Guidelines for Entering the Subject Property Address

For ease of reference, we will generally use the term “DU” to refer to Desktop Originator® and Desktop Underwriter® (DO®/DU®).

One of the key steps in DU’s collateral assessment is the ability to match a submitted property address to an address in DU’s database. This property match occurs after the address is confirmed with the United States Postal Service (USPS) database. Because of this, proper entry of address data into DU is extremely important. The address entered on the loan application must conform to the USPS address standards for complete addresses, as outlined in Publication 28 - Postal Addressing Standards (can be found at USPS.com). The subject address should not be the full legal description that includes the lot, block, subdivision, etc; but must contain the unit number, if applicable.

Entering address data

Place the house number at the beginning of the street address (if there is not a separate field for the house number).
Enter either complete names (e.g., Avenue or Street) or the appropriate abbreviations provided in the following tables.
Enter a valid street suffix in upper case (e.g., AVE, PKWY, or TER). See Standard address-related abbreviation tables below.
Include apartment, suite, unit number, or letters after the street name if there is not a separate unit number field.
Include the city, state, and ZIP Code of the subject property. For the state, enter the abbreviation recommended by the U.S. Postal Service.
Do not use punctuation in addresses (e.g., periods, commas, colons, semicolons, slashes, and asterisks).
Dashes are permitted if they apply to the street number or ZIP+4.
Do not include the pound sign (“#”) for the unit number if the unit number is entered in the unit number field. (DU will automatically insert a # symbol in the address in the DU Underwriting Findings report and printed loan application.) Do enter a pound sign before the unit number, if entering the unit number, together with the street number and name, all in one field.
Do not include identifiers such as APT, BLDG, UNIT, or STE in the address or unit number fields.
Include pre-directional abbreviations (e.g., 123 N MAIN St) and post-directional (e.g., 123 Broad Street NW) in the Street Name field. See the list below.
Ensure accurate spelling and typing.
Re-enter the property address if it changes and resubmit the loan casefile to DU.

Entering address data for pre-qualification loans

When using DU for loan casefiles where the address is unknown, or not yet determined, enter the state information only. Do not enter any data in the following fields: street address, city, or ZIP Code. However, if a loan origination system requires an entry for the street address, enter TBD in that field.

DU will then issue a message acknowledging that the submitted address is not complete, and, therefore, DU could not provide a property fieldwork recommendation. DU will not return a fieldwork recommendation until a complete address is entered. Always re-enter the subject address once it is finalized to receive from DU the level of property field work required for loan delivery.

Standard address-related abbreviation tables

To ensure that the data entered is interpreted correctly, check the following tables for the standard address- related information:

Table 1: Pre- and post-directional abbreviations
Table 2: Street suffix abbreviations
Table 3: Routes
Table 4: Special characters

Table 1: Pre- and post-directional abbreviations

Direction	Abbreviation	Example
North	N	123 N Broad Street
South	S	123 S Broad Street
East	E	123 E Broad Street
West	W	123 W Broad Street
Northeast	NE	123 Broad Street NE
Northwest	NW	123 Broad Street NW
Southeast	SE	123 Broad Street SE
Southwest	SW	123 Broad Street SW

Note: There is one exception to this rule. If the street name is a directional word – North, East, South, or West – enter the full word for the street name (e.g., 123 North ST SW).

Table 2: Street suffix abbreviations

The following table lists examples of primary street suffix names and common street types and their suffix abbreviations. These street suffix abbreviations are the recommended official Standard Suffix Abbreviations of the USPS.

Street Type	Abbreviation	Example
Alley	ALY	123 MAIN ALY
Annex	ANX	123 MAIN ANX
Arcade	ARC	123 MAIN ARC
Avenue	AVE	123 MAIN AVE
Bayou	BYU	123 MAIN BYU
Beach	BCH	123 MAIN BCH
Bend	BND	123 MAIN BND
Bluff	BLF	123 MAIN BLF
Bluffs	BLFS	123 MAIN BLFS
Bottom	BTM	123 MAIN BTM
Boulevard	BLVD	123 MAIN BLVD
Branch	BR	123 MAIN BR
Bridge	BRG	123 MAIN BRG
Brook	BRK	123 MAIN BRK
Brooks	BRKS	123 MAIN BRKS
Burg	BG	123 MAIN BG
Burgs	BGS	123 MAIN BGS
Bypass	BYP	123 MAIN BYP
Camp	CP	123 MAIN CP
Canyon	CYN	123 MAIN CYN
Cape	CPE	123 MAIN CPE
Causeway	CSWY	123 MAIN CSWY
Center	CTR	123 MAIN CTR
Centers	CTRS	123 MAIN CTRS
Circle	CIR	123 MAIN CIR
Circles	CIRS	123 MAIN CIRS
Cliff	CLF	123 MAIN CLF
Cliffs	CLFS	123 MAIN CLFS
Club	CLB	123 MAIN CLB
Common	CMN	123 MAIN CMN
Commons	CMNS	123 MAIN CMNS
Corner	COR	123 MAIN COR
Corners	CORS	123 MAIN CORS
Course	CRSE	123 MAIN CRSE
Court	CT	123 MAIN CT
Courts	CTS	123 MAIN CTS
Cove	CV	123 MAIN CV
Coves	CVS	123 MAIN CVS
Creek	CRK	123 MAIN CRK
Crescent	CRES	123 MAIN CRES
Crest	CRST	123 MAIN CRST
Crossing	XING	123 MAIN XING
Crossroad	XRD	123 MAIN XRD
Crossroads	XRDS	123 MAIN XRDS
Curve	CURV	123 MAIN CURV
Dale	DL	123 MAIN DL
Dam	DM	123 MAIN DM
Divide	DV	123 MAIN DV
Drive	DR	123 MAIN DR
Drives	DRS	123 MAIN DRS
Estate	EST	123 MAIN EST
Estates	ESTS	123 MAIN ESTS
Expressway	EXPY	123 MAIN EXPY
Extension	EXT	123 MAIN EXT
Extensions	EXTS	123 MAIN EXTS
Fall	FALL	123 MAIN FALL
Falls	FLS	123 MAIN FLS
Ferry	FRY	123 MAIN FRY
Field	FLD	123 MAIN FLD
Fields	FLDS	123 MAIN FLDS
Flat	FLT	123 MAIN FLT
Flats	FLTS	123 MAIN FLTS
Ford	FRD	123 MAIN FRD
Fords	FRDS	123 MAIN FRDS
Forest	FRST	123 MAIN FRST
Forge	FRG	123 MAIN FRG
Forges	FRGS	123 MAIN FRGS
Fork	FRK	123 MAIN FRK
Forks	FRKS	123 MAIN FRKS
Fort	FT	123 MAIN FT
Freeway	FWY	123 MAIN FWY
Garden	GDN	123 MAIN GDN
Gardens	GDNS	123 MAIN GDNS
Gateway	GTWY	123 MAIN GTWY
Glen	GLN	123 MAIN GLN
Glens	GLNS	123 MAIN GLNS
Green	GRN	123 MAIN GRN
Greens	GRNS	123 MAIN GRNS
Grove	GRV	123 MAIN GRV
Groves	GRVS	123 MAIN GRVS
Harbor	HBR	123 MAIN HBR
Harbors	HBRS	123 MAIN HBRS
Haven	HVN	123 MAIN HVN
Heights	HTS	123 MAIN HTS
Highway	HWY	123 MAIN HWY
Hill	HL	123 MAIN HL
Hills	HLS	123 MAIN HLS
Hollow	HOLW	123 MAIN HOLW
Inlet	INLT	123 MAIN INLT
Island	IS	123 MAIN IS
Islands	ISS	123 MAIN ISS
Isle	ISLE	123 MAIN ISLE
Junction	JCT	123 MAIN JCT
Junctions	JCTS	123 MAIN JCTS
Key	KY	123 MAIN KY
Keys	KYS	123 MAIN KYS
Knoll	KNL	123 MAIN KNL
Knolls	KNLS	123 MAIN KNLS
Lake	LK	123 MAIN LK
Lakes	LKS	123 MAIN LKS
Land	LAND	123 MAIN LAND
Landing	LNDG	123 MAIN LNDG
Lane	LN	123 MAIN LN
Light	LGT	123 MAIN LGT
Lights	LGTS	123 MAIN LGTS
Loaf	LF	123 MAIN LF
Lock	LCK	123 MAIN LCK
Locks	LCKS	123 MAIN LCKS
Lodge	LDG	123 MAIN LDG
Loop	LOOP	123 MAIN LOOP
Mall	MALL	123 MAIN MALL
Manor	MNR	123 MAIN MNR
Manors	MNRS	123 MAIN MNRS
Meadow	MDW	123 MAIN MDW
Meadows	MDWS	123 MAIN MDWS
Mews	MEWS	123 MAIN MEWS
Mill	ML	123 MAIN ML
Mills	MLS	123 MAIN MLS
Mission	MSN	123 MAIN MSN
Motorway	MTWY	123 MAIN MTWY
Mount	MT	123 MAIN MT
Mountain	MTN	123 MAIN MTN
Mountains	MTNS	123 MAIN MTNS
Neck	NCK	123 MAIN NCK
Orchard	ORCH	123 MAIN ORCH
Oval	OVAL	123 MAIN OVAL
Overpass	OPAS	123 MAIN OPAS
Park	PARK	123 MAIN PARK
Parks	PARKS	123 MAIN PARK
Parkway	PKWY	123 MAIN PKWY
Pass	PASS	123 MAIN PASS
Passage	PSGE	123 MAIN PSGE
Path	PATH	123 MAIN PATH
Pike	PIKE	123 MAIN PIKE
Pine	PNE	123 MAIN PNE
Pines	PNES	123 MAIN PNES
Place	PL	123 MAIN PL
Plain	PLN	123 MAIN PLN
Plains	PLNS	123 MAIN PLNS
Plaza	PLZ	123 MAIN PLZ
Point	PT	123 MAIN PT
Points	PTS	123 MAIN PTS
Port	PRT	123 MAIN PRT
Ports	PRTS	123 MAIN PRTS
Prairie	PR	123 MAIN PR
Radial	RADL	123 MAIN RADL
Ramp	RAMP	123 MAIN RAMP
Ranch	RNCH	123 MAIN RNCH
Rapid	RPD	123 MAIN RPD
Rapids	RPDS	123 MAIN RPDS
Rest	RST	123 MAIN RST
Ridge	RDG	123 MAIN RDG
Ridges	RDGS	123 MAIN RDGS
River	RIV	123 MAIN RIV
Road	RD	123 MAIN RD
Roads	RDS	123 MAIN RDS
Route	RTE	123 MAIN RTE
Row	ROW	123 MAIN ROW
Rue	RUE	123 MAIN RUE
Run	RUN	123 MAIN RUN
Shoal	SHL	123 MAIN SHL
Shoals	SHLS	123 MAIN SHLS
Shore	SHR	123 MAIN SHR
Shores	SHRS	123 MAIN SHRS
Skyway	SKWY	123 MAIN SKWY
Spring	SPG	123 MAIN SPG
Springs	SPGS	123 MAIN SPGS
Spur	SPUR	123 MAIN SPUR
Spurs	SPURS	123 MAIN SPUR
Square	SQ	123 MAIN SQ
Squares	SQS	123 MAIN and East SQS
Station	STA	123 MAIN STA
Stravenue	STRA	123 MAIN STRA
Stream	STRM	123 MAIN STRM
Street	ST	123 MAIN ST
Streets	STS	123 MAIN and East STS
Summit	SMT	123 MAIN SMT
Terrace	TER	123 MAIN TER
Throughway	TRWY	123 MAIN TRWY
Trace	TRCE	123 MAIN TRCE
Track	TRAK	123 MAIN TRAK
Trafficway	TRFY	123 MAIN TRFY
Trail	TRL	123 MAIN TRL
Trailer	TRLR	123 MAIN TRLR
Tunnel	TUNL	123 MAIN TUNL
Turnpike	TPKE	123 MAIN TPKE
Underpass	UPAS	123 MAIN UPAS
Union	UN	123 MAIN UN
Unions	UNS	123 MAIN UNS
Valley	VLY	123 MAIN VLY
Valleys	VLYS	123 MAIN VLYS
Viaduct	VIA	123 MAIN VIA
View	VW	123 MAIN VW
Views	VWS	123 MAIN VWS
Village	VLG	123 MAIN VLG
Villages	VLGS	123 MAIN VLGS
Ville	VL	123 MAIN VL
Vista	VIS	123 MAIN VIS
Walk	WALK	123 MAIN WALK
Walks	WALK	123 MAIN WALK
Wall	WALL	123 MAIN WALL
Way	WAY	123 MAIN WAY
Ways	WAYS	123 MAIN and East WAYS
Well	WL	123 MAIN WL
Wells	WLS	123 MAIN WLS

Table 3: Routes

Address Type	Abbreviation	Example
Route	RT	RT 30 MAIN ST
Rural Free Deliver	RFD	RFD 5
Rural Route	RR	RR 2

Table 4: Special characters

Remove all special characters, multiple blanks, and punctuation marks as listed below.

Character	Description
Spaces	Double spaces/blanks change to single-space or blank, except between state abbreviations and ZIP Codes or ZIP+4 Codes. Example: 123<space>MAIN ST Anytown,<space>GA<space><space>12345
*	Asterisk
,	Comma
.	Period
()	Parentheses
" "	Quotation
:	Colon
;	Semi-colon
'	Apostrophe
-	A hyphen should only be used in the ZIP+4 Code and in the street number. Spaces before and after the hyphen or slashes (/) should be removed from the address line. Example: GA 12345-6789
@	At symbol
&	Ampersand