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Entering the Subject Property Address
One of the key steps in DU’s collateral assessment is the ability to match a submitted property address to an address in DU’s database. This property match occurs after the address is confirmed with the United States Postal Service (USPS) database. Because of this, proper entry of address data into DU is extremely important. The subject address should not be the full legal description that includes the lot, block, subdivision, etc; but must contain the unit number, if applicable.
Entering Address Data
- Place the house number at the beginning of the street address (if there is not a separate field for the house number).
- Enter either complete names (e.g., Avenue or Street) or the appropriate abbreviations provided in the following tables.
- Enter a valid street suffix in upper case (e.g., AVE, PKWY, or TER). See Standard address-related abbreviation tables below.
- Include apartment, suite, unit number, or letters after the street name if there is not a separate unit number field.
- Include the city, state, and ZIP Code of the subject property. For the state, enter the abbreviation recommended by the U.S. Postal Service.
- Do not use punctuation in addresses (e.g., periods, commas, colons, semicolons, slashes, and asterisks).
- Dashes are permitted if they apply to the street number or ZIP+4.
- Enter the unit number in the Unit field.
- Identifiers such as APT, BLDG, UNIT, or STE are not required when the Unit field is utilized.
- Include pre-directional abbreviations (e.g., 123 MAIN St) and post directional (e.g., 123 Broad Street NW) in the Street Name field. See list below.
- Ensure accurate spelling and typing.
- Re-enter the property address if it changes and resubmit the loan casefile to DU.
Entering Address Data for Pre-qualification Loans
When using DU for loan casefiles where the address is unknown, or not yet determined, enter the state information only. Do not enter any data in the following fields: street address, city, or ZIP Code. However, if a loan origination system requires an entry for the street address, enter TBD in that field.
DU will then issue a message acknowledging that the submitted address is not complete, and, therefore, DU could not provide a property fieldwork recommendation. DU will not return a fieldwork recommendation until a complete address is entered. Always re-enter the subject address once it is finalized to receive from DU the level of property field work required for loan delivery.
Standard Address-Related Abbreviation Tables
To ensure that the data entered is interpreted correctly, check the following tables for the standard address-related information:
- Table 1: Pre-and post-directional abbreviations
- Table 2: Street suffix abbreviations
- Table 3: Routes
- Table 4: Special characters
|
Direction |
Abbreviation |
Example |
| North | N | 123 N Broad Street |
| South | S | 123 S Broad Street |
| East | E | 123 E Broad Street |
| West | W | 123 W Broad Street |
| Northeast | NE | 123 Broad Street NE |
| Northwest | NW | 123 Broad Street NW |
| Southeast | SE | 123 Broad Street SE |
| Southwest | SW | 123 Broad Street SW |
Note: There is one exception to this rule. If the street name is a directional word - North, South, East, or West - enter the full word for the street name (e.g., 123 North ST SW).
Table 2: Street Suffix Abbreviations
The following table lists examples of primary street suffix names and common street types and their suffix abbreviations. These street suffix abbreviations are the recommended official Standard Suffix Abbreviations of the USPS.
|
Street Type |
Abbreviation |
Example |
| Alley | ALY | 123 MAIN ALY |
| Annex | ANX | 123 MAIN ANX |
| Arcade | ARC | 123 MAIN ARC |
| Avenue | AVE | 123 MAIN AVE |
| Bayou | BYU | 123 MAIN BYU |
| Beach | BCH | 123 MAIN BCH |
| Bend | BND | 123 MAIN BND |
| Bluff | BLF | 123 MAIN BLF |
| Bluffs | BLFS | 123 MAIN BLFS |
| Bottom | BTM | 123 MAIN BTM |
| Boulevard | BLVD | 123 MAIN BLVD |
| Branch | BR | 123 MAIN BR |
| Bridge | BRG | 123 MAIN BRG |
| Brook | BRK | 123 MAIN BRK |
| Brooks | BRKS | 123 MAIN BRKS |
| Burg | BG | 123 MAIN BG |
| Burgs | BGS | 123 MAIN BGS |
| Bypass | BYP | 123 MAIN BYP |
| Camp | CP | 123 MAIN CP |
| Canyon | CYN | 123 MAIN CYN |
| Cape | CPE | 123 MAIN CPE |
| Causeway | CSWY | 123 MAIN CSWY |
| Center | CTR | 123 MAIN CTR |
| Centers | CTRS | 123 MAIN CTRS |
| Circle | CIR | 123 MAIN CIR |
| Circles | CIRS | 123 MAIN CIRS |
| Cliff | CLF | 123 MAIN CLF |
| Cliffs | CLFS | 123 MAIN CLFS |
| Club | CLB | 123 MAIN CLB |
| Common | CMN | 123 MAIN CMN |
| Commons | CMNS | 123 MAIN CMNS |
| Corner | COR | 123 MAIN COR |
| Corners | CORS | 123 MAIN CORS |
| Course | CRSE | 123 MAIN CRSE |
| Court | CT | 123 MAIN CT |
| Courts | CTS | 123 MAIN CTS |
| Cove | CV | 123 MAIN CV |
| Coves | CVS | 123 MAIN CVS |
| Creek | CRK | 123 MAIN CRK |
| Crescent | CRES | 123 MAIN CRES |
| Crest | CRST | 123 MAIN CRST |
| Crossing | 123 MAIN XING | |
| Crossroad | XRD | 123 MAIN XRD |
| Crossroads | XRDS | 123 MAIN XRDS |
| Curve | CURV | 123 MAIN CURV |
| Dale | DL | 123 MAIN DL |
| Dam | DM | 123 MAIN DM |
| Divide | DV | 123 MAIN DV |
| Drive | DR | 123 MAIN DR |
| Drives | DRS | 123 MAIN DRS |
| Estate | EST | 123 MAIN EST |
| Estates | ESTS | 123 MAIN ESTS |
| Expressway | EXPY | 123 MAIN EXPY |
| Extension | EXT | 123 MAIN EXT |
| Extensions | EXTS | 123 MAIN EXTS |
| Fall | FALL | 123 MAIN FALL |
| Falls | FLS | 123 MAIN FLS |
| Ferry | FRY | 123 MAIN FRY |
| Field | FLD | 123 MAIN FLD |
| Fields | FLDS | 123 MAIN FLDS |
| Flat | FLT | 123 MAIN FLT |
| Flats | FLTS | 123 MAIN FLTS |
| Ford | FRD | 123 MAIN FRD |
| Fords | FRDS | 123 MAIN FRDS |
| Forest | FRST | 123 MAIN FRST |
| Forge | FRG | 123 MAIN FRG |
| Forges | FRGS | 123 MAIN FRGS |
| Fork | FRK | 123 MAIN FRK |
| Forks | FRKS | 123 MAIN FRKS |
| Fort | FT | 123 MAIN FT |
| Freeway | FWY | 123 MAIN FWY |
| Garden | GDN | 123 MAIN GDN |
| Gardens | GDNS | 123 MAIN GDNS |
| Gateway | GTWY | 123 MAIN GTWY |
| Glen | GLN | 123 MAIN GLN |
| Glens | GLNS | 123 MAIN GLNS |
| Green | GRN | 123 MAIN GRN |
| Greens | GRNS | 123 MAIN GRNS |
| Grove | GRV | 123 MAIN GRV |
| Groves | GRVS | 123 MAIN GRVS |
| Harbor | HBR | 123 MAIN HBR |
| Harbors | HBRS | 123 MAIN HBRS |
| Haven | HVN | 123 MAIN HVN |
| Heights | HTS | 123 MAIN HTS |
| Highway | HWY | 123 MAIN HWY |
| Hill | HL | 123 MAIN HL |
| Hills | HLS | 123 MAIN HLS |
| Hollow | HOLW | 123 MAIN HOLW |
| Inlet | INLT | 123 MAIN INLT |
| Island | IS | 123 MAIN IS |
| Islands | ISS | 123 MAIN ISS |
| Isle | ISLE | 123 MAIN ISLE |
| Junction | JCT | 123 MAIN JCT |
| Junctions | JCTS | 123 MAIN JCTS |
| Key | KY | 123 MAIN KY |
| Keys | KYS | 123 MAIN KYS |
| Knoll | KNL | 123 MAIN KNL |
| Knolls | KNLS | 123 MAIN KNLS |
| Lake | LK | 123 MAIN LK |
| Lakes | LKS | 123 MAIN LKS |
| Land | LAND | 123 MAIN LAND |
| Landing | LNDG | 123 MAIN LNDG |
| Lane | LN | 123 MAIN LN |
| Light | LGT | 123 MAIN LGT |
| Lights | LGTS | 123 MAIN LGTS |
| Loaf | LF | 123 MAIN LF |
| Lock | LCK | 123 MAIN LCK |
| Locks | LCKS | 123 MAIN LCKS |
| Lodge | LDG | 123 MAIN LDG |
| Loop | LOOP | 123 MAIN LOOP |
| Mall | MALL | 123 MAIN MALL |
| Manor | MNR | 123 MAIN MNR |
| Manors | MNRS | 123 MAIN MNRS |
| Meadow | MDW | 123 MAIN MDW |
| Meadows | MDWS | 123 MAIN MDWS |
| Mews | MEWS | 123 MAIN MEWS |
| Mill | ML | 123 MAIN ML |
| Mills | MLS | 123 MAIN MLS |
| Mission | MSN | 123 MAIN MSN |
| Motorway | MTWY | 123 MAIN MTWY |
| Mount | MT | 123 MAIN MT |
| Mountain | MTN | 123 MAIN MTN |
| Mountains | MTNS | 123 MAIN MTNS |
| Neck | NCK | 123 MAIN NCK |
| Orchard | ORCH | 123 MAIN ORCH |
| Oval | OVAL | 123 MAIN OVAL |
| Overpass | OPAS | 123 MAIN OPAS |
| Park | PARK | 123 MAIN PARK |
| Parks | PARKS | 123 MAIN PARKS |
| Parkway | PKWY | 123 MAIN PKWY |
| Pass | PASS | 123 MAIN PASS |
| Passage | PSGE | 123 MAIN PSGE |
| Path | PATH | 123 MAIN PATH |
| Pike | PIKE | 123 MAIN PIKE |
| Pine | PNE | 123 MAIN PNE |
| Pines | PNES | 123 MAIN PNES |
| Place | PL | 123 MAIN PL |
| Plain | PLN | 123 MAIN PLN |
| Plains | PLNS | 123 MAIN PLNS |
| Plaza | PLZ | 123 MAIN PLZ |
| Point | PT | 123 MAIN PT |
| Points | PTS | 123 MAIN PTS |
| Port | PRT | 123 MAIN PRT |
| Ports | PRTS | 123 MAIN PRTS |
| Prairie | PR | 123 MAIN PR |
| Radial | RADL | 123 MAIN RADL |
| Ramp | RAMP | 123 MAIN RAMP |
| Ranch | RNCH | 123 MAIN RNCH |
| Rapid | RPD | 123 MAIN RPD |
| Rapids | RPDS | 123 MAIN RPDS |
| Rest | RST | 123 MAIN RST |
| Ridge | RDG | 123 MAIN RDG |
| Ridges | RDGS | 123 MAIN RDGS |
| River | RIV | 123 MAIN RIV |
| Road | RD | 123 MAIN RD |
| Roads | RDS | 123 MAIN RDS |
| Route | RTE | 123 MAIN RTE |
| Row | ROW | 123 MAIN ROW |
| Rue | RUE | 123 MAIN RUE |
| Run | RUN | 123 MAIN RUN |
| Shoal | SHL | 123 MAIN SHL |
| Shoals | SHLS | 123 MAIN SHLS |
| Shore | SHR | 123 MAIN SHR |
| Shores | SHRS | 123 MAIN SHRS |
| Skyway | SKWY | 123 MAIN SKWY |
| Spring | SPG | 123 MAIN SPG |
| Springs | SPGS | 123 MAIN SPGS |
| Spur | SPUR | 123 MAIN SPUR |
| Spurs | SPURS | 123 MAIN SPURS |
| Square | SQ | 123 MAIN SQ |
| Squares | SQS | 123 MAIN SQS |
| Station | STA | 123 MAIN STA |
| Stravenue | STRA | 123 MAIN STRA |
| Stream | STRM | 123 MAIN STRM |
| Street | ST | 123 MAIN ST |
| Streets | STS | 123 MAIN STS |
| Summit | SMT | 123 MAIN SMT |
| Terrace | TER | 123 MAIN TER |
| Throughway | TRWY | 123 MAIN TRWY |
| Trace | TRCE | 123 MAIN TRCE |
| Track | TRAK | 123 MAIN TRAK |
| Trafficway | TRFY | 123 MAIN TRFY |
| Trail | TRL | 123 MAIN TRL |
| Trailer | TRLR | 123 MAIN TRLR |
| Tunnel | TUNL | 123 MAIN TUNL |
| Turnpike | TPKE | 123 MAIN TPKE |
| Underpass | UPAS | 123 MAIN UPAS |
| Union | UN | 123 MAIN UN |
| Unions | UNS | 123 MAIN UNS |
| Valley | VLY | 123 MAIN VLY |
| Valleys | VLYS | 123 MAIN VLYS |
| Viaduct | VIA | 123 MAIN VIA |
| View | VW | 123 MAIN VW |
| Views | VWS | 123 MAIN VSW |
| Village | VLG | 123 MAIN VLG |
| Villages | VLGS | 123 MAIN VLGS |
| Ville | VL | 123 MAIN VL |
| Vista | VIS | 123 MAIN VIS |
| Walk | WALK | 123 MAIN WALK |
| Walks | WALK | 123 MAIN WALK |
| Wall | WALL | 123 MAIN WALL |
| Way | WAY | 123 MAIN WAY |
| Ways | WAYS | 123 MAIN WAYS |
| Well | WL | 123 MAIN WL |
| Wells | WLS | 123 MAIN WLS |
Table 3: Routes
|
Address Type |
Abbreviation |
Example |
| Route | RT | RT 30 MAIN ST |
| Rural Free Deliver | RFD | RFD 5 |
| Rural Route | RR | RR 2 |
Table 4: Special Characters
Remove all special characters, multiple blanks, and punctuation marks as listed below:
|
Character |
Description |
| Spaces | Double spaces/blanks change to single-space or blank, except between state abbreviations and ZIP Codes or ZIP+4 Codes Example: 123<space>MAIN ST Anytown,<space>GA<space>12345 |
| * | Asterisk |
| , | Comma |
| . | Period |
| () | Parentheses |
| " " | Quotation |
| : | Colon |
| ; | Semi-colon |
| ' | Apostrophe |
| - |
A hyphen should only be used in the ZIP+4 Code and in the street number. Spaces before and after the hyphen or slashes (/) should be removed from the address line. Example: GA 12345-6789 |
| @ | At symbol |
| & | Ampersand |