Our 2021 Environmental, Social, and Governance (ESG) Report
As part of our effort to maintain transparency, our first annual ESG report highlights the impact of our work through tangible results and data.
Expanding homeownership opportunities for more borrowers
New Desktop Underwriter ® (DU®) enhancements can benefit borrowers with no credit score and the lenders who serve them.
Loan limits increase for 2023
FHFA has published the conforming loan limit values for 2023.
Delivering on our Duty to Serve
We’re leading the way in providing access to affordable and sustainable housing across America.
Advancing greater housing equity
Our Plan seeks to knock down barriers faced by Black homeowners and renters.
Fannie Mae supports those who house America through single-family mortgage products and solutions
Our Single-Family business helps lenders originate quality affordable mortgages using innovative digital processes. Our funding makes products such as the 30-year, fixed-rate mortgage possible, providing homeowners with predictable mortgage payments over the life of the loan. It remains the most popular choice among homeowners.
From pricing to technology to support, there are many benefits to working together:
- Innovative Mortgage Solutions for today’s home buyers
- Clear, Consistent Pricing in all markets at all times
- Powerful Technology and streamlined, value-driven servicing tools
- Ease of Doing Business without a pre-purchase review or fees
- Fast Funding available as soon as the same days loans are certified
- Service and Support offers the answers you need quickly
If you are not currently a Fannie Mae seller or servicer, learn more about working with Fannie Mae.
Fannie Mae is creating more options for more homebuyers by tackling access to credit and housing affordability challenges. We provide our customers a variety of innovative loan products to meet their borrower’s needs.
A refinance option that provides expanded eligibility, resulting in new opportunities for you and your borrowers.
HomeReady®’s innovative income flexibilities can help your customers qualify for an affordable mortgage with a down payment as low as 3%.
Learn how the HomeStyle® Renovation financing option provides a convenient and flexible way for your customers, who are considering home improvements, to make repairs and renovations.
See how our innovative offerings, including MH Advantage®, can support affordable alternatives to site-built homes.
Whether purchasing a home or refinancing their current one, help your borrowers finance upgrades to reduce utility costs and improve the comfort and safety of their homes with a HomeStyle® Energy mortgage.
Desktop Underwriter® (DU®) – the industry-leading underwriting system – helps lenders efficiently complete credit risk assessments to establish a home loan’s eligibility for sale and delivery to Fannie Mae.
Servicing Marketplace, available in Pricing & Execution – Whole Loan®, brings together lenders and servicing buyers to increase transparency and operational efficiency.
Fannie Mae Connect
Fannie Mae Connect™ is a source for data, reporting and analytics, providing lenders full visibility into their business transactions with Fannie Mae.