Borrower Address & Unit Identifier Job Aid

The purpose of this job aid is to help provide additional information on how the Street Address and Unit Identifier fields should be entered. This document will provide an overview of the acceptable submission methods for these two data points, as well as provide detailed examples for each point individually.

For detailed instructions on how to perform other tasks, see the Loan Delivery User Guide, eLearning tutorials, or other job aids. If you do not have access to Loan Delivery and require it, please contact your Technology Manager administrator.  

When to Deliver a Borrower Mailing Address

If the primary borrower's mailing address is different than the property - Borrower Mail To Address Same As Property Indicator (Sort ID 572) needs to indicate No. The following fields will need to be delivered:

• Address Type (Sort ID 549)
• City (Sort ID 554)
• Street Address (Sort ID 548)
• Zip Code (Sort ID 557)
• Country (Sort ID 555)

Note: Fannie Mae does not collect these fields for the co-borrower.

Fields to be Delivered

• SID 10: AddressLineText (Property Street Address)
• SID 13: AddressUnitIdentifier (Property Unit Identifier)
•  SID 548: AddressLineText (Mailing Street Address)
• SID 553:  AddressUnitIdentifier (Mailing Street Address)

 

How to Deliver Fields

Scenario	Scenario Description	Street Address Example		Unit Identifier Example	Appropriate Downstream Format
A	Address, Unit Designator, and number are all entered on the existing address field (current process)	23 Main Street APT 3B		“null”	Address Line: 23 Main Street APT 3B or Address Line: 23 Main Street APT 3B Unit: "null"
B	Address Field is entered the same as scenario #1; Unit ID contains only the Unit Number and not the Unit designation (APT, NUM, etc), so as to not send duplicate data downstream	23 Main Street APT 3B		3B	Address Line: 23 Main Street APT 3B or Address Line: 23 Main Street APT 3B Unit: 3B

 

Unacceptable Submission Methods

Scenario	Scenario Description	Street Address Example		Unit Identifier Example	Appropriate Downstream Format
A	Address, Unit Designator, and number are all entered on the existing address field (current process)	23 Main Street		3B	Address Line: 23 Main Street APT 3B or Address Line: 23 Main Street Unit: 3B

A new edit will be put in place to enforce the submission logic displayed above, which will read as follows:
“If the unit number is provided in Unit Identifier then it must also be included in the Street Address. Only provide the unit number, not the unit designator (APT, Unit, etc.), in the Unit Identifier.”