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Loan List Search and Loan Status

The Loan List screen is the first screen you see when you log in to Desktop Underwriter® (DU®) or Desktop Originator® (DO®). You can use the Loan List to create or import a loan casefile or to view a list of existing loan casefiles. You can also access resources on the Help tab.

To search for an existing loan casefile, select an Institution from the drop-down list. If you only have access to one institution, that is the only one you will see listed.

Note: Once a loan casefile is submitted to an institution, all re-submissions will go to that institution, and you will have to select that institution to have it returned in your search results

Enter the search criteria in theSearch Options field(s). ClickMore Options, to select additional search criteria.

Field Name	Notes
Last Modified Range	Defaults to Today on the main search screen. You can select a different option from the drop-down list (i.e. 30 days). Choose Select an Option if you do not want a date range included in the search criteria. Defaults to blank on the More Options search screen. Select a date in the Date From: field and Date To: field if you want a date range included in the search criteria.
Submission Type	The drop-down options are Interim and Final. It is only applicable for loan casefiles submitted to DU through a sponsoring lender.
Originator Name	The field name is Sponsoring Lender if you are an originator logged into DO. It is only applicable for loan casefiles submitted to DU through a sponsoring lender.

Click Search.
The Search Results appear. If no loan casefiles are returned, you will be instructed to refine your search criteria. However, the reason could be that the correct institution was not selected, or the date range needs to be updated or deleted.

If multiple DU loan casefiles are returned, you can sort them by clicking on the up or down arrows below the loan data or status you want to sort by.

The Loan List provides several columns of status information to help you keep track of the work that has already been done on your loan casefiles. The following table summarizes the status information:

Status Type	Status	What It Means
Credit Status	Incomplete	A credit report request has not yet been made for the loan casefile.
	Error	A problem occurred with the credit report and/or underwriting request. The status includes a hyperlink, click to see the reason for the error.
	Complete	A credit report is available for the loan casefile. The status includes a hyperlink, click to view and print the credit report.
Underwriting Status	Not Submitted	An underwriting request has not yet been made for the loan casefile.
	Error	The loan casefile was submitted to DU, but an error occurred. The status includes a hyperlink, click to see the reason for the error.
	Complete	The DU Underwriting Findings report is available for the loan casefile. The status includes a hyperlink, click to view and print the report.
	Out of Date	This status appears if you make any changes in a loan casefile after it has been submitted to DU. You will need to submit the loan casefile again to see how your changes affect the DU underwriting recommendation and the DU Underwriting Findings report.
Underwriting Recommendation	Unknown Recommendation	The loan casefile has not yet been submitted to DU.
	Unknown	The loan casefile was submitted to DU, but an error occurred. The Underwriting Status includes a hyperlink, click to see the reason for the error.
	Approve/Eligible	Based on the data submitted, the loan casefile meets Fannie Mae, FHA, or VA credit risk standards and eligibility requirements.
	Approve/Ineligible	The loan casefile meets the Fannie Mae, FHA, or VA credit risk standards, but does not appear to meet the eligibility requirements specified by Fannie Mae, FHA, or VA.
	Refer/Eligible Issued only on FHA or VA loan casefiles.	Indicates that the loan casefile must be manually underwritten by an FHA DE underwriter or VA- approved underwriter in accordance with FHA or VA guidelines.
	Refer/Ineligible Issued only on FHA or VA loan casefiles.	Indicates that the loan casefile must be manually underwritten by an FHA DE underwriter or a VA- approved underwriter in accordance with FHA or VA guidelines. Further, the Ineligibility recommendation indicates that the loan casefile does not appear to meet one or more of FHA eligibility requirements or VA’s program requirements.
	Refer with Caution Issued only on conventional loan casefiles.	Based on the data submitted to DU, the loan casefile does not meet Fannie Mae’s credit risk standards or Fannie Mae’s eligibility requirements for DU loans. The loan can be manually underwritten.
	Out of Scope Issued only on conventional loan casefiles.	DU does not contain the rules or models that are necessary to provide an underwriting recommendation for the product, borrower, or type of loan submitted. The recommendation includes a hyperlink, click to see the reason for the Out of Scope recommendation.
	Error	The loan casefile was submitted to DU, but an error occurred. The recommendation includes a hyperlink, click to see the reason for the error.
Submission Type	Interim	The loan casefile was submitted through a sponsoring lender as an Interim submission. The broker/correspondent retains control of the online loan application data and can continue making changes to the data. The sponsoring lender can view the loan casefile but cannot edit it.
Submission Type	Final	The loan casefile was submitted through a sponsoring lender as a Final submission. The sponsoring lender now has editing rights of the online loan application data. The broker/correspondent can still view the loan casefile but can no longer edit it.