe amounts under this Note","LOAN_FEATURES-LoanMaturityDate","<ARC DataLinkDescription=//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@LoanMaturityDate\" ViewLinkDescription=\"id(LOAN_FEATURES-LoanMaturityDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[15,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_StreetAddress","Note Pay To Street Address","The street address indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank","String 100","123 Main Street","123 Main Street","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_StreetAddress","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_StreetAddress\" ViewLinkDescription=\"id(NOTE_PAY_TO-_StreetAddress)\"/>"]
[16,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_City","Note Pay To City","The city indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_City","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_City\" ViewLinkDescription=\"id(NOTE_PAY_TO-_City)\"/>"]
[17,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_State","Note Pay To State","The state indicated on the note where to send the mortgage payment."," • Not Null; and,\n• Not Blank; and,\n• 2 character state code\n","String 2","MO","Missouri\nMO","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_State","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_State\" ViewLinkDescription=\"id(NOTE_PAY_TO-_State)\"/>","Vary according to the instrument, for state-specific instruments"]
[18,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_PostalCode","Note Pay To Postal Code","The postal code indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank; and,\n• Exactly 5 numbers; or,\n• Exactly 9 numbers","String 9","63101\n123456789","63101\n123456789","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_PostalCode","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_PostalCode\" ViewLinkDescription=\"id(NOTE_PAY_TO-_PostalCode)\"/>","currenlty aligned with ULDD and maybe - will be allowed after feedback from vendors "]
[19,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/PAYMENT_ADJUSTMENT/@FirstPaymentAdjustmentMonths","First Payment Adjustment Months","The number of the month in which the first payment adjustment occurs. If the subject mortgage can change by means other than a rate adjustment.","• Not Null; and,\n• Not Blank;","Numeric 3",10,10,"My first ___ monthly payments","PAYMENT_ADJUSTMENT-FirstPaymentAdjustmentMonths","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/PAYMENT_ADJUSTMENT/@FirstPaymentAdjustmentMonths\" ViewLinkDescription=\"id(PAYMENT_ADJUSTMENT-FirstPaymentAdjustmentMonths)\"/>"]
[20,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@OriginalPrincipalAndInterestPaymentAmount","Original Principal And Interest Payment Amount","The dollar amount of the P&I payment as stated on the Note. The P&I payment is usually obtained using the loan amount and interest rate to arrive at full amortization during the loan term.","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2","2500.00\n3000","$2,500.00\n$3,000","will be in the amount of U.S. $___","LOAN_FEATURES-OriginalPrincipalAndInterestPaymentAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@OriginalPrincipalAndInterestPaymentAmount\" ViewLinkDescription=\"id(LOAN_FEATURES-OriginalPrincipalAndInterestPaymentAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[21,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/PAYMENT_ADJUSTMENT/@FirstPaymentAdjustmentDate","First Payment Adjustment Date","The first date that an adjustment to the loan payment amount will occur in an ARM transaction.","• Not Null; and,\n• Not Blank;","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","On the first day of ___ ... I will begin paying a new monthly payment amount","PAYMENT_ADJUSTMENT-FirstPaymentAdjustmentDate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/PAYMENT_ADJUSTMENT/@FirstPaymentAdjustmentDate\" ViewLinkDescription=\"id(PAYMENT_ADJUSTMENT-FirstPaymentAdjustmentDate)\"><CONVERSION _MaskDescription=\"MMMM, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[22,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@FirstRateAdjustmentDate","First Rate Adjustment Date","The first date the interest rate will adjust in an ARM transaction","• Not Null; and,\n• Not Blank;","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","The initial fixed interest rate I will pay will change on the first day of ___","RATE_ADJUSTMENT-FirstRateAdjustmentDate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@FirstRateAdjustmentDate\" ViewLinkDescription=\"id(RATE_ADJUSTMENT-FirstRateAdjustmentDate)\"><CONVERSION _MaskDescription=\"MMMM, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[23,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@GraduatedPaymentMultiplierFactor ","Graduated Payment Multiplier Factor","The factor used to calculate the new monthly Graduated Payment Amount.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Numeric 1,4",1.0249999999999999,1.0249999999999999,"multiplied by the number 1.0____.","LOAN_FEATURES-GraduatedPaymentMultiplierFactor","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@GraduatedPaymentMultiplierFactor\"\nViewLinkDescription=\"id(LOAN_FEATURES-GraduatedPaymentMultiplierFactor)\">","Numeric field with 4 decimal places (1.0250 sample)\n\nIn the XHTML View, remove \"1.0\" from boilerplate text so that no conversion is needed."]
[24,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@GrowingEquityLoanPayoffYearsCount","Growing Equity Loan Payoff Years Count","The number of years in which a growing equity loan program is calculated to be fully repaid using the original payment amount. ","• Not Null; and,\n• Not Blank;","Numeric 3",5,5,"fully repay my loan in ___ years","LOAN_FEATURES-GrowingEquityLoanPayoffYearsCount","<ARC DataLinkDescription=\"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@GrowingEquityLoanPayoffYearsCount\" ViewLinkDescription=\"id(LOAN_FEATURES-GrowingEquityLoanPayoffYearsCount)\"/>"]
[25,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@SubsequentRateAdjustmentMonths","Subsequent Rate Adjustment Months","The number of months between the subsequent rate adjustments. If the interest rate on the subject loan can change.","• Not Null; and,\n• Not Blank;","Numeric 3",10,10,"on that day every ____ months thereafter.","RATE_ADJUSTMENT-SubsequentRateAdjustmentMonths","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@SubsequentRateAdjustmentMonths\" ViewLinkDescription=\"id(RATE_ADJUSTMENT-SubsequentRateAdjustmentMonths)\"/>","(Sample note 3510e)"]
[26,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_IndexMarginPercent","ARM Index Margin Percent","The percentage stated in the loan program representing the spread between the ARM Index value and the mortgage interest rate. The gross mortgage margin is added to the index value to establish a new gross interest rate in the manner described by the calculation method.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","calculate my new interest rate by adding ___ percentage points (___%) to the Current Index","ARM-_IndexMarginPercent1\n\nARM-_IndexMarginPercent2","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_IndexMarginPercent\"\nViewLinkDescription=\"id(ARM-_IndexMarginPercent1)\"/>\n\n<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_IndexMarginPercent\"\nViewLinkDescription=\"id(ARM-_IndexMarginPercent2)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>","Dual view fields"]
[27,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeCapRate","Rate Adjustment First Change Cap Rate","maximum interest rate that can be applied at the first interest rate adjustment","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","interest rate I am required to pay at the first Change Date will not be greater than ___%","RATE_ADJUSTMENT-_FirstChangeCapRate\n\n","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeCapRate\"\nViewLinkDescription=\"id(RATE_ADJUSTMENT-_FirstChangeCapRate)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>"]
[28,"LOAN_APPLICATION//LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeFloorRate","Rate Adjustment First Change Floor Rate","The minimum interest rate that can be applied at the first interest rate adjustment.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n5"," or less than ___%.","RATE_ADJUSTMENT-_FirstChangeFloorRate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeFloorRate\"\nViewLinkDescription=\"id(RATE_ADJUSTMENT-_FirstChangeFloorRate)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>"]
[29,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeCapRate","ARM Lifetime Cap Rate","The maximum interest rate that can be applied during the loan term.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n6","My interest rate will never be greater than ___%.","ARM-_LifetimeCapRate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeCapRate\" ViewLinkDescription=\"id(ARM-_LifetimeCapRate)\"><CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/></ARC>"]
[52,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeFloorPercent","ARM Lifetime Floor Percent","The minimum interest rate that can be applied during the loan term.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4"," or less than ___%.","ARM-_LifetimeFloorPercent","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeFloorPercent\" ViewLinkDescription=\"id(ARM-_LifetimeFloorPercent)\"><CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/></ARC>"]
[30,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_SubsequentCapPercent","Rate Adjustment Subsequent Cap Percent","The maximum percentage (cap) of the rate increase allowed at each rate adjustment period after the initial adjustment within the allowed duration, if the interest rate on the subject loan can change.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","2.2500\n2.1250\n2.125\n2.25\n2.00\n2","2.2500\n2.1250\n2.125 \n2.25\n2.00\n2","____ percentage points (____%)","RATE_ADJUSTMENT-_SubsequentCapPercent","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_SubsequentCapPercent\" ViewLinkDescription=\"id(RATE_ADJUSTMENT-_SubsequentCapPercent)\"><CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/></ARC>"]
[31,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/CONVERSION_OPTION/@_FeeAmount","ARM Conversion Option Fee Amount","The dollar amount that it will cost the borrower to convert the loan from an ARM to a fixed rate payment.","Only applicable to Convertible instruments\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2",500,500,"I must pay the Note Holder a conversion fee of U.S. $___________;","CONVERSION_OPTION-_FeeAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/CONVERSION_OPTION/@_FeeAmount\" ViewLinkDescription=\"id(CONVERSION_OPTION-_FeeAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[32,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/CONVERSION_OPTION/@_PeriodStartDate","ARM Conversion Option Period Start Date","The first ARM change date when the loan can be converted to a fixed interest rate.","• Not Null; and,\n• Not Blank\n","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","during the period beginning on the _________","CONVERSION_OPTION-_PeriodStartDate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/CONVERSION_OPTION/@_PeriodStartDate\" ViewLinkDescription=\"id(CONVERSION_OPTION-_PeriodStartDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","support display of single digit day"]
[33,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/CONVERSION_OPTION/@_PeriodEndDate","ARM Conversion Option Period End Date","The last ARM change date in which to convert from an Arm to a Fixed interest rate.","• Not Null; and,\n• Not Blank\n","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","and ending on the ________","CONVERSION_OPTION-_PeriodEndDate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/CONVERSION_OPTION/@_PeriodEndDate\" ViewLinkDescription=\"id(CONVERSION_OPTION-_PeriodEndDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","support display of single digit day"]
[34,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_GracePeriod","Late Charge Grace Period","The grace period in days for this loan before a late charge will be applied","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 365","Numeric 3",15,15,"___ calendar days after the date it is due","LATE_CHARGE-_GracePeriod","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_GracePeriod\" ViewLinkDescription=\"id(LATE_CHARGE-_GracePeriod)\">"]
[36,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_Rate","Late Charge Rate","The percentage that a borrower is required to pay for failure to make a regular installment within the period specified on the note. This is the amount specified by the late charge code and is used when the late charge is not a flat dollar.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","amount of the charge will be ___%","LATE_CHARGE-_Rate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_Rate\" ViewLinkDescription=\"id(LATE_CHARGE-_Rate)\"><CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/></ARC>"]
[36,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_MaximumAmount","Late Charge Maximum Amount","The maximum monthly late charge amount allowed.","• Required for West Virginia instruments\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2","250.00\n300","$250.00\n$300","but not more than U.S. $___.","LATE_CHARGE-_MaximumAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_MaximumAmount\" ViewLinkDescription=\"id(LATE_CHARGE-_MaximumAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[37,"LOAN/_APPLICATION/BORROWER/@_FirstName","Borrower First Name","The first name of the borrower. ","• Not Null; and,\n• Not Blank; and,\n• Alphanumeric, period, comma, dash, single quote, and BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff.","String 30","Harry","Harry","Borrower","BORROWER1-_FirstName","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_FirstName\" ViewLinkDescription=\"id(BORROWER1-_FirstName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[38,"LOAN/_APPLICATION/ BORROWER/@_MiddleName","Borrower Middle Name","The middle name of the borrower. ","MiddleName is an optional field.  If it is present in the DATA,  AND it is not blank,  AND it is not null, AND it is (Alphanumeric, or period, or comma, or dash, or single quote, or BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff ),  then an ARC must exist","String 30","Michael","Michael","Borrower","BORROWER1-_MiddleName","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[1]/@_MiddleName\" ViewLinkDescription=\"id(BORROWER1-_MiddleName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[39,"LOAN/_APPLICATION/BORROWER/@_LastName","Borrower Last Name","Borrower Last Name","• Not Null; and,\n• Not Blank; and,\n• Alphanumeric, period, comma, dash, single quote, and BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff. ","String 35","Homeowner","Homeowner","Borrower","BORROWER1-_LastName","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_LastName\" ViewLinkDescription=\"id(BORROWER1-_LastName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[40,"LOAN/_APPLICATION/BORROWER/@_NameSuffix","Borrower Name Suffix","The name suffix of the borrower. (E.g., JR = Junior, SR = Senior, etc.) ","• Optional ","String 4 ","JR","JR","Borrower","BORROWER1-_NameSuffix","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_NameSuffix\" ViewLinkDescription=\"id(BORROWER1-_NameSuffix)\"/>","Added"]
[41,"LOAN/_APPLICATION/MERS/@MERS_MINNumber","MERS MIN Number","Number used by MERS to identify loans. Referred to as the MIN, Mortgage Identification Number. ","• Not Null; and,\n• Not Blank  \n• Numeric 18\n","String 30","123456789012345678","123456789012345678","No standard text on the uniform instrument.  Goes in the upper margin wilth label \"MERS MIN\".","MERS-MERS_MINNumber","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MERS/@MERS_MINNumber\" ViewLinkDescription=\"id(MERS-MERS_MINNumber)\"/>","The only reasonable values supported at this time are 18 characters long, numeric."]
[42,"CUSTOM/LOAN_ORIGINATOR[1]/@_UnparsedName","Loan Originator (Individual) Unparsed Name","The name of the Loan Originator individual","• Not Null; and,\n• Not Blank;","String 100","George Bailey","George Bailey","Loan Originator (Individual)","LOAN_ORIGINATOR_INDIVIDUAL-_UnparsedName","<ARC DataLinkDescription=//CUSTOM/LOAN_ORIGINATOR[1]/@_UnparsedName\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_INDIVIDUAL-_UnparsedName)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"N\""]
[43,"CUSTOM/LOAN_ORIGINATOR[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Loan Originator (Individual) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Loan Originator individual that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",123456,123456,"NMLSR ID Number\n(on the same row as Loan Originator (Individual)","LOAN_ORIGINATOR_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"N\""]
[44,"CUSTOM/LOAN_ORIGINATOR[2]/@_UnparsedName","Loan Originator (Company) Unparsed Name","The name of the Loan Originator company","• Not Null; and,\n• Not Blank;","String 100","Bailey Building and Loan","Bailey Building and Loan","Loan Originator (Company)","LOAN_ORIGINATOR_COMPANY-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[2]/@_UnparsedName\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_COMPANY-_UnparsedName)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"Y\""]
[45,"CUSTOM/LOAN_ORIGINATOR[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Loan Originator (Company) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Loan Originator company that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",234567,234567,"NMLSR ID Number\n(on the same row as Loan Originator (Company)","LOAN_ORIGINATOR_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"Y\""]
[46,"CUSTOM/PARTY[1]/@_UnparsedName","Mortgage Broker (Individual) Unparsed Name","The name of an individual acting as a mortgage broker for the loan.","• Not Null; and,\n• Not Blank;","String 100","Benjamin Broker","Benjamin Broker","Loan Broker (Individual)","PARTY_INDIVIDUAL-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/PARTY[1]/@_UnparsedName\" ViewLinkDescription=\"id(PARTY_INDIVIDUAL-_UnparsedName)\"/>","PARTY/@NonPersonEntityIndicator=\"N\" @_Type=MortgageBroker"]
[47,"CUSTOM/PARTY[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Mortgage Broker (Individual) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Mortgage Broker individual that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",345678,345678,"NMLSR ID Number\n(on the same row as Loan Broker (Individual)","PARTY_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/PARTY[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(PARTY_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","Party/@NonPersonEntityIndicator=\"N\" @_Type=MortgageBroker"]
[48,"CUSTOM/PARTY[2]/@_UnparsedName","Mortgage Broker (Company) Unparsed Name","The name of the Mortgage Broker company","• Not Null; and,\n• Not Blank;","String 100","XYZ Financial Services","XYZ Financial Services","Loan Broker (Company)","PARTY_COMPANY-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/PARTY[2]/@_UnparsedName\" ViewLinkDescription=\"id(PARTY_COMPANY-_UnparsedName)\"/>","PARTY/@NonPersonEntityIndicator=\"Y\" @_Type=MortgageBroker"]
[49,"CUSTOM/PARTY[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Mortgage Broker (Company) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Mortgage Broker company that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",456789,456789,"NMLSR ID Number\n(on the same row as Loan Broker (Company)","PARTY_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/PARTY[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(PARTY_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","PARTY/@NonPersonEntityIndicator=\"Y\" @_Type=MortgageBroker"]
[50,"LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_UnparsedName","The unparsed name of the individual acting with Power of Attorney for the borrower.","The unparsed name of the individual acting with Power of Attorney for the borrower.","Conditionally required if the Note is signed on behalf of the borrower by a person with a Power of Attorney","String 100","Buddy J. Friend","Buddy J. Friend","Borrower … (Seal)","BORROWER2_POWER_OF_ATTORNEY-_UnparsedName","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_UnparsedName\" ViewLinkDescription=\"id(BORROWER2_POWER_OF_ATTORNEY-_UnparsedName)\"/>","Only used when the enote is signed with a Power of Attorney"]
[51,"LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_SigningCapacityTextDescription","Borrower Power Of Attorney Signing Capacity Text Description","The specific text which describes the signing capacity of the individual acting with Power of Attorney for the borrower (i.e., as attorney-in-fact.)","Conditionally required if the Note is signed on behalf of the borrower by a person with a Power of Attorney","String 100","as attorney in fact","as attorney in fact","Borrower … (Seal)","BORROWER2_POWER_OF_ATTORNEY-_SigningCapacityTextDescription","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_SigningCapacityTextDescription\" ViewLinkDescription=\"id(BORROWER2_POWER_OF_ATTORNEY-_SigningCapacityTextDescription)\"/>","Only used when the enote is signed with a Power of Attorney"]
[]
["Data that is not needed to support the eNote should not be included in the Data section or the View, especially Personally Identifiable Information such as Borrowers' Social Security Numbers and telephone numbers.",null,null,null,null,null,null,null,null,null,"NOTE:  The MAP generally allows a field to be blank by including a conversion with a fill mask of \"NullEqUnderscore\".  This is joined with the other mask using an OR condition, as in \n\n<OPERATOR _Type=\"OR\"><ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@ScheduledFirstPaymentDate\" ViewLinkDescription=\"id(LOAN_FEATURES-ScheduledFirstPaymentDate)\"><CONVERSION _MaskDescription=\"MMMM dd, yyyy\" _Type=\"FillMask\"/></ARC><ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@ScheduledFirstPaymentDate\" ViewLinkDescription=\"id(LOAN_FEATURES-ScheduledFirstPaymentDate)\"><CONVERSION _MaskDescription=\"NullEqUnderscore\" _Type=\"FillMask\"/></ARC></OPERATOR>.\n\nFor brevity and clarity, this repetitive transform for null is not included in the ARCs above, which focus on the non-blank transforms."]

{"sheet":"Standard Fixed-ARM Notes","index":2,"n_rows":43,"n_cols":12,"rows_kept":43,"cut":false,"hidden":false,"merged":[[0,0,0,11]]}
["Standard Fixed/Adjustable Rate Notes\nForms: 3522, 3522.44, 3528, 3528.44"]
["Unique ID","XML FIELD NAME 1.02","Data Point Name","Data Point Definition","Implementation Notes","Format (Proposed Format)","Sample Data","Sample Data Display Format in the View","Form Field Text","View Field ID","Sample ARC \n(see Note below)","Comments"]
[1,"LOAN/_APPLICATION/MORTGAGE_TERMS/@LenderLoanIdentifier\n\n","Lender Loan Identifier","The identifier assigned by the originating Lender to be referenced as the Loan ID/Number on all settlement documents, notes, riders, etc.","• Not Null; and,\n• Not Blank\n","String 45","1234567890Abcde","1234567890Abcde","No standard text on the uniform instrument.  Goes in the upper margin wilth label \"Lender Loan Identifier\".","MORTGAGE_TERMS-LenderLoanIdentifier","From Sample:\n\n<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@LenderLoanIdentifier\" ViewLinkDescription=\"id(MORTGAGE_TERMS-LenderLoanIdentifier)\"/>","This field causing issues for some vendors due to missing in the view\n\nAs long as the IDs match with the view field the Arc will be valid, But this is a recomanded practice as per IGuide to use this format"]
[41,"LOAN/_APPLICATION/MERS/@MERS_MINNumber","MERS MIN Number","Number used by MERS to identify loans. Referred to as the MIN, Mortgage Identification Number. ","• Not Null; and,\n• Not Blank  \n• Numeric 18\n","String 30","123456789012345678","123456789012345678","No standard text on the uniform instrument.  Goes in the upper margin wilth label \"MERS MIN\".","MERS-MERS_MINNumber","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MERS/@MERS_MINNumber\" ViewLinkDescription=\"id(MERS-MERS_MINNumber)\"/>","The only reasonable values supported at this time are 18 characters long, numeric."]
[2,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_Date","Execution Date","The date documents were signed (executed).","• Not Null; and,\n• Not Blank; and \n• timestamp is optional","<Standard-Date> ::= YYYY-MM-DD \n<DateTimeSeparator> ::= T\n<Time> ::= hh:mm:ss","2017-03-18T14:24:13\n\n2017-04-01\n","March 18, 2017 14:24:13\n\nApril 1, 2017","[Date]\nthis may not have an explicit label (sample ____,____)","EXECUTION-_Date","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_Date\" ViewLinkDescription=\"id(EXECUTION-_Date)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[3,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_City","Execution City","The name of the city where documents were signed (executed).","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","[City]","EXECUTION-_City","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_City\" ViewLinkDescription=\"id(EXECUTION-_City)\"/>"]
[4,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_State","Execution State","The name of the state where documents were signed (executed)."," • Not Null; and,\n• Not Blank; and,\n• Full state name spelled out\n","String 35","Missouri","Missouri","[State]","EXECUTION-_State","<ARC DataLinkDescription=//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_State\" ViewLinkDescription=\"id(EXECUTION-_State)\"/>"]
[5," LOAN/_APPLICATION/PROPERTY/@_StreetAddress","Property Street Address","The unstructured (Unparsed) street address of the subject property (e.g., 123 Main Street). ","• Not Null; and,\n• Not Blank","String 100","123 Main Street","123 Main Street","[Property Address]","PROPERTY-_StreetAddress","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/PROPERTY/@_StreetAddress\" ViewLinkDescription=\"id(PROPERTY-_StreetAddress)\"/>"]
[6,"LOAN/_APPLICATION/PROPERTY/@_City","Property City","The city in which the subject property is located. ","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","[Property Address]","PROPERTY-_City","<ARC DataLinkDescription=//LOAN/_APPLICATION/PROPERTY/@_City\" ViewLinkDescription=\"id(PROPERTY-_City)\"/>"]
[7,"LOAN/_APPLICATION/PROPERTY/@_State","Property State","The state in which the subject property is located. ","  • Not Null; and,\n• Not Blank; and,\n• 2 character state code","String 2","MO","Missouri\nMO","[Property Address]","PROPERTY-_State","<ARC DataLinkDescription=//LOAN/_APPLICATION/PROPERTY/@_State\" ViewLinkDescription=\"id(PROPERTY-_State)\"/>","Vary according to the instrument, for state-specific instruments"]
[8,"LOAN/_APPLICATION/PROPERTY/@_PostalCode","Property Postal Code"," The postal code (zip code in the US) of the subject property. Zip code may be either 5 or 9 digits. ","• Not Null; and,\n• Not Blank; and,\n• Exactly 5 numbers; or,\n• Exactly 9 numbers","String 9","63101\n123456789","63101\n123456789","[Property Address]","PROPERTY-_PostalCode","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/PROPERTY/@_PostalCode\" ViewLinkDescription=\"id(PROPERTY-_PostalCode)\"/>","currenlty aligned with ULDD and maybe (-) hyphen will be allowed after feedback from vendors "]
[9,"LOAN/_APPLICATION/MORTGAGE_TERMS/@OriginalLoanAmount","Original Loan Amount","Amount of the Mortgage as stated on the original note.","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2","250000.00\n300000","$250,000.00\n$300,000","pay U.S. $___ (this amount is called \"Principal\"), plus interest","MORTGAGE_TERMS-OriginalLoanAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@OriginalLoanAmount\" ViewLinkDescription=\"id(MORTGAGE_TERMS-OriginalLoanAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[10,"LOAN/_CLOSING_DOCUMENTS/LENDER/@_UnparsedName","Lender Unparsed Name","The name of the party or entity designated as the lender for the loan.","• Not Null; and,\n• Not Blank;","String 100","Bailey Building and Loan","Bailey Building and Loan","The Lender is ___","LENDER-_UnparsedName","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/LENDER/@_UnparsedName\" ViewLinkDescription=\"id(LENDER-_UnparsedName)\"/>"]
[11,"LOAN/_APPLICATION/MORTGAGE_TERMS/@NoteRatePercent","Note Rate Percent","The actual interest rate as disclosed on the note.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","interest at a yearly rate of ___%","MORTGAGE_TERMS-NoteRatePercent","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@NoteRatePercent\"\nViewLinkDescription=\"id(MORTGAGE_TERMS-NoteRatePercent)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>"]
[13,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@ScheduledFirstPaymentDate","Scheduled First Payment Date","The date of the first scheduled mortgage payment to be made by the borrower under the terms of the mortgage.","• Not Null; and,\n• Not Blank; and,\n<Date> ::=  <Standard-Date>\n<Standard-Date> ::= YYYY-MM-DD ","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","beginning on ___","LOAN_FEATURES-ScheduledFirstPaymentDate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@ScheduledFirstPaymentDate\" ViewLinkDescription=\"id(LOAN_FEATURES-ScheduledFirstPaymentDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[14,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@LoanMaturityDate ","Loan Maturity Date","The date when the loan is scheduled to be paid in full as reflected on the Note.","• Not Null; and,\n• Not Blank","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","If, on __, I still owe amounts under this Note","LOAN_FEATURES-LoanMaturityDate","<ARC DataLinkDescription=//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@LoanMaturityDate\" ViewLinkDescription=\"id(LOAN_FEATURES-LoanMaturityDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[15,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_StreetAddress","Note Pay To Street Address","The street address indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank","String 100","123 Main Street","123 Main Street","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_StreetAddress","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_StreetAddress\" ViewLinkDescription=\"id(NOTE_PAY_TO-_StreetAddress)\"/>"]
[16,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_City","Note Pay To City","The city indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_City","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_City\" ViewLinkDescription=\"id(NOTE_PAY_TO-_City)\"/>"]
[17,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_State","Note Pay To State","The state indicated on the note where to send the mortgage payment."," • Not Null; and,\n• Not Blank; and,\n• 2 character state code\n","String 2","MO","Missouri\nMO","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_State","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_State\" ViewLinkDescription=\"id(NOTE_PAY_TO-_State)\"/>","Vary according to the instrument, for state-specific instruments"]
[18,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_PostalCode","Note Pay To Postal Code","The postal code indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank; and,\n• Exactly 5 numbers; or,\n• Exactly 9 numbers","String 9","63101\n123456789","63101\n123456789","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_PostalCode","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_PostalCode\" ViewLinkDescription=\"id(NOTE_PAY_TO-_PostalCode)\"/>","currenlty aligned with ULDD and maybe - will be allowed after feedback from vendors "]
[20,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@OriginalPrincipalAndInterestPaymentAmount","Original Principal And Interest Payment Amount","The dollar amount of the P&I payment as stated on the Note. The P&I payment is usually obtained using the loan amount and interest rate to arrive at full amortization during the loan term.","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2","2500.00\n3000","$2,500.00\n$3,000","will be in the amount of U.S. $___","LOAN_FEATURES-OriginalPrincipalAndInterestPaymentAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@OriginalPrincipalAndInterestPaymentAmount\" ViewLinkDescription=\"id(LOAN_FEATURES-OriginalPrincipalAndInterestPaymentAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[22,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@FirstRateAdjustmentDate","First Rate Adjustment Date","The first date the interest rate will adjust in an ARM transaction","• Not Null; and,\n• Not Blank;","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","The initial fixed interest rate I will pay will change on the first day of ___","RATE_ADJUSTMENT-FirstRateAdjustmentDate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@FirstRateAdjustmentDate\" ViewLinkDescription=\"id(RATE_ADJUSTMENT-FirstRateAdjustmentDate)\"><CONVERSION _MaskDescription=\"MMMM, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[26,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_IndexMarginPercent","ARM Index Margin Percent","The percentage stated in the loan program representing the spread between the ARM Index value and the mortgage interest rate. The gross mortgage margin is added to the index value to establish a new gross interest rate in the manner described by the calculation method.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","calculate my new interest rate by adding ___ percentage points (___%) to the Current Index","ARM-_IndexMarginPercent1\n\nARM-_IndexMarginPercent2","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_IndexMarginPercent\"\nViewLinkDescription=\"id(ARM-_IndexMarginPercent1)\"/>\n\n<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_IndexMarginPercent\"\nViewLinkDescription=\"id(ARM-_IndexMarginPercent2)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>","Dual view fields"]
[27,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeCapRate","Rate Adjustment First Change Cap Rate","maximum interest rate that can be applied at the first interest rate adjustment","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n5","interest rate I am required to pay at the first Change Date will not be greater than ___%","RATE_ADJUSTMENT-_FirstChangeCapRate\n\n","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeCapRate\"\nViewLinkDescription=\"id(RATE_ADJUSTMENT-_FirstChangeCapRate)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>"]
[28,"LOAN_APPLICATION//LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeFloorRate","Rate Adjustment First Change Floor Rate","The minimum interest rate that can be applied at the first interest rate adjustment.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n6"," or less than ___%.","RATE_ADJUSTMENT-_FirstChangeFloorRate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeFloorRate\"\nViewLinkDescription=\"id(RATE_ADJUSTMENT-_FirstChangeFloorRate)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>"]
[29,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeCapRate","ARM Lifetime Cap Rate","The maximum interest rate that can be applied during the loan term.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n7","My interest rate will never be greater than ___%.","ARM-_LifetimeCapRate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeCapRate\" ViewLinkDescription=\"id(ARM-_LifetimeCapRate)\"><CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/></ARC>"]
[null,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeFloorPercent","ARM Lifetime Floor Percent","The minimum interest rate to which the interest rate can decrease to over the life of the loan.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n8"," or less than ___%.","ARM-_LifetimeFloorPercent","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeFloorPercent\" ViewLinkDescription=\"id(ARM-_LifetimeFloorPercent)\"><CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/></ARC>"]
[34,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_GracePeriod","Late Charge Grace Period","The grace period in days for this loan before a late charge will be applied","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 365","Numeric 3",15,15,"___ calendar days after the date it is due","LATE_CHARGE-_GracePeriod","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_GracePeriod\" ViewLinkDescription=\"id(LATE_CHARGE-_GracePeriod)\">"]
[36,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_Rate","Late Charge Rate","The percentage that a borrower is required to pay for failure to make a regular installment within the period specified on the note. This is the amount specified by the late charge code and is used when the late charge is not a flat dollar.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","amount of the charge will be ___%","LATE_CHARGE-_Rate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_Rate\" ViewLinkDescription=\"id(LATE_CHARGE-_Rate)\"><CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/></ARC>"]
[37,"LOAN/_APPLICATION/BORROWER/@_FirstName","Borrower First Name","The first name of the borrower. ","• Not Null; and,\n• Not Blank; and,\n• Alphanumeric, period, comma, dash, single quote, and BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff.","String 30","Harry","Harry","Borrower","BORROWER1-_FirstName","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_FirstName\" ViewLinkDescription=\"id(BORROWER1-_FirstName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[38,"LOAN/_APPLICATION/ BORROWER/@_MiddleName","Borrower Middle Name","The middle name of the borrower. ","MiddleName is an optional field.  If it is present in the DATA,  AND it is not blank,  AND it is not null, AND it is (Alphanumeric, or period, or comma, or dash, or single quote, or BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff ),  then an ARC must exist","String 30","Michael","Michael","Borrower","BORROWER1-_MiddleName","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[1]/@_MiddleName\" ViewLinkDescription=\"id(BORROWER1-_MiddleName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[39,"LOAN/_APPLICATION/BORROWER/@_LastName","Borrower Last Name","Borrower Last Name","• Not Null; and,\n• Not Blank; and,\n• Alphanumeric, period, comma, dash, single quote, and BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff. ","String 35","Homeowner","Homeowner","Borrower","BORROWER1-_LastName","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_LastName\" ViewLinkDescription=\"id(BORROWER1-_LastName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[40,"LOAN/_APPLICATION/BORROWER/@_NameSuffix","Borrower Name Suffix","The name suffix of the borrower. (E.g., JR = Junior, SR = Senior, etc.) ","• Optional ","String 4 ","JR","JR","Borrower","BORROWER1-_NameSuffix","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_NameSuffix\" ViewLinkDescription=\"id(BORROWER1-_NameSuffix)\"/>","Added"]
[42,"CUSTOM/LOAN_ORIGINATOR[1]/@_UnparsedName","Loan Originator (Individual) Unparsed Name","The name of the Loan Originator individual","• Not Null; and,\n• Not Blank;","String 100","George Bailey","George Bailey","Loan Originator (Individual)","LOAN_ORIGINATOR_INDIVIDUAL-_UnparsedName","<ARC DataLinkDescription=//CUSTOM/LOAN_ORIGINATOR[1]/@_UnparsedName\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_INDIVIDUAL-_UnparsedName)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"N\""]
[43,"CUSTOM/LOAN_ORIGINATOR[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Loan Originator (Individual) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Loan Originator individual that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",123456,123456,"NMLSR ID Number\n(on the same row as Loan Originator (Individual)","LOAN_ORIGINATOR_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"N\""]
[44,"CUSTOM/LOAN_ORIGINATOR[2]/@_UnparsedName","Loan Originator (Company) Unparsed Name","The name of the Loan Originator company","• Not Null; and,\n• Not Blank;","String 100","Bailey Building and Loan","Bailey Building and Loan","Loan Originator (Company)","LOAN_ORIGINATOR_COMPANY-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[2]/@_UnparsedName\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_COMPANY-_UnparsedName)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"Y\""]
[45,"CUSTOM/LOAN_ORIGINATOR[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Loan Originator (Company) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Loan Originator company that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",234567,234567,"NMLSR ID Number\n(on the same row as Loan Originator (Company)","LOAN_ORIGINATOR_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"Y\""]
[46,"CUSTOM/PARTY[1]/@_UnparsedName","Mortgage Broker (Individual) Unparsed Name","The name of an individual acting as a mortgage broker for the loan.","• Not Null; and,\n• Not Blank;","String 100","Benjamin Broker","Benjamin Broker","Loan Broker (Individual)","PARTY_INDIVIDUAL-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/PARTY[1]/@_UnparsedName\" ViewLinkDescription=\"id(PARTY_INDIVIDUAL-_UnparsedName)\"/>","PARTY/@NonPersonEntityIndicator=\"N\" @_Type=MortgageBroker"]
[47,"CUSTOM/PARTY[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Mortgage Broker (Individual) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Mortgage Broker individual that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",345678,345678,"NMLSR ID Number\n(on the same row as Loan Broker (Individual)","PARTY_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/PARTY[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(PARTY_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","Party/@NonPersonEntityIndicator=\"N\" @_Type=MortgageBroker"]
[48,"CUSTOM/PARTY[2]/@_UnparsedName","Mortgage Broker (Company) Unparsed Name","The name of the Mortgage Broker company","• Not Null; and,\n• Not Blank;","String 100","XYZ Financial Services","XYZ Financial Services","Loan Broker (Company)","PARTY_COMPANY-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/PARTY[2]/@_UnparsedName\" ViewLinkDescription=\"id(PARTY_COMPANY-_UnparsedName)\"/>","PARTY/@NonPersonEntityIndicator=\"Y\" @_Type=MortgageBroker"]
[49,"CUSTOM/PARTY[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Mortgage Broker (Company) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Mortgage Broker company that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",456789,456789,"NMLSR ID Number\n(on the same row as Loan Broker (Company)","PARTY_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/PARTY[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(PARTY_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","PARTY/@NonPersonEntityIndicator=\"Y\" @_Type=MortgageBroker"]
[50,"LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_UnparsedName","The unparsed name of the individual acting with Power of Attorney for the borrower.","The unparsed name of the individual acting with Power of Attorney for the borrower.","Conditionally required if the Note is signed on behalf of the borrower by a person with a Power of Attorney","String 100","Buddy J. Friend","Buddy J. Friend","Borrower … (Seal)","BORROWER2_POWER_OF_ATTORNEY-_UnparsedName","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_UnparsedName\" ViewLinkDescription=\"id(BORROWER2_POWER_OF_ATTORNEY-_UnparsedName)\"/>","Only used when the enote is signed with a Power of Attorney"]
[51,"LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_SigningCapacityTextDescription","Borrower Power Of Attorney Signing Capacity Text Description","The specific text which describes the signing capacity of the individual acting with Power of Attorney for the borrower (i.e., as attorney-in-fact.)","Conditionally required if the Note is signed on behalf of the borrower by a person with a Power of Attorney","String 100","as attorney in fact","as attorney in fact","Borrower … (Seal)","BORROWER2_POWER_OF_ATTORNEY-_SigningCapacityTextDescription","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_SigningCapacityTextDescription\" ViewLinkDescription=\"id(BORROWER2_POWER_OF_ATTORNEY-_SigningCapacityTextDescription)\"/>","Only used when the enote is signed with a Power of Attorney"]

{"sheet":"Standard Fixed Rate Notes","index":3,"n_rows":38,"n_cols":12,"rows_kept":38,"cut":false,"hidden":false,"merged":[[0,0,0,8]]}
["Standard Fixed Rate Notes \nForms: 3200, 3202, 3210, 3220, 3230, 3233, 3239, 3244.1, 3246, 3247, 3250"]
["Unique ID","XML FIELD NAME 1.02","Data Point Name","Data Point Definition","Implementation Notes","Format (Proposed Format)","Sample Data","Sample Data Display Format in the View","Form Field Text","View Field ID","Sample ARC \n(see Note below)","Comments"]
[1,"LOAN/_APPLICATION/MORTGAGE_TERMS/@LenderLoanIdentifier\n\n","Lender Loan Identifier","The identifier assigned by the originating Lender to be referenced as the Loan ID/Number on all settlement documents, notes, riders, etc.","• Not Null; and,\n• Not Blank\n","String 45","1234567890Abcde","1234567890Abcde","No standard text on the uniform instrument.  Goes in the upper margin wilth label \"Lender Loan Identifier\".","MORTGAGE_TERMS-LenderLoanIdentifier","From Sample:\n\n<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@LenderLoanIdentifier\" ViewLinkDescription=\"id(MORTGAGE_TERMS-LenderLoanIdentifier)\"/>","This field causing issues for some vendors due to missing in the view\n\nAs long as the IDs match with the view field the Arc will be valid, But this is a recomanded practice as per IGuide to use this format"]
[41,"LOAN/_APPLICATION/MERS/@MERS_MINNumber","MERS MIN Number","Number used by MERS to identify loans. Referred to as the MIN, Mortgage Identification Number. ","• Not Null; and,\n• Not Blank  \n• Numeric 18\n","String 30","123456789012345678","123456789012345678","No standard text on the uniform instrument.  Goes in the upper margin wilth label \"MERS MIN\".","MERS-MERS_MINNumber","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MERS/@MERS_MINNumber\" ViewLinkDescription=\"id(MERS-MERS_MINNumber)\"/>","The only reasonable values supported at this time are 18 characters long, numeric."]
[2,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_Date","Execution Date","The date documents were signed (executed).","• Not Null; and,\n• Not Blank; and \n• timestamp is optional","<Standard-Date> ::= YYYY-MM-DD \n<DateTimeSeparator> ::= T\n<Time> ::= hh:mm:ss","2017-03-18T14:24:13\n\n2017-04-01\n","March 18, 2017 14:24:13\n\nApril 1, 2017","[Date]\nthis may not have an explicit label (sample ____,____)","EXECUTION-_Date","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_Date\" ViewLinkDescription=\"id(EXECUTION-_Date)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[3,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_City","Execution City","The name of the city where documents were signed (executed).","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","[City]","EXECUTION-_City","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_City\" ViewLinkDescription=\"id(EXECUTION-_City)\"/>"]
[4,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_State","Execution State","The name of the state where documents were signed (executed)."," • Not Null; and,\n• Not Blank; and,\n• Full state name spelled out\n","String 35","Missouri","Missouri","[State]","EXECUTION-_State","<ARC DataLinkDescription=//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_State\" ViewLinkDescription=\"id(EXECUTION-_State)\"/>"]
[5," LOAN/_APPLICATION/PROPERTY/@_StreetAddress","Property Street Address","The unstructured (Unparsed) street address of the subject property (e.g., 123 Main Street). ","• Not Null; and,\n• Not Blank","String 100","123 Main Street","123 Main Street","[Property Address]","PROPERTY-_StreetAddress","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/PROPERTY/@_StreetAddress\" ViewLinkDescription=\"id(PROPERTY-_StreetAddress)\"/>"]
[6,"LOAN/_APPLICATION/PROPERTY/@_City","Property City","The city in which the subject property is located. ","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","[Property Address]","PROPERTY-_City","<ARC DataLinkDescription=//LOAN/_APPLICATION/PROPERTY/@_City\" ViewLinkDescription=\"id(PROPERTY-_City)\"/>"]
[7,"LOAN/_APPLICATION/PROPERTY/@_State","Property State","The state in which the subject property is located. ","  • Not Null; and,\n• Not Blank; and,\n• 2 character state code","String 2","MO","Missouri\nMO","[Property Address]","PROPERTY-_State","<ARC DataLinkDescription=//LOAN/_APPLICATION/PROPERTY/@_State\" ViewLinkDescription=\"id(PROPERTY-_State)\"/>","Vary according to the instrument, for state-specific instruments"]
[8,"LOAN/_APPLICATION/PROPERTY/@_PostalCode","Property Postal Code"," The postal code (zip code in the US) of the subject property. Zip code may be either 5 or 9 digits. ","• Not Null; and,\n• Not Blank; and,\n• Exactly 5 numbers; or,\n• Exactly 9 numbers","String 9","63101\n123456789","63101\n123456789","[Property Address]","PROPERTY-_PostalCode","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/PROPERTY/@_PostalCode\" ViewLinkDescription=\"id(PROPERTY-_PostalCode)\"/>","currenlty aligned with ULDD and maybe (-) hyphen will be allowed after feedback from vendors "]
[9,"LOAN/_APPLICATION/MORTGAGE_TERMS/@OriginalLoanAmount","Original Loan Amount","Amount of the Mortgage as stated on the original note.","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2","250000.00\n300000","$250,000.00\n$300,000","pay U.S. $___ (this amount is called \"Principal\"), plus interest","MORTGAGE_TERMS-OriginalLoanAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@OriginalLoanAmount\" ViewLinkDescription=\"id(MORTGAGE_TERMS-OriginalLoanAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[10,"LOAN/_CLOSING_DOCUMENTS/LENDER/@_UnparsedName","Lender Unparsed Name","The name of the party or entity designated as the lender for the loan.","• Not Null; and,\n• Not Blank;","String 100","Bailey Building and Loan","Bailey Building and Loan","The Lender is ___","LENDER-_UnparsedName","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/LENDER/@_UnparsedName\" ViewLinkDescription=\"id(LENDER-_UnparsedName)\"/>"]
[11,"LOAN/_APPLICATION/MORTGAGE_TERMS/@NoteRatePercent","Note Rate Percent","The actual interest rate as disclosed on the note.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","interest at a yearly rate of ___%","MORTGAGE_TERMS-NoteRatePercent","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@NoteRatePercent\"\nViewLinkDescription=\"id(MORTGAGE_TERMS-NoteRatePercent)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>"]
[12,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/MORTGAGETERMS/@PaymentRemittanceDay","Payment Remittance Day","The day of the month on which the loan payment is to be remitted."," • Not Null; and,\n• Not Blank; and,\n• 1 <=  X <= 31","DD","1\n01","first","monthly payment on the __ day of each month","MORTGAGE_TERMS-PaymentRemittanceDay","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@PaymentRemittanceDay\" ViewLinkDescription=\"id(MORTGAGE_TERMS-PaymentRemittanceDay)\"><CONVERSION _MaskDescription=\"ord()\" _Type=\"FillMask\"/></ARC>"]
[13,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@ScheduledFirstPaymentDate","Scheduled First Payment Date","The date of the first scheduled mortgage payment to be made by the borrower under the terms of the mortgage.","• Not Null; and,\n• Not Blank; and,\n<Date> ::=  <Standard-Date>\n<Standard-Date> ::= YYYY-MM-DD ","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","beginning on ___","LOAN_FEATURES-ScheduledFirstPaymentDate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@ScheduledFirstPaymentDate\" ViewLinkDescription=\"id(LOAN_FEATURES-ScheduledFirstPaymentDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[14,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@LoanMaturityDate ","Loan Maturity Date","The date when the loan is scheduled to be paid in full as reflected on the Note.","• Not Null; and,\n• Not Blank","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","If, on __, I still owe amounts under this Note","LOAN_FEATURES-LoanMaturityDate","<ARC DataLinkDescription=//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@LoanMaturityDate\" ViewLinkDescription=\"id(LOAN_FEATURES-LoanMaturityDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[15,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_StreetAddress","Note Pay To Street Address","The street address indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank","String 100","123 Main Street","123 Main Street","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_StreetAddress","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_StreetAddress\" ViewLinkDescription=\"id(NOTE_PAY_TO-_StreetAddress)\"/>"]
[16,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_City","Note Pay To City","The city indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_City","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_City\" ViewLinkDescription=\"id(NOTE_PAY_TO-_City)\"/>"]
[17,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_State","Note Pay To State","The state indicated on the note where to send the mortgage payment."," • Not Null; and,\n• Not Blank; and,\n• 2 character state code\n","String 2","MO","Missouri\nMO","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_State","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_State\" ViewLinkDescription=\"id(NOTE_PAY_TO-_State)\"/>","Vary according to the instrument, for state-specific instruments"]
[18,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_PostalCode","Note Pay To Postal Code","The postal code indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank; and,\n• Exactly 5 numbers; or,\n• Exactly 9 numbers","String 9","63101\n123456789","63101\n123456789","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_PostalCode","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_PostalCode\" ViewLinkDescription=\"id(NOTE_PAY_TO-_PostalCode)\"/>","currenlty aligned with ULDD and maybe - will be allowed after feedback from vendors "]
[20,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@OriginalPrincipalAndInterestPaymentAmount","Original Principal And Interest Payment Amount","The dollar amount of the P&I payment as stated on the Note. The P&I payment is usually obtained using the loan amount and interest rate to arrive at full amortization during the loan term.","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2","2500.00\n3000","$2,500.00\n$3,000","will be in the amount of U.S. $___","LOAN_FEATURES-OriginalPrincipalAndInterestPaymentAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@OriginalPrincipalAndInterestPaymentAmount\" ViewLinkDescription=\"id(LOAN_FEATURES-OriginalPrincipalAndInterestPaymentAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[34,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_GracePeriod","Late Charge Grace Period","The grace period in days for this loan before a late charge will be applied","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 365","Numeric 3",15,15,"___ calendar days after the date it is due","LATE_CHARGE-_GracePeriod","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_GracePeriod\" ViewLinkDescription=\"id(LATE_CHARGE-_GracePeriod)\">"]
[36,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_Rate","Late Charge Rate","The percentage that a borrower is required to pay for failure to make a regular installment within the period specified on the note. This is the amount specified by the late charge code and is used when the late charge is not a flat dollar.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","amount of the charge will be ___%","LATE_CHARGE-_Rate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_Rate\" ViewLinkDescription=\"id(LATE_CHARGE-_Rate)\"><CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/></ARC>"]
[37,"LOAN/_APPLICATION/BORROWER/@_FirstName","Borrower First Name","The first name of the borrower. ","• Not Null; and,\n• Not Blank; and,\n• Alphanumeric, period, comma, dash, single quote, and BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff.","String 30","Harry","Harry","Borrower","BORROWER1-_FirstName","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_FirstName\" ViewLinkDescription=\"id(BORROWER1-_FirstName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[38,"LOAN/_APPLICATION/ BORROWER/@_MiddleName","Borrower Middle Name","The middle name of the borrower. ","MiddleName is an optional field.  If it is present in the DATA,  AND it is not blank,  AND it is not null, AND it is (Alphanumeric, or period, or comma, or dash, or single quote, or BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff ),  then an ARC must exist","String 30","Michael","Michael","Borrower","BORROWER1-_MiddleName","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[1]/@_MiddleName\" ViewLinkDescription=\"id(BORROWER1-_MiddleName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[39,"LOAN/_APPLICATION/BORROWER/@_LastName","Borrower Last Name","Borrower Last Name","• Not Null; and,\n• Not Blank; and,\n• Alphanumeric, period, comma, dash, single quote, and BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff. ","String 35","Homeowner","Homeowner","Borrower","BORROWER1-_LastName","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_LastName\" ViewLinkDescription=\"id(BORROWER1-_LastName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[40,"LOAN/_APPLICATION/BORROWER/@_NameSuffix","Borrower Name Suffix","The name suffix of the borrower. (E.g., JR = Junior, SR = Senior, etc.) ","• Optional ","String 4 ","JR","JR","Borrower","BORROWER1-_NameSuffix","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_NameSuffix\" ViewLinkDescription=\"id(BORROWER1-_NameSuffix)\"/>","Added"]
[42,"CUSTOM/LOAN_ORIGINATOR[1]/@_UnparsedName","Loan Originator (Individual) Unparsed Name","The name of the Loan Originator individual","• Not Null; and,\n• Not Blank;","String 100","George Bailey","George Bailey","Loan Originator (Individual)","LOAN_ORIGINATOR_INDIVIDUAL-_UnparsedName","<ARC DataLinkDescription=//CUSTOM/LOAN_ORIGINATOR[1]/@_UnparsedName\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_INDIVIDUAL-_UnparsedName)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"N\""]
[43,"CUSTOM/LOAN_ORIGINATOR[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Loan Originator (Individual) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Loan Originator individual that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",123456,123456,"NMLSR ID Number\n(on the same row as Loan Originator (Individual)","LOAN_ORIGINATOR_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"N\""]
[44,"CUSTOM/LOAN_ORIGINATOR[2]/@_UnparsedName","Loan Originator (Company) Unparsed Name","The name of the Loan Originator company","• Not Null; and,\n• Not Blank;","String 100","Bailey Building and Loan","Bailey Building and Loan","Loan Originator (Company)","LOAN_ORIGINATOR_COMPANY-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[2]/@_UnparsedName\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_COMPANY-_UnparsedName)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"Y\""]
[45,"CUSTOM/LOAN_ORIGINATOR[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Loan Originator (Company) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Loan Originator company that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",234567,234567,"NMLSR ID Number\n(on the same row as Loan Originator (Company)","LOAN_ORIGINATOR_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"Y\""]
[46,"CUSTOM/PARTY[1]/@_UnparsedName","Mortgage Broker (Individual) Unparsed Name","The name of an individual acting as a mortgage broker for the loan.","• Not Null; and,\n• Not Blank;","String 100","Benjamin Broker","Benjamin Broker","Loan Broker (Individual)","PARTY_INDIVIDUAL-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/PARTY[1]/@_UnparsedName\" ViewLinkDescription=\"id(PARTY_INDIVIDUAL-_UnparsedName)\"/>","PARTY/@NonPersonEntityIndicator=\"N\" @_Type=MortgageBroker"]
[47,"CUSTOM/PARTY[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Mortgage Broker (Individual) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Mortgage Broker individual that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",345678,345678,"NMLSR ID Number\n(on the same row as Loan Broker (Individual)","PARTY_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/PARTY[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(PARTY_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","Party/@NonPersonEntityIndicator=\"N\" @_Type=MortgageBroker"]
[48,"CUSTOM/PARTY[2]/@_UnparsedName","Mortgage Broker (Company) Unparsed Name","The name of the Mortgage Broker company","• Not Null; and,\n• Not Blank;","String 100","XYZ Financial Services","XYZ Financial Services","Loan Broker (Company)","PARTY_COMPANY-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/PARTY[2]/@_UnparsedName\" ViewLinkDescription=\"id(PARTY_COMPANY-_UnparsedName)\"/>","PARTY/@NonPersonEntityIndicator=\"Y\" @_Type=MortgageBroker"]
[49,"CUSTOM/PARTY[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Mortgage Broker (Company) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Mortgage Broker company that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",456789,456789,"NMLSR ID Number\n(on the same row as Loan Broker (Company)","PARTY_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/PARTY[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(PARTY_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","PARTY/@NonPersonEntityIndicator=\"Y\" @_Type=MortgageBroker"]
[50,"LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_UnparsedName","The unparsed name of the individual acting with Power of Attorney for the borrower.","The unparsed name of the individual acting with Power of Attorney for the borrower.","Conditionally required if the Note is signed on behalf of the borrower by a person with a Power of Attorney","String 100","Buddy J. Friend","Buddy J. Friend","Borrower … (Seal)","BORROWER2_POWER_OF_ATTORNEY-_UnparsedName","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_UnparsedName\" ViewLinkDescription=\"id(BORROWER2_POWER_OF_ATTORNEY-_UnparsedName)\"/>","Only used when the enote is signed with a Power of Attorney"]
[51,"LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_SigningCapacityTextDescription","Borrower Power Of Attorney Signing Capacity Text Description","The specific text which describes the signing capacity of the individual acting with Power of Attorney for the borrower (i.e., as attorney-in-fact.)","Conditionally required if the Note is signed on behalf of the borrower by a person with a Power of Attorney","String 100","as attorney in fact","as attorney in fact","Borrower … (Seal)","BORROWER2_POWER_OF_ATTORNEY-_SigningCapacityTextDescription","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_SigningCapacityTextDescription\" ViewLinkDescription=\"id(BORROWER2_POWER_OF_ATTORNEY-_SigningCapacityTextDescription)\"/>","Only used when the enote is signed with a Power of Attorney"]

{"sheet":"Standard Fixed Rate Note (WV","index":4,"n_rows":39,"n_cols":12,"rows_kept":39,"cut":false,"hidden":false,"merged":[[0,0,0,8]]}
["Standard Fixed Rate Note (WV) \nForm: 3249"]
["Unique ID","XML FIELD NAME 1.02","Data Point Name","Data Point Definition","Implementation Notes","Format (Proposed Format)","Sample Data","Sample Data Display Format in the View","Form Field Text(see instrument specific tabs for varaince) ","View Field ID","Sample ARC \n(see Note below)","Comments"]
[1,"LOAN/_APPLICATION/MORTGAGE_TERMS/@LenderLoanIdentifier\n\n","Lender Loan Identifier","The identifier assigned by the originating Lender to be referenced as the Loan ID/Number on all settlement documents, notes, riders, etc.","• Not Null; and,\n• Not Blank\n","String 45","1234567890Abcde","1234567890Abcde","No standard text on the uniform instrument.  Goes in the upper margin wilth label \"Lender Loan Identifier\".","MORTGAGE_TERMS-LenderLoanIdentifier","From Sample:\n\n<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@LenderLoanIdentifier\" ViewLinkDescription=\"id(MORTGAGE_TERMS-LenderLoanIdentifier)\"/>","This field causing issues for some vendors due to missing in the view\n\nAs long as the IDs match with the view field the Arc will be valid, But this is a recomanded practice as per IGuide to use this format"]
[41,"LOAN/_APPLICATION/MERS/@MERS_MINNumber","MERS MIN Number","Number used by MERS to identify loans. Referred to as the MIN, Mortgage Identification Number. ","• Not Null; and,\n• Not Blank  \n• Numeric 18\n","String 30","123456789012345678","123456789012345678","No standard text on the uniform instrument.  Goes in the upper margin wilth label \"MERS MIN\".","MERS-MERS_MINNumber","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MERS/@MERS_MINNumber\" ViewLinkDescription=\"id(MERS-MERS_MINNumber)\"/>","The only reasonable values supported at this time are 18 characters long, numeric."]
[2,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_Date","Execution Date","The date documents were signed (executed).","• Not Null; and,\n• Not Blank; and \n• timestamp is optional","<Standard-Date> ::= YYYY-MM-DD \n<DateTimeSeparator> ::= T\n<Time> ::= hh:mm:ss","2017-03-18T14:24:13\n\n2017-04-01\n","March 18, 2017 14:24:13\n\nApril 1, 2017","[Date]\nthis may not have an explicit label (sample ____,____)","EXECUTION-_Date","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_Date\" ViewLinkDescription=\"id(EXECUTION-_Date)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[3,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_City","Execution City","The name of the city where documents were signed (executed).","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","[City]","EXECUTION-_City","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_City\" ViewLinkDescription=\"id(EXECUTION-_City)\"/>"]
[4,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_State","Execution State","The name of the state where documents were signed (executed)."," • Not Null; and,\n• Not Blank; and,\n• Full state name spelled out\n","String 35","Missouri","Missouri","[State]","EXECUTION-_State","<ARC DataLinkDescription=//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_State\" ViewLinkDescription=\"id(EXECUTION-_State)\"/>"]
[5," LOAN/_APPLICATION/PROPERTY/@_StreetAddress","Property Street Address","The unstructured (Unparsed) street address of the subject property (e.g., 123 Main Street). ","• Not Null; and,\n• Not Blank","String 100","123 Main Street","123 Main Street","[Property Address]","PROPERTY-_StreetAddress","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/PROPERTY/@_StreetAddress\" ViewLinkDescription=\"id(PROPERTY-_StreetAddress)\"/>"]
[6,"LOAN/_APPLICATION/PROPERTY/@_City","Property City","The city in which the subject property is located. ","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","[Property Address]","PROPERTY-_City","<ARC DataLinkDescription=//LOAN/_APPLICATION/PROPERTY/@_City\" ViewLinkDescription=\"id(PROPERTY-_City)\"/>"]
[7,"LOAN/_APPLICATION/PROPERTY/@_State","Property State","The state in which the subject property is located. ","  • Not Null; and,\n• Not Blank; and,\n• 2 character state code","String 2","MO","Missouri\nMO","[Property Address]","PROPERTY-_State","<ARC DataLinkDescription=//LOAN/_APPLICATION/PROPERTY/@_State\" ViewLinkDescription=\"id(PROPERTY-_State)\"/>","Vary according to the instrument, for state-specific instruments"]
[8,"LOAN/_APPLICATION/PROPERTY/@_PostalCode","Property Postal Code"," The postal code (zip code in the US) of the subject property. Zip code may be either 5 or 9 digits. ","• Not Null; and,\n• Not Blank; and,\n• Exactly 5 numbers; or,\n• Exactly 9 numbers","String 9","63101\n123456789","63101\n123456789","[Property Address]","PROPERTY-_PostalCode","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/PROPERTY/@_PostalCode\" ViewLinkDescription=\"id(PROPERTY-_PostalCode)\"/>","currenlty aligned with ULDD and maybe (-) hyphen will be allowed after feedback from vendors "]
[9,"LOAN/_APPLICATION/MORTGAGE_TERMS/@OriginalLoanAmount","Original Loan Amount","Amount of the Mortgage as stated on the original note.","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2","250000.00\n300000","$250,000.00\n$300,000","pay U.S. $___ (this amount is called \"Principal\"), plus interest","MORTGAGE_TERMS-OriginalLoanAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@OriginalLoanAmount\" ViewLinkDescription=\"id(MORTGAGE_TERMS-OriginalLoanAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[10,"LOAN/_CLOSING_DOCUMENTS/LENDER/@_UnparsedName","Lender Unparsed Name","The name of the party or entity designated as the lender for the loan.","• Not Null; and,\n• Not Blank;","String 100","Bailey Building and Loan","Bailey Building and Loan","The Lender is ___","LENDER-_UnparsedName","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/LENDER/@_UnparsedName\" ViewLinkDescription=\"id(LENDER-_UnparsedName)\"/>"]
[11,"LOAN/_APPLICATION/MORTGAGE_TERMS/@NoteRatePercent","Note Rate Percent","The actual interest rate as disclosed on the note.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","interest at a yearly rate of ___%","MORTGAGE_TERMS-NoteRatePercent","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@NoteRatePercent\"\nViewLinkDescription=\"id(MORTGAGE_TERMS-NoteRatePercent)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>"]
[12,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/MORTGAGETERMS/@PaymentRemittanceDay","Payment Remittance Day","The day of the month on which the loan payment is to be remitted."," • Not Null; and,\n• Not Blank; and,\n• 1 <=  X <= 31","DD","1\n01","first","monthly payment on the __ day of each month","MORTGAGE_TERMS-PaymentRemittanceDay","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@PaymentRemittanceDay\" ViewLinkDescription=\"id(MORTGAGE_TERMS-PaymentRemittanceDay)\"><CONVERSION _MaskDescription=\"ord()\" _Type=\"FillMask\"/></ARC>"]
[13,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@ScheduledFirstPaymentDate","Scheduled First Payment Date","The date of the first scheduled mortgage payment to be made by the borrower under the terms of the mortgage.","• Not Null; and,\n• Not Blank; and,\n<Date> ::=  <Standard-Date>\n<Standard-Date> ::= YYYY-MM-DD ","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","beginning on ___","LOAN_FEATURES-ScheduledFirstPaymentDate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@ScheduledFirstPaymentDate\" ViewLinkDescription=\"id(LOAN_FEATURES-ScheduledFirstPaymentDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[14,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@LoanMaturityDate ","Loan Maturity Date","The date when the loan is scheduled to be paid in full as reflected on the Note.","• Not Null; and,\n• Not Blank","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","If, on __, I still owe amounts under this Note","LOAN_FEATURES-LoanMaturityDate","<ARC DataLinkDescription=//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@LoanMaturityDate\" ViewLinkDescription=\"id(LOAN_FEATURES-LoanMaturityDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[15,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_StreetAddress","Note Pay To Street Address","The street address indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank","String 100","123 Main Street","123 Main Street","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_StreetAddress","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_StreetAddress\" ViewLinkDescription=\"id(NOTE_PAY_TO-_StreetAddress)\"/>"]
[16,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_City","Note Pay To City","The city indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_City","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_City\" ViewLinkDescription=\"id(NOTE_PAY_TO-_City)\"/>"]
[17,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_State","Note Pay To State","The state indicated on the note where to send the mortgage payment."," • Not Null; and,\n• Not Blank; and,\n• 2 character state code\n","String 2","MO","Missouri\nMO","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_State","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_State\" ViewLinkDescription=\"id(NOTE_PAY_TO-_State)\"/>","Vary according to the instrument, for state-specific instruments"]
[18,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_PostalCode","Note Pay To Postal Code","The postal code indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank; and,\n• Exactly 5 numbers; or,\n• Exactly 9 numbers","String 9","63101\n123456789","63101\n123456789","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_PostalCode","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_PostalCode\" ViewLinkDescription=\"id(NOTE_PAY_TO-_PostalCode)\"/>","currenlty aligned with ULDD and maybe - will be allowed after feedback from vendors "]
[20,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@OriginalPrincipalAndInterestPaymentAmount","Original Principal And Interest Payment Amount","The dollar amount of the P&I payment as stated on the Note. The P&I payment is usually obtained using the loan amount and interest rate to arrive at full amortization during the loan term.","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2","2500.00\n3000","$2,500.00\n$3,000","will be in the amount of U.S. $___","LOAN_FEATURES-OriginalPrincipalAndInterestPaymentAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@OriginalPrincipalAndInterestPaymentAmount\" ViewLinkDescription=\"id(LOAN_FEATURES-OriginalPrincipalAndInterestPaymentAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[34,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_GracePeriod","Late Charge Grace Period","The grace period in days for this loan before a late charge will be applied","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 365","Numeric 3",15,15,"___ calendar days after the date it is due","LATE_CHARGE-_GracePeriod","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_GracePeriod\" ViewLinkDescription=\"id(LATE_CHARGE-_GracePeriod)\">"]
[36,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_Rate","Late Charge Rate","The percentage that a borrower is required to pay for failure to make a regular installment within the period specified on the note. This is the amount specified by the late charge code and is used when the late charge is not a flat dollar.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","amount of the charge will be ___%","LATE_CHARGE-_Rate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_Rate\" ViewLinkDescription=\"id(LATE_CHARGE-_Rate)\"><CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/></ARC>"]
[36,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_MaximumAmount","Late Charge Maximum Amount","The maximum monthly late charge amount allowed.","• Required for West Virginia instruments\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2","250.00\n300","$250.00\n$300","but not more than U.S. $___.","LATE_CHARGE-_MaximumAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_MaximumAmount\" ViewLinkDescription=\"id(LATE_CHARGE-_MaximumAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[37,"LOAN/_APPLICATION/BORROWER/@_FirstName","Borrower First Name","The first name of the borrower. ","• Not Null; and,\n• Not Blank; and,\n• Alphanumeric, period, comma, dash, single quote, and BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff.","String 30","Harry","Harry","Borrower","BORROWER1-_FirstName","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_FirstName\" ViewLinkDescription=\"id(BORROWER1-_FirstName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[38,"LOAN/_APPLICATION/ BORROWER/@_MiddleName","Borrower Middle Name","The middle name of the borrower. ","MiddleName is an optional field.  If it is present in the DATA,  AND it is not blank,  AND it is not null, AND it is (Alphanumeric, or period, or comma, or dash, or single quote, or BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff ),  then an ARC must exist","String 30","Michael","Michael","Borrower","BORROWER1-_MiddleName","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[1]/@_MiddleName\" ViewLinkDescription=\"id(BORROWER1-_MiddleName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[39,"LOAN/_APPLICATION/BORROWER/@_LastName","Borrower Last Name","Borrower Last Name","• Not Null; and,\n• Not Blank; and,\n• Alphanumeric, period, comma, dash, single quote, and BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff. ","String 35","Homeowner","Homeowner","Borrower","BORROWER1-_LastName","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_LastName\" ViewLinkDescription=\"id(BORROWER1-_LastName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[40,"LOAN/_APPLICATION/BORROWER/@_NameSuffix","Borrower Name Suffix","The name suffix of the borrower. (E.g., JR = Junior, SR = Senior, etc.) ","• Optional ","String 4 ","JR","JR","Borrower","BORROWER1-_NameSuffix","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_NameSuffix\" ViewLinkDescription=\"id(BORROWER1-_NameSuffix)\"/>","Added"]
[42,"CUSTOM/LOAN_ORIGINATOR[1]/@_UnparsedName","Loan Originator (Individual) Unparsed Name","The name of the Loan Originator individual","• Not Null; and,\n• Not Blank;","String 100","George Bailey","George Bailey","Loan Originator (Individual)","LOAN_ORIGINATOR_INDIVIDUAL-_UnparsedName","<ARC DataLinkDescription=//CUSTOM/LOAN_ORIGINATOR[1]/@_UnparsedName\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_INDIVIDUAL-_UnparsedName)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"N\""]
[43,"CUSTOM/LOAN_ORIGINATOR[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Loan Originator (Individual) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Loan Originator individual that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",123456,123456,"NMLSR ID Number\n(on the same row as Loan Originator (Individual)","LOAN_ORIGINATOR_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"N\""]
[44,"CUSTOM/LOAN_ORIGINATOR[2]/@_UnparsedName","Loan Originator (Company) Unparsed Name","The name of the Loan Originator company","• Not Null; and,\n• Not Blank;","String 100","Bailey Building and Loan","Bailey Building and Loan","Loan Originator (Company)","LOAN_ORIGINATOR_COMPANY-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[2]/@_UnparsedName\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_COMPANY-_UnparsedName)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"Y\""]
[45,"CUSTOM/LOAN_ORIGINATOR[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Loan Originator (Company) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Loan Originator company that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",234567,234567,"NMLSR ID Number\n(on the same row as Loan Originator (Company)","LOAN_ORIGINATOR_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"Y\""]
[46,"CUSTOM/PARTY[1]/@_UnparsedName","Mortgage Broker (Individual) Unparsed Name","The name of an individual acting as a mortgage broker for the loan.","• Not Null; and,\n• Not Blank;","String 100","Benjamin Broker","Benjamin Broker","Loan Broker (Individual)","PARTY_INDIVIDUAL-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/PARTY[1]/@_UnparsedName\" ViewLinkDescription=\"id(PARTY_INDIVIDUAL-_UnparsedName)\"/>","PARTY/@NonPersonEntityIndicator=\"N\" @_Type=MortgageBroker"]
[47,"CUSTOM/PARTY[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Mortgage Broker (Individual) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Mortgage Broker individual that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",345678,345678,"NMLSR ID Number\n(on the same row as Loan Broker (Individual)","PARTY_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/PARTY[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(PARTY_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","Party/@NonPersonEntityIndicator=\"N\" @_Type=MortgageBroker"]
[48,"CUSTOM/PARTY[2]/@_UnparsedName","Mortgage Broker (Company) Unparsed Name","The name of the Mortgage Broker company","• Not Null; and,\n• Not Blank;","String 100","XYZ Financial Services","XYZ Financial Services","Loan Broker (Company)","PARTY_COMPANY-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/PARTY[2]/@_UnparsedName\" ViewLinkDescription=\"id(PARTY_COMPANY-_UnparsedName)\"/>","PARTY/@NonPersonEntityIndicator=\"Y\" @_Type=MortgageBroker"]
[49,"CUSTOM/PARTY[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Mortgage Broker (Company) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Mortgage Broker company that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",456789,456789,"NMLSR ID Number\n(on the same row as Loan Broker (Company)","PARTY_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/PARTY[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(PARTY_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","PARTY/@NonPersonEntityIndicator=\"Y\" @_Type=MortgageBroker"]
[50,"LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_UnparsedName","The unparsed name of the individual acting with Power of Attorney for the borrower.","The unparsed name of the individual acting with Power of Attorney for the borrower.","Conditionally required if the Note is signed on behalf of the borrower by a person with a Power of Attorney","String 100","Buddy J. Friend","Buddy J. Friend","Borrower … (Seal)","BORROWER2_POWER_OF_ATTORNEY-_UnparsedName","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_UnparsedName\" ViewLinkDescription=\"id(BORROWER2_POWER_OF_ATTORNEY-_UnparsedName)\"/>","Only used when the enote is signed with a Power of Attorney"]
[51,"LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_SigningCapacityTextDescription","Borrower Power Of Attorney Signing Capacity Text Description","The specific text which describes the signing capacity of the individual acting with Power of Attorney for the borrower (i.e., as attorney-in-fact.)","Conditionally required if the Note is signed on behalf of the borrower by a person with a Power of Attorney","String 100","as attorney in fact","as attorney in fact","Borrower … (Seal)","BORROWER2_POWER_OF_ATTORNEY-_SigningCapacityTextDescription","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_SigningCapacityTextDescription\" ViewLinkDescription=\"id(BORROWER2_POWER_OF_ATTORNEY-_SigningCapacityTextDescription)\"/>","Only used when the enote is signed with a Power of Attorney"]

{"sheet":"Multistate Biweekly w Conv","index":5,"n_rows":38,"n_cols":12,"rows_kept":38,"cut":false,"hidden":false,"merged":[[0,0,0,11]]}
["Multistate Biweekly Fixed-Rate Note with Conversion\nForm: 3264 "]
["Unique ID","XML FIELD NAME 1.02","Data Point Name","Data Point Definition","Implementation Notes","Format (Proposed Format)","Sample Data","Sample Data Display Format in the View","Form Field Text","View Field ID","Sample ARC \n(see Note below)","Comments"]
[1,"LOAN/_APPLICATION/MORTGAGE_TERMS/@LenderLoanIdentifier\n\n","Lender Loan Identifier","The identifier assigned by the originating Lender to be referenced as the Loan ID/Number on all settlement documents, notes, riders, etc.","• Not Null; and,\n• Not Blank\n","String 45","1234567890Abcde","1234567890Abcde","No standard text on the uniform instrument.  Goes in the upper margin wilth label \"Lender Loan Identifier\".","MORTGAGE_TERMS-LenderLoanIdentifier","From Sample:\n\n<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@LenderLoanIdentifier\" ViewLinkDescription=\"id(MORTGAGE_TERMS-LenderLoanIdentifier)\"/>","This field causing issues for some vendors due to missing in the view\n\nAs long as the IDs match with the view field the Arc will be valid, But this is a recomanded practice as per IGuide to use this format"]
[41,"LOAN/_APPLICATION/MERS/@MERS_MINNumber","MERS MIN Number","Number used by MERS to identify loans. Referred to as the MIN, Mortgage Identification Number. ","• Not Null; and,\n• Not Blank  \n• Numeric 18\n","String 30","123456789012345678","123456789012345678","No standard text on the uniform instrument.  Goes in the upper margin wilth label \"MERS MIN\".","MERS-MERS_MINNumber","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MERS/@MERS_MINNumber\" ViewLinkDescription=\"id(MERS-MERS_MINNumber)\"/>","The only reasonable values supported at this time are 18 characters long, numeric."]
[2,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_Date","Execution Date","The date documents were signed (executed).","• Not Null; and,\n• Not Blank; and \n• timestamp is optional","<Standard-Date> ::= YYYY-MM-DD \n<DateTimeSeparator> ::= T\n<Time> ::= hh:mm:ss","2017-03-18T14:24:13\n\n2017-04-01\n","March 18, 2017 14:24:13\n\nApril 1, 2017","[Date]\nthis may not have an explicit label (sample ____,____)","EXECUTION-_Date","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_Date\" ViewLinkDescription=\"id(EXECUTION-_Date)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[3,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_City","Execution City","The name of the city where documents were signed (executed).","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","[City]","EXECUTION-_City","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_City\" ViewLinkDescription=\"id(EXECUTION-_City)\"/>"]
[4,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_State","Execution State","The name of the state where documents were signed (executed)."," • Not Null; and,\n• Not Blank; and,\n• Full state name spelled out\n","String 35","Missouri","Missouri","[State]","EXECUTION-_State","<ARC DataLinkDescription=//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_State\" ViewLinkDescription=\"id(EXECUTION-_State)\"/>"]
[5," LOAN/_APPLICATION/PROPERTY/@_StreetAddress","Property Street Address","The unstructured (Unparsed) street address of the subject property (e.g., 123 Main Street). ","• Not Null; and,\n• Not Blank","String 100","123 Main Street","123 Main Street","[Property Address]","PROPERTY-_StreetAddress","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/PROPERTY/@_StreetAddress\" ViewLinkDescription=\"id(PROPERTY-_StreetAddress)\"/>"]
[6,"LOAN/_APPLICATION/PROPERTY/@_City","Property City","The city in which the subject property is located. ","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","[Property Address]","PROPERTY-_City","<ARC DataLinkDescription=//LOAN/_APPLICATION/PROPERTY/@_City\" ViewLinkDescription=\"id(PROPERTY-_City)\"/>"]
[7,"LOAN/_APPLICATION/PROPERTY/@_State","Property State","The state in which the subject property is located. ","  • Not Null; and,\n• Not Blank; and,\n• 2 character state code","String 2","MO","Missouri\nMO","[Property Address]","PROPERTY-_State","<ARC DataLinkDescription=//LOAN/_APPLICATION/PROPERTY/@_State\" ViewLinkDescription=\"id(PROPERTY-_State)\"/>","Vary according to the instrument, for state-specific instruments"]
[8,"LOAN/_APPLICATION/PROPERTY/@_PostalCode","Property Postal Code"," The postal code (zip code in the US) of the subject property. Zip code may be either 5 or 9 digits. ","• Not Null; and,\n• Not Blank; and,\n• Exactly 5 numbers; or,\n• Exactly 9 numbers","String 9","63101\n123456789","63101\n123456789","[Property Address]","PROPERTY-_PostalCode","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/PROPERTY/@_PostalCode\" ViewLinkDescription=\"id(PROPERTY-_PostalCode)\"/>","currenlty aligned with ULDD and maybe (-) hyphen will be allowed after feedback from vendors "]
[9,"LOAN/_APPLICATION/MORTGAGE_TERMS/@OriginalLoanAmount","Original Loan Amount","Amount of the Mortgage as stated on the original note.","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2","250000.00\n300000","$250,000.00\n$300,000","pay U.S. $___ (this amount is called \"Principal\"), plus interest","MORTGAGE_TERMS-OriginalLoanAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@OriginalLoanAmount\" ViewLinkDescription=\"id(MORTGAGE_TERMS-OriginalLoanAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[10,"LOAN/_CLOSING_DOCUMENTS/LENDER/@_UnparsedName","Lender Unparsed Name","The name of the party or entity designated as the lender for the loan.","• Not Null; and,\n• Not Blank;","String 100","Bailey Building and Loan","Bailey Building and Loan","The Lender is ___","LENDER-_UnparsedName","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/LENDER/@_UnparsedName\" ViewLinkDescription=\"id(LENDER-_UnparsedName)\"/>"]
[11,"LOAN/_APPLICATION/MORTGAGE_TERMS/@NoteRatePercent","Note Rate Percent","The actual interest rate as disclosed on the note.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","interest at a yearly rate of ___%","MORTGAGE_TERMS-NoteRatePercent","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@NoteRatePercent\"\nViewLinkDescription=\"id(MORTGAGE_TERMS-NoteRatePercent)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>"]
[13,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@ScheduledFirstPaymentDate","Scheduled First Payment Date","The date of the first scheduled mortgage payment to be made by the borrower under the terms of the mortgage.","• Not Null; and,\n• Not Blank; and,\n<Date> ::=  <Standard-Date>\n<Standard-Date> ::= YYYY-MM-DD ","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","beginning on ___","LOAN_FEATURES-ScheduledFirstPaymentDate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@ScheduledFirstPaymentDate\" ViewLinkDescription=\"id(LOAN_FEATURES-ScheduledFirstPaymentDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[14,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@LoanMaturityDate ","Loan Maturity Date","The date when the loan is scheduled to be paid in full as reflected on the Note.","• Not Null; and,\n• Not Blank","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","If, on____, ____, [insert applicable 15-, 20- or 30-year maturity date based on a monthly repayment schedule] I still owe amounts under this Note","LOAN_FEATURES-LoanMaturityDate","<ARC DataLinkDescription=//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@LoanMaturityDate\" ViewLinkDescription=\"id(LOAN_FEATURES-LoanMaturityDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[null,"Not supported in MISMO Closing v. 2.3","Biweekly Comparable Monthly Maturity Date","For a loan with scheduled biweekly payments this is the alternative maturity date if the loan had scheduled monthly payments.",null,null,null,null,"If, on____, ____, [insert applicable 15-, 20- or 30-year maturity date based on a monthly repayment schedule] I still owe amounts under this Note"]
[15,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_StreetAddress","Note Pay To Street Address","The street address indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank","String 100","123 Main Street","123 Main Street","I will make my biweekly or any monthly payments at _____ or at a different place if required by the Note Holder.","NOTE_PAY_TO-_StreetAddress","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_StreetAddress\" ViewLinkDescription=\"id(NOTE_PAY_TO-_StreetAddress)\"/>"]
[16,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_City","Note Pay To City","The city indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","I will make my biweekly or any monthly payments at _____ or at a different place if required by the Note Holder.","NOTE_PAY_TO-_City","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_City\" ViewLinkDescription=\"id(NOTE_PAY_TO-_City)\"/>"]
[17,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_State","Note Pay To State","The state indicated on the note where to send the mortgage payment."," • Not Null; and,\n• Not Blank; and,\n• 2 character state code\n","String 2","MO","Missouri\nMO","I will make my biweekly or any monthly payments at _____ or at a different place if required by the Note Holder.","NOTE_PAY_TO-_State","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_State\" ViewLinkDescription=\"id(NOTE_PAY_TO-_State)\"/>","Vary according to the instrument, for state-specific instruments"]
[18,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_PostalCode","Note Pay To Postal Code","The postal code indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank; and,\n• Exactly 5 numbers; or,\n• Exactly 9 numbers","String 9","63101\n123456789","63101\n123456789","I will make my biweekly or any monthly payments at _____ or at a different place if required by the Note Holder.","NOTE_PAY_TO-_PostalCode","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_PostalCode\" ViewLinkDescription=\"id(NOTE_PAY_TO-_PostalCode)\"/>","currenlty aligned with ULDD and maybe - will be allowed after feedback from vendors "]
[20,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@OriginalPrincipalAndInterestPaymentAmount","Original Principal And Interest Payment Amount","The dollar amount of the P&I payment as stated on the Note. The P&I payment is usually obtained using the loan amount and interest rate to arrive at full amortization during the loan term.","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2","2500.00\n3000","$2,500.00\n$3,000","will be in the amount of U.S. $___","LOAN_FEATURES-OriginalPrincipalAndInterestPaymentAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@OriginalPrincipalAndInterestPaymentAmount\" ViewLinkDescription=\"id(LOAN_FEATURES-OriginalPrincipalAndInterestPaymentAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[34,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_GracePeriod","Late Charge Grace Period","The grace period in days for this loan before a late charge will be applied","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 365","Numeric 3",15,15,"___ calendar days after the date it is due","LATE_CHARGE-_GracePeriod","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_GracePeriod\" ViewLinkDescription=\"id(LATE_CHARGE-_GracePeriod)\">"]
[36,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_Rate","Late Charge Rate","The percentage that a borrower is required to pay for failure to make a regular installment within the period specified on the note. This is the amount specified by the late charge code and is used when the late charge is not a flat dollar.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","amount of the charge will be ___%","LATE_CHARGE-_Rate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_Rate\" ViewLinkDescription=\"id(LATE_CHARGE-_Rate)\"><CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/></ARC>"]
[37,"LOAN/_APPLICATION/BORROWER/@_FirstName","Borrower First Name","The first name of the borrower. ","• Not Null; and,\n• Not Blank; and,\n• Alphanumeric, period, comma, dash, single quote, and BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff.","String 30","Harry","Harry","Borrower","BORROWER1-_FirstName","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_FirstName\" ViewLinkDescription=\"id(BORROWER1-_FirstName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[38,"LOAN/_APPLICATION/ BORROWER/@_MiddleName","Borrower Middle Name","The middle name of the borrower. ","MiddleName is an optional field.  If it is present in the DATA,  AND it is not blank,  AND it is not null, AND it is (Alphanumeric, or period, or comma, or dash, or single quote, or BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff ),  then an ARC must exist","String 30","Michael","Michael","Borrower","BORROWER1-_MiddleName","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[1]/@_MiddleName\" ViewLinkDescription=\"id(BORROWER1-_MiddleName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[39,"LOAN/_APPLICATION/BORROWER/@_LastName","Borrower Last Name","Borrower Last Name","• Not Null; and,\n• Not Blank; and,\n• Alphanumeric, period, comma, dash, single quote, and BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff. ","String 35","Homeowner","Homeowner","Borrower","BORROWER1-_LastName","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_LastName\" ViewLinkDescription=\"id(BORROWER1-_LastName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[40,"LOAN/_APPLICATION/BORROWER/@_NameSuffix","Borrower Name Suffix","The name suffix of the borrower. (E.g., JR = Junior, SR = Senior, etc.) ","• Optional ","String 4 ","JR","JR","Borrower","BORROWER1-_NameSuffix","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_NameSuffix\" ViewLinkDescription=\"id(BORROWER1-_NameSuffix)\"/>","Added"]
[42,"CUSTOM/LOAN_ORIGINATOR[1]/@_UnparsedName","Loan Originator (Individual) Unparsed Name","The name of the Loan Originator individual","• Not Null; and,\n• Not Blank;","String 100","George Bailey","George Bailey","Loan Originator (Individual)","LOAN_ORIGINATOR_INDIVIDUAL-_UnparsedName","<ARC DataLinkDescription=//CUSTOM/LOAN_ORIGINATOR[1]/@_UnparsedName\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_INDIVIDUAL-_UnparsedName)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"N\""]
[43,"CUSTOM/LOAN_ORIGINATOR[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Loan Originator (Individual) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Loan Originator individual that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",123456,123456,"NMLSR ID Number\n(on the same row as Loan Originator (Individual)","LOAN_ORIGINATOR_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"N\""]
[44,"CUSTOM/LOAN_ORIGINATOR[2]/@_UnparsedName","Loan Originator (Company) Unparsed Name","The name of the Loan Originator company","• Not Null; and,\n• Not Blank;","String 100","Bailey Building and Loan","Bailey Building and Loan","Loan Originator (Company)","LOAN_ORIGINATOR_COMPANY-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[2]/@_UnparsedName\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_COMPANY-_UnparsedName)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"Y\""]
[45,"CUSTOM/LOAN_ORIGINATOR[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Loan Originator (Company) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Loan Originator company that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",234567,234567,"NMLSR ID Number\n(on the same row as Loan Originator (Company)","LOAN_ORIGINATOR_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"Y\""]
[46,"CUSTOM/PARTY[1]/@_UnparsedName","Mortgage Broker (Individual) Unparsed Name","The name of an individual acting as a mortgage broker for the loan.","• Not Null; and,\n• Not Blank;","String 100","Benjamin Broker","Benjamin Broker","Loan Broker (Individual)","PARTY_INDIVIDUAL-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/PARTY[1]/@_UnparsedName\" ViewLinkDescription=\"id(PARTY_INDIVIDUAL-_UnparsedName)\"/>","PARTY/@NonPersonEntityIndicator=\"N\" @_Type=MortgageBroker"]
[47,"CUSTOM/PARTY[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Mortgage Broker (Individual) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Mortgage Broker individual that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",345678,345678,"NMLSR ID Number\n(on the same row as Loan Broker (Individual)","PARTY_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/PARTY[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(PARTY_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","Party/@NonPersonEntityIndicator=\"N\" @_Type=MortgageBroker"]
[48,"CUSTOM/PARTY[2]/@_UnparsedName","Mortgage Broker (Company) Unparsed Name","The name of the Mortgage Broker company","• Not Null; and,\n• Not Blank;","String 100","XYZ Financial Services","XYZ Financial Services","Loan Broker (Company)","PARTY_COMPANY-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/PARTY[2]/@_UnparsedName\" ViewLinkDescription=\"id(PARTY_COMPANY-_UnparsedName)\"/>","PARTY/@NonPersonEntityIndicator=\"Y\" @_Type=MortgageBroker"]
[49,"CUSTOM/PARTY[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Mortgage Broker (Company) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Mortgage Broker company that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",456789,456789,"NMLSR ID Number\n(on the same row as Loan Broker (Company)","PARTY_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/PARTY[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(PARTY_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","PARTY/@NonPersonEntityIndicator=\"Y\" @_Type=MortgageBroker"]
[50,"LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_UnparsedName","The unparsed name of the individual acting with Power of Attorney for the borrower.","The unparsed name of the individual acting with Power of Attorney for the borrower.","Conditionally required if the Note is signed on behalf of the borrower by a person with a Power of Attorney","String 100","Buddy J. Friend","Buddy J. Friend","Borrower … (Seal)","BORROWER2_POWER_OF_ATTORNEY-_UnparsedName","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_UnparsedName\" ViewLinkDescription=\"id(BORROWER2_POWER_OF_ATTORNEY-_UnparsedName)\"/>","Only used when the enote is signed with a Power of Attorney"]
[51,"LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_SigningCapacityTextDescription","Borrower Power Of Attorney Signing Capacity Text Description","The specific text which describes the signing capacity of the individual acting with Power of Attorney for the borrower (i.e., as attorney-in-fact.)","Conditionally required if the Note is signed on behalf of the borrower by a person with a Power of Attorney","String 100","as attorney in fact","as attorney in fact","Borrower … (Seal)","BORROWER2_POWER_OF_ATTORNEY-_SigningCapacityTextDescription","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_SigningCapacityTextDescription\" ViewLinkDescription=\"id(BORROWER2_POWER_OF_ATTORNEY-_SigningCapacityTextDescription)\"/>","Only used when the enote is signed with a Power of Attorney"]

{"sheet":"Multistate Biweekly wo Conv","index":6,"n_rows":37,"n_cols":12,"rows_kept":37,"cut":false,"hidden":false,"merged":[[0,0,0,8]]}
["Multistate Biweekly Fixed-Rate Note without Conversion\nForm: 3265 "]
["Unique ID","XML FIELD NAME 1.02","Data Point Name","Data Point Definition","Implementation Notes","Format (Proposed Format)","Sample Data","Sample Data Display Format in the View","Form Field Text","View Field ID","Sample ARC \n(see Note below)","Comments"]
[1,"LOAN/_APPLICATION/MORTGAGE_TERMS/@LenderLoanIdentifier\n\n","Lender Loan Identifier","The identifier assigned by the originating Lender to be referenced as the Loan ID/Number on all settlement documents, notes, riders, etc.","• Not Null; and,\n• Not Blank\n","String 45","1234567890Abcde","1234567890Abcde","No standard text on the uniform instrument.  Goes in the upper margin wilth label \"Lender Loan Identifier\".","MORTGAGE_TERMS-LenderLoanIdentifier","From Sample:\n\n<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@LenderLoanIdentifier\" ViewLinkDescription=\"id(MORTGAGE_TERMS-LenderLoanIdentifier)\"/>","This field causing issues for some vendors due to missing in the view\n\nAs long as the IDs match with the view field the Arc will be valid, But this is a recomanded practice as per IGuide to use this format"]
[41,"LOAN/_APPLICATION/MERS/@MERS_MINNumber","MERS MIN Number","Number used by MERS to identify loans. Referred to as the MIN, Mortgage Identification Number. ","• Not Null; and,\n• Not Blank  \n• Numeric 18\n","String 30","123456789012345678","123456789012345678","No standard text on the uniform instrument.  Goes in the upper margin wilth label \"MERS MIN\".","MERS-MERS_MINNumber","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MERS/@MERS_MINNumber\" ViewLinkDescription=\"id(MERS-MERS_MINNumber)\"/>","The only reasonable values supported at this time are 18 characters long, numeric."]
[2,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_Date","Execution Date","The date documents were signed (executed).","• Not Null; and,\n• Not Blank; and \n• timestamp is optional","<Standard-Date> ::= YYYY-MM-DD \n<DateTimeSeparator> ::= T\n<Time> ::= hh:mm:ss","2017-03-18T14:24:13\n\n2017-04-01\n","March 18, 2017 14:24:13\n\nApril 1, 2017","[Date]\nthis may not have an explicit label (sample ____,____)","EXECUTION-_Date","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_Date\" ViewLinkDescription=\"id(EXECUTION-_Date)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[3,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_City","Execution City","The name of the city where documents were signed (executed).","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","[City]","EXECUTION-_City","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_City\" ViewLinkDescription=\"id(EXECUTION-_City)\"/>"]
[4,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_State","Execution State","The name of the state where documents were signed (executed)."," • Not Null; and,\n• Not Blank; and,\n• Full state name spelled out\n","String 35","Missouri","Missouri","[State]","EXECUTION-_State","<ARC DataLinkDescription=//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_State\" ViewLinkDescription=\"id(EXECUTION-_State)\"/>"]
[5," LOAN/_APPLICATION/PROPERTY/@_StreetAddress","Property Street Address","The unstructured (Unparsed) street address of the subject property (e.g., 123 Main Street). ","• Not Null; and,\n• Not Blank","String 100","123 Main Street","123 Main Street","[Property Address]","PROPERTY-_StreetAddress","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/PROPERTY/@_StreetAddress\" ViewLinkDescription=\"id(PROPERTY-_StreetAddress)\"/>"]
[6,"LOAN/_APPLICATION/PROPERTY/@_City","Property City","The city in which the subject property is located. ","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","[Property Address]","PROPERTY-_City","<ARC DataLinkDescription=//LOAN/_APPLICATION/PROPERTY/@_City\" ViewLinkDescription=\"id(PROPERTY-_City)\"/>"]
[7,"LOAN/_APPLICATION/PROPERTY/@_State","Property State","The state in which the subject property is located. ","  • Not Null; and,\n• Not Blank; and,\n• 2 character state code","String 2","MO","Missouri\nMO","[Property Address]","PROPERTY-_State","<ARC DataLinkDescription=//LOAN/_APPLICATION/PROPERTY/@_State\" ViewLinkDescription=\"id(PROPERTY-_State)\"/>","Vary according to the instrument, for state-specific instruments"]
[8,"LOAN/_APPLICATION/PROPERTY/@_PostalCode","Property Postal Code"," The postal code (zip code in the US) of the subject property. Zip code may be either 5 or 9 digits. ","• Not Null; and,\n• Not Blank; and,\n• Exactly 5 numbers; or,\n• Exactly 9 numbers","String 9","63101\n123456789","63101\n123456789","[Property Address]","PROPERTY-_PostalCode","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/PROPERTY/@_PostalCode\" ViewLinkDescription=\"id(PROPERTY-_PostalCode)\"/>","currenlty aligned with ULDD and maybe (-) hyphen will be allowed after feedback from vendors "]
[9,"LOAN/_APPLICATION/MORTGAGE_TERMS/@OriginalLoanAmount","Original Loan Amount","Amount of the Mortgage as stated on the original note.","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2","250000.00\n300000","$250,000.00\n$300,000","pay U.S. $___ (this amount is called \"Principal\"), plus interest","MORTGAGE_TERMS-OriginalLoanAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@OriginalLoanAmount\" ViewLinkDescription=\"id(MORTGAGE_TERMS-OriginalLoanAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[10,"LOAN/_CLOSING_DOCUMENTS/LENDER/@_UnparsedName","Lender Unparsed Name","The name of the party or entity designated as the lender for the loan.","• Not Null; and,\n• Not Blank;","String 100","Bailey Building and Loan","Bailey Building and Loan","The Lender is ___","LENDER-_UnparsedName","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/LENDER/@_UnparsedName\" ViewLinkDescription=\"id(LENDER-_UnparsedName)\"/>"]
[11,"LOAN/_APPLICATION/MORTGAGE_TERMS/@NoteRatePercent","Note Rate Percent","The actual interest rate as disclosed on the note.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","interest at a yearly rate of ___%","MORTGAGE_TERMS-NoteRatePercent","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@NoteRatePercent\"\nViewLinkDescription=\"id(MORTGAGE_TERMS-NoteRatePercent)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>"]
[13,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@ScheduledFirstPaymentDate","Scheduled First Payment Date","The date of the first scheduled mortgage payment to be made by the borrower under the terms of the mortgage.","• Not Null; and,\n• Not Blank; and,\n<Date> ::=  <Standard-Date>\n<Standard-Date> ::= YYYY-MM-DD ","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","beginning on ___","LOAN_FEATURES-ScheduledFirstPaymentDate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@ScheduledFirstPaymentDate\" ViewLinkDescription=\"id(LOAN_FEATURES-ScheduledFirstPaymentDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[14,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@LoanMaturityDate ","Loan Maturity Date","The date when the loan is scheduled to be paid in full as reflected on the Note.","• Not Null; and,\n• Not Blank","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","If, on __, I still owe amounts under this Note","LOAN_FEATURES-LoanMaturityDate","<ARC DataLinkDescription=//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@LoanMaturityDate\" ViewLinkDescription=\"id(LOAN_FEATURES-LoanMaturityDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[15,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_StreetAddress","Note Pay To Street Address","The street address indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank","String 100","123 Main Street","123 Main Street","I will make my Biweekly Payments at ______________ or at a different place if required by the Note Holder.","NOTE_PAY_TO-_StreetAddress","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_StreetAddress\" ViewLinkDescription=\"id(NOTE_PAY_TO-_StreetAddress)\"/>"]
[16,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_City","Note Pay To City","The city indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","I will make my Biweekly Payments at ______________ or at a different place if required by the Note Holder.","NOTE_PAY_TO-_City","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_City\" ViewLinkDescription=\"id(NOTE_PAY_TO-_City)\"/>"]
[17,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_State","Note Pay To State","The state indicated on the note where to send the mortgage payment."," • Not Null; and,\n• Not Blank; and,\n• 2 character state code\n","String 2","MO","Missouri\nMO","I will make my Biweekly Payments at ______________ or at a different place if required by the Note Holder.","NOTE_PAY_TO-_State","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_State\" ViewLinkDescription=\"id(NOTE_PAY_TO-_State)\"/>","Vary according to the instrument, for state-specific instruments"]
[18,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_PostalCode","Note Pay To Postal Code","The postal code indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank; and,\n• Exactly 5 numbers; or,\n• Exactly 9 numbers","String 9","63101\n123456789","63101\n123456789","I will make my Biweekly Payments at ______________ or at a different place if required by the Note Holder.","NOTE_PAY_TO-_PostalCode","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_PostalCode\" ViewLinkDescription=\"id(NOTE_PAY_TO-_PostalCode)\"/>","currenlty aligned with ULDD and maybe - will be allowed after feedback from vendors "]
[20,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@OriginalPrincipalAndInterestPaymentAmount","Original Principal And Interest Payment Amount","The dollar amount of the P&I payment as stated on the Note. The P&I payment is usually obtained using the loan amount and interest rate to arrive at full amortization during the loan term.","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2","2500.00\n3000","$2,500.00\n$3,000","will be in the amount of U.S. $___","LOAN_FEATURES-OriginalPrincipalAndInterestPaymentAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@OriginalPrincipalAndInterestPaymentAmount\" ViewLinkDescription=\"id(LOAN_FEATURES-OriginalPrincipalAndInterestPaymentAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[34,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_GracePeriod","Late Charge Grace Period","The grace period in days for this loan before a late charge will be applied","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 365","Numeric 3",15,15,"___ calendar days after the date it is due","LATE_CHARGE-_GracePeriod","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_GracePeriod\" ViewLinkDescription=\"id(LATE_CHARGE-_GracePeriod)\">"]
[36,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_Rate","Late Charge Rate","The percentage that a borrower is required to pay for failure to make a regular installment within the period specified on the note. This is the amount specified by the late charge code and is used when the late charge is not a flat dollar.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","amount of the charge will be ___%","LATE_CHARGE-_Rate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_Rate\" ViewLinkDescription=\"id(LATE_CHARGE-_Rate)\"><CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/></ARC>"]
[37,"LOAN/_APPLICATION/BORROWER/@_FirstName","Borrower First Name","The first name of the borrower. ","• Not Null; and,\n• Not Blank; and,\n• Alphanumeric, period, comma, dash, single quote, and BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff.","String 30","Harry","Harry","Borrower","BORROWER1-_FirstName","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_FirstName\" ViewLinkDescription=\"id(BORROWER1-_FirstName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[38,"LOAN/_APPLICATION/ BORROWER/@_MiddleName","Borrower Middle Name","The middle name of the borrower. ","MiddleName is an optional field.  If it is present in the DATA,  AND it is not blank,  AND it is not null, AND it is (Alphanumeric, or period, or comma, or dash, or single quote, or BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff ),  then an ARC must exist","String 30","Michael","Michael","Borrower","BORROWER1-_MiddleName","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[1]/@_MiddleName\" ViewLinkDescription=\"id(BORROWER1-_MiddleName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[39,"LOAN/_APPLICATION/BORROWER/@_LastName","Borrower Last Name","Borrower Last Name","• Not Null; and,\n• Not Blank; and,\n• Alphanumeric, period, comma, dash, single quote, and BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff. ","String 35","Homeowner","Homeowner","Borrower","BORROWER1-_LastName","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_LastName\" ViewLinkDescription=\"id(BORROWER1-_LastName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[40,"LOAN/_APPLICATION/BORROWER/@_NameSuffix","Borrower Name Suffix","The name suffix of the borrower. (E.g., JR = Junior, SR = Senior, etc.) ","• Optional ","String 4 ","JR","JR","Borrower","BORROWER1-_NameSuffix","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_NameSuffix\" ViewLinkDescription=\"id(BORROWER1-_NameSuffix)\"/>","Added"]
[42,"CUSTOM/LOAN_ORIGINATOR[1]/@_UnparsedName","Loan Originator (Individual) Unparsed Name","The name of the Loan Originator individual","• Not Null; and,\n• Not Blank;","String 100","George Bailey","George Bailey","Loan Originator (Individual)","LOAN_ORIGINATOR_INDIVIDUAL-_UnparsedName","<ARC DataLinkDescription=//CUSTOM/LOAN_ORIGINATOR[1]/@_UnparsedName\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_INDIVIDUAL-_UnparsedName)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"N\""]
[43,"CUSTOM/LOAN_ORIGINATOR[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Loan Originator (Individual) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Loan Originator individual that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",123456,123456,"NMLSR ID Number\n(on the same row as Loan Originator (Individual)","LOAN_ORIGINATOR_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"N\""]
[44,"CUSTOM/LOAN_ORIGINATOR[2]/@_UnparsedName","Loan Originator (Company) Unparsed Name","The name of the Loan Originator company","• Not Null; and,\n• Not Blank;","String 100","Bailey Building and Loan","Bailey Building and Loan","Loan Originator (Company)","LOAN_ORIGINATOR_COMPANY-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[2]/@_UnparsedName\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_COMPANY-_UnparsedName)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"Y\""]
[45,"CUSTOM/LOAN_ORIGINATOR[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Loan Originator (Company) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Loan Originator company that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",234567,234567,"NMLSR ID Number\n(on the same row as Loan Originator (Company)","LOAN_ORIGINATOR_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"Y\""]
[46,"CUSTOM/PARTY[1]/@_UnparsedName","Mortgage Broker (Individual) Unparsed Name","The name of an individual acting as a mortgage broker for the loan.","• Not Null; and,\n• Not Blank;","String 100","Benjamin Broker","Benjamin Broker","Loan Broker (Individual)","PARTY_INDIVIDUAL-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/PARTY[1]/@_UnparsedName\" ViewLinkDescription=\"id(PARTY_INDIVIDUAL-_UnparsedName)\"/>","PARTY/@NonPersonEntityIndicator=\"N\" @_Type=MortgageBroker"]
[47,"CUSTOM/PARTY[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Mortgage Broker (Individual) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Mortgage Broker individual that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",345678,345678,"NMLSR ID Number\n(on the same row as Loan Broker (Individual)","PARTY_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/PARTY[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(PARTY_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","Party/@NonPersonEntityIndicator=\"N\" @_Type=MortgageBroker"]
[48,"CUSTOM/PARTY[2]/@_UnparsedName","Mortgage Broker (Company) Unparsed Name","The name of the Mortgage Broker company","• Not Null; and,\n• Not Blank;","String 100","XYZ Financial Services","XYZ Financial Services","Loan Broker (Company)","PARTY_COMPANY-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/PARTY[2]/@_UnparsedName\" ViewLinkDescription=\"id(PARTY_COMPANY-_UnparsedName)\"/>","PARTY/@NonPersonEntityIndicator=\"Y\" @_Type=MortgageBroker"]
[49,"CUSTOM/PARTY[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Mortgage Broker (Company) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Mortgage Broker company that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",456789,456789,"NMLSR ID Number\n(on the same row as Loan Broker (Company)","PARTY_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/PARTY[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(PARTY_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","PARTY/@NonPersonEntityIndicator=\"Y\" @_Type=MortgageBroker"]
[50,"LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_UnparsedName","The unparsed name of the individual acting with Power of Attorney for the borrower.","The unparsed name of the individual acting with Power of Attorney for the borrower.","Conditionally required if the Note is signed on behalf of the borrower by a person with a Power of Attorney","String 100","Buddy J. Friend","Buddy J. Friend","Borrower … (Seal)","BORROWER2_POWER_OF_ATTORNEY-_UnparsedName","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_UnparsedName\" ViewLinkDescription=\"id(BORROWER2_POWER_OF_ATTORNEY-_UnparsedName)\"/>","Only used when the enote is signed with a Power of Attorney"]
[51,"LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_SigningCapacityTextDescription","Borrower Power Of Attorney Signing Capacity Text Description","The specific text which describes the signing capacity of the individual acting with Power of Attorney for the borrower (i.e., as attorney-in-fact.)","Conditionally required if the Note is signed on behalf of the borrower by a person with a Power of Attorney","String 100","as attorney in fact","as attorney in fact","Borrower … (Seal)","BORROWER2_POWER_OF_ATTORNEY-_SigningCapacityTextDescription","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_SigningCapacityTextDescription\" ViewLinkDescription=\"id(BORROWER2_POWER_OF_ATTORNEY-_SigningCapacityTextDescription)\"/>","Only used when the enote is signed with a Power of Attorney"]

{"sheet":"Standard Adjustable-Rate Notes","index":7,"n_rows":43,"n_cols":12,"rows_kept":43,"cut":false,"hidden":false,"merged":[[0,0,0,8]]}
["Standard Adjustable-Rate Notes\nForms: 3501, 3501.02, 3501.10, 3501.30, 3501.39, 3501.46, 3501.47, 3501.50, 3502, 3502.02, 3502.10, 3502.30, 3502.39, 3502.46, 3502.47, 3502.50, 3504, 3514, 3526"]
["Unique ID","XML FIELD NAME 1.02","Data Point Name","Data Point Definition","Implementation Notes","Format (Proposed Format)","Sample Data","Sample Data Display Format in the View","Form Field Text","View Field ID","Sample ARC \n(see Note below)","Comments"]
[1,"LOAN/_APPLICATION/MORTGAGE_TERMS/@LenderLoanIdentifier\n\n","Lender Loan Identifier","The identifier assigned by the originating Lender to be referenced as the Loan ID/Number on all settlement documents, notes, riders, etc.","• Not Null; and,\n• Not Blank\n","String 45","1234567890Abcde","1234567890Abcde","No standard text on the uniform instrument.  Goes in the upper margin wilth label \"Lender Loan Identifier\".","MORTGAGE_TERMS-LenderLoanIdentifier","From Sample:\n\n<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@LenderLoanIdentifier\" ViewLinkDescription=\"id(MORTGAGE_TERMS-LenderLoanIdentifier)\"/>","This field causing issues for some vendors due to missing in the view\n\nAs long as the IDs match with the view field the Arc will be valid, But this is a recomanded practice as per IGuide to use this format"]
[41,"LOAN/_APPLICATION/MERS/@MERS_MINNumber","MERS MIN Number","Number used by MERS to identify loans. Referred to as the MIN, Mortgage Identification Number. ","• Not Null; and,\n• Not Blank  \n• Numeric 18\n","String 30","123456789012345678","123456789012345678","No standard text on the uniform instrument.  Goes in the upper margin wilth label \"MERS MIN\".","MERS-MERS_MINNumber","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MERS/@MERS_MINNumber\" ViewLinkDescription=\"id(MERS-MERS_MINNumber)\"/>","The only reasonable values supported at this time are 18 characters long, numeric."]
[2,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_Date","Execution Date","The date documents were signed (executed).","• Not Null; and,\n• Not Blank; and \n• timestamp is optional","<Standard-Date> ::= YYYY-MM-DD \n<DateTimeSeparator> ::= T\n<Time> ::= hh:mm:ss","2017-03-18T14:24:13\n\n2017-04-01\n","March 18, 2017 14:24:13\n\nApril 1, 2017","[Date]\nthis may not have an explicit label (sample ____,____)","EXECUTION-_Date","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_Date\" ViewLinkDescription=\"id(EXECUTION-_Date)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[3,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_City","Execution City","The name of the city where documents were signed (executed).","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","[City]","EXECUTION-_City","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_City\" ViewLinkDescription=\"id(EXECUTION-_City)\"/>"]
[4,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_State","Execution State","The name of the state where documents were signed (executed)."," • Not Null; and,\n• Not Blank; and,\n• Full state name spelled out\n","String 35","Missouri","Missouri","[State]","EXECUTION-_State","<ARC DataLinkDescription=//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_State\" ViewLinkDescription=\"id(EXECUTION-_State)\"/>"]
[5," LOAN/_APPLICATION/PROPERTY/@_StreetAddress","Property Street Address","The unstructured (Unparsed) street address of the subject property (e.g., 123 Main Street). ","• Not Null; and,\n• Not Blank","String 100","123 Main Street","123 Main Street","[Property Address]","PROPERTY-_StreetAddress","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/PROPERTY/@_StreetAddress\" ViewLinkDescription=\"id(PROPERTY-_StreetAddress)\"/>"]
[6,"LOAN/_APPLICATION/PROPERTY/@_City","Property City","The city in which the subject property is located. ","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","[Property Address]","PROPERTY-_City","<ARC DataLinkDescription=//LOAN/_APPLICATION/PROPERTY/@_City\" ViewLinkDescription=\"id(PROPERTY-_City)\"/>"]
[7,"LOAN/_APPLICATION/PROPERTY/@_State","Property State","The state in which the subject property is located. ","  • Not Null; and,\n• Not Blank; and,\n• 2 character state code","String 2","MO","Missouri\nMO","[Property Address]","PROPERTY-_State","<ARC DataLinkDescription=//LOAN/_APPLICATION/PROPERTY/@_State\" ViewLinkDescription=\"id(PROPERTY-_State)\"/>","Vary according to the instrument, for state-specific instruments"]
[8,"LOAN/_APPLICATION/PROPERTY/@_PostalCode","Property Postal Code"," The postal code (zip code in the US) of the subject property. Zip code may be either 5 or 9 digits. ","• Not Null; and,\n• Not Blank; and,\n• Exactly 5 numbers; or,\n• Exactly 9 numbers","String 9","63101\n123456789","63101\n123456789","[Property Address]","PROPERTY-_PostalCode","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/PROPERTY/@_PostalCode\" ViewLinkDescription=\"id(PROPERTY-_PostalCode)\"/>","currenlty aligned with ULDD and maybe (-) hyphen will be allowed after feedback from vendors "]
[9,"LOAN/_APPLICATION/MORTGAGE_TERMS/@OriginalLoanAmount","Original Loan Amount","Amount of the Mortgage as stated on the original note.","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2","250000.00\n300000","$250,000.00\n$300,000","pay U.S. $___ (this amount is called \"Principal\"), plus interest","MORTGAGE_TERMS-OriginalLoanAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@OriginalLoanAmount\" ViewLinkDescription=\"id(MORTGAGE_TERMS-OriginalLoanAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[10,"LOAN/_CLOSING_DOCUMENTS/LENDER/@_UnparsedName","Lender Unparsed Name","The name of the party or entity designated as the lender for the loan.","• Not Null; and,\n• Not Blank;","String 100","Bailey Building and Loan","Bailey Building and Loan","The Lender is ___","LENDER-_UnparsedName","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/LENDER/@_UnparsedName\" ViewLinkDescription=\"id(LENDER-_UnparsedName)\"/>"]
[11,"LOAN/_APPLICATION/MORTGAGE_TERMS/@NoteRatePercent","Note Rate Percent","The actual interest rate as disclosed on the note.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","interest at a yearly rate of ___%","MORTGAGE_TERMS-NoteRatePercent","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@NoteRatePercent\"\nViewLinkDescription=\"id(MORTGAGE_TERMS-NoteRatePercent)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>"]
[13,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@ScheduledFirstPaymentDate","Scheduled First Payment Date","The date of the first scheduled mortgage payment to be made by the borrower under the terms of the mortgage.","• Not Null; and,\n• Not Blank; and,\n<Date> ::=  <Standard-Date>\n<Standard-Date> ::= YYYY-MM-DD ","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","beginning on ___","LOAN_FEATURES-ScheduledFirstPaymentDate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@ScheduledFirstPaymentDate\" ViewLinkDescription=\"id(LOAN_FEATURES-ScheduledFirstPaymentDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[14,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@LoanMaturityDate ","Loan Maturity Date","The date when the loan is scheduled to be paid in full as reflected on the Note.","• Not Null; and,\n• Not Blank","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","If, on __, I still owe amounts under this Note","LOAN_FEATURES-LoanMaturityDate","<ARC DataLinkDescription=//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@LoanMaturityDate\" ViewLinkDescription=\"id(LOAN_FEATURES-LoanMaturityDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[15,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_StreetAddress","Note Pay To Street Address","The street address indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank","String 100","123 Main Street","123 Main Street","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_StreetAddress","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_StreetAddress\" ViewLinkDescription=\"id(NOTE_PAY_TO-_StreetAddress)\"/>"]
[16,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_City","Note Pay To City","The city indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_City","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_City\" ViewLinkDescription=\"id(NOTE_PAY_TO-_City)\"/>"]
[17,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_State","Note Pay To State","The state indicated on the note where to send the mortgage payment."," • Not Null; and,\n• Not Blank; and,\n• 2 character state code\n","String 2","MO","Missouri\nMO","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_State","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_State\" ViewLinkDescription=\"id(NOTE_PAY_TO-_State)\"/>","Vary according to the instrument, for state-specific instruments"]
[18,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_PostalCode","Note Pay To Postal Code","The postal code indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank; and,\n• Exactly 5 numbers; or,\n• Exactly 9 numbers","String 9","63101\n123456789","63101\n123456789","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_PostalCode","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_PostalCode\" ViewLinkDescription=\"id(NOTE_PAY_TO-_PostalCode)\"/>","currenlty aligned with ULDD and maybe - will be allowed after feedback from vendors "]
[20,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@OriginalPrincipalAndInterestPaymentAmount","Original Principal And Interest Payment Amount","The dollar amount of the P&I payment as stated on the Note. The P&I payment is usually obtained using the loan amount and interest rate to arrive at full amortization during the loan term.","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2","2500.00\n3000","$2,500.00\n$3,000","will be in the amount of U.S. $___","LOAN_FEATURES-OriginalPrincipalAndInterestPaymentAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@OriginalPrincipalAndInterestPaymentAmount\" ViewLinkDescription=\"id(LOAN_FEATURES-OriginalPrincipalAndInterestPaymentAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[22,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@FirstRateAdjustmentDate","First Rate Adjustment Date","The first date the interest rate will adjust in an ARM transaction","• Not Null; and,\n• Not Blank;","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","The initial fixed interest rate I will pay will change on the first day of ___","RATE_ADJUSTMENT-FirstRateAdjustmentDate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@FirstRateAdjustmentDate\" ViewLinkDescription=\"id(RATE_ADJUSTMENT-FirstRateAdjustmentDate)\"><CONVERSION _MaskDescription=\"MMMM, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[26,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_IndexMarginPercent","ARM Index Margin Percent","The percentage stated in the loan program representing the spread between the ARM Index value and the mortgage interest rate. The gross mortgage margin is added to the index value to establish a new gross interest rate in the manner described by the calculation method.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","calculate my new interest rate by adding ___ percentage points (___%) to the Current Index","ARM-_IndexMarginPercent1\n\nARM-_IndexMarginPercent2","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_IndexMarginPercent\"\nViewLinkDescription=\"id(ARM-_IndexMarginPercent1)\"/>\n\n<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_IndexMarginPercent\"\nViewLinkDescription=\"id(ARM-_IndexMarginPercent2)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>","Dual view fields"]
[27,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeCapRate","Rate Adjustment First Change Cap Rate","maximum interest rate that can be applied at the first interest rate adjustment","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","interest rate I am required to pay at the first Change Date will not be greater than ___%","RATE_ADJUSTMENT-_FirstChangeCapRate\n\n","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeCapRate\"\nViewLinkDescription=\"id(RATE_ADJUSTMENT-_FirstChangeCapRate)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>"]
[28,"LOAN_APPLICATION//LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeFloorRate","Rate Adjustment First Change Floor Rate","The minimum interest rate that can be applied at the first interest rate adjustment.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4"," or less than ___%.","RATE_ADJUSTMENT-_FirstChangeFloorRate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeFloorRate\"\nViewLinkDescription=\"id(RATE_ADJUSTMENT-_FirstChangeFloorRate)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>"]
[29,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeCapRate","ARM Lifetime Cap Rate","The maximum interest rate that can be applied during the loan term.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","My interest rate will never be greater than ___%.","ARM-_LifetimeCapRate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeCapRate\" ViewLinkDescription=\"id(ARM-_LifetimeCapRate)\"><CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/></ARC>"]
[52,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeFloorPercent","ARM Lifetime Floor Percent","\n\nThe minimum interest rate that can be applied during the loan term.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4"," or less than ___%.","ARM-_LifetimeFloorPercent","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeFloorPercent\" ViewLinkDescription=\"id(ARM-_LifetimeFloorPercent)\"><CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/></ARC>"]
[34,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_GracePeriod","Late Charge Grace Period","The grace period in days for this loan before a late charge will be applied","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 365","Numeric 3",15,15,"___ calendar days after the date it is due","LATE_CHARGE-_GracePeriod","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_GracePeriod\" ViewLinkDescription=\"id(LATE_CHARGE-_GracePeriod)\">"]
[36,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_Rate","Late Charge Rate","The percentage that a borrower is required to pay for failure to make a regular installment within the period specified on the note. This is the amount specified by the late charge code and is used when the late charge is not a flat dollar.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","amount of the charge will be ___%","LATE_CHARGE-_Rate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_Rate\" ViewLinkDescription=\"id(LATE_CHARGE-_Rate)\"><CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/></ARC>"]
[37,"LOAN/_APPLICATION/BORROWER/@_FirstName","Borrower First Name","The first name of the borrower. ","• Not Null; and,\n• Not Blank; and,\n• Alphanumeric, period, comma, dash, single quote, and BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff.","String 30","Harry","Harry","Borrower","BORROWER1-_FirstName","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_FirstName\" ViewLinkDescription=\"id(BORROWER1-_FirstName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[38,"LOAN/_APPLICATION/ BORROWER/@_MiddleName","Borrower Middle Name","The middle name of the borrower. ","MiddleName is an optional field.  If it is present in the DATA,  AND it is not blank,  AND it is not null, AND it is (Alphanumeric, or period, or comma, or dash, or single quote, or BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff ),  then an ARC must exist","String 30","Michael","Michael","Borrower","BORROWER1-_MiddleName","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[1]/@_MiddleName\" ViewLinkDescription=\"id(BORROWER1-_MiddleName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[39,"LOAN/_APPLICATION/BORROWER/@_LastName","Borrower Last Name","Borrower Last Name","• Not Null; and,\n• Not Blank; and,\n• Alphanumeric, period, comma, dash, single quote, and BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff. ","String 35","Homeowner","Homeowner","Borrower","BORROWER1-_LastName","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_LastName\" ViewLinkDescription=\"id(BORROWER1-_LastName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[40,"LOAN/_APPLICATION/BORROWER/@_NameSuffix","Borrower Name Suffix","The name suffix of the borrower. (E.g., JR = Junior, SR = Senior, etc.) ","• Optional ","String 4 ","JR","JR","Borrower","BORROWER1-_NameSuffix","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_NameSuffix\" ViewLinkDescription=\"id(BORROWER1-_NameSuffix)\"/>","Added"]
[42,"CUSTOM/LOAN_ORIGINATOR[1]/@_UnparsedName","Loan Originator (Individual) Unparsed Name","The name of the Loan Originator individual","• Not Null; and,\n• Not Blank;","String 100","George Bailey","George Bailey","Loan Originator (Individual)","LOAN_ORIGINATOR_INDIVIDUAL-_UnparsedName","<ARC DataLinkDescription=//CUSTOM/LOAN_ORIGINATOR[1]/@_UnparsedName\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_INDIVIDUAL-_UnparsedName)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"N\""]
[43,"CUSTOM/LOAN_ORIGINATOR[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Loan Originator (Individual) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Loan Originator individual that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",123456,123456,"NMLSR ID Number\n(on the same row as Loan Originator (Individual)","LOAN_ORIGINATOR_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"N\""]
[44,"CUSTOM/LOAN_ORIGINATOR[2]/@_UnparsedName","Loan Originator (Company) Unparsed Name","The name of the Loan Originator company","• Not Null; and,\n• Not Blank;","String 100","Bailey Building and Loan","Bailey Building and Loan","Loan Originator (Company)","LOAN_ORIGINATOR_COMPANY-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[2]/@_UnparsedName\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_COMPANY-_UnparsedName)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"Y\""]
[45,"CUSTOM/LOAN_ORIGINATOR[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Loan Originator (Company) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Loan Originator company that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",234567,234567,"NMLSR ID Number\n(on the same row as Loan Originator (Company)","LOAN_ORIGINATOR_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"Y\""]
[46,"CUSTOM/PARTY[1]/@_UnparsedName","Mortgage Broker (Individual) Unparsed Name","The name of an individual acting as a mortgage broker for the loan.","• Not Null; and,\n• Not Blank;","String 100","Benjamin Broker","Benjamin Broker","Loan Broker (Individual)","PARTY_INDIVIDUAL-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/PARTY[1]/@_UnparsedName\" ViewLinkDescription=\"id(PARTY_INDIVIDUAL-_UnparsedName)\"/>","PARTY/@NonPersonEntityIndicator=\"N\" @_Type=MortgageBroker"]
[47,"CUSTOM/PARTY[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Mortgage Broker (Individual) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Mortgage Broker individual that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",345678,345678,"NMLSR ID Number\n(on the same row as Loan Broker (Individual)","PARTY_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/PARTY[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(PARTY_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","Party/@NonPersonEntityIndicator=\"N\" @_Type=MortgageBroker"]
[48,"CUSTOM/PARTY[2]/@_UnparsedName","Mortgage Broker (Company) Unparsed Name","The name of the Mortgage Broker company","• Not Null; and,\n• Not Blank;","String 100","XYZ Financial Services","XYZ Financial Services","Loan Broker (Company)","PARTY_COMPANY-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/PARTY[2]/@_UnparsedName\" ViewLinkDescription=\"id(PARTY_COMPANY-_UnparsedName)\"/>","PARTY/@NonPersonEntityIndicator=\"Y\" @_Type=MortgageBroker"]
[49,"CUSTOM/PARTY[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Mortgage Broker (Company) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Mortgage Broker company that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",456789,456789,"NMLSR ID Number\n(on the same row as Loan Broker (Company)","PARTY_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/PARTY[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(PARTY_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","PARTY/@NonPersonEntityIndicator=\"Y\" @_Type=MortgageBroker"]
[50,"LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_UnparsedName","The unparsed name of the individual acting with Power of Attorney for the borrower.","The unparsed name of the individual acting with Power of Attorney for the borrower.","Conditionally required if the Note is signed on behalf of the borrower by a person with a Power of Attorney","String 100","Buddy J. Friend","Buddy J. Friend","Borrower … (Seal)","BORROWER2_POWER_OF_ATTORNEY-_UnparsedName","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_UnparsedName\" ViewLinkDescription=\"id(BORROWER2_POWER_OF_ATTORNEY-_UnparsedName)\"/>","Only used when the enote is signed with a Power of Attorney"]
[51,"LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_SigningCapacityTextDescription","Borrower Power Of Attorney Signing Capacity Text Description","The specific text which describes the signing capacity of the individual acting with Power of Attorney for the borrower (i.e., as attorney-in-fact.)","Conditionally required if the Note is signed on behalf of the borrower by a person with a Power of Attorney","String 100","as attorney in fact","as attorney in fact","Borrower … (Seal)","BORROWER2_POWER_OF_ATTORNEY-_SigningCapacityTextDescription","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_SigningCapacityTextDescription\" ViewLinkDescription=\"id(BORROWER2_POWER_OF_ATTORNEY-_SigningCapacityTextDescription)\"/>","Only used when the enote is signed with a Power of Attorney"]

{"sheet":"Standard ARM Notes (WV)","index":8,"n_rows":44,"n_cols":12,"rows_kept":44,"cut":false,"hidden":false,"merged":[[0,0,0,8]]}
["Standard Adjustable-Rate Notes (WV)\nForm: 3501.49 and 3502.49"]
["Unique ID\n[Renumber for 2.3]","XML FIELD NAME 1.02","Data Point Name","Data Point Definition","Implementation Notes","Format (Proposed Format)","Sample Data","Sample Data Display Format in the View","Form Field Text","View Field ID","Sample ARC \n(see Note below)","Comments"]
[1,"LOAN/_APPLICATION/MORTGAGE_TERMS/@LenderLoanIdentifier\n\n","Lender Loan Identifier","The identifier assigned by the originating Lender to be referenced as the Loan ID/Number on all settlement documents, notes, riders, etc.","• Not Null; and,\n• Not Blank\n","String 45","1234567890Abcde","1234567890Abcde","No standard text on the uniform instrument.  Goes in the upper margin wilth label \"Lender Loan Identifier\".","MORTGAGE_TERMS-LenderLoanIdentifier","From Sample:\n\n<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@LenderLoanIdentifier\" ViewLinkDescription=\"id(MORTGAGE_TERMS-LenderLoanIdentifier)\"/>","This field causing issues for some vendors due to missing in the view\n\nAs long as the IDs match with the view field the Arc will be valid, But this is a recomanded practice as per IGuide to use this format"]
[41,"LOAN/_APPLICATION/MERS/@MERS_MINNumber","MERS MIN Number","Number used by MERS to identify loans. Referred to as the MIN, Mortgage Identification Number. ","• Not Null; and,\n• Not Blank  \n• Numeric 18\n","String 30","123456789012345678","123456789012345678","No standard text on the uniform instrument.  Goes in the upper margin wilth label \"MERS MIN\".","MERS-MERS_MINNumber","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MERS/@MERS_MINNumber\" ViewLinkDescription=\"id(MERS-MERS_MINNumber)\"/>","The only reasonable values supported at this time are 18 characters long, numeric."]
[2,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_Date","Execution Date","The date documents were signed (executed).","• Not Null; and,\n• Not Blank; and \n• timestamp is optional","<Standard-Date> ::= YYYY-MM-DD \n<DateTimeSeparator> ::= T\n<Time> ::= hh:mm:ss","2017-03-18T14:24:13\n\n2017-04-01\n","March 18, 2017 14:24:13\n\nApril 1, 2017","[Date]\nthis may not have an explicit label (sample ____,____)","EXECUTION-_Date","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_Date\" ViewLinkDescription=\"id(EXECUTION-_Date)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[3,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_City","Execution City","The name of the city where documents were signed (executed).","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","[City]","EXECUTION-_City","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_City\" ViewLinkDescription=\"id(EXECUTION-_City)\"/>"]
[4,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_State","Execution State","The name of the state where documents were signed (executed)."," • Not Null; and,\n• Not Blank; and,\n• Full state name spelled out\n","String 35","Missouri","Missouri","[State]","EXECUTION-_State","<ARC DataLinkDescription=//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_State\" ViewLinkDescription=\"id(EXECUTION-_State)\"/>"]
[5," LOAN/_APPLICATION/PROPERTY/@_StreetAddress","Property Street Address","The unstructured (Unparsed) street address of the subject property (e.g., 123 Main Street). ","• Not Null; and,\n• Not Blank","String 100","123 Main Street","123 Main Street","[Property Address]","PROPERTY-_StreetAddress","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/PROPERTY/@_StreetAddress\" ViewLinkDescription=\"id(PROPERTY-_StreetAddress)\"/>"]
[6,"LOAN/_APPLICATION/PROPERTY/@_City","Property City","The city in which the subject property is located. ","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","[Property Address]","PROPERTY-_City","<ARC DataLinkDescription=//LOAN/_APPLICATION/PROPERTY/@_City\" ViewLinkDescription=\"id(PROPERTY-_City)\"/>"]
[7,"LOAN/_APPLICATION/PROPERTY/@_State","Property State","The state in which the subject property is located. ","  • Not Null; and,\n• Not Blank; and,\n• 2 character state code","String 2","MO","Missouri\nMO","[Property Address]","PROPERTY-_State","<ARC DataLinkDescription=//LOAN/_APPLICATION/PROPERTY/@_State\" ViewLinkDescription=\"id(PROPERTY-_State)\"/>","Vary according to the instrument, for state-specific instruments"]
[8,"LOAN/_APPLICATION/PROPERTY/@_PostalCode","Property Postal Code"," The postal code (zip code in the US) of the subject property. Zip code may be either 5 or 9 digits. ","• Not Null; and,\n• Not Blank; and,\n• Exactly 5 numbers; or,\n• Exactly 9 numbers","String 9","63101\n123456789","63101\n123456789","[Property Address]","PROPERTY-_PostalCode","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/PROPERTY/@_PostalCode\" ViewLinkDescription=\"id(PROPERTY-_PostalCode)\"/>","currenlty aligned with ULDD and maybe (-) hyphen will be allowed after feedback from vendors "]
[9,"LOAN/_APPLICATION/MORTGAGE_TERMS/@OriginalLoanAmount","Original Loan Amount","Amount of the Mortgage as stated on the original note.","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2","250000.00\n300000","$250,000.00\n$300,000","pay U.S. $___ (this amount is called \"Principal\"), plus interest","MORTGAGE_TERMS-OriginalLoanAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@OriginalLoanAmount\" ViewLinkDescription=\"id(MORTGAGE_TERMS-OriginalLoanAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[10,"LOAN/_CLOSING_DOCUMENTS/LENDER/@_UnparsedName","Lender Unparsed Name","The name of the party or entity designated as the lender for the loan.","• Not Null; and,\n• Not Blank;","String 100","Bailey Building and Loan","Bailey Building and Loan","The Lender is ___","LENDER-_UnparsedName","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/LENDER/@_UnparsedName\" ViewLinkDescription=\"id(LENDER-_UnparsedName)\"/>"]
[11,"LOAN/_APPLICATION/MORTGAGE_TERMS/@NoteRatePercent","Note Rate Percent","The actual interest rate as disclosed on the note.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","interest at a yearly rate of ___%","MORTGAGE_TERMS-NoteRatePercent","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@NoteRatePercent\"\nViewLinkDescription=\"id(MORTGAGE_TERMS-NoteRatePercent)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>"]
[13,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@ScheduledFirstPaymentDate","Scheduled First Payment Date","The date of the first scheduled mortgage payment to be made by the borrower under the terms of the mortgage.","• Not Null; and,\n• Not Blank; and,\n<Date> ::=  <Standard-Date>\n<Standard-Date> ::= YYYY-MM-DD ","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","beginning on ___","LOAN_FEATURES-ScheduledFirstPaymentDate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@ScheduledFirstPaymentDate\" ViewLinkDescription=\"id(LOAN_FEATURES-ScheduledFirstPaymentDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[14,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@LoanMaturityDate ","Loan Maturity Date","The date when the loan is scheduled to be paid in full as reflected on the Note.","• Not Null; and,\n• Not Blank","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","If, on __, I still owe amounts under this Note","LOAN_FEATURES-LoanMaturityDate","<ARC DataLinkDescription=//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@LoanMaturityDate\" ViewLinkDescription=\"id(LOAN_FEATURES-LoanMaturityDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[15,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_StreetAddress","Note Pay To Street Address","The street address indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank","String 100","123 Main Street","123 Main Street","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_StreetAddress","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_StreetAddress\" ViewLinkDescription=\"id(NOTE_PAY_TO-_StreetAddress)\"/>"]
[16,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_City","Note Pay To City","The city indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_City","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_City\" ViewLinkDescription=\"id(NOTE_PAY_TO-_City)\"/>"]
[17,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_State","Note Pay To State","The state indicated on the note where to send the mortgage payment."," • Not Null; and,\n• Not Blank; and,\n• 2 character state code\n","String 2","MO","Missouri\nMO","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_State","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_State\" ViewLinkDescription=\"id(NOTE_PAY_TO-_State)\"/>","Vary according to the instrument, for state-specific instruments"]
[18,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_PostalCode","Note Pay To Postal Code","The postal code indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank; and,\n• Exactly 5 numbers; or,\n• Exactly 9 numbers","String 9","63101\n123456789","63101\n123456789","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_PostalCode","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_PostalCode\" ViewLinkDescription=\"id(NOTE_PAY_TO-_PostalCode)\"/>","currenlty aligned with ULDD and maybe - will be allowed after feedback from vendors "]
[20,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@OriginalPrincipalAndInterestPaymentAmount","Original Principal And Interest Payment Amount","The dollar amount of the P&I payment as stated on the Note. The P&I payment is usually obtained using the loan amount and interest rate to arrive at full amortization during the loan term.","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2","2500.00\n3000","$2,500.00\n$3,000","will be in the amount of U.S. $___","LOAN_FEATURES-OriginalPrincipalAndInterestPaymentAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@OriginalPrincipalAndInterestPaymentAmount\" ViewLinkDescription=\"id(LOAN_FEATURES-OriginalPrincipalAndInterestPaymentAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[22,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@FirstRateAdjustmentDate","First Rate Adjustment Date","The first date the interest rate will adjust in an ARM transaction","• Not Null; and,\n• Not Blank;","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","The initial fixed interest rate I will pay will change on the first day of ___","RATE_ADJUSTMENT-FirstRateAdjustmentDate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@FirstRateAdjustmentDate\" ViewLinkDescription=\"id(RATE_ADJUSTMENT-FirstRateAdjustmentDate)\"><CONVERSION _MaskDescription=\"MMMM, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[26,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_IndexMarginPercent","ARM Index Margin Percent","The percentage stated in the loan program representing the spread between the ARM Index value and the mortgage interest rate. The gross mortgage margin is added to the index value to establish a new gross interest rate in the manner described by the calculation method.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","calculate my new interest rate by adding ___ percentage points (___%) to the Current Index","ARM-_IndexMarginPercent1\n\nARM-_IndexMarginPercent2","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_IndexMarginPercent\"\nViewLinkDescription=\"id(ARM-_IndexMarginPercent1)\"/>\n\n<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_IndexMarginPercent\"\nViewLinkDescription=\"id(ARM-_IndexMarginPercent2)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>","Dual view fields"]
[27,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeCapRate","Rate Adjustment First Change Cap Rate","maximum interest rate that can be applied at the first interest rate adjustment","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","interest rate I am required to pay at the first Change Date will not be greater than ___%","RATE_ADJUSTMENT-_FirstChangeCapRate\n\n","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeCapRate\"\nViewLinkDescription=\"id(RATE_ADJUSTMENT-_FirstChangeCapRate)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>"]
[28,"LOAN_APPLICATION//LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeFloorRate","Rate Adjustment First Change Floor Rate","The minimum interest rate that can be applied at the first interest rate adjustment.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4"," or less than ___%.","RATE_ADJUSTMENT-_FirstChangeFloorRate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeFloorRate\"\nViewLinkDescription=\"id(RATE_ADJUSTMENT-_FirstChangeFloorRate)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>"]
[29,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeCapRate","ARM Lifetime Cap Rate","The maximum interest rate that can be applied during the loan term.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","My interest rate will never be greater than ___%.","ARM-_LifetimeCapRate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeCapRate\" ViewLinkDescription=\"id(ARM-_LifetimeCapRate)\"><CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/></ARC>"]
[52,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeFloorPercent","ARM Lifetime Floor Percent"," Floor Percent\n\nThe minimum interest rate that can be applied during the loan term.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4"," or less than ___%.","ARM-_LifetimeFloorPercent","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeFloorPercent\" ViewLinkDescription=\"id(ARM-_LifetimeFloorPercent)\"><CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/></ARC>"]
[34,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_GracePeriod","Late Charge Grace Period","The grace period in days for this loan before a late charge will be applied","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 365","Numeric 3",15,15,"___ calendar days after the date it is due","LATE_CHARGE-_GracePeriod","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_GracePeriod\" ViewLinkDescription=\"id(LATE_CHARGE-_GracePeriod)\">"]
[36,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_Rate","Late Charge Rate","The percentage that a borrower is required to pay for failure to make a regular installment within the period specified on the note. This is the amount specified by the late charge code and is used when the late charge is not a flat dollar.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","amount of the charge will be ___%","LATE_CHARGE-_Rate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_Rate\" ViewLinkDescription=\"id(LATE_CHARGE-_Rate)\"><CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/></ARC>"]
[36,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_MaximumAmount","Late Charge Maximum Amount","The maximum monthly late charge amount allowed.","• Required for West Virginia instruments\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2","250.00\n300","$250.00\n$300","but not more than U.S. $___.","LATE_CHARGE-_MaximumAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_MaximumAmount\" ViewLinkDescription=\"id(LATE_CHARGE-_MaximumAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[37,"LOAN/_APPLICATION/BORROWER/@_FirstName","Borrower First Name","The first name of the borrower. ","• Not Null; and,\n• Not Blank; and,\n• Alphanumeric, period, comma, dash, single quote, and BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff.","String 30","Harry","Harry","Borrower","BORROWER1-_FirstName","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_FirstName\" ViewLinkDescription=\"id(BORROWER1-_FirstName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[38,"LOAN/_APPLICATION/ BORROWER/@_MiddleName","Borrower Middle Name","The middle name of the borrower. ","MiddleName is an optional field.  If it is present in the DATA,  AND it is not blank,  AND it is not null, AND it is (Alphanumeric, or period, or comma, or dash, or single quote, or BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff ),  then an ARC must exist","String 30","Michael","Michael","Borrower","BORROWER1-_MiddleName","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[1]/@_MiddleName\" ViewLinkDescription=\"id(BORROWER1-_MiddleName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[39,"LOAN/_APPLICATION/BORROWER/@_LastName","Borrower Last Name","Borrower Last Name","• Not Null; and,\n• Not Blank; and,\n• Alphanumeric, period, comma, dash, single quote, and BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff. ","String 35","Homeowner","Homeowner","Borrower","BORROWER1-_LastName","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_LastName\" ViewLinkDescription=\"id(BORROWER1-_LastName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[40,"LOAN/_APPLICATION/BORROWER/@_NameSuffix","Borrower Name Suffix","The name suffix of the borrower. (E.g., JR = Junior, SR = Senior, etc.) ","• Optional ","String 4 ","JR","JR","Borrower","BORROWER1-_NameSuffix","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_NameSuffix\" ViewLinkDescription=\"id(BORROWER1-_NameSuffix)\"/>","Added"]
[42,"CUSTOM/LOAN_ORIGINATOR[1]/@_UnparsedName","Loan Originator (Individual) Unparsed Name","The name of the Loan Originator individual","• Not Null; and,\n• Not Blank;","String 100","George Bailey","George Bailey","Loan Originator (Individual)","LOAN_ORIGINATOR_INDIVIDUAL-_UnparsedName","<ARC DataLinkDescription=//CUSTOM/LOAN_ORIGINATOR[1]/@_UnparsedName\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_INDIVIDUAL-_UnparsedName)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"N\""]
[43,"CUSTOM/LOAN_ORIGINATOR[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Loan Originator (Individual) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Loan Originator individual that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",123456,123456,"NMLSR ID Number\n(on the same row as Loan Originator (Individual)","LOAN_ORIGINATOR_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"N\""]
[44,"CUSTOM/LOAN_ORIGINATOR[2]/@_UnparsedName","Loan Originator (Company) Unparsed Name","The name of the Loan Originator company","• Not Null; and,\n• Not Blank;","String 100","Bailey Building and Loan","Bailey Building and Loan","Loan Originator (Company)","LOAN_ORIGINATOR_COMPANY-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[2]/@_UnparsedName\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_COMPANY-_UnparsedName)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"Y\""]
[45,"CUSTOM/LOAN_ORIGINATOR[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Loan Originator (Company) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Loan Originator company that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",234567,234567,"NMLSR ID Number\n(on the same row as Loan Originator (Company)","LOAN_ORIGINATOR_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"Y\""]
[46,"CUSTOM/PARTY[1]/@_UnparsedName","Mortgage Broker (Individual) Unparsed Name","The name of an individual acting as a mortgage broker for the loan.","• Not Null; and,\n• Not Blank;","String 100","Benjamin Broker","Benjamin Broker","Loan Broker (Individual)","PARTY_INDIVIDUAL-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/PARTY[1]/@_UnparsedName\" ViewLinkDescription=\"id(PARTY_INDIVIDUAL-_UnparsedName)\"/>","PARTY/@NonPersonEntityIndicator=\"N\" @_Type=MortgageBroker"]
[47,"CUSTOM/PARTY[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Mortgage Broker (Individual) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Mortgage Broker individual that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",345678,345678,"NMLSR ID Number\n(on the same row as Loan Broker (Individual)","PARTY_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/PARTY[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(PARTY_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","Party/@NonPersonEntityIndicator=\"N\" @_Type=MortgageBroker"]
[48,"CUSTOM/PARTY[2]/@_UnparsedName","Mortgage Broker (Company) Unparsed Name","The name of the Mortgage Broker company","• Not Null; and,\n• Not Blank;","String 100","XYZ Financial Services","XYZ Financial Services","Loan Broker (Company)","PARTY_COMPANY-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/PARTY[2]/@_UnparsedName\" ViewLinkDescription=\"id(PARTY_COMPANY-_UnparsedName)\"/>","PARTY/@NonPersonEntityIndicator=\"Y\" @_Type=MortgageBroker"]
[49,"CUSTOM/PARTY[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Mortgage Broker (Company) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Mortgage Broker company that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",456789,456789,"NMLSR ID Number\n(on the same row as Loan Broker (Company)","PARTY_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/PARTY[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(PARTY_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","PARTY/@NonPersonEntityIndicator=\"Y\" @_Type=MortgageBroker"]
[50,"LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_UnparsedName","The unparsed name of the individual acting with Power of Attorney for the borrower.","The unparsed name of the individual acting with Power of Attorney for the borrower.","Conditionally required if the Note is signed on behalf of the borrower by a person with a Power of Attorney","String 100","Buddy J. Friend","Buddy J. Friend","Borrower … (Seal)","BORROWER2_POWER_OF_ATTORNEY-_UnparsedName","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_UnparsedName\" ViewLinkDescription=\"id(BORROWER2_POWER_OF_ATTORNEY-_UnparsedName)\"/>","Only used when the enote is signed with a Power of Attorney"]
[51,"LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_SigningCapacityTextDescription","Borrower Power Of Attorney Signing Capacity Text Description","The specific text which describes the signing capacity of the individual acting with Power of Attorney for the borrower (i.e., as attorney-in-fact.)","Conditionally required if the Note is signed on behalf of the borrower by a person with a Power of Attorney","String 100","as attorney in fact","as attorney in fact","Borrower … (Seal)","BORROWER2_POWER_OF_ATTORNEY-_SigningCapacityTextDescription","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_SigningCapacityTextDescription\" ViewLinkDescription=\"id(BORROWER2_POWER_OF_ATTORNEY-_SigningCapacityTextDescription)\"/>","Only used when the enote is signed with a Power of Attorney"]

{"sheet":"Standard Growing Equity Notes","index":9,"n_rows":44,"n_cols":12,"rows_kept":44,"cut":false,"hidden":false,"merged":[[0,0,0,11]]}
["Standard Growing Equity Notes \nForm: 3255"]
["Unique ID","XML FIELD NAME 1.02","Data Point Name","Data Point Definition","Implementation Notes","Format (Proposed Format)","Sample Data","Sample Data Display Format in the View","Form Field Text(see instrument specific tabs for varaince) ","View Field ID","Sample ARC \n(see Note below)","Comments"]
[1,"LOAN/_APPLICATION/MORTGAGE_TERMS/@LenderLoanIdentifier\n\n","Lender Loan Identifier","The identifier assigned by the originating Lender to be referenced as the Loan ID/Number on all settlement documents, notes, riders, etc.","• Not Null; and,\n• Not Blank\n","String 45","1234567890Abcde","1234567890Abcde","No standard text on the uniform instrument.  Goes in the upper margin wilth label \"Lender Loan Identifier\".","MORTGAGE_TERMS-LenderLoanIdentifier","From Sample:\n\n<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@LenderLoanIdentifier\" ViewLinkDescription=\"id(MORTGAGE_TERMS-LenderLoanIdentifier)\"/>","This field causing issues for some vendors due to missing in the view\n\nAs long as the IDs match with the view field the Arc will be valid, But this is a recomanded practice as per IGuide to use this format"]
[41,"LOAN/_APPLICATION/MERS/@MERS_MINNumber","MERS MIN Number","Number used by MERS to identify loans. Referred to as the MIN, Mortgage Identification Number. ","• Not Null; and,\n• Not Blank  \n• Numeric 18\n","String 30","123456789012345678","123456789012345678","No standard text on the uniform instrument.  Goes in the upper margin wilth label \"MERS MIN\".","MERS-MERS_MINNumber","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MERS/@MERS_MINNumber\" ViewLinkDescription=\"id(MERS-MERS_MINNumber)\"/>","The only reasonable values supported at this time are 18 characters long, numeric."]
[2,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_Date","Execution Date","The date documents were signed (executed).","• Not Null; and,\n• Not Blank; and \n• timestamp is optional","<Standard-Date> ::= YYYY-MM-DD \n<DateTimeSeparator> ::= T\n<Time> ::= hh:mm:ss","2017-03-18T14:24:13\n\n2017-04-01\n","March 18, 2017 14:24:13\n\nApril 1, 2017","[Date]\nthis may not have an explicit label (sample ____,____)","EXECUTION-_Date","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_Date\" ViewLinkDescription=\"id(EXECUTION-_Date)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[3,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_City","Execution City","The name of the city where documents were signed (executed).","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","[City]","EXECUTION-_City","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_City\" ViewLinkDescription=\"id(EXECUTION-_City)\"/>"]
[4,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_State","Execution State","The name of the state where documents were signed (executed)."," • Not Null; and,\n• Not Blank; and,\n• Full state name spelled out\n","String 35","Missouri","Missouri","[State]","EXECUTION-_State","<ARC DataLinkDescription=//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_State\" ViewLinkDescription=\"id(EXECUTION-_State)\"/>"]
[5," LOAN/_APPLICATION/PROPERTY/@_StreetAddress","Property Street Address","The unstructured (Unparsed) street address of the subject property (e.g., 123 Main Street). ","• Not Null; and,\n• Not Blank","String 100","123 Main Street","123 Main Street","[Property Address]","PROPERTY-_StreetAddress","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/PROPERTY/@_StreetAddress\" ViewLinkDescription=\"id(PROPERTY-_StreetAddress)\"/>"]
[6,"LOAN/_APPLICATION/PROPERTY/@_City","Property City","The city in which the subject property is located. ","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","[Property Address]","PROPERTY-_City","<ARC DataLinkDescription=//LOAN/_APPLICATION/PROPERTY/@_City\" ViewLinkDescription=\"id(PROPERTY-_City)\"/>"]
[7,"LOAN/_APPLICATION/PROPERTY/@_State","Property State","The state in which the subject property is located. ","  • Not Null; and,\n• Not Blank; and,\n• 2 character state code","String 2","MO","Missouri\nMO","[Property Address]","PROPERTY-_State","<ARC DataLinkDescription=//LOAN/_APPLICATION/PROPERTY/@_State\" ViewLinkDescription=\"id(PROPERTY-_State)\"/>","Vary according to the instrument, for state-specific instruments"]
[8,"LOAN/_APPLICATION/PROPERTY/@_PostalCode","Property Postal Code"," The postal code (zip code in the US) of the subject property. Zip code may be either 5 or 9 digits. ","• Not Null; and,\n• Not Blank; and,\n• Exactly 5 numbers; or,\n• Exactly 9 numbers","String 9","63101\n123456789","63101\n123456789","[Property Address]","PROPERTY-_PostalCode","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/PROPERTY/@_PostalCode\" ViewLinkDescription=\"id(PROPERTY-_PostalCode)\"/>","currenlty aligned with ULDD and maybe (-) hyphen will be allowed after feedback from vendors "]
[9,"LOAN/_APPLICATION/MORTGAGE_TERMS/@OriginalLoanAmount","Original Loan Amount","Amount of the Mortgage as stated on the original note.","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2","250000.00\n300000","$250,000.00\n$300,000","pay U.S. $___ (this amount is called \"Principal\"), plus interest","MORTGAGE_TERMS-OriginalLoanAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@OriginalLoanAmount\" ViewLinkDescription=\"id(MORTGAGE_TERMS-OriginalLoanAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[10,"LOAN/_CLOSING_DOCUMENTS/LENDER/@_UnparsedName","Lender Unparsed Name","The name of the party or entity designated as the lender for the loan.","• Not Null; and,\n• Not Blank;","String 100","Bailey Building and Loan","Bailey Building and Loan","The Lender is ___","LENDER-_UnparsedName","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/LENDER/@_UnparsedName\" ViewLinkDescription=\"id(LENDER-_UnparsedName)\"/>"]
[11,"LOAN/_APPLICATION/MORTGAGE_TERMS/@NoteRatePercent","Note Rate Percent","The actual interest rate as disclosed on the note.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","interest at a yearly rate of ___%","MORTGAGE_TERMS-NoteRatePercent","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@NoteRatePercent\"\nViewLinkDescription=\"id(MORTGAGE_TERMS-NoteRatePercent)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>"]
[12,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/MORTGAGETERMS/@PaymentRemittanceDay","Payment Remittance Day","The day of the month on which the loan payment is to be remitted."," • Not Null; and,\n• Not Blank; and,\n• 1 <=  X <= 31","DD","1\n01","first","monthly payment on the __ day of each month","MORTGAGE_TERMS-PaymentRemittanceDay","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@PaymentRemittanceDay\" ViewLinkDescription=\"id(MORTGAGE_TERMS-PaymentRemittanceDay)\"><CONVERSION _MaskDescription=\"ord()\" _Type=\"FillMask\"/></ARC>"]
[13,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@ScheduledFirstPaymentDate","Scheduled First Payment Date","The date of the first scheduled mortgage payment to be made by the borrower under the terms of the mortgage.","• Not Null; and,\n• Not Blank; and,\n<Date> ::=  <Standard-Date>\n<Standard-Date> ::= YYYY-MM-DD ","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","beginning on ___","LOAN_FEATURES-ScheduledFirstPaymentDate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@ScheduledFirstPaymentDate\" ViewLinkDescription=\"id(LOAN_FEATURES-ScheduledFirstPaymentDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[14,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@LoanMaturityDate ","Loan Maturity Date","The date when the loan is scheduled to be paid in full as reflected on the Note.","• Not Null; and,\n• Not Blank","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","If, on __, I still owe amounts under this Note","LOAN_FEATURES-LoanMaturityDate","<ARC DataLinkDescription=//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@LoanMaturityDate\" ViewLinkDescription=\"id(LOAN_FEATURES-LoanMaturityDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[15,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_StreetAddress","Note Pay To Street Address","The street address indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank","String 100","123 Main Street","123 Main Street","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_StreetAddress","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_StreetAddress\" ViewLinkDescription=\"id(NOTE_PAY_TO-_StreetAddress)\"/>"]
[16,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_City","Note Pay To City","The city indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_City","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_City\" ViewLinkDescription=\"id(NOTE_PAY_TO-_City)\"/>"]
[17,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_State","Note Pay To State","The state indicated on the note where to send the mortgage payment."," • Not Null; and,\n• Not Blank; and,\n• 2 character state code\n","String 2","MO","Missouri\nMO","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_State","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_State\" ViewLinkDescription=\"id(NOTE_PAY_TO-_State)\"/>","Vary according to the instrument, for state-specific instruments"]
[18,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_PostalCode","Note Pay To Postal Code","The postal code indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank; and,\n• Exactly 5 numbers; or,\n• Exactly 9 numbers","String 9","63101\n123456789","63101\n123456789","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_PostalCode","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_PostalCode\" ViewLinkDescription=\"id(NOTE_PAY_TO-_PostalCode)\"/>","currenlty aligned with ULDD and maybe - will be allowed after feedback from vendors "]
[19,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/PAYMENT_ADJUSTMENT/@FirstPaymentAdjustmentMonths","First Payment Adjustment Months","The number of the month in which the first payment adjustment occurs. If the subject mortgage can change by means other than a rate adjustment.","• Not Null; and,\n• Not Blank;","Numeric 3",10,10,"My first ___ monthly payments ","PAYMENT_ADJUSTMENT-FirstPaymentAdjustmentMonths1","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/PAYMENT_ADJUSTMENT/@FirstPaymentAdjustmentMonths\" ViewLinkDescription=\"id(PAYMENT_ADJUSTMENT-FirstPaymentAdjustmentMonths1)\"/>","One date field supports 2 view fields"]
[19,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/PAYMENT_ADJUSTMENT/@FirstPaymentAdjustmentMonths","First Payment Adjustment Months","The number of the month in which the first payment adjustment occurs. If the subject mortgage can change by means other than a rate adjustment.","• Not Null; and,\n• Not Blank;","Numeric 3",10,10,"Each of my first _______ monthly payments will be in an amount that would be sufficient to fully repay my loan","PAYMENT_ADJUSTMENT-FirstPaymentAdjustmentMonths2","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/PAYMENT_ADJUSTMENT/@FirstPaymentAdjustmentMonths\" ViewLinkDescription=\"id(PAYMENT_ADJUSTMENT-FirstPaymentAdjustmentMonths2)\"/>","One date field supports 2 view fields"]
[20,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@OriginalPrincipalAndInterestPaymentAmount","Original Principal And Interest Payment Amount","The dollar amount of the P&I payment as stated on the Note. The P&I payment is usually obtained using the loan amount and interest rate to arrive at full amortization during the loan term.","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2","2500.00\n3000","$2,500.00\n$3,000","will be in the amount of U.S. $___","LOAN_FEATURES-OriginalPrincipalAndInterestPaymentAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@OriginalPrincipalAndInterestPaymentAmount\" ViewLinkDescription=\"id(LOAN_FEATURES-OriginalPrincipalAndInterestPaymentAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[21,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/PAYMENT_ADJUSTMENT/@FirstPaymentAdjustmentDate","First Payment Adjustment Date","The first date that an adjustment to the loan payment amount will occur in an ARM transaction.","• Not Null; and,\n• Not Blank;","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","On the first day of ___ ... I will begin paying a new monthly payment amount","PAYMENT_ADJUSTMENT-FirstPaymentAdjustmentDate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/PAYMENT_ADJUSTMENT/@FirstPaymentAdjustmentDate\" ViewLinkDescription=\"id(PAYMENT_ADJUSTMENT-FirstPaymentAdjustmentDate)\"><CONVERSION _MaskDescription=\"MMMM, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[23,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@GraduatedPaymentMultiplierFactor ","Graduated Payment Multiplier Factor","The factor used to calculate the new monthly Graduated Payment Amount.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Numeric 1,4",1.0249999999999999,1.0249999999999999,"multiplied by the number 1.0____.","LOAN_FEATURES-GraduatedPaymentMultiplierFactor","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@GraduatedPaymentMultiplierFactor\"\nViewLinkDescription=\"id(LOAN_FEATURES-GraduatedPaymentMultiplierFactor)\">","Numeric field with 4 decimal places (1.0250 sample)\n\nIn the XHTML View, remove \"1.0\" from boilerplate text so that no conversion is needed."]
[24,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@GrowingEquityLoanPayoffYearsCount","Growing Equity Loan Payoff Years Count","The number of years in which a growing equity loan program is calculated to be fully repaid using the original payment amount. ","• Not Null; and,\n• Not Blank;","Numeric 3",5,5,"fully repay my loan in ___ years","LOAN_FEATURES-GrowingEquityLoanPayoffYearsCount","<ARC DataLinkDescription=\"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@GrowingEquityLoanPayoffYearsCount\" ViewLinkDescription=\"id(LOAN_FEATURES-GrowingEquityLoanPayoffYearsCount)\"/>"]
[34,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_GracePeriod","Late Charge Grace Period","The grace period in days for this loan before a late charge will be applied","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 365","Numeric 3",15,15,"___ calendar days after the date it is due","LATE_CHARGE-_GracePeriod","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_GracePeriod\" ViewLinkDescription=\"id(LATE_CHARGE-_GracePeriod)\">"]
[36,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_Rate","Late Charge Rate","The percentage that a borrower is required to pay for failure to make a regular installment within the period specified on the note. This is the amount specified by the late charge code and is used when the late charge is not a flat dollar.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","amount of the charge will be ___%","LATE_CHARGE-_Rate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_Rate\" ViewLinkDescription=\"id(LATE_CHARGE-_Rate)\"><CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/></ARC>"]
[37,"LOAN/_APPLICATION/BORROWER/@_FirstName","Borrower First Name","The first name of the borrower. ","• Not Null; and,\n• Not Blank; and,\n• Alphanumeric, period, comma, dash, single quote, and BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff.","String 30","Harry","Harry","Borrower","BORROWER1-_FirstName","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_FirstName\" ViewLinkDescription=\"id(BORROWER1-_FirstName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[38,"LOAN/_APPLICATION/ BORROWER/@_MiddleName","Borrower Middle Name","The middle name of the borrower. ","MiddleName is an optional field.  If it is present in the DATA,  AND it is not blank,  AND it is not null, AND it is (Alphanumeric, or period, or comma, or dash, or single quote, or BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff ),  then an ARC must exist","String 30","Michael","Michael","Borrower","BORROWER1-_MiddleName","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[1]/@_MiddleName\" ViewLinkDescription=\"id(BORROWER1-_MiddleName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[39,"LOAN/_APPLICATION/BORROWER/@_LastName","Borrower Last Name","Borrower Last Name","• Not Null; and,\n• Not Blank; and,\n• Alphanumeric, period, comma, dash, single quote, and BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff. ","String 35","Homeowner","Homeowner","Borrower","BORROWER1-_LastName","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_LastName\" ViewLinkDescription=\"id(BORROWER1-_LastName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[40,"LOAN/_APPLICATION/BORROWER/@_NameSuffix","Borrower Name Suffix","The name suffix of the borrower. (E.g., JR = Junior, SR = Senior, etc.) ","• Optional ","String 4 ","JR","JR","Borrower","BORROWER1-_NameSuffix","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_NameSuffix\" ViewLinkDescription=\"id(BORROWER1-_NameSuffix)\"/>","Added"]
[41,"LOAN/_APPLICATION/MERS/@MERS_MINNumber","MERS MIN Number","Number used by MERS to identify loans. Referred to as the MIN, Mortgage Identification Number. ","• Not Null; and,\n• Not Blank  \n• Numeric 18\n","String 30","123456789012345678","123456789012345678","No standard text on the uniform instrument.  Goes in the upper margin wilth label \"MERS MIN\".","MERS-MERS_MINNumber","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MERS/@MERS_MINNumber\" ViewLinkDescription=\"id(MERS-MERS_MINNumber)\"/>","The only reasonable values supported at this time are 18 characters long, numeric."]
[42,"CUSTOM/LOAN_ORIGINATOR[1]/@_UnparsedName","Loan Originator (Individual) Unparsed Name","The name of the Loan Originator individual","• Not Null; and,\n• Not Blank;","String 100","George Bailey","George Bailey","Loan Originator (Individual)","LOAN_ORIGINATOR_INDIVIDUAL-_UnparsedName","<ARC DataLinkDescription=//CUSTOM/LOAN_ORIGINATOR[1]/@_UnparsedName\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_INDIVIDUAL-_UnparsedName)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"N\""]
[43,"CUSTOM/LOAN_ORIGINATOR[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Loan Originator (Individual) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Loan Originator individual that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",123456,123456,"NMLSR ID Number\n(on the same row as Loan Originator (Individual)","LOAN_ORIGINATOR_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"N\""]
[44,"CUSTOM/LOAN_ORIGINATOR[2]/@_UnparsedName","Loan Originator (Company) Unparsed Name","The name of the Loan Originator company","• Not Null; and,\n• Not Blank;","String 100","Bailey Building and Loan","Bailey Building and Loan","Loan Originator (Company)","LOAN_ORIGINATOR_COMPANY-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[2]/@_UnparsedName\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_COMPANY-_UnparsedName)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"Y\""]
[45,"CUSTOM/LOAN_ORIGINATOR[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Loan Originator (Company) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Loan Originator company that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",234567,234567,"NMLSR ID Number\n(on the same row as Loan Originator (Company)","LOAN_ORIGINATOR_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"Y\""]
[46,"CUSTOM/PARTY[1]/@_UnparsedName","Mortgage Broker (Individual) Unparsed Name","The name of an individual acting as a mortgage broker for the loan.","• Not Null; and,\n• Not Blank;","String 100","Benjamin Broker","Benjamin Broker","Loan Broker (Individual)","PARTY_INDIVIDUAL-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/PARTY[1]/@_UnparsedName\" ViewLinkDescription=\"id(PARTY_INDIVIDUAL-_UnparsedName)\"/>","PARTY/@NonPersonEntityIndicator=\"N\" @_Type=MortgageBroker"]
[47,"CUSTOM/PARTY[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Mortgage Broker (Individual) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Mortgage Broker individual that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",345678,345678,"NMLSR ID Number\n(on the same row as Loan Broker (Individual)","PARTY_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/PARTY[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(PARTY_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","Party/@NonPersonEntityIndicator=\"N\" @_Type=MortgageBroker"]
[48,"CUSTOM/PARTY[2]/@_UnparsedName","Mortgage Broker (Company) Unparsed Name","The name of the Mortgage Broker company","• Not Null; and,\n• Not Blank;","String 100","XYZ Financial Services","XYZ Financial Services","Loan Broker (Company)","PARTY_COMPANY-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/PARTY[2]/@_UnparsedName\" ViewLinkDescription=\"id(PARTY_COMPANY-_UnparsedName)\"/>","PARTY/@NonPersonEntityIndicator=\"Y\" @_Type=MortgageBroker"]
[49,"CUSTOM/PARTY[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Mortgage Broker (Company) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Mortgage Broker company that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",456789,456789,"NMLSR ID Number\n(on the same row as Loan Broker (Company)","PARTY_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/PARTY[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(PARTY_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","PARTY/@NonPersonEntityIndicator=\"Y\" @_Type=MortgageBroker"]
[50,"LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_UnparsedName","The unparsed name of the individual acting with Power of Attorney for the borrower.","The unparsed name of the individual acting with Power of Attorney for the borrower.","Conditionally required if the Note is signed on behalf of the borrower by a person with a Power of Attorney","String 100","Buddy J. Friend","Buddy J. Friend","Borrower … (Seal)","BORROWER2_POWER_OF_ATTORNEY-_UnparsedName","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_UnparsedName\" ViewLinkDescription=\"id(BORROWER2_POWER_OF_ATTORNEY-_UnparsedName)\"/>","Only used when the enote is signed with a Power of Attorney"]
[51,"LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_SigningCapacityTextDescription","Borrower Power Of Attorney Signing Capacity Text Description","The specific text which describes the signing capacity of the individual acting with Power of Attorney for the borrower (i.e., as attorney-in-fact.)","Conditionally required if the Note is signed on behalf of the borrower by a person with a Power of Attorney","String 100","as attorney in fact","as attorney in fact","Borrower … (Seal)","BORROWER2_POWER_OF_ATTORNEY-_SigningCapacityTextDescription","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_SigningCapacityTextDescription\" ViewLinkDescription=\"id(BORROWER2_POWER_OF_ATTORNEY-_SigningCapacityTextDescription)\"/>","Only used when the enote is signed with a Power of Attorney"]

{"sheet":"Standard Fixed-ARM Notes w  ","index":10,"n_rows":44,"n_cols":12,"rows_kept":44,"cut":false,"hidden":false,"merged":[[0,0,0,11]]}
["Standard Fixed/Adjustable Rate Notes with Conversion\nForms: 3523, 3523.44, 3525"]
["Unique ID","XML FIELD NAME 1.02","Data Point Name","Data Point Definition","Implementation Notes","Format (Proposed Format)","Sample Data","Sample Data Display Format in the View","Form Field Text(see instrument specific tabs for varaince) ","View Field ID","Sample ARC \n(see Note below)","Comments"]
[1,"LOAN/_APPLICATION/MORTGAGE_TERMS/@LenderLoanIdentifier\n\n","Lender Loan Identifier","The identifier assigned by the originating Lender to be referenced as the Loan ID/Number on all settlement documents, notes, riders, etc.","• Not Null; and,\n• Not Blank\n","String 45","1234567890Abcde","1234567890Abcde","No standard text on the uniform instrument.  Goes in the upper margin wilth label \"Lender Loan Identifier\".","MORTGAGE_TERMS-LenderLoanIdentifier","From Sample:\n\n<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@LenderLoanIdentifier\" ViewLinkDescription=\"id(MORTGAGE_TERMS-LenderLoanIdentifier)\"/>","This field causing issues for some vendors due to missing in the view\n\nAs long as the IDs match with the view field the Arc will be valid, But this is a recomanded practice as per IGuide to use this format"]
[41,"LOAN/_APPLICATION/MERS/@MERS_MINNumber","MERS MIN Number","Number used by MERS to identify loans. Referred to as the MIN, Mortgage Identification Number. ","• Not Null; and,\n• Not Blank  \n• Numeric 18\n","String 30","123456789012345678","123456789012345678","No standard text on the uniform instrument.  Goes in the upper margin wilth label \"MERS MIN\".","MERS-MERS_MINNumber","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MERS/@MERS_MINNumber\" ViewLinkDescription=\"id(MERS-MERS_MINNumber)\"/>","The only reasonable values supported at this time are 18 characters long, numeric."]
[2,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_Date","Execution Date","The date documents were signed (executed).","• Not Null; and,\n• Not Blank; and \n• timestamp is optional","<Standard-Date> ::= YYYY-MM-DD \n<DateTimeSeparator> ::= T\n<Time> ::= hh:mm:ss","2017-03-18T14:24:13\n\n2017-04-01\n","March 18, 2017 14:24:13\n\nApril 1, 2017","[Date]\nthis may not have an explicit label (sample ____,____)","EXECUTION-_Date","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_Date\" ViewLinkDescription=\"id(EXECUTION-_Date)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[3,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_City","Execution City","The name of the city where documents were signed (executed).","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","[City]","EXECUTION-_City","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_City\" ViewLinkDescription=\"id(EXECUTION-_City)\"/>"]
[4,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_State","Execution State","The name of the state where documents were signed (executed)."," • Not Null; and,\n• Not Blank; and,\n• Full state name spelled out\n","String 35","Missouri","Missouri","[State]","EXECUTION-_State","<ARC DataLinkDescription=//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_State\" ViewLinkDescription=\"id(EXECUTION-_State)\"/>"]
[5," LOAN/_APPLICATION/PROPERTY/@_StreetAddress","Property Street Address","The unstructured (Unparsed) street address of the subject property (e.g., 123 Main Street). ","• Not Null; and,\n• Not Blank","String 100","123 Main Street","123 Main Street","[Property Address]","PROPERTY-_StreetAddress","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/PROPERTY/@_StreetAddress\" ViewLinkDescription=\"id(PROPERTY-_StreetAddress)\"/>"]
[6,"LOAN/_APPLICATION/PROPERTY/@_City","Property City","The city in which the subject property is located. ","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","[Property Address]","PROPERTY-_City","<ARC DataLinkDescription=//LOAN/_APPLICATION/PROPERTY/@_City\" ViewLinkDescription=\"id(PROPERTY-_City)\"/>"]
[7,"LOAN/_APPLICATION/PROPERTY/@_State","Property State","The state in which the subject property is located. ","  • Not Null; and,\n• Not Blank; and,\n• 2 character state code","String 2","MO","Missouri\nMO","[Property Address]","PROPERTY-_State","<ARC DataLinkDescription=//LOAN/_APPLICATION/PROPERTY/@_State\" ViewLinkDescription=\"id(PROPERTY-_State)\"/>","Vary according to the instrument, for state-specific instruments"]
[8,"LOAN/_APPLICATION/PROPERTY/@_PostalCode","Property Postal Code"," The postal code (zip code in the US) of the subject property. Zip code may be either 5 or 9 digits. ","• Not Null; and,\n• Not Blank; and,\n• Exactly 5 numbers; or,\n• Exactly 9 numbers","String 9","63101\n123456789","63101\n123456789","[Property Address]","PROPERTY-_PostalCode","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/PROPERTY/@_PostalCode\" ViewLinkDescription=\"id(PROPERTY-_PostalCode)\"/>","currenlty aligned with ULDD and maybe (-) hyphen will be allowed after feedback from vendors "]
[9,"LOAN/_APPLICATION/MORTGAGE_TERMS/@OriginalLoanAmount","Original Loan Amount","Amount of the Mortgage as stated on the original note.","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2","250000.00\n300000","$250,000.00\n$300,000","pay U.S. $___ (this amount is called \"Principal\"), plus interest","MORTGAGE_TERMS-OriginalLoanAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@OriginalLoanAmount\" ViewLinkDescription=\"id(MORTGAGE_TERMS-OriginalLoanAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[10,"LOAN/_CLOSING_DOCUMENTS/LENDER/@_UnparsedName","Lender Unparsed Name","The name of the party or entity designated as the lender for the loan.","• Not Null; and,\n• Not Blank;","String 100","Bailey Building and Loan","Bailey Building and Loan","The Lender is ___","LENDER-_UnparsedName","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/LENDER/@_UnparsedName\" ViewLinkDescription=\"id(LENDER-_UnparsedName)\"/>"]
[11,"LOAN/_APPLICATION/MORTGAGE_TERMS/@NoteRatePercent","Note Rate Percent","The actual interest rate as disclosed on the note.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","interest at a yearly rate of ___%","MORTGAGE_TERMS-NoteRatePercent","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@NoteRatePercent\"\nViewLinkDescription=\"id(MORTGAGE_TERMS-NoteRatePercent)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>"]
[13,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@ScheduledFirstPaymentDate","Scheduled First Payment Date","The date of the first scheduled mortgage payment to be made by the borrower under the terms of the mortgage.","• Not Null; and,\n• Not Blank; and,\n<Date> ::=  <Standard-Date>\n<Standard-Date> ::= YYYY-MM-DD ","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","beginning on ___","LOAN_FEATURES-ScheduledFirstPaymentDate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@ScheduledFirstPaymentDate\" ViewLinkDescription=\"id(LOAN_FEATURES-ScheduledFirstPaymentDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[14,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@LoanMaturityDate ","Loan Maturity Date","The date when the loan is scheduled to be paid in full as reflected on the Note.","• Not Null; and,\n• Not Blank","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","If, on __, I still owe amounts under this Note","LOAN_FEATURES-LoanMaturityDate","<ARC DataLinkDescription=//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@LoanMaturityDate\" ViewLinkDescription=\"id(LOAN_FEATURES-LoanMaturityDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[15,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_StreetAddress","Note Pay To Street Address","The street address indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank","String 100","123 Main Street","123 Main Street","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_StreetAddress","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_StreetAddress\" ViewLinkDescription=\"id(NOTE_PAY_TO-_StreetAddress)\"/>"]
[16,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_City","Note Pay To City","The city indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_City","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_City\" ViewLinkDescription=\"id(NOTE_PAY_TO-_City)\"/>"]
[17,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_State","Note Pay To State","The state indicated on the note where to send the mortgage payment."," • Not Null; and,\n• Not Blank; and,\n• 2 character state code\n","String 2","MO","Missouri\nMO","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_State","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_State\" ViewLinkDescription=\"id(NOTE_PAY_TO-_State)\"/>","Vary according to the instrument, for state-specific instruments"]
[18,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_PostalCode","Note Pay To Postal Code","The postal code indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank; and,\n• Exactly 5 numbers; or,\n• Exactly 9 numbers","String 9","63101\n123456789","63101\n123456789","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_PostalCode","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_PostalCode\" ViewLinkDescription=\"id(NOTE_PAY_TO-_PostalCode)\"/>","currenlty aligned with ULDD and maybe - will be allowed after feedback from vendors "]
[20,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@OriginalPrincipalAndInterestPaymentAmount","Original Principal And Interest Payment Amount","The dollar amount of the P&I payment as stated on the Note. The P&I payment is usually obtained using the loan amount and interest rate to arrive at full amortization during the loan term.","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2","2500.00\n3000","$2,500.00\n$3,000","will be in the amount of U.S. $___","LOAN_FEATURES-OriginalPrincipalAndInterestPaymentAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@OriginalPrincipalAndInterestPaymentAmount\" ViewLinkDescription=\"id(LOAN_FEATURES-OriginalPrincipalAndInterestPaymentAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[22,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@FirstRateAdjustmentDate","First Rate Adjustment Date","The first date the interest rate will adjust in an ARM transaction","• Not Null; and,\n• Not Blank;","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","The initial fixed interest rate I will pay will change on the first day of ___","RATE_ADJUSTMENT-FirstRateAdjustmentDate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@FirstRateAdjustmentDate\" ViewLinkDescription=\"id(RATE_ADJUSTMENT-FirstRateAdjustmentDate)\"><CONVERSION _MaskDescription=\"MMMM, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[26,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_IndexMarginPercent","ARM Index Margin Percent","The percentage stated in the loan program representing the spread between the ARM Index value and the mortgage interest rate. The gross mortgage margin is added to the index value to establish a new gross interest rate in the manner described by the calculation method.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","calculate my new interest rate by adding ___ percentage points (___%) to the Current Index","ARM-_IndexMarginPercent1\n\nARM-_IndexMarginPercent2","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_IndexMarginPercent\"\nViewLinkDescription=\"id(ARM-_IndexMarginPercent1)\"/>\n\n<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_IndexMarginPercent\"\nViewLinkDescription=\"id(ARM-_IndexMarginPercent2)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>","Dual view fields"]
[27,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeCapRate","Rate Adjustment First Change Cap Rate","maximum interest rate that can be applied at the first interest rate adjustment","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n5","interest rate I am required to pay at the first Change Date will not be greater than ___%","RATE_ADJUSTMENT-_FirstChangeCapRate\n\n","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeCapRate\"\nViewLinkDescription=\"id(RATE_ADJUSTMENT-_FirstChangeCapRate)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>"]
[28,"LOAN_APPLICATION//LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeFloorRate","Rate Adjustment First Change Floor Rate","The minimum interest rate that can be applied at the first interest rate adjustment.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n6"," or less than ___%.","RATE_ADJUSTMENT-_FirstChangeFloorRate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeFloorRate\"\nViewLinkDescription=\"id(RATE_ADJUSTMENT-_FirstChangeFloorRate)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>"]
[29,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeCapRate","ARM Lifetime Cap Rate","The maximum interest rate that can be applied during the loan term.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n7","My interest rate will never be greater than ___%.","ARM-_LifetimeCapRate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeCapRate\" ViewLinkDescription=\"id(ARM-_LifetimeCapRate)\"><CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/></ARC>"]
[52,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeFloorPercent","ARM Lifetime Floor Percent","\n\nThe minimum interest rate that can be applied during the loan term.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n8"," or less than ___%.","ARM-_LifetimeFloorPercent","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeFloorPercent\" ViewLinkDescription=\"id(ARM-_LifetimeFloorPercent)\"><CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/></ARC>"]
[31,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/CONVERSION_OPTION/@_FeeAmount","ARM Conversion Option Fee Amount","The dollar amount that it will cost the borrower to convert the loan from an ARM to a fixed rate payment.","Only applicable to Convertible instruments\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2",500,500,"I must pay the Note Holder a conversion fee of U.S. $___________;","CONVERSION_OPTION-_FeeAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/CONVERSION_OPTION/@_FeeAmount\" ViewLinkDescription=\"id(CONVERSION_OPTION-_FeeAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[34,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_GracePeriod","Late Charge Grace Period","The grace period in days for this loan before a late charge will be applied","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 365","Numeric 3",15,15,"___ calendar days after the date it is due","LATE_CHARGE-_GracePeriod","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_GracePeriod\" ViewLinkDescription=\"id(LATE_CHARGE-_GracePeriod)\">"]
[36,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_Rate","Late Charge Rate","The percentage that a borrower is required to pay for failure to make a regular installment within the period specified on the note. This is the amount specified by the late charge code and is used when the late charge is not a flat dollar.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n8","amount of the charge will be ___%","LATE_CHARGE-_Rate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_Rate\" ViewLinkDescription=\"id(LATE_CHARGE-_Rate)\"><CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/></ARC>"]
[37,"LOAN/_APPLICATION/BORROWER/@_FirstName","Borrower First Name","The first name of the borrower. ","• Not Null; and,\n• Not Blank; and,\n• Alphanumeric, period, comma, dash, single quote, and BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff.","String 30","Harry","Harry","Borrower","BORROWER1-_FirstName","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_FirstName\" ViewLinkDescription=\"id(BORROWER1-_FirstName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[38,"LOAN/_APPLICATION/ BORROWER/@_MiddleName","Borrower Middle Name","The middle name of the borrower. ","MiddleName is an optional field.  If it is present in the DATA,  AND it is not blank,  AND it is not null, AND it is (Alphanumeric, or period, or comma, or dash, or single quote, or BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff ),  then an ARC must exist","String 30","Michael","Michael","Borrower","BORROWER1-_MiddleName","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[1]/@_MiddleName\" ViewLinkDescription=\"id(BORROWER1-_MiddleName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[39,"LOAN/_APPLICATION/BORROWER/@_LastName","Borrower Last Name","Borrower Last Name","• Not Null; and,\n• Not Blank; and,\n• Alphanumeric, period, comma, dash, single quote, and BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff. ","String 35","Homeowner","Homeowner","Borrower","BORROWER1-_LastName","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_LastName\" ViewLinkDescription=\"id(BORROWER1-_LastName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[40,"LOAN/_APPLICATION/BORROWER/@_NameSuffix","Borrower Name Suffix","The name suffix of the borrower. (E.g., JR = Junior, SR = Senior, etc.) ","• Optional ","String 4 ","JR","JR","Borrower","BORROWER1-_NameSuffix","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_NameSuffix\" ViewLinkDescription=\"id(BORROWER1-_NameSuffix)\"/>","Added"]
[42,"CUSTOM/LOAN_ORIGINATOR[1]/@_UnparsedName","Loan Originator (Individual) Unparsed Name","The name of the Loan Originator individual","• Not Null; and,\n• Not Blank;","String 100","George Bailey","George Bailey","Loan Originator (Individual)","LOAN_ORIGINATOR_INDIVIDUAL-_UnparsedName","<ARC DataLinkDescription=//CUSTOM/LOAN_ORIGINATOR[1]/@_UnparsedName\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_INDIVIDUAL-_UnparsedName)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"N\""]
[43,"CUSTOM/LOAN_ORIGINATOR[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Loan Originator (Individual) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Loan Originator individual that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",123456,123456,"NMLSR ID Number\n(on the same row as Loan Originator (Individual)","LOAN_ORIGINATOR_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"N\""]
[44,"CUSTOM/LOAN_ORIGINATOR[2]/@_UnparsedName","Loan Originator (Company) Unparsed Name","The name of the Loan Originator company","• Not Null; and,\n• Not Blank;","String 100","Bailey Building and Loan","Bailey Building and Loan","Loan Originator (Company)","LOAN_ORIGINATOR_COMPANY-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[2]/@_UnparsedName\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_COMPANY-_UnparsedName)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"Y\""]
[45,"CUSTOM/LOAN_ORIGINATOR[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Loan Originator (Company) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Loan Originator company that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",234567,234567,"NMLSR ID Number\n(on the same row as Loan Originator (Company)","LOAN_ORIGINATOR_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"Y\""]
[46,"CUSTOM/PARTY[1]/@_UnparsedName","Mortgage Broker (Individual) Unparsed Name","The name of an individual acting as a mortgage broker for the loan.","• Not Null; and,\n• Not Blank;","String 100","Benjamin Broker","Benjamin Broker","Loan Broker (Individual)","PARTY_INDIVIDUAL-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/PARTY[1]/@_UnparsedName\" ViewLinkDescription=\"id(PARTY_INDIVIDUAL-_UnparsedName)\"/>","PARTY/@NonPersonEntityIndicator=\"N\" @_Type=MortgageBroker"]
[47,"CUSTOM/PARTY[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Mortgage Broker (Individual) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Mortgage Broker individual that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",345678,345678,"NMLSR ID Number\n(on the same row as Loan Broker (Individual)","PARTY_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/PARTY[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(PARTY_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","Party/@NonPersonEntityIndicator=\"N\" @_Type=MortgageBroker"]
[48,"CUSTOM/PARTY[2]/@_UnparsedName","Mortgage Broker (Company) Unparsed Name","The name of the Mortgage Broker company","• Not Null; and,\n• Not Blank;","String 100","XYZ Financial Services","XYZ Financial Services","Loan Broker (Company)","PARTY_COMPANY-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/PARTY[2]/@_UnparsedName\" ViewLinkDescription=\"id(PARTY_COMPANY-_UnparsedName)\"/>","PARTY/@NonPersonEntityIndicator=\"Y\" @_Type=MortgageBroker"]
[49,"CUSTOM/PARTY[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Mortgage Broker (Company) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Mortgage Broker company that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",456789,456789,"NMLSR ID Number\n(on the same row as Loan Broker (Company)","PARTY_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/PARTY[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(PARTY_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","PARTY/@NonPersonEntityIndicator=\"Y\" @_Type=MortgageBroker"]
[50,"LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_UnparsedName","The unparsed name of the individual acting with Power of Attorney for the borrower.","The unparsed name of the individual acting with Power of Attorney for the borrower.","Conditionally required if the Note is signed on behalf of the borrower by a person with a Power of Attorney","String 100","Buddy J. Friend","Buddy J. Friend","Borrower … (Seal)","BORROWER2_POWER_OF_ATTORNEY-_UnparsedName","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_UnparsedName\" ViewLinkDescription=\"id(BORROWER2_POWER_OF_ATTORNEY-_UnparsedName)\"/>","Only used when the enote is signed with a Power of Attorney"]
[51,"LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_SigningCapacityTextDescription","Borrower Power Of Attorney Signing Capacity Text Description","The specific text which describes the signing capacity of the individual acting with Power of Attorney for the borrower (i.e., as attorney-in-fact.)","Conditionally required if the Note is signed on behalf of the borrower by a person with a Power of Attorney","String 100","as attorney in fact","as attorney in fact","Borrower … (Seal)","BORROWER2_POWER_OF_ATTORNEY-_SigningCapacityTextDescription","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_SigningCapacityTextDescription\" ViewLinkDescription=\"id(BORROWER2_POWER_OF_ATTORNEY-_SigningCapacityTextDescription)\"/>","Only used when the enote is signed with a Power of Attorney"]

{"sheet":"Multistate Adjust-Rate w Co","index":11,"n_rows":44,"n_cols":12,"rows_kept":44,"cut":false,"hidden":false,"merged":[[0,0,0,11]]}
["Multistate Adjustable-Rate Notes with Conversion\nForms: 3503, 3505, 3527, 3529, 3529.44"]
["Unique ID","XML FIELD NAME 1.02","Data Point Name","Data Point Definition","Implementation Notes","Format (Proposed Format)","Sample Data","Sample Data Display Format in the View","Form Field Text(see instrument specific tabs for varaince) ","View Field ID","Sample ARC \n(see Note below)","Sample Data Comment"]
[1,"LOAN/_APPLICATION/MORTGAGE_TERMS/@LenderLoanIdentifier\n\n","Lender Loan Identifier","The identifier assigned by the originating Lender to be referenced as the Loan ID/Number on all settlement documents, notes, riders, etc.","• Not Null; and,\n• Not Blank\n","String 45","1234567890Abcde","1234567890Abcde","No standard text on the uniform instrument.  Goes in the upper margin wilth label \"Lender Loan Identifier\".","MORTGAGE_TERMS-LenderLoanIdentifier","From Sample:\n\n<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@LenderLoanIdentifier\" ViewLinkDescription=\"id(MORTGAGE_TERMS-LenderLoanIdentifier)\"/>","This field causing issues for some vendors due to missing in the view\n\nAs long as the IDs match with the view field the Arc will be valid, But this is a recomanded practice as per IGuide to use this format"]
[41,"LOAN/_APPLICATION/MERS/@MERS_MINNumber","MERS MIN Number","Number used by MERS to identify loans. Referred to as the MIN, Mortgage Identification Number. ","• Not Null; and,\n• Not Blank  \n• Numeric 18\n","String 30","123456789012345678","123456789012345678","No standard text on the uniform instrument.  Goes in the upper margin wilth label \"MERS MIN\".","MERS-MERS_MINNumber","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MERS/@MERS_MINNumber\" ViewLinkDescription=\"id(MERS-MERS_MINNumber)\"/>","The only reasonable values supported at this time are 18 characters long, numeric."]
[2,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_Date","Execution Date","The date documents were signed (executed).","• Not Null; and,\n• Not Blank; and \n• timestamp is optional","<Standard-Date> ::= YYYY-MM-DD \n<DateTimeSeparator> ::= T\n<Time> ::= hh:mm:ss","2017-03-18T14:24:13\n\n2017-04-01\n","March 18, 2017 14:24:13\n\nApril 1, 2017","[Date]\nthis may not have an explicit label (sample ____,____)","EXECUTION-_Date","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_Date\" ViewLinkDescription=\"id(EXECUTION-_Date)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[3,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_City","Execution City","The name of the city where documents were signed (executed).","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","[City]","EXECUTION-_City","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_City\" ViewLinkDescription=\"id(EXECUTION-_City)\"/>"]
[4,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_State","Execution State","The name of the state where documents were signed (executed)."," • Not Null; and,\n• Not Blank; and,\n• Full state name spelled out\n","String 35","Missouri","Missouri","[State]","EXECUTION-_State","<ARC DataLinkDescription=//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_State\" ViewLinkDescription=\"id(EXECUTION-_State)\"/>"]
[5," LOAN/_APPLICATION/PROPERTY/@_StreetAddress","Property Street Address","The unstructured (Unparsed) street address of the subject property (e.g., 123 Main Street). ","• Not Null; and,\n• Not Blank","String 100","123 Main Street","123 Main Street","[Property Address]","PROPERTY-_StreetAddress","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/PROPERTY/@_StreetAddress\" ViewLinkDescription=\"id(PROPERTY-_StreetAddress)\"/>"]
[6,"LOAN/_APPLICATION/PROPERTY/@_City","Property City","The city in which the subject property is located. ","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","[Property Address]","PROPERTY-_City","<ARC DataLinkDescription=//LOAN/_APPLICATION/PROPERTY/@_City\" ViewLinkDescription=\"id(PROPERTY-_City)\"/>"]
[7,"LOAN/_APPLICATION/PROPERTY/@_State","Property State","The state in which the subject property is located. ","  • Not Null; and,\n• Not Blank; and,\n• 2 character state code","String 2","MO","Missouri\nMO","[Property Address]","PROPERTY-_State","<ARC DataLinkDescription=//LOAN/_APPLICATION/PROPERTY/@_State\" ViewLinkDescription=\"id(PROPERTY-_State)\"/>","Vary according to the instrument, for state-specific instruments"]
[8,"LOAN/_APPLICATION/PROPERTY/@_PostalCode","Property Postal Code"," The postal code (zip code in the US) of the subject property. Zip code may be either 5 or 9 digits. ","• Not Null; and,\n• Not Blank; and,\n• Exactly 5 numbers; or,\n• Exactly 9 numbers","String 9","63101\n123456789","63101\n123456789","[Property Address]","PROPERTY-_PostalCode","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/PROPERTY/@_PostalCode\" ViewLinkDescription=\"id(PROPERTY-_PostalCode)\"/>","currenlty aligned with ULDD and maybe (-) hyphen will be allowed after feedback from vendors "]
[9,"LOAN/_APPLICATION/MORTGAGE_TERMS/@OriginalLoanAmount","Original Loan Amount","Amount of the Mortgage as stated on the original note.","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2","250000.00\n300000","$250,000.00\n$300,000","pay U.S. $___ (this amount is called \"Principal\"), plus interest","MORTGAGE_TERMS-OriginalLoanAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@OriginalLoanAmount\" ViewLinkDescription=\"id(MORTGAGE_TERMS-OriginalLoanAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[10,"LOAN/_CLOSING_DOCUMENTS/LENDER/@_UnparsedName","Lender Unparsed Name","The name of the party or entity designated as the lender for the loan.","• Not Null; and,\n• Not Blank;","String 100","Bailey Building and Loan","Bailey Building and Loan","The Lender is ___","LENDER-_UnparsedName","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/LENDER/@_UnparsedName\" ViewLinkDescription=\"id(LENDER-_UnparsedName)\"/>"]
[11,"LOAN/_APPLICATION/MORTGAGE_TERMS/@NoteRatePercent","Note Rate Percent","The actual interest rate as disclosed on the note.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","interest at a yearly rate of ___%","MORTGAGE_TERMS-NoteRatePercent","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@NoteRatePercent\"\nViewLinkDescription=\"id(MORTGAGE_TERMS-NoteRatePercent)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>"]
[13,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@ScheduledFirstPaymentDate","Scheduled First Payment Date","The date of the first scheduled mortgage payment to be made by the borrower under the terms of the mortgage.","• Not Null; and,\n• Not Blank; and,\n<Date> ::=  <Standard-Date>\n<Standard-Date> ::= YYYY-MM-DD ","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","beginning on ___","LOAN_FEATURES-ScheduledFirstPaymentDate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@ScheduledFirstPaymentDate\" ViewLinkDescription=\"id(LOAN_FEATURES-ScheduledFirstPaymentDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[14,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@LoanMaturityDate ","Loan Maturity Date","The date when the loan is scheduled to be paid in full as reflected on the Note.","• Not Null; and,\n• Not Blank","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","If, on __, I still owe amounts under this Note","LOAN_FEATURES-LoanMaturityDate","<ARC DataLinkDescription=//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@LoanMaturityDate\" ViewLinkDescription=\"id(LOAN_FEATURES-LoanMaturityDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[15,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_StreetAddress","Note Pay To Street Address","The street address indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank","String 100","123 Main Street","123 Main Street","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_StreetAddress","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_StreetAddress\" ViewLinkDescription=\"id(NOTE_PAY_TO-_StreetAddress)\"/>"]
[16,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_City","Note Pay To City","The city indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_City","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_City\" ViewLinkDescription=\"id(NOTE_PAY_TO-_City)\"/>"]
[17,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_State","Note Pay To State","The state indicated on the note where to send the mortgage payment."," • Not Null; and,\n• Not Blank; and,\n• 2 character state code\n","String 2","MO","Missouri\nMO","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_State","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_State\" ViewLinkDescription=\"id(NOTE_PAY_TO-_State)\"/>","Vary according to the instrument, for state-specific instruments"]
[18,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_PostalCode","Note Pay To Postal Code","The postal code indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank; and,\n• Exactly 5 numbers; or,\n• Exactly 9 numbers","String 9","63101\n123456789","63101\n123456789","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_PostalCode","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_PostalCode\" ViewLinkDescription=\"id(NOTE_PAY_TO-_PostalCode)\"/>","currenlty aligned with ULDD and maybe - will be allowed after feedback from vendors "]
[20,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@OriginalPrincipalAndInterestPaymentAmount","Original Principal And Interest Payment Amount","The dollar amount of the P&I payment as stated on the Note. The P&I payment is usually obtained using the loan amount and interest rate to arrive at full amortization during the loan term.","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2","2500.00\n3000","$2,500.00\n$3,000","will be in the amount of U.S. $___","LOAN_FEATURES-OriginalPrincipalAndInterestPaymentAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@OriginalPrincipalAndInterestPaymentAmount\" ViewLinkDescription=\"id(LOAN_FEATURES-OriginalPrincipalAndInterestPaymentAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[22,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@FirstRateAdjustmentDate","First Rate Adjustment Date","The first date the interest rate will adjust in an ARM transaction","• Not Null; and,\n• Not Blank;","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","The adjustable interest rate I will pay may change on the first day of ___","RATE_ADJUSTMENT-FirstRateAdjustmentDate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@FirstRateAdjustmentDate\" ViewLinkDescription=\"id(RATE_ADJUSTMENT-FirstRateAdjustmentDate)\"><CONVERSION _MaskDescription=\"MMMM, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[26,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_IndexMarginPercent","ARM Index Margin Percent","The percentage stated in the loan program representing the spread between the ARM Index value and the mortgage interest rate. The gross mortgage margin is added to the index value to establish a new gross interest rate in the manner described by the calculation method.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","calculate my new interest rate by adding ___ percentage points (___%) to the Current Index","ARM-_IndexMarginPercent1\n\nARM-_IndexMarginPercent2","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_IndexMarginPercent\"\nViewLinkDescription=\"id(ARM-_IndexMarginPercent1)\"/>\n\n<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_IndexMarginPercent\"\nViewLinkDescription=\"id(ARM-_IndexMarginPercent2)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>","Dual view fields"]
[27,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeCapRate","Rate Adjustment First Change Cap Rate","maximum interest rate that can be applied at the first interest rate adjustment","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n5","interest rate I am required to pay at the first Change Date will not be greater than ___%","RATE_ADJUSTMENT-_FirstChangeCapRate\n\n","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeCapRate\"\nViewLinkDescription=\"id(RATE_ADJUSTMENT-_FirstChangeCapRate)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>"]
[28,"LOAN_APPLICATION//LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeFloorRate","Rate Adjustment First Change Floor Rate","The minimum interest rate that can be applied at the first interest rate adjustment.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n6"," or less than ___%.","RATE_ADJUSTMENT-_FirstChangeFloorRate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeFloorRate\"\nViewLinkDescription=\"id(RATE_ADJUSTMENT-_FirstChangeFloorRate)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>"]
[29,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeCapRate","ARM Lifetime Cap Rate","The maximum interest rate that can be applied during the loan term.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n7","My interest rate will never be greater than ___%.","ARM-_LifetimeCapRate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeCapRate\" ViewLinkDescription=\"id(ARM-_LifetimeCapRate)\"><CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/></ARC>"]
[52,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeFloorPercent","ARM Lifetime Floor Percent","\n\nThe minimum interest rate that can be applied during the loan term.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n8"," or less than ___%.","ARM-_LifetimeFloorPercent","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeFloorPercent\" ViewLinkDescription=\"id(ARM-_LifetimeFloorPercent)\"><CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/></ARC>"]
[31,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/CONVERSION_OPTION/@_FeeAmount","ARM Conversion Option Fee Amount","The dollar amount that it will cost the borrower to convert the loan from an ARM to a fixed rate payment.","Only applicable to Convertible instruments\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2",500,500,"I must pay the Note Holder a conversion fee of U.S. $___________;","CONVERSION_OPTION-_FeeAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/CONVERSION_OPTION/@_FeeAmount\" ViewLinkDescription=\"id(CONVERSION_OPTION-_FeeAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[34,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_GracePeriod","Late Charge Grace Period","The grace period in days for this loan before a late charge will be applied","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 365","Numeric 3",15,15,"___ calendar days after the date it is due","LATE_CHARGE-_GracePeriod","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_GracePeriod\" ViewLinkDescription=\"id(LATE_CHARGE-_GracePeriod)\">"]
[36,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_Rate","Late Charge Rate","The percentage that a borrower is required to pay for failure to make a regular installment within the period specified on the note. This is the amount specified by the late charge code and is used when the late charge is not a flat dollar.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n8","amount of the charge will be ___%","LATE_CHARGE-_Rate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_Rate\" ViewLinkDescription=\"id(LATE_CHARGE-_Rate)\"><CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/></ARC>"]
[37,"LOAN/_APPLICATION/BORROWER/@_FirstName","Borrower First Name","The first name of the borrower. ","• Not Null; and,\n• Not Blank; and,\n• Alphanumeric, period, comma, dash, single quote, and BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff.","String 30","Harry","Harry","Borrower","BORROWER1-_FirstName","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_FirstName\" ViewLinkDescription=\"id(BORROWER1-_FirstName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[38,"LOAN/_APPLICATION/ BORROWER/@_MiddleName","Borrower Middle Name","The middle name of the borrower. ","MiddleName is an optional field.  If it is present in the DATA,  AND it is not blank,  AND it is not null, AND it is (Alphanumeric, or period, or comma, or dash, or single quote, or BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff ),  then an ARC must exist","String 30","Michael","Michael","Borrower","BORROWER1-_MiddleName","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[1]/@_MiddleName\" ViewLinkDescription=\"id(BORROWER1-_MiddleName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[39,"LOAN/_APPLICATION/BORROWER/@_LastName","Borrower Last Name","Borrower Last Name","• Not Null; and,\n• Not Blank; and,\n• Alphanumeric, period, comma, dash, single quote, and BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff. ","String 35","Homeowner","Homeowner","Borrower","BORROWER1-_LastName","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_LastName\" ViewLinkDescription=\"id(BORROWER1-_LastName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[40,"LOAN/_APPLICATION/BORROWER/@_NameSuffix","Borrower Name Suffix","The name suffix of the borrower. (E.g., JR = Junior, SR = Senior, etc.) ","• Optional ","String 4 ","JR","JR","Borrower","BORROWER1-_NameSuffix","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_NameSuffix\" ViewLinkDescription=\"id(BORROWER1-_NameSuffix)\"/>","Added"]
[42,"CUSTOM/LOAN_ORIGINATOR[1]/@_UnparsedName","Loan Originator (Individual) Unparsed Name","The name of the Loan Originator individual","• Not Null; and,\n• Not Blank;","String 100","George Bailey","George Bailey","Loan Originator (Individual)","LOAN_ORIGINATOR_INDIVIDUAL-_UnparsedName","<ARC DataLinkDescription=//CUSTOM/LOAN_ORIGINATOR[1]/@_UnparsedName\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_INDIVIDUAL-_UnparsedName)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"N\""]
[43,"CUSTOM/LOAN_ORIGINATOR[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Loan Originator (Individual) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Loan Originator individual that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",123456,123456,"NMLSR ID Number\n(on the same row as Loan Originator (Individual)","LOAN_ORIGINATOR_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"N\""]
[44,"CUSTOM/LOAN_ORIGINATOR[2]/@_UnparsedName","Loan Originator (Company) Unparsed Name","The name of the Loan Originator company","• Not Null; and,\n• Not Blank;","String 100","Bailey Building and Loan","Bailey Building and Loan","Loan Originator (Company)","LOAN_ORIGINATOR_COMPANY-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[2]/@_UnparsedName\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_COMPANY-_UnparsedName)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"Y\""]
[45,"CUSTOM/LOAN_ORIGINATOR[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Loan Originator (Company) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Loan Originator company that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",234567,234567,"NMLSR ID Number\n(on the same row as Loan Originator (Company)","LOAN_ORIGINATOR_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"Y\""]
[46,"CUSTOM/PARTY[1]/@_UnparsedName","Mortgage Broker (Individual) Unparsed Name","The name of an individual acting as a mortgage broker for the loan.","• Not Null; and,\n• Not Blank;","String 100","Benjamin Broker","Benjamin Broker","Loan Broker (Individual)","PARTY_INDIVIDUAL-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/PARTY[1]/@_UnparsedName\" ViewLinkDescription=\"id(PARTY_INDIVIDUAL-_UnparsedName)\"/>","PARTY/@NonPersonEntityIndicator=\"N\" @_Type=MortgageBroker"]
[47,"CUSTOM/PARTY[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Mortgage Broker (Individual) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Mortgage Broker individual that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",345678,345678,"NMLSR ID Number\n(on the same row as Loan Broker (Individual)","PARTY_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/PARTY[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(PARTY_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","Party/@NonPersonEntityIndicator=\"N\" @_Type=MortgageBroker"]
[48,"CUSTOM/PARTY[2]/@_UnparsedName","Mortgage Broker (Company) Unparsed Name","The name of the Mortgage Broker company","• Not Null; and,\n• Not Blank;","String 100","XYZ Financial Services","XYZ Financial Services","Loan Broker (Company)","PARTY_COMPANY-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/PARTY[2]/@_UnparsedName\" ViewLinkDescription=\"id(PARTY_COMPANY-_UnparsedName)\"/>","PARTY/@NonPersonEntityIndicator=\"Y\" @_Type=MortgageBroker"]
[49,"CUSTOM/PARTY[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Mortgage Broker (Company) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Mortgage Broker company that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",456789,456789,"NMLSR ID Number\n(on the same row as Loan Broker (Company)","PARTY_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/PARTY[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(PARTY_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","PARTY/@NonPersonEntityIndicator=\"Y\" @_Type=MortgageBroker"]
[50,"LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_UnparsedName","The unparsed name of the individual acting with Power of Attorney for the borrower.","The unparsed name of the individual acting with Power of Attorney for the borrower.","Conditionally required if the Note is signed on behalf of the borrower by a person with a Power of Attorney","String 100","Buddy J. Friend","Buddy J. Friend","Borrower … (Seal)","BORROWER2_POWER_OF_ATTORNEY-_UnparsedName","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_UnparsedName\" ViewLinkDescription=\"id(BORROWER2_POWER_OF_ATTORNEY-_UnparsedName)\"/>","Only used when the enote is signed with a Power of Attorney"]
[51,"LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_SigningCapacityTextDescription","Borrower Power Of Attorney Signing Capacity Text Description","The specific text which describes the signing capacity of the individual acting with Power of Attorney for the borrower (i.e., as attorney-in-fact.)","Conditionally required if the Note is signed on behalf of the borrower by a person with a Power of Attorney","String 100","as attorney in fact","as attorney in fact","Borrower … (Seal)","BORROWER2_POWER_OF_ATTORNEY-_SigningCapacityTextDescription","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_SigningCapacityTextDescription\" ViewLinkDescription=\"id(BORROWER2_POWER_OF_ATTORNEY-_SigningCapacityTextDescription)\"/>","Only used when the enote is signed with a Power of Attorney"]

{"sheet":"Multistat ARM w Conv & Sub  ","index":12,"n_rows":46,"n_cols":12,"rows_kept":46,"cut":false,"hidden":false,"merged":[[0,0,0,11]]}
["Multistate Adjustable-Rate Notes with Conversion and Subsequent Caps\nForms: 3508"]
["Unique ID","XML FIELD NAME 1.02","Data Point Name","Data Point Definition","Implementation Notes","Format (Proposed Format)","Sample Data","Sample Data Display Format in the View","Form Field Text(see instrument specific tabs for varaince) ","View Field ID","Sample ARC \n(see Note below)","Sample Data Comment"]
[1,"LOAN/_APPLICATION/MORTGAGE_TERMS/@LenderLoanIdentifier\n\n","Lender Loan Identifier","The identifier assigned by the originating Lender to be referenced as the Loan ID/Number on all settlement documents, notes, riders, etc.","• Not Null; and,\n• Not Blank\n","String 45","1234567890Abcde","1234567890Abcde","No standard text on the uniform instrument.  Goes in the upper margin wilth label \"Lender Loan Identifier\".","MORTGAGE_TERMS-LenderLoanIdentifier","From Sample:\n\n<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@LenderLoanIdentifier\" ViewLinkDescription=\"id(MORTGAGE_TERMS-LenderLoanIdentifier)\"/>","This field causing issues for some vendors due to missing in the view\n\nAs long as the IDs match with the view field the Arc will be valid, But this is a recomanded practice as per IGuide to use this format"]
[41,"LOAN/_APPLICATION/MERS/@MERS_MINNumber","MERS MIN Number","Number used by MERS to identify loans. Referred to as the MIN, Mortgage Identification Number. ","• Not Null; and,\n• Not Blank  \n• Numeric 18\n","String 30","123456789012345678","123456789012345678","No standard text on the uniform instrument.  Goes in the upper margin wilth label \"MERS MIN\".","MERS-MERS_MINNumber","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MERS/@MERS_MINNumber\" ViewLinkDescription=\"id(MERS-MERS_MINNumber)\"/>","The only reasonable values supported at this time are 18 characters long, numeric."]
[2,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_Date","Execution Date","The date documents were signed (executed).","• Not Null; and,\n• Not Blank; and \n• timestamp is optional","<Standard-Date> ::= YYYY-MM-DD \n<DateTimeSeparator> ::= T\n<Time> ::= hh:mm:ss","2017-03-18T14:24:13\n\n2017-04-01\n","March 18, 2017 14:24:13\n\nApril 1, 2017","[Date]\nthis may not have an explicit label (sample ____,____)","EXECUTION-_Date","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_Date\" ViewLinkDescription=\"id(EXECUTION-_Date)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[3,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_City","Execution City","The name of the city where documents were signed (executed).","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","[City]","EXECUTION-_City","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_City\" ViewLinkDescription=\"id(EXECUTION-_City)\"/>"]
[4,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_State","Execution State","The name of the state where documents were signed (executed)."," • Not Null; and,\n• Not Blank; and,\n• Full state name spelled out\n","String 35","Missouri","Missouri","[State]","EXECUTION-_State","<ARC DataLinkDescription=//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_State\" ViewLinkDescription=\"id(EXECUTION-_State)\"/>"]
[5," LOAN/_APPLICATION/PROPERTY/@_StreetAddress","Property Street Address","The unstructured (Unparsed) street address of the subject property (e.g., 123 Main Street). ","• Not Null; and,\n• Not Blank","String 100","123 Main Street","123 Main Street","[Property Address]","PROPERTY-_StreetAddress","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/PROPERTY/@_StreetAddress\" ViewLinkDescription=\"id(PROPERTY-_StreetAddress)\"/>"]
[6,"LOAN/_APPLICATION/PROPERTY/@_City","Property City","The city in which the subject property is located. ","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","[Property Address]","PROPERTY-_City","<ARC DataLinkDescription=//LOAN/_APPLICATION/PROPERTY/@_City\" ViewLinkDescription=\"id(PROPERTY-_City)\"/>"]
[7,"LOAN/_APPLICATION/PROPERTY/@_State","Property State","The state in which the subject property is located. ","  • Not Null; and,\n• Not Blank; and,\n• 2 character state code","String 2","MO","Missouri\nMO","[Property Address]","PROPERTY-_State","<ARC DataLinkDescription=//LOAN/_APPLICATION/PROPERTY/@_State\" ViewLinkDescription=\"id(PROPERTY-_State)\"/>","Vary according to the instrument, for state-specific instruments"]
[8,"LOAN/_APPLICATION/PROPERTY/@_PostalCode","Property Postal Code"," The postal code (zip code in the US) of the subject property. Zip code may be either 5 or 9 digits. ","• Not Null; and,\n• Not Blank; and,\n• Exactly 5 numbers; or,\n• Exactly 9 numbers","String 9","63101\n123456789","63101\n123456789","[Property Address]","PROPERTY-_PostalCode","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/PROPERTY/@_PostalCode\" ViewLinkDescription=\"id(PROPERTY-_PostalCode)\"/>","currenlty aligned with ULDD and maybe (-) hyphen will be allowed after feedback from vendors "]
[9,"LOAN/_APPLICATION/MORTGAGE_TERMS/@OriginalLoanAmount","Original Loan Amount","Amount of the Mortgage as stated on the original note.","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2","250000.00\n300000","$250,000.00\n$300,000","pay U.S. $___ (this amount is called \"Principal\"), plus interest","MORTGAGE_TERMS-OriginalLoanAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@OriginalLoanAmount\" ViewLinkDescription=\"id(MORTGAGE_TERMS-OriginalLoanAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[10,"LOAN/_CLOSING_DOCUMENTS/LENDER/@_UnparsedName","Lender Unparsed Name","The name of the party or entity designated as the lender for the loan.","• Not Null; and,\n• Not Blank;","String 100","Bailey Building and Loan","Bailey Building and Loan","The Lender is ___","LENDER-_UnparsedName","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/LENDER/@_UnparsedName\" ViewLinkDescription=\"id(LENDER-_UnparsedName)\"/>"]
[11,"LOAN/_APPLICATION/MORTGAGE_TERMS/@NoteRatePercent","Note Rate Percent","The actual interest rate as disclosed on the note.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","interest at a yearly rate of ___%","MORTGAGE_TERMS-NoteRatePercent","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@NoteRatePercent\"\nViewLinkDescription=\"id(MORTGAGE_TERMS-NoteRatePercent)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>"]
[13,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@ScheduledFirstPaymentDate","Scheduled First Payment Date","The date of the first scheduled mortgage payment to be made by the borrower under the terms of the mortgage.","• Not Null; and,\n• Not Blank; and,\n<Date> ::=  <Standard-Date>\n<Standard-Date> ::= YYYY-MM-DD ","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","beginning on ___","LOAN_FEATURES-ScheduledFirstPaymentDate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@ScheduledFirstPaymentDate\" ViewLinkDescription=\"id(LOAN_FEATURES-ScheduledFirstPaymentDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[14,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@LoanMaturityDate ","Loan Maturity Date","The date when the loan is scheduled to be paid in full as reflected on the Note.","• Not Null; and,\n• Not Blank","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","If, on __, I still owe amounts under this Note","LOAN_FEATURES-LoanMaturityDate","<ARC DataLinkDescription=//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@LoanMaturityDate\" ViewLinkDescription=\"id(LOAN_FEATURES-LoanMaturityDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[15,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_StreetAddress","Note Pay To Street Address","The street address indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank","String 100","123 Main Street","123 Main Street","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_StreetAddress","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_StreetAddress\" ViewLinkDescription=\"id(NOTE_PAY_TO-_StreetAddress)\"/>"]
[16,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_City","Note Pay To City","The city indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_City","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_City\" ViewLinkDescription=\"id(NOTE_PAY_TO-_City)\"/>"]
[17,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_State","Note Pay To State","The state indicated on the note where to send the mortgage payment."," • Not Null; and,\n• Not Blank; and,\n• 2 character state code\n","String 2","MO","Missouri\nMO","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_State","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_State\" ViewLinkDescription=\"id(NOTE_PAY_TO-_State)\"/>","Vary according to the instrument, for state-specific instruments"]
[18,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_PostalCode","Note Pay To Postal Code","The postal code indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank; and,\n• Exactly 5 numbers; or,\n• Exactly 9 numbers","String 9","63101\n123456789","63101\n123456789","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_PostalCode","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_PostalCode\" ViewLinkDescription=\"id(NOTE_PAY_TO-_PostalCode)\"/>","currenlty aligned with ULDD and maybe - will be allowed after feedback from vendors "]
[20,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@OriginalPrincipalAndInterestPaymentAmount","Original Principal And Interest Payment Amount","The dollar amount of the P&I payment as stated on the Note. The P&I payment is usually obtained using the loan amount and interest rate to arrive at full amortization during the loan term.","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2","2500.00\n3000","$2,500.00\n$3,000","will be in the amount of U.S. $___","LOAN_FEATURES-OriginalPrincipalAndInterestPaymentAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@OriginalPrincipalAndInterestPaymentAmount\" ViewLinkDescription=\"id(LOAN_FEATURES-OriginalPrincipalAndInterestPaymentAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[22,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@FirstRateAdjustmentDate","First Rate Adjustment Date","The first date the interest rate will adjust in an ARM transaction","• Not Null; and,\n• Not Blank;","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","The adjustable interest rate I will pay may change on the first day of ___","RATE_ADJUSTMENT-FirstRateAdjustmentDate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@FirstRateAdjustmentDate\" ViewLinkDescription=\"id(RATE_ADJUSTMENT-FirstRateAdjustmentDate)\"><CONVERSION _MaskDescription=\"MMMM, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[26,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_IndexMarginPercent","ARM Index Margin Percent","The percentage stated in the loan program representing the spread between the ARM Index value and the mortgage interest rate. The gross mortgage margin is added to the index value to establish a new gross interest rate in the manner described by the calculation method.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","calculate my new interest rate by adding ___ percentage points (___%) to the Current Index","ARM-_IndexMarginPercent1\n\nARM-_IndexMarginPercent2","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_IndexMarginPercent\"\nViewLinkDescription=\"id(ARM-_IndexMarginPercent1)\"/>\n\n<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_IndexMarginPercent\"\nViewLinkDescription=\"id(ARM-_IndexMarginPercent2)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>","Dual view fields"]
[27,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeCapRate","Rate Adjustment First Change Cap Rate","maximum interest rate that can be applied at the first interest rate adjustment","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n5","interest rate I am required to pay at the first Change Date will not be greater than ___%","RATE_ADJUSTMENT-_FirstChangeCapRate\n\n","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeCapRate\"\nViewLinkDescription=\"id(RATE_ADJUSTMENT-_FirstChangeCapRate)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>"]
[28,"LOAN_APPLICATION//LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeFloorRate","Rate Adjustment First Change Floor Rate","The minimum interest rate that can be applied at the first interest rate adjustment.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n6"," or less than ___%.","RATE_ADJUSTMENT-_FirstChangeFloorRate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeFloorRate\"\nViewLinkDescription=\"id(RATE_ADJUSTMENT-_FirstChangeFloorRate)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>"]
[29,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeCapRate","ARM Lifetime Cap Rate","The maximum interest rate that can be applied during the loan term.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n6","My interest rate will never be greater than ___%.","ARM-_LifetimeCapRate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeCapRate\" ViewLinkDescription=\"id(ARM-_LifetimeCapRate)\"><CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/></ARC>"]
[52,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeFloorPercent","ARM Lifetime Floor Percent","The minimum interest rate that can be applied during the loan term.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n6"," or less than ___%.","ARM-_LifetimeFloorPercent","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeFloorPercent\" ViewLinkDescription=\"id(ARM-_LifetimeFloorPercent)\"><CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/></ARC>"]
[30,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_SubsequentCapPercent","Rate Adjustment Subsequent Cap Percent","The maximum percentage (cap) of the rate increase allowed at each rate adjustment period after the initial adjustment within the allowed duration, if the interest rate on the subject loan can change.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","2.2500\n2.1250\n2.125\n2.25\n2.00\n2","2.2500\n2.1250\n2.125 \n2.25\n2.00\n2","____ percentage points","RATE_ADJUSTMENT-_SubsequentCapPercent1","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_SubsequentCapPercent\" ViewLinkDescription=\"id(RATE_ADJUSTMENT-_SubsequentCapPercent1)\"></ARC>"]
[30,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_SubsequentCapPercent","Rate Adjustment Subsequent Cap Percent","The maximum percentage (cap) of the rate increase allowed at each rate adjustment period after the initial adjustment within the allowed duration, if the interest rate on the subject loan can change.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","2.2500\n2.1250\n2.125\n2.25\n2.00\n2","2.2500\n2.1250\n2.125 \n2.25\n2.00\n2","percentage points (____%)","RATE_ADJUSTMENT-_SubsequentCapPercent2","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_SubsequentCapPercent\" ViewLinkDescription=\"id(RATE_ADJUSTMENT-_SubsequentCapPercent2)\"><CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/></ARC>"]
[31,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/CONVERSION_OPTION/@_FeeAmount","ARM Conversion Option Fee Amount","The dollar amount that it will cost the borrower to convert the loan from an ARM to a fixed rate payment.","Only applicable to Convertible instruments\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2",500,500,"I must pay the Note Holder a conversion fee of U.S. $___________;","CONVERSION_OPTION-_FeeAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/CONVERSION_OPTION/@_FeeAmount\" ViewLinkDescription=\"id(CONVERSION_OPTION-_FeeAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[34,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_GracePeriod","Late Charge Grace Period","The grace period in days for this loan before a late charge will be applied","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 365","Numeric 3",15,15,"___ calendar days after the date it is due","LATE_CHARGE-_GracePeriod","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_GracePeriod\" ViewLinkDescription=\"id(LATE_CHARGE-_GracePeriod)\">"]
[36,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_Rate","Late Charge Rate","The percentage that a borrower is required to pay for failure to make a regular installment within the period specified on the note. This is the amount specified by the late charge code and is used when the late charge is not a flat dollar.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","amount of the charge will be ___%","LATE_CHARGE-_Rate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_Rate\" ViewLinkDescription=\"id(LATE_CHARGE-_Rate)\"><CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/></ARC>"]
[37,"LOAN/_APPLICATION/BORROWER/@_FirstName","Borrower First Name","The first name of the borrower. ","• Not Null; and,\n• Not Blank; and,\n• Alphanumeric, period, comma, dash, single quote, and BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff.","String 30","Harry","Harry","Borrower","BORROWER1-_FirstName","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_FirstName\" ViewLinkDescription=\"id(BORROWER1-_FirstName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[38,"LOAN/_APPLICATION/ BORROWER/@_MiddleName","Borrower Middle Name","The middle name of the borrower. ","MiddleName is an optional field.  If it is present in the DATA,  AND it is not blank,  AND it is not null, AND it is (Alphanumeric, or period, or comma, or dash, or single quote, or BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff ),  then an ARC must exist","String 30","Michael","Michael","Borrower","BORROWER1-_MiddleName","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[1]/@_MiddleName\" ViewLinkDescription=\"id(BORROWER1-_MiddleName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[39,"LOAN/_APPLICATION/BORROWER/@_LastName","Borrower Last Name","Borrower Last Name","• Not Null; and,\n• Not Blank; and,\n• Alphanumeric, period, comma, dash, single quote, and BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff. ","String 35","Homeowner","Homeowner","Borrower","BORROWER1-_LastName","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_LastName\" ViewLinkDescription=\"id(BORROWER1-_LastName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[40,"LOAN/_APPLICATION/BORROWER/@_NameSuffix","Borrower Name Suffix","The name suffix of the borrower. (E.g., JR = Junior, SR = Senior, etc.) ","• Optional ","String 4 ","JR","JR","Borrower","BORROWER1-_NameSuffix","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_NameSuffix\" ViewLinkDescription=\"id(BORROWER1-_NameSuffix)\"/>","Added"]
[42,"CUSTOM/LOAN_ORIGINATOR[1]/@_UnparsedName","Loan Originator (Individual) Unparsed Name","The name of the Loan Originator individual","• Not Null; and,\n• Not Blank;","String 100","George Bailey","George Bailey","Loan Originator (Individual)","LOAN_ORIGINATOR_INDIVIDUAL-_UnparsedName","<ARC DataLinkDescription=//CUSTOM/LOAN_ORIGINATOR[1]/@_UnparsedName\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_INDIVIDUAL-_UnparsedName)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"N\""]
[43,"CUSTOM/LOAN_ORIGINATOR[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Loan Originator (Individual) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Loan Originator individual that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",123456,123456,"NMLSR ID Number\n(on the same row as Loan Originator (Individual)","LOAN_ORIGINATOR_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"N\""]
[44,"CUSTOM/LOAN_ORIGINATOR[2]/@_UnparsedName","Loan Originator (Company) Unparsed Name","The name of the Loan Originator company","• Not Null; and,\n• Not Blank;","String 100","Bailey Building and Loan","Bailey Building and Loan","Loan Originator (Company)","LOAN_ORIGINATOR_COMPANY-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[2]/@_UnparsedName\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_COMPANY-_UnparsedName)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"Y\""]
[45,"CUSTOM/LOAN_ORIGINATOR[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Loan Originator (Company) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Loan Originator company that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",234567,234567,"NMLSR ID Number\n(on the same row as Loan Originator (Company)","LOAN_ORIGINATOR_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"Y\""]
[46,"CUSTOM/PARTY[1]/@_UnparsedName","Mortgage Broker (Individual) Unparsed Name","The name of an individual acting as a mortgage broker for the loan.","• Not Null; and,\n• Not Blank;","String 100","Benjamin Broker","Benjamin Broker","Loan Broker (Individual)","PARTY_INDIVIDUAL-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/PARTY[1]/@_UnparsedName\" ViewLinkDescription=\"id(PARTY_INDIVIDUAL-_UnparsedName)\"/>","PARTY/@NonPersonEntityIndicator=\"N\" @_Type=MortgageBroker"]
[47,"CUSTOM/PARTY[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Mortgage Broker (Individual) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Mortgage Broker individual that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",345678,345678,"NMLSR ID Number\n(on the same row as Loan Broker (Individual)","PARTY_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/PARTY[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(PARTY_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","Party/@NonPersonEntityIndicator=\"N\" @_Type=MortgageBroker"]
[48,"CUSTOM/PARTY[2]/@_UnparsedName","Mortgage Broker (Company) Unparsed Name","The name of the Mortgage Broker company","• Not Null; and,\n• Not Blank;","String 100","XYZ Financial Services","XYZ Financial Services","Loan Broker (Company)","PARTY_COMPANY-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/PARTY[2]/@_UnparsedName\" ViewLinkDescription=\"id(PARTY_COMPANY-_UnparsedName)\"/>","PARTY/@NonPersonEntityIndicator=\"Y\" @_Type=MortgageBroker"]
[49,"CUSTOM/PARTY[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Mortgage Broker (Company) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Mortgage Broker company that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",456789,456789,"NMLSR ID Number\n(on the same row as Loan Broker (Company)","PARTY_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/PARTY[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(PARTY_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","PARTY/@NonPersonEntityIndicator=\"Y\" @_Type=MortgageBroker"]
[50,"LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_UnparsedName","The unparsed name of the individual acting with Power of Attorney for the borrower.","The unparsed name of the individual acting with Power of Attorney for the borrower.","Conditionally required if the Note is signed on behalf of the borrower by a person with a Power of Attorney","String 100","Buddy J. Friend","Buddy J. Friend","Borrower … (Seal)","BORROWER2_POWER_OF_ATTORNEY-_UnparsedName","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_UnparsedName\" ViewLinkDescription=\"id(BORROWER2_POWER_OF_ATTORNEY-_UnparsedName)\"/>","Only used when the enote is signed with a Power of Attorney"]
[51,"LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_SigningCapacityTextDescription","Borrower Power Of Attorney Signing Capacity Text Description","The specific text which describes the signing capacity of the individual acting with Power of Attorney for the borrower (i.e., as attorney-in-fact.)","Conditionally required if the Note is signed on behalf of the borrower by a person with a Power of Attorney","String 100","as attorney in fact","as attorney in fact","Borrower … (Seal)","BORROWER2_POWER_OF_ATTORNEY-_SigningCapacityTextDescription","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_SigningCapacityTextDescription\" ViewLinkDescription=\"id(BORROWER2_POWER_OF_ATTORNEY-_SigningCapacityTextDescription)\"/>","Only used when the enote is signed with a Power of Attorney"]

{"sheet":"Multistat ARM w Sub Cap no ","index":13,"n_rows":45,"n_cols":12,"rows_kept":45,"cut":false,"hidden":false,"merged":[[0,0,0,11]]}
["Multistate Adjustable-Rate Notes with Subsequent Caps No Conversion\nForms: 5510, 5522, 5524, 5530, 5531, 5547"]
["Unique ID","XML FIELD NAME 1.02","Data Point Name","Data Point Definition","Implementation Notes","Format (Proposed Format)","Sample Data","Sample Data Display Format in the View","Form Field Text(see instrument specific tabs for varaince) ","View Field ID","Sample ARC \n(see Note below)","Sample Data Comment"]
[1,"LOAN/_APPLICATION/MORTGAGE_TERMS/@LenderLoanIdentifier\n\n","Lender Loan Identifier","The identifier assigned by the originating Lender to be referenced as the Loan ID/Number on all settlement documents, notes, riders, etc.","• Not Null; and,\n• Not Blank\n","String 45","1234567890Abcde","1234567890Abcde","No standard text on the uniform instrument.  Goes in the upper margin wilth label \"Lender Loan Identifier\".","MORTGAGE_TERMS-LenderLoanIdentifier","From Sample:\n\n<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@LenderLoanIdentifier\" ViewLinkDescription=\"id(MORTGAGE_TERMS-LenderLoanIdentifier)\"/>","This field causing issues for some vendors due to missing in the view\n\nAs long as the IDs match with the view field the Arc will be valid, But this is a recomanded practice as per IGuide to use this format"]
[41,"LOAN/_APPLICATION/MERS/@MERS_MINNumber","MERS MIN Number","Number used by MERS to identify loans. Referred to as the MIN, Mortgage Identification Number. ","• Not Null; and,\n• Not Blank  \n• Numeric 18\n","String 30","123456789012345678","123456789012345678","No standard text on the uniform instrument.  Goes in the upper margin wilth label \"MERS MIN\".","MERS-MERS_MINNumber","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MERS/@MERS_MINNumber\" ViewLinkDescription=\"id(MERS-MERS_MINNumber)\"/>","The only reasonable values supported at this time are 18 characters long, numeric."]
[2,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_Date","Execution Date","The date documents were signed (executed).","• Not Null; and,\n• Not Blank; and \n• timestamp is optional","<Standard-Date> ::= YYYY-MM-DD \n<DateTimeSeparator> ::= T\n<Time> ::= hh:mm:ss","2017-03-18T14:24:13\n\n2017-04-01\n","March 18, 2017 14:24:13\n\nApril 1, 2017","[Date]\nthis may not have an explicit label (sample ____,____)","EXECUTION-_Date","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_Date\" ViewLinkDescription=\"id(EXECUTION-_Date)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[3,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_City","Execution City","The name of the city where documents were signed (executed).","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","[City]","EXECUTION-_City","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_City\" ViewLinkDescription=\"id(EXECUTION-_City)\"/>"]
[4,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_State","Execution State","The name of the state where documents were signed (executed)."," • Not Null; and,\n• Not Blank; and,\n• Full state name spelled out\n","String 35","Missouri","Missouri","[State]","EXECUTION-_State","<ARC DataLinkDescription=//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_State\" ViewLinkDescription=\"id(EXECUTION-_State)\"/>"]
[5," LOAN/_APPLICATION/PROPERTY/@_StreetAddress","Property Street Address","The unstructured (Unparsed) street address of the subject property (e.g., 123 Main Street). ","• Not Null; and,\n• Not Blank","String 100","123 Main Street","123 Main Street","[Property Address]","PROPERTY-_StreetAddress","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/PROPERTY/@_StreetAddress\" ViewLinkDescription=\"id(PROPERTY-_StreetAddress)\"/>"]
[6,"LOAN/_APPLICATION/PROPERTY/@_City","Property City","The city in which the subject property is located. ","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","[Property Address]","PROPERTY-_City","<ARC DataLinkDescription=//LOAN/_APPLICATION/PROPERTY/@_City\" ViewLinkDescription=\"id(PROPERTY-_City)\"/>"]
[7,"LOAN/_APPLICATION/PROPERTY/@_State","Property State","The state in which the subject property is located. ","  • Not Null; and,\n• Not Blank; and,\n• 2 character state code","String 2","MO","Missouri\nMO","[Property Address]","PROPERTY-_State","<ARC DataLinkDescription=//LOAN/_APPLICATION/PROPERTY/@_State\" ViewLinkDescription=\"id(PROPERTY-_State)\"/>","Vary according to the instrument, for state-specific instruments"]
[8,"LOAN/_APPLICATION/PROPERTY/@_PostalCode","Property Postal Code"," The postal code (zip code in the US) of the subject property. Zip code may be either 5 or 9 digits. ","• Not Null; and,\n• Not Blank; and,\n• Exactly 5 numbers; or,\n• Exactly 9 numbers","String 9","63101\n123456789","63101\n123456789","[Property Address]","PROPERTY-_PostalCode","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/PROPERTY/@_PostalCode\" ViewLinkDescription=\"id(PROPERTY-_PostalCode)\"/>","currenlty aligned with ULDD and maybe (-) hyphen will be allowed after feedback from vendors "]
[9,"LOAN/_APPLICATION/MORTGAGE_TERMS/@OriginalLoanAmount","Original Loan Amount","Amount of the Mortgage as stated on the original note.","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2","250000.00\n300000","$250,000.00\n$300,000","pay U.S. $___ (this amount is called \"Principal\"), plus interest","MORTGAGE_TERMS-OriginalLoanAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@OriginalLoanAmount\" ViewLinkDescription=\"id(MORTGAGE_TERMS-OriginalLoanAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[10,"LOAN/_CLOSING_DOCUMENTS/LENDER/@_UnparsedName","Lender Unparsed Name","The name of the party or entity designated as the lender for the loan.","• Not Null; and,\n• Not Blank;","String 100","Bailey Building and Loan","Bailey Building and Loan","The Lender is ___","LENDER-_UnparsedName","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/LENDER/@_UnparsedName\" ViewLinkDescription=\"id(LENDER-_UnparsedName)\"/>"]
[11,"LOAN/_APPLICATION/MORTGAGE_TERMS/@NoteRatePercent","Note Rate Percent","The actual interest rate as disclosed on the note.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","interest at a yearly rate of ___%","MORTGAGE_TERMS-NoteRatePercent","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@NoteRatePercent\"\nViewLinkDescription=\"id(MORTGAGE_TERMS-NoteRatePercent)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>"]
[13,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@ScheduledFirstPaymentDate","Scheduled First Payment Date","The date of the first scheduled mortgage payment to be made by the borrower under the terms of the mortgage.","• Not Null; and,\n• Not Blank; and,\n<Date> ::=  <Standard-Date>\n<Standard-Date> ::= YYYY-MM-DD ","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","beginning on ___","LOAN_FEATURES-ScheduledFirstPaymentDate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@ScheduledFirstPaymentDate\" ViewLinkDescription=\"id(LOAN_FEATURES-ScheduledFirstPaymentDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[14,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@LoanMaturityDate ","Loan Maturity Date","The date when the loan is scheduled to be paid in full as reflected on the Note.","• Not Null; and,\n• Not Blank","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","If, on __, I still owe amounts under this Note","LOAN_FEATURES-LoanMaturityDate","<ARC DataLinkDescription=//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@LoanMaturityDate\" ViewLinkDescription=\"id(LOAN_FEATURES-LoanMaturityDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[15,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_StreetAddress","Note Pay To Street Address","The street address indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank","String 100","123 Main Street","123 Main Street","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_StreetAddress","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_StreetAddress\" ViewLinkDescription=\"id(NOTE_PAY_TO-_StreetAddress)\"/>"]
[16,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_City","Note Pay To City","The city indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_City","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_City\" ViewLinkDescription=\"id(NOTE_PAY_TO-_City)\"/>"]
[17,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_State","Note Pay To State","The state indicated on the note where to send the mortgage payment."," • Not Null; and,\n• Not Blank; and,\n• 2 character state code\n","String 2","MO","Missouri\nMO","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_State","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_State\" ViewLinkDescription=\"id(NOTE_PAY_TO-_State)\"/>","Vary according to the instrument, for state-specific instruments"]
[18,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_PostalCode","Note Pay To Postal Code","The postal code indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank; and,\n• Exactly 5 numbers; or,\n• Exactly 9 numbers","String 9","63101\n123456789","63101\n123456789","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_PostalCode","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_PostalCode\" ViewLinkDescription=\"id(NOTE_PAY_TO-_PostalCode)\"/>","currenlty aligned with ULDD and maybe - will be allowed after feedback from vendors "]
[20,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@OriginalPrincipalAndInterestPaymentAmount","Original Principal And Interest Payment Amount","The dollar amount of the P&I payment as stated on the Note. The P&I payment is usually obtained using the loan amount and interest rate to arrive at full amortization during the loan term.","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2","2500.00\n3000","$2,500.00\n$3,000","will be in the amount of U.S. $___","LOAN_FEATURES-OriginalPrincipalAndInterestPaymentAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@OriginalPrincipalAndInterestPaymentAmount\" ViewLinkDescription=\"id(LOAN_FEATURES-OriginalPrincipalAndInterestPaymentAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[22,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@FirstRateAdjustmentDate","First Rate Adjustment Date","The first date the interest rate will adjust in an ARM transaction","• Not Null; and,\n• Not Blank;","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","The interest rate I will pay may change on the first day of ________","RATE_ADJUSTMENT-FirstRateAdjustmentDate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@FirstRateAdjustmentDate\" ViewLinkDescription=\"id(RATE_ADJUSTMENT-FirstRateAdjustmentDate)\"><CONVERSION _MaskDescription=\"MMMM, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[26,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_IndexMarginPercent","ARM Index Margin Percent","The percentage stated in the loan program representing the spread between the ARM Index value and the mortgage interest rate. The gross mortgage margin is added to the index value to establish a new gross interest rate in the manner described by the calculation method.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","calculate my new interest rate by adding ___ percentage points (___%) to the Current Index","ARM-_IndexMarginPercent1\n\nARM-_IndexMarginPercent2","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_IndexMarginPercent\"\nViewLinkDescription=\"id(ARM-_IndexMarginPercent1)\"/>\n\n<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_IndexMarginPercent\"\nViewLinkDescription=\"id(ARM-_IndexMarginPercent2)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>","Dual view fields"]
[27,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeCapRate","Rate Adjustment First Change Cap Rate","maximum interest rate that can be applied at the first interest rate adjustment","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n5","interest rate I am required to pay at the first Change Date will not be greater than ___%","RATE_ADJUSTMENT-_FirstChangeCapRate\n\n","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeCapRate\"\nViewLinkDescription=\"id(RATE_ADJUSTMENT-_FirstChangeCapRate)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>"]
[28,"LOAN_APPLICATION//LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeFloorRate","Rate Adjustment First Change Floor Rate","The minimum interest rate that can be applied at the first interest rate adjustment.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n6"," or less than ___%.","RATE_ADJUSTMENT-_FirstChangeFloorRate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeFloorRate\"\nViewLinkDescription=\"id(RATE_ADJUSTMENT-_FirstChangeFloorRate)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>"]
[29,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeCapRate","ARM Lifetime Cap Rate","The maximum interest rate that can be applied during the loan term.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n7","My interest rate will never be greater than ___%.","ARM-_LifetimeCapRate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeCapRate\" ViewLinkDescription=\"id(ARM-_LifetimeCapRate)\"><CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/></ARC>"]
[52,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeFloorPercent","ARM Lifetime Floor Percent","The minimum interest rate that can be applied during the loan term.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n8"," or less than ___%.","ARM-_LifetimeFloorPercent","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeFloorPercent\" ViewLinkDescription=\"id(ARM-_LifetimeFloorPercent)\"><CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/></ARC>"]
[30,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_SubsequentCapPercent","Rate Adjustment Subsequent Cap Percent","The maximum percentage (cap) of the rate increase allowed at each rate adjustment period after the initial adjustment within the allowed duration, if the interest rate on the subject loan can change.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","2.2500\n2.1250\n2.125\n2.25\n2.00\n2","2.2500\n2.1250\n2.125 \n2.25\n2.00\n2","____ percentage points","RATE_ADJUSTMENT-_SubsequentCapPercent1","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_SubsequentCapPercent\" ViewLinkDescription=\"id(RATE_ADJUSTMENT-_SubsequentCapPercent1)\"></ARC>"]
[30,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_SubsequentCapPercent","Rate Adjustment Subsequent Cap Percent","The maximum percentage (cap) of the rate increase allowed at each rate adjustment period after the initial adjustment within the allowed duration, if the interest rate on the subject loan can change.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","2.2500\n2.1250\n2.125\n2.25\n2.00\n2","2.2500\n2.1250\n2.125 \n2.25\n2.00\n2","percentage points (____%)","RATE_ADJUSTMENT-_SubsequentCapPercent2","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_SubsequentCapPercent\" ViewLinkDescription=\"id(RATE_ADJUSTMENT-_SubsequentCapPercent2)\"><CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/></ARC>"]
[34,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_GracePeriod","Late Charge Grace Period","The grace period in days for this loan before a late charge will be applied","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 365","Numeric 3",15,15,"___ calendar days after the date it is due","LATE_CHARGE-_GracePeriod","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_GracePeriod\" ViewLinkDescription=\"id(LATE_CHARGE-_GracePeriod)\">"]
[36,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_Rate","Late Charge Rate","The percentage that a borrower is required to pay for failure to make a regular installment within the period specified on the note. This is the amount specified by the late charge code and is used when the late charge is not a flat dollar.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","amount of the charge will be ___%","LATE_CHARGE-_Rate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_Rate\" ViewLinkDescription=\"id(LATE_CHARGE-_Rate)\"><CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/></ARC>"]
[37,"LOAN/_APPLICATION/BORROWER/@_FirstName","Borrower First Name","The first name of the borrower. ","• Not Null; and,\n• Not Blank; and,\n• Alphanumeric, period, comma, dash, single quote, and BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff.","String 30","Harry","Harry","Borrower","BORROWER1-_FirstName","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_FirstName\" ViewLinkDescription=\"id(BORROWER1-_FirstName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[38,"LOAN/_APPLICATION/ BORROWER/@_MiddleName","Borrower Middle Name","The middle name of the borrower. ","MiddleName is an optional field.  If it is present in the DATA,  AND it is not blank,  AND it is not null, AND it is (Alphanumeric, or period, or comma, or dash, or single quote, or BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff ),  then an ARC must exist","String 30","Michael","Michael","Borrower","BORROWER1-_MiddleName","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[1]/@_MiddleName\" ViewLinkDescription=\"id(BORROWER1-_MiddleName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[39,"LOAN/_APPLICATION/BORROWER/@_LastName","Borrower Last Name","Borrower Last Name","• Not Null; and,\n• Not Blank; and,\n• Alphanumeric, period, comma, dash, single quote, and BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff. ","String 35","Homeowner","Homeowner","Borrower","BORROWER1-_LastName","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_LastName\" ViewLinkDescription=\"id(BORROWER1-_LastName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[40,"LOAN/_APPLICATION/BORROWER/@_NameSuffix","Borrower Name Suffix","The name suffix of the borrower. (E.g., JR = Junior, SR = Senior, etc.) ","• Optional ","String 4 ","JR","JR","Borrower","BORROWER1-_NameSuffix","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_NameSuffix\" ViewLinkDescription=\"id(BORROWER1-_NameSuffix)\"/>","Added"]
[42,"CUSTOM/LOAN_ORIGINATOR[1]/@_UnparsedName","Loan Originator (Individual) Unparsed Name","The name of the Loan Originator individual","• Not Null; and,\n• Not Blank;","String 100","George Bailey","George Bailey","Loan Originator (Individual)","LOAN_ORIGINATOR_INDIVIDUAL-_UnparsedName","<ARC DataLinkDescription=//CUSTOM/LOAN_ORIGINATOR[1]/@_UnparsedName\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_INDIVIDUAL-_UnparsedName)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"N\""]
[43,"CUSTOM/LOAN_ORIGINATOR[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Loan Originator (Individual) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Loan Originator individual that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",123456,123456,"NMLSR ID Number\n(on the same row as Loan Originator (Individual)","LOAN_ORIGINATOR_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"N\""]
[44,"CUSTOM/LOAN_ORIGINATOR[2]/@_UnparsedName","Loan Originator (Company) Unparsed Name","The name of the Loan Originator company","• Not Null; and,\n• Not Blank;","String 100","Bailey Building and Loan","Bailey Building and Loan","Loan Originator (Company)","LOAN_ORIGINATOR_COMPANY-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[2]/@_UnparsedName\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_COMPANY-_UnparsedName)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"Y\""]
[45,"CUSTOM/LOAN_ORIGINATOR[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Loan Originator (Company) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Loan Originator company that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",234567,234567,"NMLSR ID Number\n(on the same row as Loan Originator (Company)","LOAN_ORIGINATOR_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"Y\""]
[46,"CUSTOM/PARTY[1]/@_UnparsedName","Mortgage Broker (Individual) Unparsed Name","The name of an individual acting as a mortgage broker for the loan.","• Not Null; and,\n• Not Blank;","String 100","Benjamin Broker","Benjamin Broker","Loan Broker (Individual)","PARTY_INDIVIDUAL-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/PARTY[1]/@_UnparsedName\" ViewLinkDescription=\"id(PARTY_INDIVIDUAL-_UnparsedName)\"/>","PARTY/@NonPersonEntityIndicator=\"N\" @_Type=MortgageBroker"]
[47,"CUSTOM/PARTY[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Mortgage Broker (Individual) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Mortgage Broker individual that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",345678,345678,"NMLSR ID Number\n(on the same row as Loan Broker (Individual)","PARTY_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/PARTY[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(PARTY_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","Party/@NonPersonEntityIndicator=\"N\" @_Type=MortgageBroker"]
[48,"CUSTOM/PARTY[2]/@_UnparsedName","Mortgage Broker (Company) Unparsed Name","The name of the Mortgage Broker company","• Not Null; and,\n• Not Blank;","String 100","XYZ Financial Services","XYZ Financial Services","Loan Broker (Company)","PARTY_COMPANY-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/PARTY[2]/@_UnparsedName\" ViewLinkDescription=\"id(PARTY_COMPANY-_UnparsedName)\"/>","PARTY/@NonPersonEntityIndicator=\"Y\" @_Type=MortgageBroker"]
[49,"CUSTOM/PARTY[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Mortgage Broker (Company) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Mortgage Broker company that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",456789,456789,"NMLSR ID Number\n(on the same row as Loan Broker (Company)","PARTY_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/PARTY[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(PARTY_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","PARTY/@NonPersonEntityIndicator=\"Y\" @_Type=MortgageBroker"]
[50,"LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_UnparsedName","The unparsed name of the individual acting with Power of Attorney for the borrower.","The unparsed name of the individual acting with Power of Attorney for the borrower.","Conditionally required if the Note is signed on behalf of the borrower by a person with a Power of Attorney","String 100","Buddy J. Friend","Buddy J. Friend","Borrower … (Seal)","BORROWER2_POWER_OF_ATTORNEY-_UnparsedName","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_UnparsedName\" ViewLinkDescription=\"id(BORROWER2_POWER_OF_ATTORNEY-_UnparsedName)\"/>","Only used when the enote is signed with a Power of Attorney"]
[51,"LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_SigningCapacityTextDescription","Borrower Power Of Attorney Signing Capacity Text Description","The specific text which describes the signing capacity of the individual acting with Power of Attorney for the borrower (i.e., as attorney-in-fact.)","Conditionally required if the Note is signed on behalf of the borrower by a person with a Power of Attorney","String 100","as attorney in fact","as attorney in fact","Borrower … (Seal)","BORROWER2_POWER_OF_ATTORNEY-_SigningCapacityTextDescription","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_SigningCapacityTextDescription\" ViewLinkDescription=\"id(BORROWER2_POWER_OF_ATTORNEY-_SigningCapacityTextDescription)\"/>","Only used when the enote is signed with a Power of Attorney"]

{"sheet":"Multistate Biweekly Wo Conv_OBS","index":14,"n_rows":37,"n_cols":12,"rows_kept":37,"cut":false,"hidden":false,"merged":[[0,0,0,8]]}
["Multistate Biweekly Fixed-Rate Note without Conversion\nForm: 3289 - Obsolete"]
["Unique ID","XML FIELD NAME 1.02","Data Point Name","Data Point Definition","Implementation Notes","Format (Proposed Format)","Sample Data","Sample Data Display Format in the View","Form Field Text","View Field ID","Sample ARC \n(see Note below)","Comments"]
[1,"LOAN/_APPLICATION/MORTGAGE_TERMS/@LenderLoanIdentifier\n\n","Lender Loan Identifier","The identifier assigned by the originating Lender to be referenced as the Loan ID/Number on all settlement documents, notes, riders, etc.","• Not Null; and,\n• Not Blank\n","String 45","1234567890Abcde","1234567890Abcde","No standard text on the uniform instrument.  Goes in the upper margin wilth label \"Lender Loan Identifier\".","MORTGAGE_TERMS-LenderLoanIdentifier","From Sample:\n\n<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@LenderLoanIdentifier\" ViewLinkDescription=\"id(MORTGAGE_TERMS-LenderLoanIdentifier)\"/>","This field causing issues for some vendors due to missing in the view\n\nAs long as the IDs match with the view field the Arc will be valid, But this is a recomanded practice as per IGuide to use this format"]
[41,"LOAN/_APPLICATION/MERS/@MERS_MINNumber","MERS MIN Number","Number used by MERS to identify loans. Referred to as the MIN, Mortgage Identification Number. ","• Not Null; and,\n• Not Blank  \n• Numeric 18\n","String 30","123456789012345678","123456789012345678","No standard text on the uniform instrument.  Goes in the upper margin wilth label \"MERS MIN\".","MERS-MERS_MINNumber","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MERS/@MERS_MINNumber\" ViewLinkDescription=\"id(MERS-MERS_MINNumber)\"/>","The only reasonable values supported at this time are 18 characters long, numeric."]
[2,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_Date","Execution Date","The date documents were signed (executed).","• Not Null; and,\n• Not Blank; and \n• timestamp is optional","<Standard-Date> ::= YYYY-MM-DD \n<DateTimeSeparator> ::= T\n<Time> ::= hh:mm:ss","2017-03-18T14:24:13\n\n2017-04-01\n","March 18, 2017 14:24:13\n\nApril 1, 2017","[Date]\nthis may not have an explicit label (sample ____,____)","EXECUTION-_Date","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_Date\" ViewLinkDescription=\"id(EXECUTION-_Date)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[3,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_City","Execution City","The name of the city where documents were signed (executed).","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","[City]","EXECUTION-_City","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_City\" ViewLinkDescription=\"id(EXECUTION-_City)\"/>"]
[4,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_State","Execution State","The name of the state where documents were signed (executed)."," • Not Null; and,\n• Not Blank; and,\n• Full state name spelled out\n","String 35","Missouri","Missouri","[State]","EXECUTION-_State","<ARC DataLinkDescription=//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_State\" ViewLinkDescription=\"id(EXECUTION-_State)\"/>"]
[5," LOAN/_APPLICATION/PROPERTY/@_StreetAddress","Property Street Address","The unstructured (Unparsed) street address of the subject property (e.g., 123 Main Street). ","• Not Null; and,\n• Not Blank","String 100","123 Main Street","123 Main Street","[Property Address]","PROPERTY-_StreetAddress","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/PROPERTY/@_StreetAddress\" ViewLinkDescription=\"id(PROPERTY-_StreetAddress)\"/>"]
[6,"LOAN/_APPLICATION/PROPERTY/@_City","Property City","The city in which the subject property is located. ","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","[Property Address]","PROPERTY-_City","<ARC DataLinkDescription=//LOAN/_APPLICATION/PROPERTY/@_City\" ViewLinkDescription=\"id(PROPERTY-_City)\"/>"]
[7,"LOAN/_APPLICATION/PROPERTY/@_State","Property State","The state in which the subject property is located. ","  • Not Null; and,\n• Not Blank; and,\n• 2 character state code","String 2","MO","Missouri\nMO","[Property Address]","PROPERTY-_State","<ARC DataLinkDescription=//LOAN/_APPLICATION/PROPERTY/@_State\" ViewLinkDescription=\"id(PROPERTY-_State)\"/>","Vary according to the instrument, for state-specific instruments"]
[8,"LOAN/_APPLICATION/PROPERTY/@_PostalCode","Property Postal Code"," The postal code (zip code in the US) of the subject property. Zip code may be either 5 or 9 digits. ","• Not Null; and,\n• Not Blank; and,\n• Exactly 5 numbers; or,\n• Exactly 9 numbers","String 9","63101\n123456789","63101\n123456789","[Property Address]","PROPERTY-_PostalCode","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/PROPERTY/@_PostalCode\" ViewLinkDescription=\"id(PROPERTY-_PostalCode)\"/>","currenlty aligned with ULDD and maybe (-) hyphen will be allowed after feedback from vendors "]
[9,"LOAN/_APPLICATION/MORTGAGE_TERMS/@OriginalLoanAmount","Original Loan Amount","Amount of the Mortgage as stated on the original note.","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2","250000.00\n300000","$250,000.00\n$300,000","pay U.S. $___ (this amount is called \"Principal\"), plus interest","MORTGAGE_TERMS-OriginalLoanAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@OriginalLoanAmount\" ViewLinkDescription=\"id(MORTGAGE_TERMS-OriginalLoanAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[10,"LOAN/_CLOSING_DOCUMENTS/LENDER/@_UnparsedName","Lender Unparsed Name","The name of the party or entity designated as the lender for the loan.","• Not Null; and,\n• Not Blank;","String 100","Bailey Building and Loan","Bailey Building and Loan","The Lender is ___","LENDER-_UnparsedName","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/LENDER/@_UnparsedName\" ViewLinkDescription=\"id(LENDER-_UnparsedName)\"/>"]
[11,"LOAN/_APPLICATION/MORTGAGE_TERMS/@NoteRatePercent","Note Rate Percent","The actual interest rate as disclosed on the note.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","interest at a yearly rate of ___%","MORTGAGE_TERMS-NoteRatePercent","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@NoteRatePercent\"\nViewLinkDescription=\"id(MORTGAGE_TERMS-NoteRatePercent)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>"]
[13,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@ScheduledFirstPaymentDate","Scheduled First Payment Date","The date of the first scheduled mortgage payment to be made by the borrower under the terms of the mortgage.","• Not Null; and,\n• Not Blank; and,\n<Date> ::=  <Standard-Date>\n<Standard-Date> ::= YYYY-MM-DD ","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","beginning on ___","LOAN_FEATURES-ScheduledFirstPaymentDate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@ScheduledFirstPaymentDate\" ViewLinkDescription=\"id(LOAN_FEATURES-ScheduledFirstPaymentDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[14,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@LoanMaturityDate ","Loan Maturity Date","The date when the loan is scheduled to be paid in full as reflected on the Note.","• Not Null; and,\n• Not Blank","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","If, on __, I still owe amounts under this Note","LOAN_FEATURES-LoanMaturityDate","<ARC DataLinkDescription=//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@LoanMaturityDate\" ViewLinkDescription=\"id(LOAN_FEATURES-LoanMaturityDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[15,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_StreetAddress","Note Pay To Street Address","The street address indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank","String 100","123 Main Street","123 Main Street","I will make my Biweekly Payments at ______________ or at a different place if required by the Note Holder.","NOTE_PAY_TO-_StreetAddress","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_StreetAddress\" ViewLinkDescription=\"id(NOTE_PAY_TO-_StreetAddress)\"/>"]
[16,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_City","Note Pay To City","The city indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","I will make my Biweekly Payments at ______________ or at a different place if required by the Note Holder.","NOTE_PAY_TO-_City","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_City\" ViewLinkDescription=\"id(NOTE_PAY_TO-_City)\"/>"]
[17,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_State","Note Pay To State","The state indicated on the note where to send the mortgage payment."," • Not Null; and,\n• Not Blank; and,\n• 2 character state code\n","String 2","MO","Missouri\nMO","I will make my Biweekly Payments at ______________ or at a different place if required by the Note Holder.","NOTE_PAY_TO-_State","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_State\" ViewLinkDescription=\"id(NOTE_PAY_TO-_State)\"/>","Vary according to the instrument, for state-specific instruments"]
[18,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_PostalCode","Note Pay To Postal Code","The postal code indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank; and,\n• Exactly 5 numbers; or,\n• Exactly 9 numbers","String 9","63101\n123456789","63101\n123456789","I will make my Biweekly Payments at ______________ or at a different place if required by the Note Holder.","NOTE_PAY_TO-_PostalCode","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_PostalCode\" ViewLinkDescription=\"id(NOTE_PAY_TO-_PostalCode)\"/>","currenlty aligned with ULDD and maybe - will be allowed after feedback from vendors "]
[20,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@OriginalPrincipalAndInterestPaymentAmount","Original Principal And Interest Payment Amount","The dollar amount of the P&I payment as stated on the Note. The P&I payment is usually obtained using the loan amount and interest rate to arrive at full amortization during the loan term.","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2","2500.00\n3000","$2,500.00\n$3,000","will be in the amount of U.S. $___","LOAN_FEATURES-OriginalPrincipalAndInterestPaymentAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@OriginalPrincipalAndInterestPaymentAmount\" ViewLinkDescription=\"id(LOAN_FEATURES-OriginalPrincipalAndInterestPaymentAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[34,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_GracePeriod","Late Charge Grace Period","The grace period in days for this loan before a late charge will be applied","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 365","Numeric 3",15,15,"___ calendar days after the date it is due","LATE_CHARGE-_GracePeriod","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_GracePeriod\" ViewLinkDescription=\"id(LATE_CHARGE-_GracePeriod)\">"]
[36,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_Rate","Late Charge Rate","The percentage that a borrower is required to pay for failure to make a regular installment within the period specified on the note. This is the amount specified by the late charge code and is used when the late charge is not a flat dollar.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","amount of the charge will be ___%","LATE_CHARGE-_Rate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_Rate\" ViewLinkDescription=\"id(LATE_CHARGE-_Rate)\"><CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/></ARC>"]
[37,"LOAN/_APPLICATION/BORROWER/@_FirstName","Borrower First Name","The first name of the borrower. ","• Not Null; and,\n• Not Blank; and,\n• Alphanumeric, period, comma, dash, single quote, and BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff.","String 30","Harry","Harry","Borrower","BORROWER1-_FirstName","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_FirstName\" ViewLinkDescription=\"id(BORROWER1-_FirstName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[38,"LOAN/_APPLICATION/ BORROWER/@_MiddleName","Borrower Middle Name","The middle name of the borrower. ","MiddleName is an optional field.  If it is present in the DATA,  AND it is not blank,  AND it is not null, AND it is (Alphanumeric, or period, or comma, or dash, or single quote, or BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff ),  then an ARC must exist","String 30","Michael","Michael","Borrower","BORROWER1-_MiddleName","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[1]/@_MiddleName\" ViewLinkDescription=\"id(BORROWER1-_MiddleName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[39,"LOAN/_APPLICATION/BORROWER/@_LastName","Borrower Last Name","Borrower Last Name","• Not Null; and,\n• Not Blank; and,\n• Alphanumeric, period, comma, dash, single quote, and BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff. ","String 35","Homeowner","Homeowner","Borrower","BORROWER1-_LastName","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_LastName\" ViewLinkDescription=\"id(BORROWER1-_LastName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[40,"LOAN/_APPLICATION/BORROWER/@_NameSuffix","Borrower Name Suffix","The name suffix of the borrower. (E.g., JR = Junior, SR = Senior, etc.) ","• Optional ","String 4 ","JR","JR","Borrower","BORROWER1-_NameSuffix","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_NameSuffix\" ViewLinkDescription=\"id(BORROWER1-_NameSuffix)\"/>","Added"]
[42,"CUSTOM/LOAN_ORIGINATOR[1]/@_UnparsedName","Loan Originator (Individual) Unparsed Name","The name of the Loan Originator individual","• Not Null; and,\n• Not Blank;","String 100","George Bailey","George Bailey","Loan Originator (Individual)","LOAN_ORIGINATOR_INDIVIDUAL-_UnparsedName","<ARC DataLinkDescription=//CUSTOM/LOAN_ORIGINATOR[1]/@_UnparsedName\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_INDIVIDUAL-_UnparsedName)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"N\""]
[43,"CUSTOM/LOAN_ORIGINATOR[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Loan Originator (Individual) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Loan Originator individual that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",123456,123456,"NMLSR ID Number\n(on the same row as Loan Originator (Individual)","LOAN_ORIGINATOR_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"N\""]
[44,"CUSTOM/LOAN_ORIGINATOR[2]/@_UnparsedName","Loan Originator (Company) Unparsed Name","The name of the Loan Originator company","• Not Null; and,\n• Not Blank;","String 100","Bailey Building and Loan","Bailey Building and Loan","Loan Originator (Company)","LOAN_ORIGINATOR_COMPANY-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[2]/@_UnparsedName\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_COMPANY-_UnparsedName)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"Y\""]
[45,"CUSTOM/LOAN_ORIGINATOR[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Loan Originator (Company) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Loan Originator company that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",234567,234567,"NMLSR ID Number\n(on the same row as Loan Originator (Company)","LOAN_ORIGINATOR_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"Y\""]
[46,"CUSTOM/PARTY[1]/@_UnparsedName","Mortgage Broker (Individual) Unparsed Name","The name of an individual acting as a mortgage broker for the loan.","• Not Null; and,\n• Not Blank;","String 100","Benjamin Broker","Benjamin Broker","Loan Broker (Individual)","PARTY_INDIVIDUAL-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/PARTY[1]/@_UnparsedName\" ViewLinkDescription=\"id(PARTY_INDIVIDUAL-_UnparsedName)\"/>","PARTY/@NonPersonEntityIndicator=\"N\" @_Type=MortgageBroker"]
[47,"CUSTOM/PARTY[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Mortgage Broker (Individual) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Mortgage Broker individual that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",345678,345678,"NMLSR ID Number\n(on the same row as Loan Broker (Individual)","PARTY_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/PARTY[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(PARTY_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","Party/@NonPersonEntityIndicator=\"N\" @_Type=MortgageBroker"]
[48,"CUSTOM/PARTY[2]/@_UnparsedName","Mortgage Broker (Company) Unparsed Name","The name of the Mortgage Broker company","• Not Null; and,\n• Not Blank;","String 100","XYZ Financial Services","XYZ Financial Services","Loan Broker (Company)","PARTY_COMPANY-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/PARTY[2]/@_UnparsedName\" ViewLinkDescription=\"id(PARTY_COMPANY-_UnparsedName)\"/>","PARTY/@NonPersonEntityIndicator=\"Y\" @_Type=MortgageBroker"]
[49,"CUSTOM/PARTY[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Mortgage Broker (Company) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Mortgage Broker company that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",456789,456789,"NMLSR ID Number\n(on the same row as Loan Broker (Company)","PARTY_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/PARTY[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(PARTY_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","PARTY/@NonPersonEntityIndicator=\"Y\" @_Type=MortgageBroker"]
[50,"LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_UnparsedName","The unparsed name of the individual acting with Power of Attorney for the borrower.","The unparsed name of the individual acting with Power of Attorney for the borrower.","Conditionally required if the Note is signed on behalf of the borrower by a person with a Power of Attorney","String 100","Buddy J. Friend","Buddy J. Friend","Borrower … (Seal)","BORROWER2_POWER_OF_ATTORNEY-_UnparsedName","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_UnparsedName\" ViewLinkDescription=\"id(BORROWER2_POWER_OF_ATTORNEY-_UnparsedName)\"/>","Only used when the enote is signed with a Power of Attorney"]
[51,"LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_SigningCapacityTextDescription","Borrower Power Of Attorney Signing Capacity Text Description","The specific text which describes the signing capacity of the individual acting with Power of Attorney for the borrower (i.e., as attorney-in-fact.)","Conditionally required if the Note is signed on behalf of the borrower by a person with a Power of Attorney","String 100","as attorney in fact","as attorney in fact","Borrower … (Seal)","BORROWER2_POWER_OF_ATTORNEY-_SigningCapacityTextDescription","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_SigningCapacityTextDescription\" ViewLinkDescription=\"id(BORROWER2_POWER_OF_ATTORNEY-_SigningCapacityTextDescription)\"/>","Only used when the enote is signed with a Power of Attorney"]

{"sheet":"Multisate Biweekly W Conv _OBS","index":15,"n_rows":38,"n_cols":12,"rows_kept":38,"cut":false,"hidden":false,"merged":[[0,0,0,11]]}
["Multistate Biweekly Fixed-Rate Note with Conversion\nForm: 3288 _ Obsolete"]
["Unique ID","XML FIELD NAME 1.02","Data Point Name","Data Point Definition","Implementation Notes","Format (Proposed Format)","Sample Data","Sample Data Display Format in the View","Form Field Text","View Field ID","Sample ARC \n(see Note below)","Comments"]
[1,"LOAN/_APPLICATION/MORTGAGE_TERMS/@LenderLoanIdentifier\n\n","Lender Loan Identifier","The identifier assigned by the originating Lender to be referenced as the Loan ID/Number on all settlement documents, notes, riders, etc.","• Not Null; and,\n• Not Blank\n","String 45","1234567890Abcde","1234567890Abcde","No standard text on the uniform instrument.  Goes in the upper margin wilth label \"Lender Loan Identifier\".","MORTGAGE_TERMS-LenderLoanIdentifier","From Sample:\n\n<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@LenderLoanIdentifier\" ViewLinkDescription=\"id(MORTGAGE_TERMS-LenderLoanIdentifier)\"/>","This field causing issues for some vendors due to missing in the view\n\nAs long as the IDs match with the view field the Arc will be valid, But this is a recomanded practice as per IGuide to use this format"]
[41,"LOAN/_APPLICATION/MERS/@MERS_MINNumber","MERS MIN Number","Number used by MERS to identify loans. Referred to as the MIN, Mortgage Identification Number. ","• Not Null; and,\n• Not Blank  \n• Numeric 18\n","String 30","123456789012345678","123456789012345678","No standard text on the uniform instrument.  Goes in the upper margin wilth label \"MERS MIN\".","MERS-MERS_MINNumber","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MERS/@MERS_MINNumber\" ViewLinkDescription=\"id(MERS-MERS_MINNumber)\"/>","The only reasonable values supported at this time are 18 characters long, numeric."]
[2,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_Date","Execution Date","The date documents were signed (executed).","• Not Null; and,\n• Not Blank; and \n• timestamp is optional","<Standard-Date> ::= YYYY-MM-DD \n<DateTimeSeparator> ::= T\n<Time> ::= hh:mm:ss","2017-03-18T14:24:13\n\n2017-04-01\n","March 18, 2017 14:24:13\n\nApril 1, 2017","[Date]\nthis may not have an explicit label (sample ____,____)","EXECUTION-_Date","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_Date\" ViewLinkDescription=\"id(EXECUTION-_Date)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[3,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_City","Execution City","The name of the city where documents were signed (executed).","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","[City]","EXECUTION-_City","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_City\" ViewLinkDescription=\"id(EXECUTION-_City)\"/>"]
[4,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_State","Execution State","The name of the state where documents were signed (executed)."," • Not Null; and,\n• Not Blank; and,\n• Full state name spelled out\n","String 35","Missouri","Missouri","[State]","EXECUTION-_State","<ARC DataLinkDescription=//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_State\" ViewLinkDescription=\"id(EXECUTION-_State)\"/>"]
[5," LOAN/_APPLICATION/PROPERTY/@_StreetAddress","Property Street Address","The unstructured (Unparsed) street address of the subject property (e.g., 123 Main Street). ","• Not Null; and,\n• Not Blank","String 100","123 Main Street","123 Main Street","[Property Address]","PROPERTY-_StreetAddress","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/PROPERTY/@_StreetAddress\" ViewLinkDescription=\"id(PROPERTY-_StreetAddress)\"/>"]
[6,"LOAN/_APPLICATION/PROPERTY/@_City","Property City","The city in which the subject property is located. ","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","[Property Address]","PROPERTY-_City","<ARC DataLinkDescription=//LOAN/_APPLICATION/PROPERTY/@_City\" ViewLinkDescription=\"id(PROPERTY-_City)\"/>"]
[7,"LOAN/_APPLICATION/PROPERTY/@_State","Property State","The state in which the subject property is located. ","  • Not Null; and,\n• Not Blank; and,\n• 2 character state code","String 2","MO","Missouri\nMO","[Property Address]","PROPERTY-_State","<ARC DataLinkDescription=//LOAN/_APPLICATION/PROPERTY/@_State\" ViewLinkDescription=\"id(PROPERTY-_State)\"/>","Vary according to the instrument, for state-specific instruments"]
[8,"LOAN/_APPLICATION/PROPERTY/@_PostalCode","Property Postal Code"," The postal code (zip code in the US) of the subject property. Zip code may be either 5 or 9 digits. ","• Not Null; and,\n• Not Blank; and,\n• Exactly 5 numbers; or,\n• Exactly 9 numbers","String 9","63101\n123456789","63101\n123456789","[Property Address]","PROPERTY-_PostalCode","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/PROPERTY/@_PostalCode\" ViewLinkDescription=\"id(PROPERTY-_PostalCode)\"/>","currenlty aligned with ULDD and maybe (-) hyphen will be allowed after feedback from vendors "]
[9,"LOAN/_APPLICATION/MORTGAGE_TERMS/@OriginalLoanAmount","Original Loan Amount","Amount of the Mortgage as stated on the original note.","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2","250000.00\n300000","$250,000.00\n$300,000","pay U.S. $___ (this amount is called \"Principal\"), plus interest","MORTGAGE_TERMS-OriginalLoanAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@OriginalLoanAmount\" ViewLinkDescription=\"id(MORTGAGE_TERMS-OriginalLoanAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[10,"LOAN/_CLOSING_DOCUMENTS/LENDER/@_UnparsedName","Lender Unparsed Name","The name of the party or entity designated as the lender for the loan.","• Not Null; and,\n• Not Blank;","String 100","Bailey Building and Loan","Bailey Building and Loan","The Lender is ___","LENDER-_UnparsedName","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/LENDER/@_UnparsedName\" ViewLinkDescription=\"id(LENDER-_UnparsedName)\"/>"]
[11,"LOAN/_APPLICATION/MORTGAGE_TERMS/@NoteRatePercent","Note Rate Percent","The actual interest rate as disclosed on the note.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","interest at a yearly rate of ___%","MORTGAGE_TERMS-NoteRatePercent","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@NoteRatePercent\"\nViewLinkDescription=\"id(MORTGAGE_TERMS-NoteRatePercent)\">\n<CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/>"]
[13,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@ScheduledFirstPaymentDate","Scheduled First Payment Date","The date of the first scheduled mortgage payment to be made by the borrower under the terms of the mortgage.","• Not Null; and,\n• Not Blank; and,\n<Date> ::=  <Standard-Date>\n<Standard-Date> ::= YYYY-MM-DD ","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","beginning on ___","LOAN_FEATURES-ScheduledFirstPaymentDate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@ScheduledFirstPaymentDate\" ViewLinkDescription=\"id(LOAN_FEATURES-ScheduledFirstPaymentDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[14,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@LoanMaturityDate ","Loan Maturity Date","The date when the loan is scheduled to be paid in full as reflected on the Note.","• Not Null; and,\n• Not Blank","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","If, on____, ____, [insert applicable 15-, 20- or 30-year maturity date based on a monthly repayment schedule] I still owe amounts under this Note","LOAN_FEATURES-LoanMaturityDate","<ARC DataLinkDescription=//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@LoanMaturityDate\" ViewLinkDescription=\"id(LOAN_FEATURES-LoanMaturityDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[null,"Not supported in MISMO Closing v. 2.3","Biweekly Comparable Monthly Maturity Date","For a loan with scheduled biweekly payments this is the alternative maturity date if the loan had scheduled monthly payments.",null,null,null,null,"If, on____, ____, [insert applicable 15-, 20- or 30-year maturity date based on a monthly repayment schedule] I still owe amounts under this Note"]
[15,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_StreetAddress","Note Pay To Street Address","The street address indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank","String 100","123 Main Street","123 Main Street","I will make my biweekly or any monthly payments at _____ or at a different place if required by the Note Holder.","NOTE_PAY_TO-_StreetAddress","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_StreetAddress\" ViewLinkDescription=\"id(NOTE_PAY_TO-_StreetAddress)\"/>"]
[16,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_City","Note Pay To City","The city indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","I will make my biweekly or any monthly payments at _____ or at a different place if required by the Note Holder.","NOTE_PAY_TO-_City","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_City\" ViewLinkDescription=\"id(NOTE_PAY_TO-_City)\"/>"]
[17,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_State","Note Pay To State","The state indicated on the note where to send the mortgage payment."," • Not Null; and,\n• Not Blank; and,\n• 2 character state code\n","String 2","MO","Missouri\nMO","I will make my biweekly or any monthly payments at _____ or at a different place if required by the Note Holder.","NOTE_PAY_TO-_State","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_State\" ViewLinkDescription=\"id(NOTE_PAY_TO-_State)\"/>","Vary according to the instrument, for state-specific instruments"]
[18,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_PostalCode","Note Pay To Postal Code","The postal code indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank; and,\n• Exactly 5 numbers; or,\n• Exactly 9 numbers","String 9","63101\n123456789","63101\n123456789","I will make my biweekly or any monthly payments at _____ or at a different place if required by the Note Holder.","NOTE_PAY_TO-_PostalCode","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_PostalCode\" ViewLinkDescription=\"id(NOTE_PAY_TO-_PostalCode)\"/>","currenlty aligned with ULDD and maybe - will be allowed after feedback from vendors "]
[20,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@OriginalPrincipalAndInterestPaymentAmount","Original Principal And Interest Payment Amount","The dollar amount of the P&I payment as stated on the Note. The P&I payment is usually obtained using the loan amount and interest rate to arrive at full amortization during the loan term.","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2","2500.00\n3000","$2,500.00\n$3,000","will be in the amount of U.S. $___","LOAN_FEATURES-OriginalPrincipalAndInterestPaymentAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@OriginalPrincipalAndInterestPaymentAmount\" ViewLinkDescription=\"id(LOAN_FEATURES-OriginalPrincipalAndInterestPaymentAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[34,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_GracePeriod","Late Charge Grace Period","The grace period in days for this loan before a late charge will be applied","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 365","Numeric 3",15,15,"___ calendar days after the date it is due","LATE_CHARGE-_GracePeriod","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_GracePeriod\" ViewLinkDescription=\"id(LATE_CHARGE-_GracePeriod)\">"]
[36,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_Rate","Late Charge Rate","The percentage that a borrower is required to pay for failure to make a regular installment within the period specified on the note. This is the amount specified by the late charge code and is used when the late charge is not a flat dollar.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500\n4.1250\n4.125 \n4.25\n4.00\n4","amount of the charge will be ___%","LATE_CHARGE-_Rate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_Rate\" ViewLinkDescription=\"id(LATE_CHARGE-_Rate)\"><CONVERSION _MaskDescription=\"#0.000\" _Type=\"FillMask\"/></ARC>"]
[37,"LOAN/_APPLICATION/BORROWER/@_FirstName","Borrower First Name","The first name of the borrower. ","• Not Null; and,\n• Not Blank; and,\n• Alphanumeric, period, comma, dash, single quote, and BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff.","String 30","Harry","Harry","Borrower","BORROWER1-_FirstName","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_FirstName\" ViewLinkDescription=\"id(BORROWER1-_FirstName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[38,"LOAN/_APPLICATION/ BORROWER/@_MiddleName","Borrower Middle Name","The middle name of the borrower. ","MiddleName is an optional field.  If it is present in the DATA,  AND it is not blank,  AND it is not null, AND it is (Alphanumeric, or period, or comma, or dash, or single quote, or BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff ),  then an ARC must exist","String 30","Michael","Michael","Borrower","BORROWER1-_MiddleName","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[1]/@_MiddleName\" ViewLinkDescription=\"id(BORROWER1-_MiddleName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[39,"LOAN/_APPLICATION/BORROWER/@_LastName","Borrower Last Name","Borrower Last Name","• Not Null; and,\n• Not Blank; and,\n• Alphanumeric, period, comma, dash, single quote, and BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff. ","String 35","Homeowner","Homeowner","Borrower","BORROWER1-_LastName","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_LastName\" ViewLinkDescription=\"id(BORROWER1-_LastName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[40,"LOAN/_APPLICATION/BORROWER/@_NameSuffix","Borrower Name Suffix","The name suffix of the borrower. (E.g., JR = Junior, SR = Senior, etc.) ","• Optional ","String 4 ","JR","JR","Borrower","BORROWER1-_NameSuffix","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_NameSuffix\" ViewLinkDescription=\"id(BORROWER1-_NameSuffix)\"/>","Added"]
[42,"CUSTOM/LOAN_ORIGINATOR[1]/@_UnparsedName","Loan Originator (Individual) Unparsed Name","The name of the Loan Originator individual","• Not Null; and,\n• Not Blank;","String 100","George Bailey","George Bailey","Loan Originator (Individual)","LOAN_ORIGINATOR_INDIVIDUAL-_UnparsedName","<ARC DataLinkDescription=//CUSTOM/LOAN_ORIGINATOR[1]/@_UnparsedName\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_INDIVIDUAL-_UnparsedName)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"N\""]
[43,"CUSTOM/LOAN_ORIGINATOR[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Loan Originator (Individual) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Loan Originator individual that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",123456,123456,"NMLSR ID Number\n(on the same row as Loan Originator (Individual)","LOAN_ORIGINATOR_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"N\""]
[44,"CUSTOM/LOAN_ORIGINATOR[2]/@_UnparsedName","Loan Originator (Company) Unparsed Name","The name of the Loan Originator company","• Not Null; and,\n• Not Blank;","String 100","Bailey Building and Loan","Bailey Building and Loan","Loan Originator (Company)","LOAN_ORIGINATOR_COMPANY-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[2]/@_UnparsedName\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_COMPANY-_UnparsedName)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"Y\""]
[45,"CUSTOM/LOAN_ORIGINATOR[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Loan Originator (Company) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Loan Originator company that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",234567,234567,"NMLSR ID Number\n(on the same row as Loan Originator (Company)","LOAN_ORIGINATOR_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"Y\""]
[46,"CUSTOM/PARTY[1]/@_UnparsedName","Mortgage Broker (Individual) Unparsed Name","The name of an individual acting as a mortgage broker for the loan.","• Not Null; and,\n• Not Blank;","String 100","Benjamin Broker","Benjamin Broker","Loan Broker (Individual)","PARTY_INDIVIDUAL-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/PARTY[1]/@_UnparsedName\" ViewLinkDescription=\"id(PARTY_INDIVIDUAL-_UnparsedName)\"/>","PARTY/@NonPersonEntityIndicator=\"N\" @_Type=MortgageBroker"]
[47,"CUSTOM/PARTY[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Mortgage Broker (Individual) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Mortgage Broker individual that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",345678,345678,"NMLSR ID Number\n(on the same row as Loan Broker (Individual)","PARTY_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/PARTY[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(PARTY_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","Party/@NonPersonEntityIndicator=\"N\" @_Type=MortgageBroker"]
[48,"CUSTOM/PARTY[2]/@_UnparsedName","Mortgage Broker (Company) Unparsed Name","The name of the Mortgage Broker company","• Not Null; and,\n• Not Blank;","String 100","XYZ Financial Services","XYZ Financial Services","Loan Broker (Company)","PARTY_COMPANY-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/PARTY[2]/@_UnparsedName\" ViewLinkDescription=\"id(PARTY_COMPANY-_UnparsedName)\"/>","PARTY/@NonPersonEntityIndicator=\"Y\" @_Type=MortgageBroker"]
[49,"CUSTOM/PARTY[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Mortgage Broker (Company) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Mortgage Broker company that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",456789,456789,"NMLSR ID Number\n(on the same row as Loan Broker (Company)","PARTY_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/PARTY[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(PARTY_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","PARTY/@NonPersonEntityIndicator=\"Y\" @_Type=MortgageBroker"]
[50,"LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_UnparsedName","The unparsed name of the individual acting with Power of Attorney for the borrower.","The unparsed name of the individual acting with Power of Attorney for the borrower.","Conditionally required if the Note is signed on behalf of the borrower by a person with a Power of Attorney","String 100","Buddy J. Friend","Buddy J. Friend","Borrower … (Seal)","BORROWER2_POWER_OF_ATTORNEY-_UnparsedName","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_UnparsedName\" ViewLinkDescription=\"id(BORROWER2_POWER_OF_ATTORNEY-_UnparsedName)\"/>","Only used when the enote is signed with a Power of Attorney"]
[51,"LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_SigningCapacityTextDescription","Borrower Power Of Attorney Signing Capacity Text Description","The specific text which describes the signing capacity of the individual acting with Power of Attorney for the borrower (i.e., as attorney-in-fact.)","Conditionally required if the Note is signed on behalf of the borrower by a person with a Power of Attorney","String 100","as attorney in fact","as attorney in fact","Borrower … (Seal)","BORROWER2_POWER_OF_ATTORNEY-_SigningCapacityTextDescription","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_SigningCapacityTextDescription\" ViewLinkDescription=\"id(BORROWER2_POWER_OF_ATTORNEY-_SigningCapacityTextDescription)\"/>","Only used when the enote is signed with a Power of Attorney"]

{"sheet":"Multistate ARMNote-COFIndex_OBS","index":16,"n_rows":44,"n_cols":12,"rows_kept":44,"cut":false,"hidden":false,"merged":[[0,0,0,8]]}
["Multistate Adjustable-Rate Note - COF Index\nForm: 3510  - Obsolete"]
["Unique ID","XML FIELD NAME 1.02","Data Point Name","Data Point Definition","Implementation Notes","Format (Proposed Format)","Sample Data","Sample Data Display Format in the View","Form Field Text","View Field ID","Sample ARC \n(see Note below)","Comments"]
[1,"LOAN/_APPLICATION/MORTGAGE_TERMS/@LenderLoanIdentifier\n\n","Lender Loan Identifier","The identifier assigned by the originating Lender to be referenced as the Loan ID/Number on all settlement documents, notes, riders, etc.","• Not Null; and,\n• Not Blank\n","String 45","1234567890Abcde","1234567890Abcde","No standard text on the uniform instrument.  Goes in the upper margin wilth label \"Lender Loan Identifier\".","MORTGAGE_TERMS-LenderLoanIdentifier","From Sample:\n\n<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@LenderLoanIdentifier\" ViewLinkDescription=\"id(MORTGAGE_TERMS-LenderLoanIdentifier)\"/>","This field causing issues for some vendors due to missing in the view\n\nAs long as the IDs match with the view field the Arc will be valid, But this is a recomanded practice as per IGuide to use this format"]
[41,"LOAN/_APPLICATION/MERS/@MERS_MINNumber","MERS MIN Number","Number used by MERS to identify loans. Referred to as the MIN, Mortgage Identification Number. ","• Not Null; and,\n• Not Blank  \n• Numeric 18\n","String 30","123456789012345678","123456789012345678","No standard text on the uniform instrument.  Goes in the upper margin wilth label \"MERS MIN\".","MERS-MERS_MINNumber","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MERS/@MERS_MINNumber\" ViewLinkDescription=\"id(MERS-MERS_MINNumber)\"/>","The only reasonable values supported at this time are 18 characters long, numeric."]
[2,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_Date","Execution Date","The date documents were signed (executed).","• Not Null; and,\n• Not Blank; and \n• timestamp is optional","<Standard-Date> ::= YYYY-MM-DD \n<DateTimeSeparator> ::= T\n<Time> ::= hh:mm:ss","2017-03-18T14:24:13\n\n2017-04-01\n","March 18, 2017 14:24:13\n\nApril 1, 2017","[Date]\nthis may not have an explicit label (sample ____,____)","EXECUTION-_Date","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_Date\" ViewLinkDescription=\"id(EXECUTION-_Date)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[3,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_City","Execution City","The name of the city where documents were signed (executed).","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","[City]","EXECUTION-_City","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_City\" ViewLinkDescription=\"id(EXECUTION-_City)\"/>"]
[4,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_State","Execution State","The name of the state where documents were signed (executed)."," • Not Null; and,\n• Not Blank; and,\n• Full state name spelled out\n","String 35","Missouri","Missouri","[State]","EXECUTION-_State","<ARC DataLinkDescription=//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_State\" ViewLinkDescription=\"id(EXECUTION-_State)\"/>"]
[5," LOAN/_APPLICATION/PROPERTY/@_StreetAddress","Property Street Address","The unstructured (Unparsed) street address of the subject property (e.g., 123 Main Street). ","• Not Null; and,\n• Not Blank","String 100","123 Main Street","123 Main Street","[Property Address]","PROPERTY-_StreetAddress","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/PROPERTY/@_StreetAddress\" ViewLinkDescription=\"id(PROPERTY-_StreetAddress)\"/>"]
[6,"LOAN/_APPLICATION/PROPERTY/@_City","Property City","The city in which the subject property is located. ","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","[Property Address]","PROPERTY-_City","<ARC DataLinkDescription=//LOAN/_APPLICATION/PROPERTY/@_City\" ViewLinkDescription=\"id(PROPERTY-_City)\"/>"]
[7,"LOAN/_APPLICATION/PROPERTY/@_State","Property State","The state in which the subject property is located. ","  • Not Null; and,\n• Not Blank; and,\n• 2 character state code","String 2","MO","Missouri\nMO","[Property Address]","PROPERTY-_State","<ARC DataLinkDescription=//LOAN/_APPLICATION/PROPERTY/@_State\" ViewLinkDescription=\"id(PROPERTY-_State)\"/>","Vary according to the instrument, for state-specific instruments"]
[8,"LOAN/_APPLICATION/PROPERTY/@_PostalCode","Property Postal Code"," The postal code (zip code in the US) of the subject property. Zip code may be either 5 or 9 digits. ","• Not Null; and,\n• Not Blank; and,\n• Exactly 5 numbers; or,\n• Exactly 9 numbers","String 9","63101\n123456789","63101\n123456789","[Property Address]","PROPERTY-_PostalCode","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/PROPERTY/@_PostalCode\" ViewLinkDescription=\"id(PROPERTY-_PostalCode)\"/>","currenlty aligned with ULDD and maybe (-) hyphen will be allowed after feedback from vendors "]
[9,"LOAN/_APPLICATION/MORTGAGE_TERMS/@OriginalLoanAmount","Original Loan Amount","Amount of the Mortgage as stated on the original note.","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2","250000.00\n300000","$250,000.00\n$300,000","pay U.S. $___ (this amount is called \"Principal\"), plus interest","MORTGAGE_TERMS-OriginalLoanAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@OriginalLoanAmount\" ViewLinkDescription=\"id(MORTGAGE_TERMS-OriginalLoanAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[10,"LOAN/_CLOSING_DOCUMENTS/LENDER/@_UnparsedName","Lender Unparsed Name","The name of the party or entity designated as the lender for the loan.","• Not Null; and,\n• Not Blank;","String 100","Bailey Building and Loan","Bailey Building and Loan","The Lender is ___","LENDER-_UnparsedName","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/LENDER/@_UnparsedName\" ViewLinkDescription=\"id(LENDER-_UnparsedName)\"/>"]
[11,"LOAN/_APPLICATION/MORTGAGE_TERMS/@NoteRatePercent","Note Rate Percent","The actual interest rate as disclosed on the note.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500%\n4.1250%\n4.125 %\n4.25%\n4.00%\n4%","interest at a yearly rate of ___%","MORTGAGE_TERMS-NoteRatePercent","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@NoteRatePercent\"\nViewLinkDescription=\"id(MORTGAGE_TERMS-NoteRatePercent)\">\n<CONVERSION _MaskDescription=\"#0.000%\" _Type=\"FillMask\"/>"]
[13,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@ScheduledFirstPaymentDate","Scheduled First Payment Date","The date of the first scheduled mortgage payment to be made by the borrower under the terms of the mortgage.","• Not Null; and,\n• Not Blank; and,\n<Date> ::=  <Standard-Date>\n<Standard-Date> ::= YYYY-MM-DD ","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","beginning on ___","LOAN_FEATURES-ScheduledFirstPaymentDate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@ScheduledFirstPaymentDate\" ViewLinkDescription=\"id(LOAN_FEATURES-ScheduledFirstPaymentDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[14,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@LoanMaturityDate ","Loan Maturity Date","The date when the loan is scheduled to be paid in full as reflected on the Note.","• Not Null; and,\n• Not Blank","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","If, on __, I still owe amounts under this Note","LOAN_FEATURES-LoanMaturityDate","<ARC DataLinkDescription=//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@LoanMaturityDate\" ViewLinkDescription=\"id(LOAN_FEATURES-LoanMaturityDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[15,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_StreetAddress","Note Pay To Street Address","The street address indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank","String 100","123 Main Street","123 Main Street","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_StreetAddress","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_StreetAddress\" ViewLinkDescription=\"id(NOTE_PAY_TO-_StreetAddress)\"/>"]
[16,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_City","Note Pay To City","The city indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_City","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_City\" ViewLinkDescription=\"id(NOTE_PAY_TO-_City)\"/>"]
[17,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_State","Note Pay To State","The state indicated on the note where to send the mortgage payment."," • Not Null; and,\n• Not Blank; and,\n• 2 character state code\n","String 2","MO","Missouri\nMO","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_State","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_State\" ViewLinkDescription=\"id(NOTE_PAY_TO-_State)\"/>","Vary according to the instrument, for state-specific instruments"]
[18,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_PostalCode","Note Pay To Postal Code","The postal code indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank; and,\n• Exactly 5 numbers; or,\n• Exactly 9 numbers","String 9","63101\n123456789","63101\n123456789","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_PostalCode","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_PostalCode\" ViewLinkDescription=\"id(NOTE_PAY_TO-_PostalCode)\"/>","currenlty aligned with ULDD and maybe - will be allowed after feedback from vendors "]
[20,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@OriginalPrincipalAndInterestPaymentAmount","Original Principal And Interest Payment Amount","The dollar amount of the P&I payment as stated on the Note. The P&I payment is usually obtained using the loan amount and interest rate to arrive at full amortization during the loan term.","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2","2500.00\n3000","$2,500.00\n$3,000","will be in the amount of U.S. $___","LOAN_FEATURES-OriginalPrincipalAndInterestPaymentAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@OriginalPrincipalAndInterestPaymentAmount\" ViewLinkDescription=\"id(LOAN_FEATURES-OriginalPrincipalAndInterestPaymentAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[22,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@FirstRateAdjustmentDate","First Rate Adjustment Date","The first date the interest rate will adjust in an ARM transaction","• Not Null; and,\n• Not Blank;","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","The interest rate I will pay may change on the first day of ______","RATE_ADJUSTMENT-FirstRateAdjustmentDate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@FirstRateAdjustmentDate\" ViewLinkDescription=\"id(RATE_ADJUSTMENT-FirstRateAdjustmentDate)\"><CONVERSION _MaskDescription=\"MMMM, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[25,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@SubsequentRateAdjustmentMonths","Subsequent Rate Adjustment Months","The number of months between the subsequent rate adjustments. If the interest rate on the subject loan can change.","• Not Null; and,\n• Not Blank;","Numeric 3",10,10,"on that day every ____ months thereafter.","RATE_ADJUSTMENT-SubsequentRateAdjustmentMonths","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@SubsequentRateAdjustmentMonths\" ViewLinkDescription=\"id(RATE_ADJUSTMENT-SubsequentRateAdjustmentMonths)\"/>","(Sample note 3510e)"]
[26,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_IndexMarginPercent","ARM Index Margin Percent","The percentage stated in the loan program representing the spread between the ARM Index value and the mortgage interest rate. The gross mortgage margin is added to the index value to establish a new gross interest rate in the manner described by the calculation method.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500%\n4.1250%\n4.125 %\n4.25%\n4.00%\n4%","calculate my new interest rate by adding ___ percentage points (___%) to the Current Index","ARM-_IndexMarginPercent1\n\nARM-_IndexMarginPercent2","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_IndexMarginPercent\"\nViewLinkDescription=\"id(ARM-_IndexMarginPercent1)\"/>\n\n<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_IndexMarginPercent\"\nViewLinkDescription=\"id(ARM-_IndexMarginPercent2)\">\n<CONVERSION _MaskDescription=\"#0.000%\" _Type=\"FillMask\"/>","Dual view fields"]
[27,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeCapRate","Rate Adjustment First Change Cap Rate","maximum interest rate that can be applied at the first interest rate adjustment","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500%\n4.1250%\n4.125 %\n4.25%\n4.00%\n4%","interest rate I am required to pay at the first Change Date will not be greater than ___%","RATE_ADJUSTMENT-_FirstChangeCapRate\n\n","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeCapRate\"\nViewLinkDescription=\"id(RATE_ADJUSTMENT-_FirstChangeCapRate)\">\n<CONVERSION _MaskDescription=\"#0.000%\" _Type=\"FillMask\"/>"]
[28,"LOAN_APPLICATION//LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeFloorRate","Rate Adjustment First Change Floor Rate","The minimum interest rate that can be applied at the first interest rate adjustment.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500%\n4.1250%\n4.125 %\n4.25%\n4.00%\n4%"," or less than ___%.","RATE_ADJUSTMENT-_FirstChangeFloorRate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeFloorRate\"\nViewLinkDescription=\"id(RATE_ADJUSTMENT-_FirstChangeFloorRate)\">\n<CONVERSION _MaskDescription=\"#0.000%\" _Type=\"FillMask\"/>"]
[29,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeCapRate","ARM Lifetime Cap Rate","The maximum interest rate that can be applied during the loan term.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500%\n4.1250%\n4.125 %\n4.25%\n4.00%\n4%","My interest rate will never be greater than ___%.","ARM-_LifetimeCapRate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeCapRate\" ViewLinkDescription=\"id(ARM-_LifetimeCapRate)\"><CONVERSION _MaskDescription=\"#0.000%\" _Type=\"FillMask\"/></ARC>"]
[52,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeFloorPercent","ARM Lifetime Floor Percent"," Floor Percent\n\nThe minimum interest rate that can be applied during the loan term.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500%\n4.1250%\n4.125 %\n4.25%\n4.00%\n4%"," or less than ___%.","ARM-_LifetimeFloorPercent","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeFloorPercent\" ViewLinkDescription=\"id(ARM-_LifetimeFloorPercent)\"><CONVERSION _MaskDescription=\"#0.000%\" _Type=\"FillMask\"/></ARC>"]
[34,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_GracePeriod","Late Charge Grace Period","The grace period in days for this loan before a late charge will be applied","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 365","Numeric 3",15,15,"___ calendar days after the date it is due","LATE_CHARGE-_GracePeriod","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_GracePeriod\" ViewLinkDescription=\"id(LATE_CHARGE-_GracePeriod)\"><CONVERSION _MaskDescription=\"words()\" _Type=\"FillMask\"/></ARC>"]
[36,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_Rate","Late Charge Rate","The percentage that a borrower is required to pay for failure to make a regular installment within the period specified on the note. This is the amount specified by the late charge code and is used when the late charge is not a flat dollar.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500%\n4.1250%\n4.125 %\n4.25%\n4.00%\n4%","amount of the charge will be ___%","LATE_CHARGE-_Rate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_Rate\" ViewLinkDescription=\"id(LATE_CHARGE-_Rate)\"><CONVERSION _MaskDescription=\"#0.000%\" _Type=\"FillMask\"/></ARC>"]
[37,"LOAN/_APPLICATION/BORROWER/@_FirstName","Borrower First Name","The first name of the borrower. ","• Not Null; and,\n• Not Blank; and,\n• Alphanumeric, period, comma, dash, single quote, and BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff.","String 30","Harry","Harry","Borrower","BORROWER1-_FirstName","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_FirstName\" ViewLinkDescription=\"id(BORROWER1-_FirstName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[38,"LOAN/_APPLICATION/ BORROWER/@_MiddleName","Borrower Middle Name","The middle name of the borrower. ","MiddleName is an optional field.  If it is present in the DATA,  AND it is not blank,  AND it is not null, AND it is (Alphanumeric, or period, or comma, or dash, or single quote, or BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff ),  then an ARC must exist","String 30","Michael","Michael","Borrower","BORROWER1-_MiddleName","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[1]/@_MiddleName\" ViewLinkDescription=\"id(BORROWER1-_MiddleName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[39,"LOAN/_APPLICATION/BORROWER/@_LastName","Borrower Last Name","Borrower Last Name","• Not Null; and,\n• Not Blank; and,\n• Alphanumeric, period, comma, dash, single quote, and BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff. ","String 35","Homeowner","Homeowner","Borrower","BORROWER1-_LastName","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_LastName\" ViewLinkDescription=\"id(BORROWER1-_LastName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[40,"LOAN/_APPLICATION/BORROWER/@_NameSuffix","Borrower Name Suffix","The name suffix of the borrower. (E.g., JR = Junior, SR = Senior, etc.) ","• Optional ","String 4 ","JR","JR","Borrower","BORROWER1-_NameSuffix","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_NameSuffix\" ViewLinkDescription=\"id(BORROWER1-_NameSuffix)\"/>","Added"]
[42,"CUSTOM/LOAN_ORIGINATOR[1]/@_UnparsedName","Loan Originator (Individual) Unparsed Name","The name of the Loan Originator individual","• Not Null; and,\n• Not Blank;","String 100","George Bailey","George Bailey","Loan Originator (Individual)","LOAN_ORIGINATOR_INDIVIDUAL-_UnparsedName","<ARC DataLinkDescription=//CUSTOM/LOAN_ORIGINATOR[1]/@_UnparsedName\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_INDIVIDUAL-_UnparsedName)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"N\""]
[43,"CUSTOM/LOAN_ORIGINATOR[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Loan Originator (Individual) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Loan Originator individual that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",123456,123456,"NMLSR ID Number\n(on the same row as Loan Originator (Individual)","LOAN_ORIGINATOR_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"N\""]
[44,"CUSTOM/LOAN_ORIGINATOR[2]/@_UnparsedName","Loan Originator (Company) Unparsed Name","The name of the Loan Originator company","• Not Null; and,\n• Not Blank;","String 100","Bailey Building and Loan","Bailey Building and Loan","Loan Originator (Company)","LOAN_ORIGINATOR_COMPANY-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[2]/@_UnparsedName\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_COMPANY-_UnparsedName)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"Y\""]
[45,"CUSTOM/LOAN_ORIGINATOR[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Loan Originator (Company) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Loan Originator company that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",234567,234567,"NMLSR ID Number\n(on the same row as Loan Originator (Company)","LOAN_ORIGINATOR_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"Y\""]
[46,"CUSTOM/PARTY[1]/@_UnparsedName","Mortgage Broker (Individual) Unparsed Name","The name of an individual acting as a mortgage broker for the loan.","• Not Null; and,\n• Not Blank;","String 100","Benjamin Broker","Benjamin Broker","Loan Broker (Individual)","PARTY_INDIVIDUAL-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/PARTY[1]/@_UnparsedName\" ViewLinkDescription=\"id(PARTY_INDIVIDUAL-_UnparsedName)\"/>","PARTY/@NonPersonEntityIndicator=\"N\" @_Type=MortgageBroker"]
[47,"CUSTOM/PARTY[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Mortgage Broker (Individual) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Mortgage Broker individual that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",345678,345678,"NMLSR ID Number\n(on the same row as Loan Broker (Individual)","PARTY_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/PARTY[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(PARTY_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","Party/@NonPersonEntityIndicator=\"N\" @_Type=MortgageBroker"]
[48,"CUSTOM/PARTY[2]/@_UnparsedName","Mortgage Broker (Company) Unparsed Name","The name of the Mortgage Broker company","• Not Null; and,\n• Not Blank;","String 100","XYZ Financial Services","XYZ Financial Services","Loan Broker (Company)","PARTY_COMPANY-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/PARTY[2]/@_UnparsedName\" ViewLinkDescription=\"id(PARTY_COMPANY-_UnparsedName)\"/>","PARTY/@NonPersonEntityIndicator=\"Y\" @_Type=MortgageBroker"]
[49,"CUSTOM/PARTY[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Mortgage Broker (Company) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Mortgage Broker company that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",456789,456789,"NMLSR ID Number\n(on the same row as Loan Broker (Company)","PARTY_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/PARTY[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(PARTY_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","PARTY/@NonPersonEntityIndicator=\"Y\" @_Type=MortgageBroker"]
[50,"LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_UnparsedName","The unparsed name of the individual acting with Power of Attorney for the borrower.","The unparsed name of the individual acting with Power of Attorney for the borrower.","Conditionally required if the Note is signed on behalf of the borrower by a person with a Power of Attorney","String 100","Buddy J. Friend","Buddy J. Friend","Borrower … (Seal)","BORROWER2_POWER_OF_ATTORNEY-_UnparsedName","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_UnparsedName\" ViewLinkDescription=\"id(BORROWER2_POWER_OF_ATTORNEY-_UnparsedName)\"/>","Only used when the enote is signed with a Power of Attorney"]
[51,"LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_SigningCapacityTextDescription","Borrower Power Of Attorney Signing Capacity Text Description","The specific text which describes the signing capacity of the individual acting with Power of Attorney for the borrower (i.e., as attorney-in-fact.)","Conditionally required if the Note is signed on behalf of the borrower by a person with a Power of Attorney","String 100","as attorney in fact","as attorney in fact","Borrower … (Seal)","BORROWER2_POWER_OF_ATTORNEY-_SigningCapacityTextDescription","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_SigningCapacityTextDescription\" ViewLinkDescription=\"id(BORROWER2_POWER_OF_ATTORNEY-_SigningCapacityTextDescription)\"/>","Only used when the enote is signed with a Power of Attorney"]

{"sheet":"Multistate ARMNote-COFw Con_OBS","index":17,"n_rows":46,"n_cols":12,"rows_kept":46,"cut":false,"hidden":false,"merged":[[0,0,0,7]]}
["Multistate Adjustable-Rate Note - COF Index with Conversion\nForm: 3511 - Obsolete"]
["Unique ID","XML FIELD NAME 1.02","Data Point Name","Data Point Definition","Implementation Notes","Format (Proposed Format)","Sample Data","Sample Data Display Format in the View","Form Field Text","View Field ID","Sample ARC \n(see Note below)","Comments"]
[1,"LOAN/_APPLICATION/MORTGAGE_TERMS/@LenderLoanIdentifier\n\n","Lender Loan Identifier","The identifier assigned by the originating Lender to be referenced as the Loan ID/Number on all settlement documents, notes, riders, etc.","• Not Null; and,\n• Not Blank\n","String 45","1234567890Abcde","1234567890Abcde","No standard text on the uniform instrument.  Goes in the upper margin wilth label \"Lender Loan Identifier\".","MORTGAGE_TERMS-LenderLoanIdentifier","From Sample:\n\n<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@LenderLoanIdentifier\" ViewLinkDescription=\"id(MORTGAGE_TERMS-LenderLoanIdentifier)\"/>","This field causing issues for some vendors due to missing in the view\n\nAs long as the IDs match with the view field the Arc will be valid, But this is a recomanded practice as per IGuide to use this format"]
[41,"LOAN/_APPLICATION/MERS/@MERS_MINNumber","MERS MIN Number","Number used by MERS to identify loans. Referred to as the MIN, Mortgage Identification Number. ","• Not Null; and,\n• Not Blank  \n• Numeric 18\n","String 30","123456789012345678","123456789012345678","No standard text on the uniform instrument.  Goes in the upper margin wilth label \"MERS MIN\".","MERS-MERS_MINNumber","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MERS/@MERS_MINNumber\" ViewLinkDescription=\"id(MERS-MERS_MINNumber)\"/>","The only reasonable values supported at this time are 18 characters long, numeric."]
[2,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_Date","Execution Date","The date documents were signed (executed).","• Not Null; and,\n• Not Blank; and \n• timestamp is optional","<Standard-Date> ::= YYYY-MM-DD \n<DateTimeSeparator> ::= T\n<Time> ::= hh:mm:ss","2017-03-18T14:24:13\n\n2017-04-01\n","March 18, 2017 14:24:13\n\nApril 1, 2017","[Date]\nthis may not have an explicit label (sample ____,____)","EXECUTION-_Date","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_Date\" ViewLinkDescription=\"id(EXECUTION-_Date)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[3,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_City","Execution City","The name of the city where documents were signed (executed).","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","[City]","EXECUTION-_City","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_City\" ViewLinkDescription=\"id(EXECUTION-_City)\"/>"]
[4,"LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_State","Execution State","The name of the state where documents were signed (executed)."," • Not Null; and,\n• Not Blank; and,\n• Full state name spelled out\n","String 35","Missouri","Missouri","[State]","EXECUTION-_State","<ARC DataLinkDescription=//LOAN/_CLOSING_DOCUMENTS/EXECUTION/@_State\" ViewLinkDescription=\"id(EXECUTION-_State)\"/>"]
[5," LOAN/_APPLICATION/PROPERTY/@_StreetAddress","Property Street Address","The unstructured (Unparsed) street address of the subject property (e.g., 123 Main Street). ","• Not Null; and,\n• Not Blank","String 100","123 Main Street","123 Main Street","[Property Address]","PROPERTY-_StreetAddress","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/PROPERTY/@_StreetAddress\" ViewLinkDescription=\"id(PROPERTY-_StreetAddress)\"/>"]
[6,"LOAN/_APPLICATION/PROPERTY/@_City","Property City","The city in which the subject property is located. ","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","[Property Address]","PROPERTY-_City","<ARC DataLinkDescription=//LOAN/_APPLICATION/PROPERTY/@_City\" ViewLinkDescription=\"id(PROPERTY-_City)\"/>"]
[7,"LOAN/_APPLICATION/PROPERTY/@_State","Property State","The state in which the subject property is located. ","  • Not Null; and,\n• Not Blank; and,\n• 2 character state code","String 2","MO","Missouri\nMO","[Property Address]","PROPERTY-_State","<ARC DataLinkDescription=//LOAN/_APPLICATION/PROPERTY/@_State\" ViewLinkDescription=\"id(PROPERTY-_State)\"/>","Vary according to the instrument, for state-specific instruments"]
[8,"LOAN/_APPLICATION/PROPERTY/@_PostalCode","Property Postal Code"," The postal code (zip code in the US) of the subject property. Zip code may be either 5 or 9 digits. ","• Not Null; and,\n• Not Blank; and,\n• Exactly 5 numbers; or,\n• Exactly 9 numbers","String 9","63101\n123456789","63101\n123456789","[Property Address]","PROPERTY-_PostalCode","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/PROPERTY/@_PostalCode\" ViewLinkDescription=\"id(PROPERTY-_PostalCode)\"/>","currenlty aligned with ULDD and maybe (-) hyphen will be allowed after feedback from vendors "]
[9,"LOAN/_APPLICATION/MORTGAGE_TERMS/@OriginalLoanAmount","Original Loan Amount","Amount of the Mortgage as stated on the original note.","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2","250000.00\n300000","$250,000.00\n$300,000","pay U.S. $___ (this amount is called \"Principal\"), plus interest","MORTGAGE_TERMS-OriginalLoanAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@OriginalLoanAmount\" ViewLinkDescription=\"id(MORTGAGE_TERMS-OriginalLoanAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[10,"LOAN/_CLOSING_DOCUMENTS/LENDER/@_UnparsedName","Lender Unparsed Name","The name of the party or entity designated as the lender for the loan.","• Not Null; and,\n• Not Blank;","String 100","Bailey Building and Loan","Bailey Building and Loan","The Lender is ___","LENDER-_UnparsedName","<ARC DataLinkDescription=\"//LOAN/_CLOSING_DOCUMENTS/LENDER/@_UnparsedName\" ViewLinkDescription=\"id(LENDER-_UnparsedName)\"/>"]
[11,"LOAN/_APPLICATION/MORTGAGE_TERMS/@NoteRatePercent","Note Rate Percent","The actual interest rate as disclosed on the note.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500%\n4.1250%\n4.125 %\n4.25%\n4.00%\n4%","interest at a yearly rate of ___%","MORTGAGE_TERMS-NoteRatePercent","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/MORTGAGE_TERMS/@NoteRatePercent\"\nViewLinkDescription=\"id(MORTGAGE_TERMS-NoteRatePercent)\">\n<CONVERSION _MaskDescription=\"#0.000%\" _Type=\"FillMask\"/>"]
[13,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@ScheduledFirstPaymentDate","Scheduled First Payment Date","The date of the first scheduled mortgage payment to be made by the borrower under the terms of the mortgage.","• Not Null; and,\n• Not Blank; and,\n<Date> ::=  <Standard-Date>\n<Standard-Date> ::= YYYY-MM-DD ","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","beginning on ___","LOAN_FEATURES-ScheduledFirstPaymentDate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@ScheduledFirstPaymentDate\" ViewLinkDescription=\"id(LOAN_FEATURES-ScheduledFirstPaymentDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[14,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@LoanMaturityDate ","Loan Maturity Date","The date when the loan is scheduled to be paid in full as reflected on the Note.","• Not Null; and,\n• Not Blank","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","If, on __, I still owe amounts under this Note","LOAN_FEATURES-LoanMaturityDate","<ARC DataLinkDescription=//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@LoanMaturityDate\" ViewLinkDescription=\"id(LOAN_FEATURES-LoanMaturityDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[15,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_StreetAddress","Note Pay To Street Address","The street address indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank","String 100","123 Main Street","123 Main Street","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_StreetAddress","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_StreetAddress\" ViewLinkDescription=\"id(NOTE_PAY_TO-_StreetAddress)\"/>"]
[16,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_City","Note Pay To City","The city indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank\n","String 50","Hometown","Hometown","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_City","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_City\" ViewLinkDescription=\"id(NOTE_PAY_TO-_City)\"/>"]
[17,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_State","Note Pay To State","The state indicated on the note where to send the mortgage payment."," • Not Null; and,\n• Not Blank; and,\n• 2 character state code\n","String 2","MO","Missouri\nMO","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_State","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_State\" ViewLinkDescription=\"id(NOTE_PAY_TO-_State)\"/>","Vary according to the instrument, for state-specific instruments"]
[18,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_PostalCode","Note Pay To Postal Code","The postal code indicated on the note where to send the mortgage payment.","• Not Null; and,\n• Not Blank; and,\n• Exactly 5 numbers; or,\n• Exactly 9 numbers","String 9","63101\n123456789","63101\n123456789","I will make my monthly payments at ___ or at a different place if required by the Note Holder","NOTE_PAY_TO-_PostalCode","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/NOTE_PAY_TO/@_PostalCode\" ViewLinkDescription=\"id(NOTE_PAY_TO-_PostalCode)\"/>","currenlty aligned with ULDD and maybe - will be allowed after feedback from vendors "]
[20,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@OriginalPrincipalAndInterestPaymentAmount","Original Principal And Interest Payment Amount","The dollar amount of the P&I payment as stated on the Note. The P&I payment is usually obtained using the loan amount and interest rate to arrive at full amortization during the loan term.","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2","2500.00\n3000","$2,500.00\n$3,000","will be in the amount of U.S. $___","LOAN_FEATURES-OriginalPrincipalAndInterestPaymentAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/@OriginalPrincipalAndInterestPaymentAmount\" ViewLinkDescription=\"id(LOAN_FEATURES-OriginalPrincipalAndInterestPaymentAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[22,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@FirstRateAdjustmentDate","First Rate Adjustment Date","The first date the interest rate will adjust in an ARM transaction","• Not Null; and,\n• Not Blank;","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","The adjustable interest rate I will pay may change on the first day of  ___","RATE_ADJUSTMENT-FirstRateAdjustmentDate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@FirstRateAdjustmentDate\" ViewLinkDescription=\"id(RATE_ADJUSTMENT-FirstRateAdjustmentDate)\"><CONVERSION _MaskDescription=\"MMMM, yyyy\" _Type=\"FillMask\"/></ARC>","currenly various formats are being used such as listed below:\n<Date> ::=  <Standard-Date> | <Nonstandard-Date>\n<Standard-Date> ::= YYYY-MM-DD\n<Nonstandard-Date> ::= MM/DD/YYYY\n<Nonstandard-Date> ::= MMDDYYYY\n\nMask supports display of single digit day in the View"]
[26,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_IndexMarginPercent","ARM Index Margin Percent","The percentage stated in the loan program representing the spread between the ARM Index value and the mortgage interest rate. The gross mortgage margin is added to the index value to establish a new gross interest rate in the manner described by the calculation method.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500%\n4.1250%\n4.125 %\n4.25%\n4.00%\n4%","calculate my new interest rate by adding ___ percentage points (___%) to the Current Index","ARM-_IndexMarginPercent1\n\nARM-_IndexMarginPercent2","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_IndexMarginPercent\"\nViewLinkDescription=\"id(ARM-_IndexMarginPercent1)\"/>\n\n<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_IndexMarginPercent\"\nViewLinkDescription=\"id(ARM-_IndexMarginPercent2)\">\n<CONVERSION _MaskDescription=\"#0.000%\" _Type=\"FillMask\"/>","Dual view fields"]
[27,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeCapRate","Rate Adjustment First Change Cap Rate","maximum interest rate that can be applied at the first interest rate adjustment","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500%\n4.1250%\n4.125 %\n4.25%\n4.00%\n4%","interest rate I am required to pay at the first Change Date will not be greater than ___%","RATE_ADJUSTMENT-_FirstChangeCapRate\n\n","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeCapRate\"\nViewLinkDescription=\"id(RATE_ADJUSTMENT-_FirstChangeCapRate)\">\n<CONVERSION _MaskDescription=\"#0.000%\" _Type=\"FillMask\"/>"]
[28,"LOAN_APPLICATION//LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeFloorRate","Rate Adjustment First Change Floor Rate","The minimum interest rate that can be applied at the first interest rate adjustment.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500%\n4.1250%\n4.125 %\n4.25%\n4.00%\n4%"," or less than ___%.","RATE_ADJUSTMENT-_FirstChangeFloorRate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/RATE_ADJUSTMENT/@_FirstChangeFloorRate\"\nViewLinkDescription=\"id(RATE_ADJUSTMENT-_FirstChangeFloorRate)\">\n<CONVERSION _MaskDescription=\"#0.000%\" _Type=\"FillMask\"/>"]
[29,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeCapRate","ARM Lifetime Cap Rate","The maximum interest rate that can be applied during the loan term.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500%\n4.1250%\n4.125 %\n4.25%\n4.00%\n4%","My interest rate will never be greater than ___%.","ARM-_LifetimeCapRate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeCapRate\" ViewLinkDescription=\"id(ARM-_LifetimeCapRate)\"><CONVERSION _MaskDescription=\"#0.000%\" _Type=\"FillMask\"/></ARC>"]
[52,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeFloorPercent","ARM Lifetime Floor Percent","\n\nThe minimum interest rate that can be applied during the loan term.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500%\n4.1250%\n4.125 %\n4.25%\n4.00%\n4%"," or less than ___%.","ARM-_LifetimeFloorPercent","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/@_LifetimeFloorPercent\" ViewLinkDescription=\"id(ARM-_LifetimeFloorPercent)\"><CONVERSION _MaskDescription=\"#0.000%\" _Type=\"FillMask\"/></ARC>"]
[31,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/CONVERSION_OPTION/@_FeeAmount","ARM Conversion Option Fee Amount","The dollar amount that it will cost the borrower to convert the loan from an ARM to a fixed rate payment.","Only applicable to Convertible instruments\n• 0 < X <= 999,999,999.99; and,\n• If decimal point is present, then precision must be 2 places","Amount 9.2",500,500,"I must pay the Note Holder a conversion fee of U.S. $___________;","CONVERSION_OPTION-_FeeAmount","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/CONVERSION_OPTION/@_FeeAmount\" ViewLinkDescription=\"id(CONVERSION_OPTION-_FeeAmount)\"><CONVERSION _MaskDescription=\"$,##0.00\" _Type=\"FillMask\"/></ARC>"]
[32,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/CONVERSION_OPTION/@_PeriodStartDate","ARM Conversion Option Period Start Date","The first ARM change date when the loan can be converted to a fixed interest rate.","• Not Null; and,\n• Not Blank\n","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","during the period beginning on the _________","CONVERSION_OPTION-_PeriodStartDate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/CONVERSION_OPTION/@_PeriodStartDate\" ViewLinkDescription=\"id(CONVERSION_OPTION-_PeriodStartDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","support display of single digit day"]
[33,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/CONVERSION_OPTION/@_PeriodEndDate","ARM Conversion Option Period End Date","The last ARM change date in which to convert from an Arm to a Fixed interest rate.","• Not Null; and,\n• Not Blank\n","<Standard-Date> ::= YYYY-MM-DD ","2017-04-01\n","April 1, 2017","and ending on the ________","CONVERSION_OPTION-_PeriodEndDate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/ARM/CONVERSION_OPTION/@_PeriodEndDate\" ViewLinkDescription=\"id(CONVERSION_OPTION-_PeriodEndDate)\"><CONVERSION _MaskDescription=\"MMMM d, yyyy\" _Type=\"FillMask\"/></ARC>","support display of single digit day"]
[34,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_GracePeriod","Late Charge Grace Period","The grace period in days for this loan before a late charge will be applied","• Not Null; and,\n• Not Blank; and,\n• 0 < X <= 365","Numeric 3",15,15,"___ calendar days after the date it is due","LATE_CHARGE-_GracePeriod","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_GracePeriod\" ViewLinkDescription=\"id(LATE_CHARGE-_GracePeriod)\"><CONVERSION _MaskDescription=\"words()\" _Type=\"FillMask\"/></ARC>"]
[36,"LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_Rate","Late Charge Rate","The percentage that a borrower is required to pay for failure to make a regular installment within the period specified on the note. This is the amount specified by the late charge code and is used when the late charge is not a flat dollar.","• Not Null; and,\n• Not Blank; and,\n• 0 <= X <= 99.9999","Percent 3.4","4.2500\n4.1250\n4.125\n4.25\n4.00\n4","4.2500%\n4.1250%\n4.125 %\n4.25%\n4.00%\n4%","amount of the charge will be ___%","LATE_CHARGE-_Rate","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/LOAN_PRODUCT_DATA/LOAN_FEATURES/LATE_CHARGE/@_Rate\" ViewLinkDescription=\"id(LATE_CHARGE-_Rate)\"><CONVERSION _MaskDescription=\"#0.000%\" _Type=\"FillMask\"/></ARC>"]
[37,"LOAN/_APPLICATION/BORROWER/@_FirstName","Borrower First Name","The first name of the borrower. ","• Not Null; and,\n• Not Blank; and,\n• Alphanumeric, period, comma, dash, single quote, and BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff.","String 30","Harry","Harry","Borrower","BORROWER1-_FirstName","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_FirstName\" ViewLinkDescription=\"id(BORROWER1-_FirstName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[38,"LOAN/_APPLICATION/ BORROWER/@_MiddleName","Borrower Middle Name","The middle name of the borrower. ","MiddleName is an optional field.  If it is present in the DATA,  AND it is not blank,  AND it is not null, AND it is (Alphanumeric, or period, or comma, or dash, or single quote, or BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff ),  then an ARC must exist","String 30","Michael","Michael","Borrower","BORROWER1-_MiddleName","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[1]/@_MiddleName\" ViewLinkDescription=\"id(BORROWER1-_MiddleName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[39,"LOAN/_APPLICATION/BORROWER/@_LastName","Borrower Last Name","Borrower Last Name","• Not Null; and,\n• Not Blank; and,\n• Alphanumeric, period, comma, dash, single quote, and BMP Unicode characters 0x00c0 thru 0x00d6;  0x00d8 thru 0x00f6; and, 0x00f8 thru 0x1ff. ","String 35","Homeowner","Homeowner","Borrower","BORROWER1-_LastName","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_LastName\" ViewLinkDescription=\"id(BORROWER1-_LastName)\"/>","Would have BORROWER[1 - n] in the XPATH and BORROWER1-n in the ID to distinguish multiple borrowers"]
[40,"LOAN/_APPLICATION/BORROWER/@_NameSuffix","Borrower Name Suffix","The name suffix of the borrower. (E.g., JR = Junior, SR = Senior, etc.) ","• Optional ","String 4 ","JR","JR","Borrower","BORROWER1-_NameSuffix","<ARC DataLinkDescription=//LOAN/_APPLICATION/BORROWER[1]/@_NameSuffix\" ViewLinkDescription=\"id(BORROWER1-_NameSuffix)\"/>","Added"]
[42,"CUSTOM/LOAN_ORIGINATOR[1]/@_UnparsedName","Loan Originator (Individual) Unparsed Name","The name of the Loan Originator individual","• Not Null; and,\n• Not Blank;","String 100","George Bailey","George Bailey","Loan Originator (Individual)","LOAN_ORIGINATOR_INDIVIDUAL-_UnparsedName","<ARC DataLinkDescription=//CUSTOM/LOAN_ORIGINATOR[1]/@_UnparsedName\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_INDIVIDUAL-_UnparsedName)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"N\""]
[43,"CUSTOM/LOAN_ORIGINATOR[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Loan Originator (Individual) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Loan Originator individual that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",123456,123456,"NMLSR ID Number\n(on the same row as Loan Originator (Individual)","LOAN_ORIGINATOR_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"N\""]
[44,"CUSTOM/LOAN_ORIGINATOR[2]/@_UnparsedName","Loan Originator (Company) Unparsed Name","The name of the Loan Originator company","• Not Null; and,\n• Not Blank;","String 100","Bailey Building and Loan","Bailey Building and Loan","Loan Originator (Company)","LOAN_ORIGINATOR_COMPANY-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[2]/@_UnparsedName\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_COMPANY-_UnparsedName)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"Y\""]
[45,"CUSTOM/LOAN_ORIGINATOR[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Loan Originator (Company) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Loan Originator company that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",234567,234567,"NMLSR ID Number\n(on the same row as Loan Originator (Company)","LOAN_ORIGINATOR_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/LOAN_ORIGINATOR[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(LOAN_ORIGINATOR_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","LOAN_ORIGINATOR/@NonPersonEntityIndicator=\"Y\""]
[46,"CUSTOM/PARTY[1]/@_UnparsedName","Mortgage Broker (Individual) Unparsed Name","The name of an individual acting as a mortgage broker for the loan.","• Not Null; and,\n• Not Blank;","String 100","Benjamin Broker","Benjamin Broker","Loan Broker (Individual)","PARTY_INDIVIDUAL-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/PARTY[1]/@_UnparsedName\" ViewLinkDescription=\"id(PARTY_INDIVIDUAL-_UnparsedName)\"/>","PARTY/@NonPersonEntityIndicator=\"N\" @_Type=MortgageBroker"]
[47,"CUSTOM/PARTY[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Mortgage Broker (Individual) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Mortgage Broker individual that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",345678,345678,"NMLSR ID Number\n(on the same row as Loan Broker (Individual)","PARTY_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/PARTY[1]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(PARTY_INDIVIDUAL-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","Party/@NonPersonEntityIndicator=\"N\" @_Type=MortgageBroker"]
[48,"CUSTOM/PARTY[2]/@_UnparsedName","Mortgage Broker (Company) Unparsed Name","The name of the Mortgage Broker company","• Not Null; and,\n• Not Blank;","String 100","XYZ Financial Services","XYZ Financial Services","Loan Broker (Company)","PARTY_COMPANY-_UnparsedName","<ARC DataLinkDescription=\"//CUSTOM/PARTY[2]/@_UnparsedName\" ViewLinkDescription=\"id(PARTY_COMPANY-_UnparsedName)\"/>","PARTY/@NonPersonEntityIndicator=\"Y\" @_Type=MortgageBroker"]
[49,"CUSTOM/PARTY[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier","Mortgage Broker (Company) Nationwide Mortgage Licensing System Assigned Identifier","The unique identifier of the Mortgage Broker company that is assigned by the Nationwide Mortgage Licensing System.","• Not Null; and,\n• Not Blank  \n• Numeric 6","numeric 6",456789,456789,"NMLSR ID Number\n(on the same row as Loan Broker (Company)","PARTY_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier","<ARC DataLinkDescription=\"//CUSTOM/PARTY[2]/@_NationwideMortgageLicensingSystemAssignedIdentifier\" ViewLinkDescription=\"id(PARTY_COMPANY-_NationwideMortgageLicensingSystemAssignedIdentifier)\"/>","PARTY/@NonPersonEntityIndicator=\"Y\" @_Type=MortgageBroker"]
[50,"LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_UnparsedName","The unparsed name of the individual acting with Power of Attorney for the borrower.","The unparsed name of the individual acting with Power of Attorney for the borrower.","Conditionally required if the Note is signed on behalf of the borrower by a person with a Power of Attorney","String 100","Buddy J. Friend","Buddy J. Friend","Borrower … (Seal)","BORROWER2_POWER_OF_ATTORNEY-_UnparsedName","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_UnparsedName\" ViewLinkDescription=\"id(BORROWER2_POWER_OF_ATTORNEY-_UnparsedName)\"/>","Only used when the enote is signed with a Power of Attorney"]
[51,"LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_SigningCapacityTextDescription","Borrower Power Of Attorney Signing Capacity Text Description","The specific text which describes the signing capacity of the individual acting with Power of Attorney for the borrower (i.e., as attorney-in-fact.)","Conditionally required if the Note is signed on behalf of the borrower by a person with a Power of Attorney","String 100","as attorney in fact","as attorney in fact","Borrower … (Seal)","BORROWER2_POWER_OF_ATTORNEY-_SigningCapacityTextDescription","<ARC DataLinkDescription=\"//LOAN/_APPLICATION/BORROWER[2]/_POWER_OF_ATTORNEY/@_SigningCapacityTextDescription\" ViewLinkDescription=\"id(BORROWER2_POWER_OF_ATTORNEY-_SigningCapacityTextDescription)\"/>","Only used when the enote is signed with a Power of Attorney"]